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michael dunsky: What Does a Pre-Approval Letter Mean To a Seller? - 04/04/12 12:55 PM
In today’s world, home-buyers needs a pre-approval letter before any seller will take them seriously.
A buyer needs to be pre-approved before they can make an offer on a home because the pre-approval indicates they’ve been approved to afford a certain loan amount. The best real estate agents make sure their clients are pre-approved at the beginning of the home buying process.
It is also important to know that a pre-qualification letter is NOT equal to a pre-approval letter.
A pre-approval letter means that the lender has independently verified your credit, income, and all the factors that are needed to determine a … (0 comments)
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michael dunsky: Why Picking the Right Mortgage is So Important - 03/26/12 06:49 AM
Many people find the home buying process to be a fun and exciting experience.
While the mortgage finding experience isn't as glamorous, it is still important since it is the only way to actually pay for the home you'll spend so much time finding.
Why Picking the Right Mortgage is So Important The right mortgage will help you buy the home you want, and pay it off faster. On the flip-side, the wrong mortgage could lead to headaches closing on your home, and cost you thousands in the long run.
With so many mortgage programs available today, finding the … (2 comments)
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michael dunsky: How Your Credit Score Affects Your Ability to Buy The Home You Want - 02/20/12 01:29 PM
Many of the questions we are commonly asked in today's real estate and mortgage environment are regarding credit scores.
When you talk with an experienced Loan Officer, be sure to ask them for recommended resources to help you improve your chances of affording the home you want.
How Your Credit Score Affects Your Ability to Buy The Home You Want:
Many people are not quite sure how their credit scores affect their ability to buy the home they want. In the simplest terms, the better your credit score, the better chance you have of qualifying for the mortgage loan that … (0 comments)
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michael dunsky: What Exactly is HARP 2.0? - 01/27/12 01:59 PM
Many homeowners have heard about a government program called “HARP 2.0″, but most do not yet realize how it may be able to help them. HARP = Home Affordable Refinance Program. Discover some of the frequently asked questions about this program below.
What is HARP 2.0? According to www.makinghomeaffordable.gov, the official website of HARP:
“If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through MHA’s Home Affordable Refinance Program (HARP).”
The program is intended to help borrowers who owe significantly … (0 comments)
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Michael Dunsky
Franklin,
MA
More about me…
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Address: 38 Pond Street, Ste 208, FRANKLIN, MA, 02038
Office Phone: (508) 528-1800
Cell Phone: (508) 245-0705
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Mortgage advice from one of the nation's top loan officers.
Specializing in serving homeowners in Metrowest Massachusetts: Franklin, Medway, Millis, Hopkinton and more.
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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