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Awesome article reflecting the true problem with the Short Sale process. Owners want to either refi or sell... most dont want to squat! Giving a Lender an extra thousand to forgive 20k+ debt isn't going to make any sense to them. So all this will do is complicate the problem since the Seller will then be even more pissed off since they wont get the $1500!!!
This morning I read a
report that the President says the
problem with the housing industry is short sales and he wants to fix
thought GREAT, ABOUT TIME! But then I read the article and quickly I
that our President has no clue about what is going on with the housing
industry. As with most politicians he thinks if we throw money at a
thinks it will go away.
You see, the President
says the problem with short sales is
that the sellers don’t want to move out and that he is
willing to offer
to home owners to move out, so they can have money to move. WHAT? Since
we have a problem with sellers not wanting to move out? Does he not
a short sale is? A short sale is where a seller puts his home on the
because he knows he is in trouble and wants to move. Now, I think this
to be a huge chance for fraud!
You see, the real problem
with short sales is the banks are
taking so long to respond that the home ends up going in to foreclosure
that is when the sellers are refusing to move out. They tried to do a
modification, they tried the short sale… the banks are the problem, not
I think we are going to
see a lot of sellers take advantage of your
program and actually create the problem of sellers not moving out until
get their $1500 a real thing. Mr. President, if you want
to fix the
make it so the banks have to respond to short sale offers submitted to
within 30 days of being submitted. (The reason I say 30 days, is so
them time to do a BPO or an appraisal) If they don’t respond within the
days, they have to give a $500 a day credit to the home owner that will
toward back payments and principle.
I promise, if you do this,
as soon as the banks realize that
they are getting people out of default with their delays, the short
problem will go away.
Todd Clark - Broker / Sales Coach
All Brokers Real Estate
Homes for Sale,
Beaverton OR homes for sale, homes for sale in zip code, 97006, 97007,
97008, 97005, 97223, 97224, 97124, 97123, Beaverton Oregon Realtor,
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Search, 1st time home buying expert, short sale expert, avoiding
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Neighborhood, Greenway Neighorborhood, Sexton Mountain Neighborhood,
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neighborhood, Sorrento neighborhood, Murrayhill Neighborhood. Beaverton
Oregon Real Estate, Beaverton OR real estate, Todd Clark,
(503)524-9494, WWW.LivingBeaverton.com, www.IFoundYourNewHome.com,
Milwaukee, Menomonee Falls, Germantown, West Bend, Hartford, Richfield, Jackson, Mequon Wisconsin Real Estate Service Provider. Investment Property and Single Family Homes. REO, BPO, Forclosure Help, Short Sales. Sellers. Buyers.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.