Those beautiful fall colors forming on the trees and shrubs are not just for your enjoyment. They are also a warning that cold weather waits just around the corner. Those, who do not heed the warning, run the risk of spending more money this winter than they need to and not being as warm and cozy as they might like.
These suggestions can help you, and your clients, be as cozy as can be this winter and not break the bank at the same time.