roseville short sale agent: Roseville Short Sale | Short Sale Roseville CA with Federal Tax Lien - 12/11/12 12:00 AM
Roseville Short Sale | Short Sale Roseville CA with Federal Tax Lien Roseville Short Sale Specialist, Mark Peek, announces another closed Short Sale in Roseville with multiple lien holders: Specialized Loan Servicing, and an IRS Federal Tax Lien.  This short sale closed, releasing the homeowner of deficiency from Specialized Loan Servicing.  In addition, the Federal Tax lien was removed to allow this Roseville Short Sale to close.  IRS tax liens can be removed with or without payment.
The home needed substantial repairs and was sold "as-is", without any seller repairs.  All of my short sales are sold "as-is" unless the the seller absolutely … (2 comments)

roseville short sale agent: Bank of America Short Sale Agent| Mark Peek | Another Roseville Short Sale Approved - 10/21/11 10:04 AM
Bank of America Short Sale Agent| Mark Peek | Another Roseville Short Sale Approved - Roseville Short Sale Specialist, Mark Peek, received another Roseville Short Sale Approval with Bank of America at 1570 Loon Lake Street, Roseville, CA.  Bank of America approved the Short Sale at $218,000 in 30 days.  This Bank of America Short Sale was approved without any seller contributions or promissory notes.  This means the seller pays absolutely nothing to complete the short sale.  No repairs, commissions, closing costs, etc.  
The seller can qualify to purchase a home in a little as 1 year with Credit Repair, or in as little as 2 years without.
Considering a Bank of America Short Sale? On the fence?  Wondering if you … (0 comments)

roseville short sale agent: Wells Fargo Short Sale Specialist - Roseville CA Short Sale Approved - 04/23/11 03:13 AM
Wells Fargo Short Sale Specialist - Roseville CA Short Sale Approved - Roseville Short Sale Specialist, Mark Peek, received another Short Sale Approval from Wells Fargo for a Wells Fargo Short Sale within 45 days.  The homeowner has a $456,000 mortgage on the home and Wells Fargo approved the Short Sale at $325,000 and is paying the buyer's closing costs.  This Wells Fargo Short Sale was approved without any seller contributions or promissory notes.  The homeowner will be able to avoid foreclosure and can qualify to purchase another home in as little as 2 years.  More importantly, the seller will be released from the lien and will not be … (0 comments)

roseville short sale agent: Short Sale Specialist Roseville | Mark Peek | Bank of America Short Sale in Roseville - 03/08/11 05:39 AM
 
Short Sale Specialist Roseville, Mark Peek, has listed yet another Bank of America Short Sale at 705 Alta Vista Ave. Roseville, Ca. 95678.
Here is a extraordinary Roseville Short Sale opportunity. This is your Diamond in the Rough. The home is is located on a large lot with alley access in the rear. Detached 2 car garage and a 1 car detached the is currently used a a Rec Room. A little TLC is all the Roseville Short Sale needs.
Considering a Bank of America Short Sale? Have questions about the Rosevile Short Sale Process?  I can help you short sale your home and not pay … (0 comments)

roseville short sale agent: Short Sale Specialist Roseville - How Much Debt Can I Erase With A Short Sale? - 01/24/11 05:51 PM
 
Short Sale Specialist Roseville – Short Sale specialist, Mark Peek, often gets asked that question. Some people think that since they are walking away from a large upside down mortgage, then the bank won’t approve it.
That usually isn’t true. I wanted to put together a few examples of closed short sales amount of debt forgiven.
Discover how other sellers successfully did a short sale to avoid foreclosure with a Short Sale Specialist Roseville.
That way you can get a good idea of exactly how much debt you can erase with a short sale. Check out some of the examples below.
 
$273,000 … (1 comments)

roseville short sale agent: Short Sale Roseville CA - Can I Short Sale Investment Property Without A Deficiency? - 01/18/11 10:13 AM
Short Sale Roseville CA – Roseville Short Sale Agent, Mark Peek, recently received a question from Fred. Here is Fred's Question.
"I am a Placer County Resident and have 3 distressed Properties in Roseville, Rocklin, & Lincoln pending foreclosure. Will the bank pursue deficiency? Thanks, Fred.”
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
Here was our answer.
In most cases, you can short sale investment property in California and get the lender to forgive you of the debt. It also depends on how many loans you have on the property. Single loan short … (0 comments)

roseville short sale agent: Roseville Short Sale Help - Can I buy my own short sale? - 01/11/11 01:48 AM
Roseville Short Sale Help - Roseville Short Sale Specialist, Mark Peek, recently received a question from Sara. 
Here is Sara's Question. "Is it legal for a seller to buy their own short sale to reduce their mortgage balance?” asked Sara.
Discover how other sellers successfully did a Roseville Short Sale to avoid foreclosure by clicking here.
Here was our answer. We don’t know of any law on the books that forbids a person from buying a home they are short selling.
However, banks and lenders don’t allow it. If the short sale negotiator sees a sales contract with you as the buyer, they … (0 comments)

roseville short sale agent: Roseville Short Sale Advice - How To Avoid Surprises When Selling A Roseville Short Sale - 01/06/11 11:25 AM
 
Roseville Short Sale Advice – Many agents and buyers are scared of short sales. Here is something that I do to make the short sale process easier for the home seller.
Before I start negotiations with your lender, I will order a complete title search. Here is why I do that. I want to know all the costs upfront, before I give the bank a number.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
If I don't do this, then the short sale lender will approve the short sale at a certain price. We can get … (1 comments)

roseville short sale agent: Roseville Short Sale Agent - Short Sale Inventory is Rising in Roseville, CA - 12/27/10 06:11 PM
Roseville Short Sale Agent - Short Sale Inventory is Rising in Roseville, CA - Mark Peek, reports that Short Sales are on the rise in Roseville and account for a substantial amount of available homes on the market today.
There are 506 Short Sales that are unsold out of 948 total homes for sale in Roseville. I expect these numbers to soar in 2011. Unfortunately, only 45 Roseville short sale homes sell every month, on average. That's less than 10% of the available Roseville short sale listings! In addition, 541 Short Sales in Roseville have expired or have been withdrawn in the … (2 comments)

roseville short sale agent: Cirby Hills Short Sale - Short Sale Vs Foreclosure - 12/21/10 10:00 AM
Cirby Hills Short Sale - Mark Peek recently received a question from Tom. "Why would I do a short sale instead of saving the monthly payments and letting it go into foreclosure?"Tom asked.
Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here.
Here is the answer. If you stop paying your mortgage, then you can live in your home rent free for 12-24 months, depending on the state you are located within.
I have seen lenders wait a year after the first missed payment just to file for foreclosure.
Yes, you can live in your … (0 comments)

roseville short sale agent: Roseville Short Sale Specialist - The Bank's Bill of Rights - 12/16/10 01:03 PM
Roseville Short Sale Specialist – If homeowner’s have a bill of rights, then bankers must have one as well. We decided to put together the Banker’s Bill of Rights. That way they wouldn’t feel left out.
Let me know if we should put this together and petition congress to add it to the constitution.
The Banker’s Bill of Rights.
1. All Bankers have the Right to make any mistake they want and still get bailed out by the American Taxpayer. They can fiddle around with complex derivatives with no risk to themselves or the bank they run.
When they run their … (0 comments)

roseville short sale agent: Roseville Short Sale - 1439 Hickory St Roseville, CA - 12/06/10 08:22 AM
Roseville Short Sale Agent, Mark Peek, has a tremendous opportunity on a short sale on in Central Roseville, CA

Desirable single story floor plan, centrally located and close-by freeway access, shopping, and employment centers.  Updated comp shingle roof and vaulted ceilings.  This Roseville Short Sale is a must see for any buyer looking for value.  3 bedrooms and 2 baths- 1167 sq ft.  Listed at $139,900!  Cheaper to own than Rent! 
Looking for a Roseville Short Sale or Bank owned property?  Search for Roseville short sales and Bank owned homes and find a deal!  
Mark Peek
Keller Williams Realty
(0 comments)

roseville short sale agent: West Roseville Short Sales: Question from homeowner: My homeowner’s insurance won’t renew my policy because my loan is in foreclosure - 11/19/10 01:05 PM
Roseville CA – The Stop Foreclosure Institute recently received a question from Tim. Here is Tim’s Question.
“I have an elderly friend who recently finalized a loan modification through her lender. The mortgage company shows on their website that the mod has been processed and the new terms are in effect.
However, since foreclosure proceedings were begun before the mod was approved, her homeowner’s insurance holder will not renew her coverage policy, since the local Clerk of Courts records show that the loan is in a foreclosure process.
The mortgage company has not sent the Clerk of Courts notice that the … (0 comments)

roseville short sale agent: Just Sold in Roseville CA - Beautiful Single Story home in Esquire at Crocker Ranch - 10/21/10 01:16 PM
Roseville CA - Just closed this beautiful single story JTS home in the Esquire neighborhood in Crocker Ranch:
1773 Alicante Drive, Roseville, CA 95747 : Listed at $309,900 and sold for $312,000
This was a very unique single story located in one of the most desirable gated communities in West Roseville. Loaded with interior upgrades and finishes like Venetian plaster walls, gorgeous custom stone flooring, stone columns, custom shutters and more.  Too much to list.
This was a Roseville short sale with Bank of America.  There was only one loan to negotiate and everyone won.  The sellers are now relieved … (0 comments)

roseville short sale agent: How a Roseville Realtor can help you avoid foreclosure - 10/01/10 06:09 AM
Roseville CA – As a Roseville Realtor, I can do more than just sell your house. In today’s housing crisis, I am helping local families avoid foreclosure. There are many options for you to avoid foreclosure. If you want to keep your home, then you need a loan modification.
That is where you request your lender lower your payment to an amount that you can afford. I give away a free loan modification kit to any homeowner who requests it. Depending upon how far behind you are on payments, you can usually get the missed payments tacked onto the end of … (0 comments)

roseville short sale agent: How can I short sale when my lender was so mean to me? - 10/01/10 05:01 AM
Roseville CA – If you have ever gotten behind on payments, then you know how mean the debt collectors can be. The constant barrage of threats, demands, and phone calls usually proves to be too much for most people. As a result they give up.
Discover how other sellers successfully did a short sale and request a free consultation by clicking here.
Debt collectors are mean. But, it is a tough job (although I have no sympathy for them.) I heard of a guy who recently got a job as a debt collector.
He quit after a couple of weeks. It … (0 comments)

roseville short sale agent: How a Roseville Short Sale works on a Fannie Mae Loan - 09/30/10 07:00 AM
Roseville CA – Fannie Mae stands for Federal National Mortgage Association. Fannie Mae was placed into conservatorship by the US government in June, 2008.
Fannie Mae short sales are much simpler than other short sales. Around half of all US mortgages are owned by Fannie Mae or Freddie Mac. That means the company you have been mailing your mortgage payment to does not actually own your loans. You might mail your check to Bank of America, Wells Fargo, or Chase. But, they act as a “Servicer” on behalf of Fannie Mae.
Discover how other sellers successfully did a short sale and … (0 comments)

roseville short sale agent: Miss this first step in a Roseville Short Sale and you risk being ripped off - 09/30/10 06:31 AM
Roseville CA – I have feared this for a long time. But today I found out that it is actually happening. Here’s the story. Someone is short selling a house. The mortgage is with ABC Bank. They happen to have their checking or savings account at ABC Bank.
Discover how other sellers successfully did a short sale and request a free consultation by clicking here.
They stop paying on their mortgage. They thought their checking account was safe because it is a different account. Then one day their debit card stops working. “Hmm, this is weird. I know I have money … (0 comments)

roseville short sale agent: Roseville Short Sales: Another Short Sale Success Story - 09/30/10 06:23 AM
Roseville CA – The Stop Foreclosure Institute is closing another short sale tomorrow. The sellers had a job transfer out of state. They were short selling an FHA loan with a second mortgage. The short sale was fairly simple because FHA’s short sale guidelines.
Discover how other sellers successfully did a short sale and request a free consultation by clicking here.
Here was how these sellers benefited from the short sale.
Benefit #1: The sellers were able to walk away with the debt wiped out completely. The FHA short sale guidelines released them from the first mortgage debt.
The second … (0 comments)

roseville short sale agent: Roseville Short Sales: How Does A Short Sale Work For the Seller? - 09/29/10 05:34 PM
Roseville CA – People often ask me, “How does a short sale work for the seller?” A short sale is usually very beneficial for the seller. Here is how the process goes.
First, the seller will put the home up for sale with an agent. It will usually take 1-3 months for the house to sell. During that time buyers will come with their agents to look at the house.
Discover how other sellers successfully did a short sale and request a free consultation by clicking here.
Once a buyer makes an offer and you decide to accept it, then we … (0 comments)

 

Author Bio: Mark Peek | Rocklin Short Sale | Roseville Short Sale | Lincoln Short Sale | Short Sale Agent. Mark Peek specializes in helping sellers avoid foreclosure in Roseville, Rocklin, Lincoln, Granite Bay, Citrus Heights, Fair Oaks, Orangevale, Folsom, El Dorado Hills, Sacramento, and Surrounding areas.



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