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minimum credit score: Past 10 Clients - micro case studies - Looking for Referrals for New Clients - 08/13/08 03:34 PM
Tuesday, August 12, 2008
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minimum credit score: FHA Government Mortgage Loans Minimum Credit Score Requirements - Update - 03/28/08 07:10 PM
FHA Product Updates
       
Effective for all FHA loans registered and/or locked after today, Friday, March 28, minimum FICO scores will apply in all instances regardless of AUS (Automated Underwriting System) decision. Extensions will not be granted.
       
 
See the chart below for minimum FICO score requirements for all AUS FHA loans*.
 
Transaction Type
Minimum FICO
 
Purchase & R/T Refinance
580
 
Cash-out Refinance LTV < 85%
580
Cash-out Refinance LTV > 85% 
600
Streamline Refinance   
580
*
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minimum credit score: Important Mortgage Loan Program Updates - FREDDIE MAC 100 Eliminated - 03/10/08 03:46 PM
Updates- Important!.
ELIMINATION OF THE FREDDIE MAC 100 LOAN PROGRAM  Effective for Locks on or after Monday, March 17, 2008
In response to the continued deterioration of credit quality and declining home values in most areas of the country, Freddie Mac is eliminating the higher risk Freddie Mac 100 loan program. As a result of this change, effective for locks on or after Monday, March 17, 2008, the Freddie Mac 100 loan program is being eliminated. All loans that are locked PRIOR to March 17, 2008 will be honored; however, these loans must be closed and funded by May 15, 2008. Lock-in extensions … (4 comments)

 
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MELINDA POTCHER

Albuquerque, NM

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DIVINE MORTGAGE, LLC

Address: 9400 Holly Drive NE Bldg. 4 Suite A, Albuquerque, NM, 87122

Office Phone: (505) 821-7777

Cell Phone: (505) 259-6397

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