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twin cities mortgage: Twin Cities Mortgage Guidelines vs National Mortgage Guidelines - 01/08/10 03:54 PM
Guess what? They're all the same. While regional banks may make some up some of their own guidelines and criteria, Fannie Mae, Freddie Mac, FHA, and VA have national standards. In addition, various lenders will put their own credit overlay on top of these guidelines to lower their risk. True portfolio lenders can make up their own guidelines-as long as they don't violate any federal or state regulations and guidelines.
Here is a nice article that explains the evolution of the restrictive criteria involved in getting a mortgage. The pendulum has certainly swung the other way. Today, things are too tight. … (0 comments)
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twin cities mortgage: Minnesota Economy is just Part of the Equation-Attitude and Habits make up the balance. - 01/03/10 11:36 AM
How They Went Broke
By Rob Minton& John Mazzara
Earlier this year, I read a book titled "How They Went Broke: Bankruptcies and Money Disasters of the Rich and Famous," by Roland Gary Jones. Amid all this talk of a recovery in the economy lately, I started thinking about this book again.
It strikes me now that for none of the hundreds of famous people listed in the book did it say "lost it all because of a recession," or "the economy ruined him." In fact, several of the people listed in the book built or re-built fortunes during or after … (2 comments)
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twin cities mortgage: Twin Cities Mortgage Broker Discloses Secret About Your Credit Score & Mortgage Application - 03/13/08 10:00 PM
Edina Minnesota mortgage broker Venture Development wants to help you obtain the best mortgage program that your credit scores allow you to qualify for. Here is our little secret-Your credit score can be changed. The person you work with should be a trusted advisor providing you some counseling and guidance. Instead, many people left over from the refinance boom are still order taking rate quoting monkeys.
Credit counseling in respect to obtaining a mortgage-makes sense and sounds simple enough. You'd think more mortgage brokers and LENDERS would try and help their clients evaluate all financing open to them that they are able … (0 comments)
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Patti Mazzara NMLS #333279
Edina,
MN
More about me…
Venture Development Inc NMLS #373115
Address: 7300 France Ave S #410, Edina, MN, 55435
Office Phone: (952) 285-4319
Cell Phone: (612) 237-6277
Email Me
Learn about the Twin Cities real estate, minnesota real estate, minnesota home financing, minnesota mortgages, FHA, VA, Reverse Mortgages, Debt Consolidation, refinancing, first time buyer programs, interest only loans, Edina, Minneapolis and St Paul. Visit our mortgage site at http://www.ventureloanapp.com or http://www.edinamortgage.com
Patti Mazzara NMLS #333279
Venture Development NMLS #373115
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