Recently an article was posted in our local paper naming Crystal River as one of the top 10 places to snorkel.
In the past few weeks I have had the opportunity to enjoy some of the natural resources we have to offer in our fine county(Citrus County) such as scalloping, snorkeling, Three sisters springs and in the not so distant future the Rainbow River.
It has given me great peace and contentment to know that I have chosen such a wonderful place to live, raise a family, watch my grand kids grow and help people find their dream homes.
A few years ago some friends of mine asked if they could use our nature coast home as a jumping off point for their scalloping adventure. The good hostess that I am I said "Sure! It would be great to spend a day out on the water." At the time I had no idea what I was getting myself into because I had never had the experience of scalloping and really didn't know what to expect.
So early on the day of our departure, we loaded up the boat, and set off for the boat ramp on the Homosassa River. Once we launched the boat it took us approximately twenty minutes to get out to where we would first try our hands at the art of scalloping. Being the natural chicken that I am, I proudly stated that I had no problem staying top side to shuck the little suckers. My friends could all have fun snorkeling for the coveted shells. From experience, I figured that shucking scallops couldn't be much different than shucking oysters. I would be a pro at separating out the little yummy hunks of muscle, and the not so yummy gelatinous goop, from the curvaceous scallop shells. Wow, was I wrong. It really takes knack and know-how. However, once you get the hang of it, it is very satisfying to see the bucket fill with miniature morsels of sweet scallop meat. Also, a tired snorkeler frequently came topside to rest and to help me with my shucking duty. The scallops came aboard faster than we could pop them from their aquatic homes.
I was coaxed several times to join the crew of divers, but each time I said "Oh no, thank you. I'm fine right here under the Bimini top." That was my easy excuse, since I am fair skinned and burn easily even with the highest SPF applied over and over again. I especially didn't want to join my fellow boaters because the jellyfish were overly abundant. Each person in the water felt the eerie brush of tentacles on flesh as the jellyfish floated by peacefully. Peaceful or not, I had no desire to enter the depths of the unknown waters we were floating in.
Finally, as the day rolled on and the number of jellyfish actually subsided, I became brave and said I wanted to enter the water to cool off. Well, that was all it took for my friends to encourage me to dive for the little shells they had been gathering all day. Since my fear had somewhat subsided, I asked myself "What do I have to lose?" I borrowed fins, a mask and a snorkel and set out to find the elusive scallop. I looked and looked in the waving green sea grass that is the scallop's favorite hiding place. Then finally I saw one. Down I dove. As I reached the bottom, the scallop caught sight of me with its hundred beady blue eyes. Its shell snapped closed tightly. I picked it up and quickly swam to the surface. What a feeling of great joy and accomplishment it brought me as I shouted out "I got one! I got one!" I dropped it down in the collection bag of a fellow snorkeler and set out to find more. One by one it became easier to find them and more exciting. That was it. I was hooked! Now each year we eagerly await the arrival of our friends so we can head out on our scalloping adventure.*
*Note: scallop fishing requires a fishing license. Make sure to check all regulations about licensure and limits before embarking on your own scalloping adventure.
Beautiful Country Style Home in Gated Fly-in Community. Home is nestled amongst the oaks of these 5 acres & faces the 2,655 ft lighted/irrigated turf airstrip. The great room is open, airy & inviting with its vaulted ceilings & Cupola. Screened front/back porches. Wooded/private & surrounded by state parks. 50 x 45 hangar with 40 ft door, 220 volts and air compressor. Easy commute to MCO or TPA.
Directions:
From 19 take 44 E, L on 491, to SR 200, community on L just before 200.
Approximate Room Dimensions
Living Rm:
X
MBR:
17 X 15
Den:
X
Screen Porch:
28 X 10
Great Room:
21 X 19
BR 2:
16 X 9
Florida Room:
X
Lanai:
34 X 12
Dining Room:
15 X 14
BR 3:
13 X 9
Laundry:
X
Extra Rm 1:
X
Kitchen:
12 X 10
BR 4:
X
Garage:
21 X 20
Extra Rm 2:
X
Family Room:
X
Office:
X
Workshop:
50 X 45
Extra Rm 3:
X
Features
Waterfront:
Int Features:
Blinds , Book Case(s) , Ceiling - Cathedral , Counters - Laminate , Fireplace - Wood , Formal Dining Room , Great Room , Lanai , Open Floor Plan , Pull Down Stairs , Split Floor Plan , Walk-In Closet(s) , Window Treatment(s) , Wood Cabinets
This is the latest local statistics concerning the real estate market in Citrus County . National statistics are interesting but, are as useful as a national weather report. Look for this to be updated the 2nd week of each month. The statistics will reflect the last month's activity only in Citrus County . To make comments, suggestions or to be removed from the list, please e-mail me. You may also comment on the Facebook group page, ERA American & Suncoast Realty of Citrus County or search me on Facebook.
6 Month
Category JUNE Last Month Change Trend_____
Residential Inventory 2697 2696 +1 Decreasing
Residential Sales/Month 147 155 -8 Steady
Months of Inventory 18.4 17.4 +1 Steady
Ave. HOME Sales Price $143,947 $139,323 +4,624 Steady
30 Yr Fixed Rate 0 points 5.42% 5.29% +.13% Steady
Vacant Land Inventory 2471 2573 -102 Decreasing
Terms: Residential includes Homes, Condos and Mobile Homes. Sources of information may vary and are deemed reliable but not guaranteed. Average sales price is for homes only, excludes condos and mobiles.
Overall: MARKET BOUNCING AT OR NEAR BOTTOM
Comments: Interest rates held steady after the sharp rise last month and home inventories did the same. The rise in average sale price is a 2 month bright spot but not a trend yet. The market was nearly flat in all other areas this past month. The top end market remains severely depressed. Of the 133 single family homes sold in Citrus County 101 of them were under $160,000. The last 2-3 months show promise, however, the year over year numbers for home sales and average price are not positive, with units down 6.8% and average home sales price off 19.8%.
Outlook: Reading the "tea leaves" is difficult with so much large sweeping new or proposed government spending, regulation and incentives affecting the market place every few weeks. The uncertain conditions in addition to rising unemployment work to hold demand back. Long term buyers (2-3+ years) and first time home purchasers should buy now to capture the selection, pricing and incentives and low interest rates that will dissipate when a recovery becomes clear.
Watch: CAP & TRADE bill passed by the house and going to the senate. It has far reaching affects on the home market. Rumor has it (can't find a written copy) that homes will need to be inspected and updated to federal energy efficiency standards prior to a sale. If true, this would decrease home sales measurably.
Beautiful Country Style Home in Gated Fly-in Community. Home is nestled amongst the oaks of these 5 acres & faces the 2,655 ft lighted/irrigated turf airstrip. The great room is open, airy & inviting with its vaulted ceilings & Cupola. Screened front/back porches. Wooded/private & surrounded by state parks. 50 x 45 hangar with 40 ft door, 220 volts and air compressor. Easy commute to MCO or TPA.
Directions:
From 19 take 44 E, L on 491, to SR 200, community on L just before 200.
Approximate Room Dimensions
Living Rm:
X
MBR:
17 X 15
Den:
X
Screen Porch:
28 X 10
Great Room:
21 X 19
BR 2:
16 X 9
Florida Room:
X
Lanai:
34 X 12
Dining Room:
15 X 14
BR 3:
13 X 9
Laundry:
X
Extra Rm 1:
X
Kitchen:
12 X 10
BR 4:
X
Garage:
21 X 20
Extra Rm 2:
X
Family Room:
X
Office:
X
Workshop:
50 X 45
Extra Rm 3:
X
Features
Waterfront:
Int Features:
Blinds , Book Case(s) , Ceiling - Cathedral , Counters - Laminate , Fireplace - Wood , Formal Dining Room , Great Room , Lanai , Open Floor Plan , Pull Down Stairs , Split Floor Plan , Walk-In Closet(s) , Window Treatment(s) , Wood Cabinets
In 2008, Congress enacted a $7500 tax credit designed to be an incentive for first-time homebuyers to purchase a home. The credit was designed as a mechanism to decrease the over-supply of homes for sale.
For 2009, Congress has increased the credit to $8000 and made several additional improvements. This revised $8000 tax credit applies to purchases on or after January 1, 2009 and before December 1, 2009.
Tax Credits -- The Basics
What's this new homebuyer tax incentive for 2009?
The 2008 $7500, repayable credit is increased to $8000 and the repayment feature is eliminated for 2009 purchasers. Any home that is purchased for $80,000 or more qualifies for the full $8000 amount. If the house costs less than $80,000, the credit will be 10% of the cost. Thus, if an individual purchased a home for $75,000, the credit would be $7500. It is available for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009.
Who is eligible?
Only first-time homebuyers are eligible. A person is considered a first-time buyer if he/she has not had any ownership interest in a home in the three years previous to the day of the 2009 purchase.
How does a tax credit work?
Every dollar of a tax credit reduces income taxes by a dollar. Credits are claimed on an individual's income tax return. Thus, a qualified purchaser would figure out all the income items and exemptions and make all the calculations required to figure out his/her total tax due. Then, once the total tax owed has been computed, tax credits are applied to reduce the total tax bill. So, if before taking any credits on a tax return a person has total tax liability of $9500, an $8000 credit would wipe out all but $1500 of the tax due. ($9,500 - $8000 = $1500)
So what happens if the purchaser is eligible for an $8000 credit but their entire income tax liability for the year is only $6000?
This tax credit is what's called "refundable" credit. Thus, if the eligible purchaser's total tax liability was $6000, the IRS would send the purchaser a check for $2000. The refundable amount is the difference between $8000 credit amount and the amount of tax liability. ($8000 - $6000 = $2000) Most taxpayers determine their tax liability by referring to tables that the IRS prepares each year.
How does withholding affect my tax credit and my refund?
A few examples are provided at the end of this document. There are several steps in this calculation, but most income tax software programs are equipped to make that determination.
Is there an income restriction?
Yes. The income restriction is based on the tax filing status the purchaser claims when filing his/her income tax return. Individuals filing Form 1040 as Single (or Head of Household) are eligible for the credit if their income is no more than $75,000. Married couples who file a Joint return may have income of no more than $150,000.
How is my "income" determined?
For most individuals, income is defined and calculated in the same manner as their Adjusted Gross Income (AGI) on their 1040 income tax return. AGI includes items like wages, salaries, interest and dividends, pension and retirement earnings, rental income and a host of other elements. AGI is the final number that appears on the bottom line of the front page of an IRS Form 1040.
What if I worked abroad for part of the year?
Some individuals have earned income and/or receive housing allowances while working outside the US. Their income will be adjusted to reflect those items to measure Modified Adjusted Gross Income (MAGI). Their eligibility for the credit will be based on their MAGI.
Do individuals with incomes higher than the $75,000 or $150,000 limits lose all the benefit of the credit?
Not always. The credit phases-out between $75,000 - $95,000 for singles and $150,000 - $170,000 for married filing joint. The closer a buyer comes to the maximum phase-out amount, the smaller the credit will be. The law provides a formula to gradually withdraw the credit. Thus, the credit will disappear after an individual's income reaches $95,000 (single return) or $170,000 (joint return).
For example, if a married couple had income of $165,000, their credit would be reduced by 75% as shown:
Couple's income $165,000
Income limit 150,000
Excess income $15,000
The excess income amount ($15,000 in this example) is used to form a fraction. The numerator of the fraction is the excess income amount ($15,000). The denominator is $20,000 (specified by the statute).
In this example, the disallowed portion of the credit is 75% of $8000, or $6000
($15,000/$20,000 = 75% x $8000 = $6000)
Stated another way, only 25% of the credit amount would be allowed.
In this example, the allowable credit would be $2000 (25% x $8000 = $2000)
What's the definition of "principal residence?"
Generally, a principal residence is the home where an individual spends most of his/her time (generally defined as more than 50%). It is also defined as "owner-occupied" housing. The term includes single-family detached housing, condos or co-ops, townhouses or any similar type of new or existing dwelling. Even some houseboats or manufactured homes count as principal residences.
Are there restrictions on the location of the property?
Yes. The home must be located in the United States. Property located outside the US is not eligible for the credit.
Are there restrictions related to the financing for the mortgage on the property?
In 2009, most financing arrangements are acceptable and will not affect eligibility for the credit. Congress eliminated the financing restriction that applied in 2008. (In 2008, purchasers were ineligible for the $7500 credit if the financing was obtained by means of mortgage revenue bonds.) Now, mortgage-revenue bond financing will not disqualify an otherwise-eligible purchaser. (Mortgage revenue bonds are tax-exempt bonds issued by a state housing agency. Proceeds from the bonds must be used for below market loans to qualified buyers.)
Do I have to repay the 2009 tax credit?
NO.
There is no repayment for 2009 tax credits.
Do 2008 purchasers still have to repay their tax credit?
YES.
The $7500 credit in 2008 was more like an interest-free loan. All eligible purchasers who claimed the 2008 credit will still be required to repay it over 15 years, starting with their 2010 tax return.
Some Practical Questions
How do I apply for the credit?
There is no pre-purchase authorization, application or similar approval process. All eligible purchasers simply claim the credit on their IRS Form 1040 tax return. The credit will be reflected on a new Form 5405 that will be attached to the 1040. Form 5405 can be found at www.irs.gov.
So I can't use the credit amount as part of my downpayment?
No. Congress tried hard to devise a mechanism that would make the funds available for closing costs, but found that pre-funding would require cumbersome processes that would, in effect, bring the IRS into the purchase and settlement phase of the transaction.
So there's no way to get any cash flow benefits before I file my tax return?
Yes, there is. Any first-time homebuyers who believe they are eligible for all or part of the credit can modify their income tax withholding (through their employers) or adjust their quarterly estimated tax payments. Individuals subject to income tax withholding would get an IRS Form W-4 from their employer, follow the instructions on the schedules provided and give the completed Form W-4 back to the employer. In many cases their withholding would decrease and their take-home pay would increase. Those who make estimated tax payments would make similar adjustments.
Some "Real World" Examples
What if I purchase later this year but can't get to settlement before December 1?
The credit is available for purchases before December 1, 2009. A home is considered as "purchased" when all events have occurred that transfer the title from the seller to the new purchaser. Thus, closings must occur before December 1, 2009 for purchases to be eligible for the credit.
I haven't even filed my 2008 tax return yet. If I buy in 2009, do I have to wait until next year to get the benefit of the credit?
You'll have a helpful choice that might speed up the process. Eligible homebuyers who make their purchase between January 1, 2009 and December 1, 2009 can treat the purchase as if it had occurred on December 31, 2008. Thus, they can claim the credit on their 2008 tax return that is due on April 15, 2009. They actually have three filing options.
If they purchase between January 1, 2009 and April 15, 2009, they can claim the $8000 credit on the 2008 return due on April 15.
They can extend their 2008 income-tax filing until as late as October 15, 2009. (The IRS grants automatic extensions, but the taxpayer must file for the extension. See www.irs.gov for instructions on how to obtain an extension.)
If they have filed their 2008 return before they purchase the home, they may file an amended 2008 tax return on Form 1040X. (Form 1040X is available at www.irs.gov)
Of course, 2009 purchasers will always have the option of claiming the credit for the 2009 purchase on their 2009 return. Their 2009 tax return is due on April 15, 2010.
I purchased my home in early 2009 before the stimulus bill was enacted. I claimed a $7500 tax credit on my 2008 return as prior law had permitted. Am I restricted to just a $7500 credit?
No, you would qualify for the $8000 credit. Eligible purchasers who have already claimed the $7500 credit on a 2008 return for a 2009 purchase may file an amended return (IRS Form 1040X) for the 2008 tax year. This amended return will enable them to obtain the additional $500 credit amount.
If I claim my 2009 $8000 credit on my 2008 tax return, will I have to repay the credit just as the 2008 credits are repaid?
No. Congress anticipated this confusion and has made specific provision so that there would be no repayment of 2009 credits that are claimed on 2008 returns.
I made an eligible purchase of a principal residence in May 2008 and claimed the $7500 credit on my 2008 tax return. My brother, who has never owned a home, wishes to purchase a partial interest in the home this spring and move in. Will he qualify for the $8000 credit, as well?
No. Any purchase of a principal residence (or interest in a principal residence) from a related party such as a sibling, parent, grandparent, aunt or uncle is ineligible for the tax credit. Since you and your brother are related in this way, he cannot qualify for the credit on any portion of the home that he purchases from you, even if he is a first-time homebuyer.
I live in the District of Columbia. If I qualify as a first-time homebuyer, can I use both the $5000 DC credit and the $8000 credit?
No; double dipping is not allowed. You would be eligible for only the $8000 credit. This will be an advantage because of the higher credit amount, plus the eligibility requirements for the $8000 credit are somewhat more easily satisfied than the DC credit.
I know there is no repayment requirement for the $8000 credit. Will I ever have to repay any of the credit back to the government?
One situation does require a recapture payment back to the government. If you claim the credit but then sell the property within 3 years of the date of purchase, you are required to pay back the full amount of any credit, including any refund you received from it. A few exceptions apply. (See below, #24). Note that this same 3-year recapture rule applies, as well, to the $7500 credit available for 2008. This provision is designed as an anti-flipping rule.
What if I die or get divorced or my property is ruined in a natural disaster within the 3 years?
The repayment rules are eased for many circumstances. If the homeowner who used the credit dies within the first three years of ownership, there is no recapture. Special rules make adjustments for people who sell homes as part of a divorce settlement, as well. Similarly, adjustments are made in the case of a home that is part of an involuntary conversion (property is destroyed in a natural disaster or subject to condemnation by eminent domain by an authorized agency) within the first three years.
I have a home under construction. Am I eligible for the credit?
Yes, so long as you actually occupy the home before December 1, 2009.
WITHHOLDING EXAMPLES:
Note: The impact of estimated tax payments would be the same.
Situation 1:
Result:
Sally's withholding satisfies her tax liability and reduces it to zero. She will receive a refund of the full $8000.
Situation 2:
Nick and Nora file a joint return. Nick is self-employed and makes estimated payments; Nora has taxes withheld from her salary. When they compute their taxes, their combined withholding and estimated tax payments are $11,000. Their income tax liability is $9800. They also qualified as first-time homebuyers and are eligible for the $8000 refundable tax credit.
Result:
Ordinarily, their combined estimated tax payments and withholding would make them eligible for a refund of $1200 ($11,000 - $9800 = $1200). Because they are eligible for the refundable tax credit as well, they will receive a refund of $9200 ($1200 income tax refund + $8000 refundable tax credit = $9200)
Situation 3
: Cesar and LuzMaria both have income taxes withheld from their salaries and file a joint return. When they file their income tax return, their combined withholding is $5000. However, their total tax liability is $7200, generating an additional income tax liability of $2200 ($7200 - $5000). They also qualify for the $8000 first-time homebuyer tax credit.
Result:
Cesar and LuzMaria have been under-withheld by $2200. Ordinarily, they would be required to pay the additional $2200 they owe (plus any applicable interest and penalties). Because they are eligible for the refundable homebuyer tax credit, the credit will cover the $2200 additional liability. In addition, they will receive an income tax refund of $5800 ($8000 - $2200 = $5800). If they owed penalties and/or interest, that amount would reduce the refund.
"As collected from Scott Shannon ERA Mortgage"
Sally plans her withholding so that her withholding is as close as possible to what she anticipates as her income tax liability for the year. When she fills out her 1040, her liability is $6000. She has had $6000 withheld from her paycheck. She also qualifies for the $8000 homebuyer credit.
What a start to 2009! I'm excited about what 2009 is going to bring us all. I'm sure you know about the great new program that encourages first time home buyers to buy and receive a $7,500 tax credit. If not:
The really cool news is that if you have not owned a home in the last 3 years, this program considers you a first time home buyer. The other cool thing is the a single person can make up to $75,000 a year an still qualify and a married couple can make up to $150,000 combined. But this program has a time frame so make sure to check this out and tell everyone you know about this great program that allows them to buy a house and get a $7,500 tax credit. They must purchase between April 9 and July 1, 2009.
Pride in Ownership shows! From the moment you view the perfectly manicured yard & park like setting of the back yard you will know this home is for you! This home has been lovingly maintained & shows like new. Open & inviting foyer leads you into the great room floor plan w/formal dining room, cozy/cute breakfast nook & large kitchen. Oversized two-car garage really holds two large vehicles. Newer appliances & seller providing a one-year home warranty as your closing gift make this a no worries investment! A must see at this price!
Directions:
From 44 & 19, take 44 E, L on 486 (Norvell Bryant Hwy), L on Forest Ridge Blvd, L on Garbo Lane, L on W Barrymore Dr, Home is on left.
Approximate Room Dimensions
Living Rm:
17 X 16
MBR:
14 X 15
Den:
X
Screen Porch:
12 X 10
Great Room:
X
BR 2:
14 X 10
Florida Room:
X
Lanai:
33 X 20
Dining Room:
11 X 7
BR 3:
12 X 11
Laundry:
5 X 5
Extra Rm 1:
X
Kitchen:
15 X 13
BR 4:
X
Garage:
20 X 24
Extra Rm 2:
X
Family Room:
X
Office:
X
Workshop:
X
Extra Rm 3:
X
Features
Waterfront:
Int Features:
Blinds , Breakfast Bar , Ceiling - Vaulted , Counters - Laminate , Decorator Lights , Eat-In Kitchen , Formal Dining Room , Inside Laundry , Lanai , Living Room , Open Floor Plan , Pantry , Plant Shelf , Split Floor Plan
Ceiling Fan(s) , Dishwasher , Disposal , Oven - Range , Range Hood , Refrigerator , Smoke Detector(s)
Special Info:
Adelphia Cable , Brighthouse Cable , DSL , Golf Community , High Speed Internet , HOA Disclosure , Pets Allowed , Progress Energy , Restrictions , Seller Prop Disclosure , Sold As Is , Warranty - Seller Provide
Master BR/BA:
1 Master Suite , Dual Sinks , Shower Only , Walk-In Closet(s)
Rear Expo:
Style:
Ranch
Roof:
Asphalt/Fiberglass Shgl
Heat/Cool:
Cool - Central Air , Heat - Heat Pump
Floor:
Carpet , Ceramic Tile , Vinyl
Road Type:
County , Paved
Sew/Water:
Sewer - Public , Water - Public
Pool Type:
Caged , In Ground , Solar Heat
Energy Feat:
Ridge Vents
Const/Found:
Concrete Blk/Stucco
Lot Desc:
Greenbelt , Irregular
Comm Amen:
Billiard Room , Clubhouse , Exercise Room , Golf Course , Near Shopping , Play Area , Shuffleboard , Tennis Court(s)
Possession:
At Close
Restrictions:
No RVs , Other See Remarks
Terms Avail:
Cash , Conventional
Taxes:
$ 1,108.30
Tax Year:
2007
Homestead:
No
Flood Plain:
No
HOA/COA:
Yes
Monthly Dues:
$0
Yearly Dues:
$50
Land Use:
PDR
Elementary:
Forest Ridge
Middle:
Citrus Springs
High:
Lecanto
Agent Owned:
No
Legal:
OAKWOOD VILLAGE OF BEVERLY HILLS PHASE 2 PG 14 PG 15 LOT 9
Prepared by: Melinda Barry
Email : melinda.barry@era.com
American Realty & Inv., ERA - Crystal Ri
Off. Ph# : (352) 795-3144
1675 S. Suncoast Blvd.
Agt. Ph# : (352) 795-3144
Homosassa, FL 34448
Cell Ph# : (352) 212-3773
www.melbarry.com
Information herein deemed reliable but not guaranteed - - - Copyright 2006 REALTORS ® Association of Citrus County, Inc. 12/02/2008 02:17 PM
Both under contract in just two months! The truth about the market is....there are still things selling!
Introducing Cedar Island. Imagine owning an Island retreat to entertain your guests or use as a weekend get-away. Viewing Cedar Island from a boat captures the essence of a rustic fishing cabin, but step inside this primitive cabin and get all the modern conveniences of home. A four bedroom, two bath cabin with electricity, satellite TV, and water reclaim system. This is clearly a nature lover's hideaway that will be appreciated by all whom experience this wonderful opportunity.
Directions:
Cedar Island in Crystal River. Boat access only.
Approximate Room Dimensions
Living Rm:
X
MBR:
11 X 13
Den:
X
Screen Porch:
X
Great Room:
14 X 30
BR 2:
11 X 13
Florida Room:
X
Lanai:
X
Dining Room:
X
BR 3:
10 X 11
Laundry:
X
Extra Rm 1:
10 X 11
Kitchen:
10 X 11
BR 4:
9 X 10
Garage:
X
Extra Rm 2:
X
Family Room:
X
Office:
X
Workshop:
X
Extra Rm 3:
X
Features
Waterfront:
Boat Dock , Open Water View , Riverfront
Int Features:
Blinds , Ceiling - Standard , Counters - Laminate , Eat-In Kitchen , Open Floor Plan , Window Treatment(s)
Ext Features:
Outdoor Lighting , Window - Sgl. Hung
Appliances:
Ceiling Fan(s) , Microwave , Microwave Hood , Oven - Range , Refrigerator , Satellite Dish Owned , Security System , Smoke Detector(s) , Water Heater
Special Info:
Aerial Photo , Flood Plain , Survey , Title Insurance , Withlacooche Electric
Master BR/BA:
Separate Tub/Shower
Rear Expo:
S
Style:
Cracker , Stilt
Roof:
Metal
Heat/Cool:
Cool - Central Electric , Heat - Central Electric
Floor:
Ceramic Tile , Vinyl
Road Type:
Sew/Water:
Sewer - Septic Private , Water - Other
Pool Type:
Energy Feat:
Const/Found:
Stilt , Wood Siding , Foundation - Stilt
Lot Desc:
Flat , Island , Waterfront
Comm Amen:
Boat Dock
Possession:
At Close
Restrictions:
No Restrictions
Terms Avail:
Cash
Taxes:
$ 2,674.00
Tax Year:
2007
Homestead:
No
Flood Plain:
Yes
HOA/COA:
No
Monthly Dues:
$0
Yearly Dues:
$0
Land Use:
CLRM
Elementary:
Middle:
High:
Agent Owned:
No
Legal:
That Certain Island Known As Cedar Island Located In The St. Martins River...Too Lenghty to List See Alt. Key 1011710
Prepared by: Melinda Barry
Email : melinda.barry@era.com
American Realty & Inv., ERA - Crystal Ri
Off. Ph# : (352) 795-3144
1675 S. Suncoast Blvd.
Agt. Ph# : (352) 795-3144
Homosassa, FL 34448
Cell Ph# : (352) 212-3773
www.melbarry.com
Information herein deemed reliable but not guaranteed - - - Copyright 2006 REALTORS ® Association of Citrus County, Inc. 12/02/2008 02:20 PM
Wow! Something we here our customers say often. I even most times will provide them with the cards at closing to allow them to share with their family and friends the joyous occasion of purchasing their new home. However, my news comes with excitement and sadness. After careful consideration my broker decided to close the branch office I was located in. This came as a shock to some, but I feel pretty adapt to change and took on the challenge to find a new office to call home. The broker that I am employed with owns 3 other offices in the county and it was just a matter of location, location, location! Something we hear all to often.
Initially I was quite hasty in my decision to move across town to another location in our area, however I decided to go to our sister company just up the road. Owned by the same broker, same brand ERA, just a different franchise name. I'm settling in nicely and preparing for the transition. Ordering new business cards, changing signs out, new name badge, new signage for my vehicle, new marketing, letting all my customers know where I am. WHEW!!!! Alot to do and here I find myself blogging.
I just wanted to make sure that all my colleagues at active rain knew how to find me. Especially those who are referring work to me. Thanks for those referrals!
Check out some of my recent just solds....coming up in the next blog!
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