As you begin to look for that new home, you may want to EVALUATING YOUR ACTIVITIES AND LIFESTYLE:

The neighborhood you choose can have a big impact on your lifestyle, for example - safety, available amenities and convenience all play a part in home ownership satisfaction. Think about the activities you like, (shopping, movies, health club, organizations). Determine how far you would like to travel from each neighborhood to your favorite activity locations.

Here are some HELPFUL WEBSITES:

http://century21.com  "Buy" area    

http://www.homes.com/Content/Neighborhoods.cfm

http://realestate.yahoo.com/re/neighborhood

http://find.intelius.com

http://www.moving.com/community/

http://www.schoolmatch.com

http://www.patmccray.com  Home search tool.


 

Are you a homeowner on the verge of a foreclosure and have questions about doing a short sale?  You're not alone.  recent statisics show 1 out of 5 homeowners in the U.S. are in the same situation.  Admitting you need help is one of the 1st courageous things to do.  After admitting you need help you can now take action, find a professional who you can work with toward a solution.

Banks really don't want to foreclose on property because the process is very costly to them.  If you qualify for a short sale, it will most likely be considered.

Lenders are looking for verifiable hardship, monthly cash flow shortfall or pending shortfalls or what seems to be something unsolvable. 

There may be enough time to negotiate a short sale before foreclosure.  While a short sale may be very timely, foreclosure is also a process, and there may be time to make decisions that may result in better outcomes.

Short sales are difficult to execute and homeowners do need to learn about the process.  Remember, a short sale is not impossible.

Banks are trying to do what they can, within reason, to avoid foreclosure.  So before thinking that a bank would deny a short sale, ask them.

There are many potential buyers out there that are very interested in looking at short sales as well as foreclosures, even before they look at sale of private owned properties.

I wish the best for you.

 

 

Beautifully & Tastefully done is this log HOME in the woods. Open floor plan w/cathedral ceilings, custom hickory cabinets, knotty pine, maple hardwood floors & cedar railing and master w/loft. 10 acre wooded parcel gives you complete seclusion. Central Air, Anderson Windows and River Rock Chimney with Wood Stove.    Capac Schools.   MLS#30711906
                                                   

                                  


   

            

  

 This home is being offered by
CENTURY 21 AAA North
107 N Main
Capac, MI 48014
(810) 395-1800

Call For More Information, ASK for PAT McCRAY

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According to the U.S. Department of Energy (http://www1.eere.energy.gov/consumer/tips/save_energy.html), a typical American family spends about $1,900 a year on home utility bills. But you can save energy-and money-with these tips to make your home more energy-efficient.

1   Get a home energy survey from your local utility. Many will do a free analysis of your home and provide specific ways to save money on your utility bill.

2   Replace old furnaces and air conditioners with newer ones that are more energy efficient.

3   Install programmable thermostats.

4   Swap light bulbs for compact fluorescent bulbs bearing the Energy Star label.

5   Air dry dishes.

6   Turn off lights and ceiling fans when you leave a room.

7   Turn off computers and TVs when they are not being used.

8   Plug home electronic devices into power strips, and turn them off when the equipment is not being used.  These devices often have a "standby" mode that uses power even when they are off.

9   Lower the thermostat on your hot water heater to 120° F.

10 Install a low-flow head on your shower. Opt for showers, not baths.

11 Only run the washer or dishwasher with full loads.

12 Purchase appliances that have the Energy Star label.

 These tips can help you lower your energy use up to 25 percent, according to the DOE. That will not only save you money now, but reduced utility bills could also help you command a higher price for your home when you sell.

 

You're Invited to a Buyers Seminar

  Tuesday, May 12, 2009

6:30pm - 8:00pm

at

Century 21 AAA North, 107 N. Main St., Capac

  

Century 21 AAA North with Team 1 Mortgage

 is sponsoring this free seminar.  

                                                        · Mortgage Qualification
                                                        · Secrets to Improving Your Credit
                                                        · $0 Down Mortgage Programs
                                                        · First Time Home Buyer Tax Credit
                                                        · How to Purchase a Foreclosed Home

Also

Real Estate Professionals from Century 21 AAA North will be available to answer all of your questions regarding today's market. 

If you are considering buying or selling a home...

Do Not Miss This Opportunity.   EqualHousing

Call to reserve your spot:     810-395-1800                     

 

 

    

May 16 & 17, 2009, Saturday & Sunday - 10 AM~5 PM.
Lilac Festival Sunny Fields

No Appointment Necessary for this special event. 
Enjoy the fragrant lilacs of Michigan's most complete lilac collection in seven colors.
There will also be a food concession, several educational garden related seminars, plant sales, music, and several craft vendors to provide fun for every one.  
The unique botanical park is open other times by appointment and currently features 85 different varieties of daffodils enmasse, soon to be followed by eye-popping colors of over 136 different varieties of ornamental crabapples--- the region's largest collection. Please-no pets.  Best wishes and hope to welcome you at the park.

5444 Welsh Rd., Emmett Twp.
For more information
, visit  http://www.visitsunnyfields.org/  or call 810-387-2765.

Try to attend at least one day if not both.  I am sure you will not be disappointed.  I attended last year's event and was totaly amazeda and had a wonderful time.


    

 

 

   
107 N Main
Capac, MI 48014
Each Office is independently owned, operated.




You'll find this 3 Bedroom/1 Bath home with a 2 Acres corner lot and a pond on a hardtop road. Large living room, Eating area off kitchen with door wall to deck that leads to the gazebo. Two car attached garage. Lennox Whisper Heat Furnace with Lennox High Energy Filter, Central Air, Central Vacuum, partially finished walk out.   
MLS# 30547127           $148,000

         

      

          

                            

Information deemed to be reliable but not guaranteed.
Call Pat McCray @ (810) 395-1800 x114
patmccray@century21.com


                                               

 

         Total Sq.Ft 2,948        MLS# 30694015         
107 N Main                    5.89 Acres                     $165,000                   
Capac, MI 48014               4BRs/3BAs           
Each office is                     Paved Road
independently owned, 
operated.

 

Natural gas, 30x56 Pole Barn with loft.  This home offers you the open concept, beautiful oak kitchen with lots of pull outs and counter space.  Bathrooms are roomy, master bath has jetted tub and double sinks.
Also included central air, central vacuum & 2 car attached garage.  A place to call home! 

   
    

Information deemed to be reliable but not guaranteed.
Call Pat McCray @ (810) 395-1800 x114       patmccray@century21.com

 

What a beautiful day it was here in Berlin Township, St. Clair County !!!!!!!!!
I hope most of you here in Michigan was able to experience the same.  Isn't it amazing what a bit of sun shine can do for ones self.

Do you think that if the media would shed a bit of optimism, it would change how people are reacting to our economic situation.  I'm not saying that we should have our heads in the sand, so to speak.  Temporary (hopefully very short term) job lose has hit our family.  I can share in the uncertaintyof it all.  But all doom and gloom does not help peoples' emotional status. 

Michigan's auto industry got a big hit, they our trying to get back on track.  Let's applaud them for that.  It is my opinion that they were dealt with a bit to harshly.  It has had it's domino affect in many different directions.  And we as American need to try the best we can to buy American when we can.  Just maybe we could bless the American industry with our dollars.  That would be on more step forward.  This is America, let's be proud of that.

Well, spring is just around the corner, that's a good thing.  And I pray the the Lord will bless each one who reads this post. 

 

A snowy day in Capac, MI.  If you look down the street you can see the bulldozer as it is in the center of the road where it has pushed the snow.  The snow will be lifted to a dump truck to be carried off.

Just thought I'd share this photo.


                                                 
                                                            STAY WARM :)

 
 
Rainmaker_large

Pat McCray, ABR

Berlin Township, MI

More about me…

CENTURY 21 AAA North (Capac Office)

Address: 107 N. Main Street, * PO Box 247, Capac, MI, 48014

Office Phone: (810) 395-1800 x 114

Cell Phone: (810) 886-2100

Email Me


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