silverdale mortgage: The payment just went up on my fixed rate mortgage! - 05/31/07 08:11 AM
Shock and dismay are quickly followed by anger as a homeowner reads the official-looking letter from the mortgage company instructing him to make a higher payment. Did somebody lie to him? Did he somehow sign up for an Adjustable Rate Mortgage when he thought he was getting a Fixed Rate? There … (6 comments)
silverdale mortgage: Is your ego hurting your credit score? Or the other way around? - 04/02/07 10:09 PM
We all have different strengths. Some people are creative geniuses yet housekeeping disasters. Some people paint. Others can do complex mathematical equations in their heads. We all have things we do well. We also have things we don't do well at all. Many men are taught from childhood that being completley self-sufficient is … (31 comments)
silverdale mortgage: 15 VS 30 Year Mortgages: Advantages, Disadvantages and Affordability - 11/20/06 06:46 AM
So you need a mortgage. What term or length will you select for that loan? There are several options out there including 7, 10, 15, 20, 30 and even 40 year mortgage loans. Which one is the right one for you? There are several things to take into consideration when it … (0 comments)
silverdale mortgage: What is an FHA Mortgage? -- Part 3 - 07/18/06 06:57 AM
WHAT IS MORTGAGE INSURANCE (MIP)? The insurance being disussed here has nothing to do with your homeowners insurance, which protects you and the lender against damage or destruction of your home. As stated earlier, when you closed your FHA Mortgage, FHA acts only as the insurer of the mortgage. FHA charges you insurance premiums for … (0 comments)
silverdale mortgage: What is an FHA Mortgage? -- Part 2 - 07/18/06 06:46 AM
DO I HAVE THE BEST INTEREST RATE? In today’s market FHA interest rates are very competitive with conforming interest rates, which are the low rates you see advertised in the newspaper. There are two types of FHA interest rates.Fixed Rate MortgageWith a fixed rate mortgage, whatever the interest rate was on your … (0 comments)
silverdale mortgage: What is an FHA Mortgage? -- Part 1 - 07/18/06 06:32 AM
Many families and individuals in our country dream of having “A Home of Their Own”, but wonder how they can ever afford it. The big question is, how are they going to find that big down payment of 10% to 20% just to move in? If they spend all their money … (0 comments)
silverdale mortgage: The FHA Streamline Solution - 07/17/06 09:18 PM
SAVE TONS OF MONEY ON YOUR MORTGAGE Your in your home, closed that FHA Mortgage, have had it for a year or two or more, now you begin to think, I would sure like to get this house paid off and become DEBT FREE. You have thought of adding additional dollars to … (0 comments)
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Shock and dismay are quickly followed by anger as a homeowner reads the official-looking letter from the mortgage company instructing him to make a higher payment. Did somebody lie to him? Did he somehow sign up for an Adjustable Rate Mortgage when he thought he was getting a Fixed Rate? There … (6 comments)
