http://activerain.com/blogs/mfradella Real Estate information for Pearl River County, Mississippi, including Picayune, McNeill, Stennis Space Center, Carriere, and Poplarville. en-us http://activerain.com/blogsview/1239450/pricing-doom-why-you-shouldn-t-overprice-your-house <p>&nbsp;</p> <p>It&rsquo;s a typical concern for all sellers when they are starting the process of selling their home.<span>&nbsp; </span>You want the most amount of money in the shortest time possible.<span>&nbsp; </span>How can you do that when you know a buyer is going to try to negotiate the price down to get a bargain?<span>&nbsp; </span>Your first reaction is to price the home higher because, you believe, you can always come down on the price later.</p> <p class="MsoNormal">Although that sounds like a sensible thing to do, you need to understand how a house is marketed, and what agents and buyers are thinking.</p> <p class="MsoNormal">Most sellers believe that a Realtor&rsquo;s job, when listing a property, is to find the buyer for the house.<span>&nbsp; </span>Truthfully, a listing agent is a &ldquo;marketing agent&rdquo;, and if they are doing their job honestly (and not keeping your house a secret so they can find their own buyer and make all of the commission), they will be marketing your property not only to the buyers, but to all the other Realtors in the direct and surrounding areas.<span>&nbsp; </span>You see, 9 times out of 10, it&rsquo;s another Realtor who has a buyer that is perfect for your house.</p> <p class="MsoNormal">Real Estate Agents know the market that they work in, and know what properties should be priced at.<span>&nbsp; </span>When your listing goes out to the masses, and is overpriced, the Realtors in the market are going to put your house on the back burner because they know that it will never sell for that price and it will be difficult to find a buyer willing to pay that price. <span>&nbsp;</span>So, your house sits on the market and doesn&rsquo;t get the showings that are needed to expose it <span>&nbsp;</span>the most amount of buyers to the house.<span>&nbsp; </span>Also, buyers are very savvy these days, and since market information is readily available on the internet, they too will know that the house is overpriced and will not even consider it.<span>&nbsp; </span>Or, they make take a &ldquo;wait and see&rdquo; attitude, watching to see when you do start to lower your price.</p> <p class="MsoNormal">The first few weeks of your listing is the most crucial when setting the stage for a sale.<span>&nbsp; </span>A property that is priced right, combined with a listing agent that that has the tools to get it out in front of as many agents and buyers as possible, will have the greatest chance of selling in the shortest time.<span>&nbsp; </span><span>&nbsp;</span>The longer a house sits on the market, the lower the chance will be of selling.<span>&nbsp; </span></p> <p class="MsoNormal">You need to also consider that once you start discounting the price, the buyers start discounting the house and looking for problems, or feeling that you are desperate.<span>&nbsp; </span>This puts you into a bad position when it comes to negotiating a deal on the home.</p> <p class="MsoNormal">If you are serious about selling your home, and want your listing agent to have the best chance possible to get it sold for you, then you need to price your home at or below market value &ndash; the first time!</p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">xp7wrjg6z4</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Tue, 15 Sep 2009 09:51:07 -0500 http://activerain.com/blogsview/1239450/pricing-doom-why-you-shouldn-t-overprice-your-house http://activerain.com/blogsview/1228006/steal-this-house- <p><img src="http://activerain.com/image_store/uploads/8/3/9/7/7/ar125234192177938.jpg" height="225" alt="" width="300" /> <img src="http://activerain.com/image_store/uploads/8/7/9/9/1/ar125234202519978.JPG" height="225" alt="" width="300" /></p> <p>This immaculate home is in brand new condition! The huge great room gives you the feeling of a much larger home.</p> <p>Details 3 Bedrooms, 2 Full Baths</p> <ul> <li>1674 sq ft living area </li> <li>2183 sq ft underbeam </li> <li>2 Car Attached Garage </li> <li>20.5' x 20.5' Great Room </li> <li>9' Ceilings Throughout </li> <li>Wood-Burning Fireplace </li> <li>PRICED BELOW APPRAISAL at $150,000</li> <li>Appraisal on file</li> </ul> <p><img src="http://activerain.com/image_store/uploads/8/6/4/9/8/ar125234209489468.JPG" height="225" alt="" width="300" /> <img src="http://activerain.com/image_store/uploads/1/2/4/4/4/ar125234213244421.jpg" height="185" alt="" width="300" /></p> <p>Features include:</p> <div>- Kitchen features All electric Stainless Steel appliances (S/S refrigerator, included with sale).</div> <div>- 2 car garage with upgraded Genie door opener (screw rail system vs. traditional chain) with car remotes and external wall mounted key pad. Only 1 year old!<br /> - Full House Security System.<br /></div> <div>- Garage features 2 installed Craftsman tool/hardware storage cabinets. (included with sale)</div> <div>- Custom blinds installed throughout the house.</div> <div>- Great Room features a 42" Plasma flat screen monitor mounted above fireplace. (included with sale)</div> <div>- Bathrooms feature faucet upgrades to nickel finish.</div> <div>- House features a FULL rain gutter system installed completely around the exterior.</div> <div>- Installed front yard drainage system.<br /> - Master bath features custom glass block window above Jetted tub.</div> <div>- M. bath features a large stand alone shower.</div> <div>- Ceramic tile installed throughout Kitchen, M. bath/walk-in closet, foyer,</div> <div>and guest bathroom.</div> <div>- Carpet areas are the Great room, Master bedrm, hallways, and guest bedrooms.</div> <div>- All bedrooms feature a Walk-in closet.</div> <div>- Kitchen features a pantry closet.</div> <div>- Kitchen has tile counter tops.</div> <div>- Kitchen features bay windows/breakfast nook.</div> <div>- Wood burning fireplace in great room.</div> <div>- Ceiling fans installed in all bedrooms, and great room.</div> <div>- French doors lead out to patio in secluded backyard surrounded by trees.</div> <div>- House is 3/4 brick with vinyl siding along the back exterior wall.</div> <div>- 13 Month Home Warranty from Home Warranty of America<br /> <br /> Military Family being transferred - Must Sell!</div> <div><br /></div> <div>See the inside pictures on the blog at <a href="http://www.9carminecirclepicayune.blogspot.com/" title="9 Carmine Circle, Picayune MS" target="_blank">http://www.9carminecirclepicayune.blogspot.com/</a><br /></div> <p><br /> Priced at $150,000, this home is below appraised value, and ready to move!! Call Michelle at Pinnacle Real Estate Services today at <span style="color: red;">601-569-0075 </span>or email <span style="color: red;">michelle@prchomes.com</span></p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Mon, 07 Sep 2009 11:50:51 -0500 http://activerain.com/blogsview/1228006/steal-this-house- http://activerain.com/blogsview/1227897/time-for-tax-credit-running-out- <p><a href="http://www.picayunehomefinder.com/2009/09/time-for-tax-credit-running-out.html" title="Time Running Out for Homebuyer Tax Credit" target="_blank"><img title="Home Buyer Tax Credit in Mississippi" src="http://activerain.com/image_store/uploads/1/2/8/7/6/ar12523369767821.jpg" height="179" alt="Home Buyer Tax Credit" width="272" /></a></p> <p>The First-Time Homebuyer Tax Credit, made available through the American Recovery and Reinvestment Act, is coming close to expiring. In order to take advantage of the $8,000 tax credit, you must close on a house on or before November 30, 2009.<br /> <br /> This tax credit is available to "first time home buyers" (anyone who has not owned a home over the past 3 years). There are a few other stipulations to receiving this credit.</p> <ol> <li>The tax credit is 10% of the purchase price of the house, up to $8,000. Therefore, if you use this credit to purchase a $30,000 home, you will only receive a $3,000 credit.</li> <li>It must be your primary residence where you live more than 50% of the time and you will have to do so for three years or the government will take back the credit when you sell the home.</li> <li>To get the full credit, your modified adjusted gross income must be under $75,000 for singles and less than $150,000 for married joint filers.</li> </ol> <p>If you are interested in taking advantage of this Federal Tax Credit, you must find a home and enter into contract before the end of September due to the time frame that it takes to get your offer accepted, completing inspections, and processing a loan.&nbsp; This process is now taking up to two months, depending on the lender you choose.&nbsp; Keep in mind that if you do not close the sale on the property on or before November 30th, you will not be eligible to receive this tax credit.<br /> <br /> It's a great time to find that home you are looking for, and receive the great credit on your taxes next year!&nbsp; If you are ready to take advantage of this tax credit, give me a call.&nbsp; We'll find that perfect home for you!</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Mon, 07 Sep 2009 10:26:07 -0500 http://activerain.com/blogsview/1227897/time-for-tax-credit-running-out- http://activerain.com/blogsview/1218030/great-little-anti-spam-tool <p>I was watching a recorded seminar last night and picked up knowledge of a great tool that I thought I would share.&nbsp; I know a lot of Realtors have to deal with being spammed because we all have our email addresses on many websites, floating around in cyberspace.&nbsp; I know that in the 11 years that I have done business, it's been a problem for me personally.</p> <p>Got take a look at <a href="http://www.spamdisappears.com" title="Anti Spam Tool" target="_blank">www.spamdisappears.com</a>.&nbsp; This site will encode your email address so that when you put the code on your website, the spam bots cannot read it.&nbsp; Give the code that is generated to your webmaster to encode your email address on your website.&nbsp; The link will still work to send you an email, it just won't show what the email address is.&nbsp;</p> <p>There is also a&nbsp;Free Video: "<em>How To Stop Spam You Are Already Getting</em>".</p> <p>Happy surfing!</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Mon, 31 Aug 2009 09:11:28 -0500 http://activerain.com/blogsview/1218030/great-little-anti-spam-tool http://activerain.com/blogsview/1187490/online-tools-for-your-real-estate-business <p>Searching for tools to assist you online for your Real Estate business?&nbsp; The internet has a wealth of tools available that you may not be aware of.&nbsp; Through my online travels, I've found so many helpful sites.&nbsp; Many of these useful tools are free to use, or have a free trial period.&nbsp; Here are a few that you might want to check out:</p> <p><a href="http://www.openoffice.org" title="Open Office" target="_blank">OpenOffice</a> - Free suite of office tools, similar to Microsoft Office.&nbsp; It is the leading open-source office software suite for word processing, spreadsheets, presentations, graphics, databases and more. It is available in many languages and works on all common computers. It stores all your data in an international open standard format and can also read and write files from other common office software packages. It can be downloaded and used completely free of charge for any purpose.</p> <p><a href="http://jott.com" title="Jott.com" target="_blank">Jott </a>- With Jott Assistant and Jott for Salesforce, you just call a simple phone number, speak your notes, messages, or updates and hang up. Jott Voicemail works the same way, but your friends, family, and colleagues are the ones leaving the messages when they call your number. Then, Jott takes the spoken messages, turns them into text, and sends them to the right destination via email, text message, or web update</p> <p><a href="http://evernote.com/" title="Evernote" target="_blank">Evernote</a> - Create, clip, and share notes on the web and see them everywhere.&nbsp; Evernote allows you to easily <strong>capture</strong> information in any environment using whatever device or platform you find most convenient, and makes this information <strong>accessible</strong> and <strong>searchable</strong> at any time, from anywhere. Did we mention that it's <strong>free</strong>?</p> <p><a href="http://www.livemocha.com" title="LiveMocha" target="_blank">Livemocha</a> - Free online language course.&nbsp; Livemocha is the world's largest language learning community with over 2 million members! Designed for all language goals and skill levels, Livemocha offers free and plus learning options that actually work &ndash; and make learning languages social and fun!</p> <p><a href="http://gimp.org" title="GIMP" target="_blank">GIMP</a> - GIMP is an acronym for GNU Image Manipulation Program. It is a freely distributed program for such tasks as photo retouching, image composition and image authoring. It has many capabilities. It can be used as a simple paint program, an expert quality photo retouching program, an online batch processing system, a mass production image renderer, an image format converter, etc.</p> <p><a href="http://99designs.com/" title="99Designs" target="_blank">99 Designs</a> - Looking for a great looking logo, blog header, or website?&nbsp; Getting something designed at 99designs is easy. Run a &ldquo;design contest&rdquo;, where thousands of designers compete to create the best possible design to meet your needs. All you need is a clear idea of what you want designed and how much you're prepared to pay for it.</p> <p>&nbsp;</p> <p>These are just a few of the MANY tools that you can find online these days.&nbsp; I've been doing my Real Estate business online for over 11 years now, and I cannot tell you how wonderful it is to have so many things available for free, or next to no cost, these days.&nbsp;</p> <p>&nbsp;</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Sat, 08 Aug 2009 13:59:27 -0500 http://activerain.com/blogsview/1187490/online-tools-for-your-real-estate-business http://activerain.com/blogsview/1143215/what-is-strategic-marketing- <p>With so many homes on the market today, a new property listing can get lost in the sea of listings, even in a small town.&nbsp; When you are a seller needing to sell your home, you don't need just a sign in your yard, and a hope and prayer that the realtor you have chosen will miraculously find a buyer.&nbsp; That may have worked in the past, but I'm sorry to tell you that it doesn't work in this market, today.</p> <p><img src="http://activerain.com/image_store/uploads/8/8/1/9/1/ar124697616419188.jpg" height="206" alt="Strategic Marketing in Picayune MS" width="207" style="vertical-align: middle;" /></p> <p>With Strategic Marketing, Pinnacle Real Estate Services markets your home in a variety of ways to put it out in front of more buyers.&nbsp; Your home can't be the best kept secret.&nbsp; Let's face it - You've picked up a real estate magazine that "showcases" the houses for sale in any given area.&nbsp; What do you notice about those pages?&nbsp; Are there many differences between one ad and another, or are they a sea of house pictures and a picture of the listing agent tell you how great they are and all the awards or designations they have received?&nbsp; Is it easy to really spot which ones are in your price range, and have the features that you are looking for?</p> <p>Now let's talk, for a minute, about where the buyers are.&nbsp; Now, if the buyer lives in the town your home is in, then it's possible that they will see that real estate magazine ad.&nbsp; But what about the enormous amount of buyers that are relocating to your area?&nbsp; Do they drive in to town just to pick up all the magazines and newspapers to see what houses are for sale?&nbsp; Where would they likely <span style="text-decoration: underline;">start</span> their home search?</p> <p>Pinnacle's Strategic Marketing advertises your home, not only in print, but on over 30 individual websites across the internet, with emphasis on the unique features that your home provides.&nbsp; To see an example of one of the many ways a property is marketed using Pinnacle's Strategic Marketing, go to <a href="http://www.23158WhitfieldRoad.com" title="23158 Whitfield Road, Picayune MS" target="_blank">23158 Whitfield Road</a>.&nbsp;</p> <p>Your home needs a great amount of exposure in today's market to catch the eyes of the buyers who are actively in the market right now.&nbsp; Shouldn't you get the best marketing available for the commission you will be paying?</p> <p>For more information about Strategic Marketing by Pinnacle, call <em><strong>Michelle Fradella, Broker</strong></em>, at Pinnacle Real Estate Services in Picayune, Mississippi.&nbsp; <strong>601-799-1848 or 601-569-0075</strong></p> <p><a href="http://www.prchomes.com" title="Pearl River County Homes in Picayune, MS" target="_blank">http://www.PRCHomes.com</a></p> <p>&nbsp;</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Tue, 07 Jul 2009 09:19:15 -0500 http://activerain.com/blogsview/1143215/what-is-strategic-marketing- http://activerain.com/blogsview/1124337/strategic-marketing-putting-your-home-in-front-of-more-buyers <div><embed salign="l" name="flashticker" scale="noscale" src="http://widget-d0.slide.com/widgets/sf.swf" type="application/x-shockwave-flash" flashvars="cy=lt&amp;il=1&amp;channel=3530822107878844112&amp;site=widget-d0.slide.com" style="width: 450px; height: 356px;"></embed><div style="width: 450px; text-align: left;"><a href="http://www.prchomes.com"> <div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Sun, 21 Jun 2009 23:13:04 -0500 http://activerain.com/blogsview/1124337/strategic-marketing-putting-your-home-in-front-of-more-buyers http://activerain.com/blogsview/1012230/the-truth-about-lending Are mortgage companies and banks still lending? There is so much speculation and false information on the news today, so I thought it would be good to interview a mortgage lender and see what, in fact, is the situation. Click the BlogTalkRadio Podcast to hear my call with Jessica Tebo of Wells Fargo Home Mortgage in Picayune, Mississippi: <img src="http://counters.gigya.com/wildfire/IMP/CXNID=2000002.0NXC/bT*xJmx*PTEyMzg1NDA1Nzc*NTAmcHQ9MTIzODU*MDU4NzUxOCZwPTQ1MDk3MiZkPSZnPTImdD*mbz1jNjliMGEwNzlkNjI*YzNkOWYwNGY5M2Q1ZjUyYTFhNg==.gif" border="0" height="0" style="width: 0px; height: 0px;" width="0" /><embed src="http://www.blogtalkradio.com/BTRPlayer.swf?file=http%3A%2F%2Fwww%2Eblogtalkradio%2Ecom%2FPRCHomes%2Fplay%5Flist%2Exml%3Fitemcount%3D4&amp;autostart=false&amp;bufferlength=20&amp;volume=100&amp;borderweight=1&amp;bordercolor=#999999&amp;backgroundcolor=#FFFFFF&amp;dashboardcolor=#0098CB&amp;playlistcolor=#999999&amp;playlisthovercolor=#333333&amp;cornerradius=10&amp;callback=http://www.blogtalkradio.com/FlashPlayerCallback.aspx?referrer_url=/Profile.aspx" pluginspage="http://www.adobe.com/go/getflashplayer" type="application/x-shockwave-flash" height="230" width="215"></embed><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Tue, 31 Mar 2009 18:06:52 -0500 http://activerain.com/blogsview/1012230/the-truth-about-lending http://activerain.com/blogsview/1010783/looking-for-a-way-to-get-your-videos-out-all-over-the-internet- <p>You've been reading that video is way to go when driving traffic to your website, but how can you get it up on more than one website at a time? I</p> <p>f you have ever downloaded a video to sites like <a href="http://www.youtube.com/profile?user=msred1986" title="YouTube" target="_blank">YouTube</a> or<a href="http://www.tubemogul.com" title="TubeMogul" target="_blank"> TubeMogel</a>, you'll know how excrutiatingly long the process can be, and that's just loading it once!</p> <p>I've found a great service that submits your videos to more than 30 video, podcast, social networking, and social networking sites with just ONE submission! And there is a wealth of information on how to create videos, tutorials, and tips to get your videos out there, jumping your SEO faster than any other form of marketing.</p> <p>Now you can learn about the power of marketing with online video through a series of free videos, and even have the chance to win a LiveScribe Pen!!</p> <p>Mike Koenigs is always sending out more tips and info every month, to help you make your videos high-quality, and search engine friendly. The name of this service is Traffic Geyser. To find out more, click here and watch the 4 free videos:</p> <table cellspacing="0" border="0" cellpadding="0"> <tbody> <tr> <td> <object id="imgFlashNotAssoc" height="250" codebase="http://active.macromedia.com/flash2/cabs/swflash.cab#version=4,0,0,0" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" width="300"> <param name="movie" value="http://www.trafficgeyser.com/banners/Banner.swf" /> <param name="quality" value="high" /> <param name="loop" value="false" /> <embed src="http://www.trafficgeyser.com/banners/Banner.swf" pluginspage="http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash" type="application/x-shockwave-flash" height="250" width="300"></embed> </object> <br /></td> </tr> <tr> <td><a href="http://www.TrafficGeyser.com/cmd.php?Clk=2940104">http://www.TrafficGeyser.com/cmd.php?Clk=2940104</a></td> </tr> </tbody> </table> <p><br /><img src="http://www.TrafficGeyser.com/cmd.php?Imp=2940104" border="0" height="0" alt="" width="0" /></p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Mon, 30 Mar 2009 21:57:55 -0500 http://activerain.com/blogsview/1010783/looking-for-a-way-to-get-your-videos-out-all-over-the-internet- http://activerain.com/blogsview/998656/important-points-for-when-your-home-is-shown- <h3> <p>When your home is on the market, it's important to make it readily available to be shown to prospective buyers. Here are some tips to help you get ready:<br /><br />&middot; Increase your chances. The more people who see your home, the more likely you are to sell it quickly. Yes, it's inconvenient to show your home at dinnertime, but if the people buy your home, isn't it worth it?</p> <p>&middot; There shouldn't be any major housecleaning at this point. The kinds of tasks you ought to be concerned with now are simple ones: making the beds, stuffing last night's dirty pans in the dishwasher, picking up loose newspapers, etc. Even young children can participate by "cleaning" their rooms.</p> <p>&middot; If the season is appropriate, open the windows in each room and let in some fresh air. Stale air isn't appealing. And if you smoke . . . do it outside while your house is listed. Non-smokers are very sensitive to stagnate smoke smell, and nothing is more of a turnoff.</p> <p>&middot; Keep your thermostat at a comfortable setting. If it's too cold or too hot, a buyer won't stick around very long to really see what your home has to offer.</p> <p>&middot; Turn on all the lights for every showing before prospective buyers arrive. This also gives you an opportunity to select the lighting effects you want for each room. No area of your home should be dark.</p> <p>&middot; Turn off the television and turn on light, background music.</p> <p>&middot; Arrange for pets and children to be at a neighbors. Perhaps it's unfair to lump children with pets, but young children can distract buyers from their purpose. Keep pets away from buyers.</p> <p>&middot; "De-personalize" the house as much as possible. Take down any extra family pictures that are hanging on the walls or displayed on the shelves. They will often distract the buyer's attention from what is most important ... the house!</p> <p>&middot; Most importantly, please <span style="text-decoration: underline;">leave the home</span> during all showings. It is uncomfortable and difficult for buyers to view the home when owners are present. Oftentimes, they will rush through the home and not give it the proper attention your home deserves. It is also hard for the buyers to "picture themselves" living in the home when the sellers are present.</p> <br />For more tips when selling your home, see my <a href="http://www.prchomes.com/seller.html">Seller's section at Pearl River County Homes.</a></h3><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Mon, 23 Mar 2009 20:37:12 -0500 http://activerain.com/blogsview/998656/important-points-for-when-your-home-is-shown- http://activerain.com/blogsview/998535/north-hill-market-perspective- <h3> <p>(Written for the North Hill Subdivision in Carriere, MS)</p> <p>You hear the media - the real estate market has tanked . . . prices are the lowest they've been in years. . . all the depressing stories that the news media would have us believe.<br /><br />BUT . . . let's put this all into perspective. How is OUR MARKET today? The national media has grouped all areas of our fine Country into one big database, allowing the overinflated numbers of the decline in value that California and Florida have experienced, to set the stage. But what if we focused on just our neck of the woods? The North Hill Subdivision, in Carriere, MS, is a well established neighborhood, which continues to thrive, even in today's market.<br /><br />Let's turn back the clock, and look at the market we were experiencing before Hurricane Katrina blew in and altered our world. During the year 2005, from January 1st to August 15th (and I use August 15th because Katrina hit on August 29th), the average price per square foot for a home in the North Hill community was $92.13. This is the calculated price of the heated and cooled area of the home, based on the sales that took place during that time frame.<br /><br />Now let's look at the numbers for what has been deemed the "worst real estate market in over 50 years". Currently (based on sales from January 1st to today, 2009), the average price per square foot is $104.40 (based on sales of homes with 2200-2500 sq ft living area). This is almost a 13% increase in value over the 2005 figures.<br /><br />I feel it's important to look at these numbers, removing the over-inflated numbers that Hurricane Katrina caused in our area because of the demand for homes for those that lost their properties in the New Orleans and Gulf Coast regions. Most people's perceptions are that the property values in our area have tumbled. When looking at what property values were in 2005, and what they are today, we can see that we continue to appreciate at a normal rate.<br /><br /><em>If you would like to know more information about the value of your home, please call me, Michelle Fradella, at Pinnacle Real Estate Services - 601-799-1848 - for a FREE Comparative Market Analysis.&nbsp; Or, visit her website at </em><a href="http://www.prchomes.com"><em>http://www.prchomes.com</em></a></p> <p>&nbsp;</p> </h3><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Mon, 23 Mar 2009 19:09:51 -0500 http://activerain.com/blogsview/998535/north-hill-market-perspective- http://activerain.com/blogsview/926610/ready-to-put-up-the-for-sale-sign- <p>When thinking of selling your home, there are many things to do before calling a Realtor and having a sign put in the yard.</p> <p>Many people assume that they should first have the house put on the market, and THEN start to fix the things that need repair. First things first, you should <strong>Think like a Buyer!</strong> If you were out looking for a new home, would you be impressed with one that the seller &ldquo;promises to repair&rdquo;, or one that is freshly painted, clean, and ready to move into?</p> <p><strong>Start Making a List!</strong> Put yourself in the buyer&rsquo;s shoes. Walk out your front door, go right out to the street, and then turn around. Now take off your owner&rsquo;s goggles (you know, those rose-colored glasses you wear when looking at your home), and look that house in front of you. What do you see? When you look at your house from a buyer&rsquo;s perspective, you will be amazed at what pops out at you. That gutter that is hanging a little, the shutters that are weather-beaten and in need of paint, the tarnished door knob . . . all those little things that you have been meaning to get to, but just haven&rsquo;t found the time. How impressed would YOU be if you were a buyer coming to see this house for the first time?</p> <p><strong>Do Everything Before Putting Your Home on the Market!</strong> Of all the things homeowners control when selling their home, the condition of the property is one of the most important. If the carpets need to be cleaned, then call a professional. Believe it or not, dirty or worn carpets could cost you $10,000 on your asking price. And don&rsquo;t forget that leaky faucet, or loose toilet. Buyers are going to scrutinize every aspect of the house. Don&rsquo;t give them any ammunition when it comes time to negotiate.</p> <p>I highly recommend for a seller to have a licensed Home Inspection, to see if there are any issues that need to be addressed. This puts you in a better position in your pricing when you already have made repairs, and can present to a buyer a home free of defects. Nothing is worse than having a buyer who wants your home, and then when they have a home inspection completed, problems arise and they have the opportunity to back out of the deal.</p> <p>I have seen many deals lost because something was discovered, after the contract, and it spooked the buyers. Even if you offer to take care of things, the buyer may have that nagging feeling in the back of their mind that they should have seen it and now they&rsquo;ve lost that warm fuzzy feeling about buying the home.</p> <p>The moral of the story is that you should remove all worries ahead of time in order to be in a better position to get more money for your home.</p> <p>by Michelle Fradella, Broker, FHS, CNHS</p> <p>Pinnacle Real Estate Services - Picayune, MS <a href="http://www.prchomes.com" title="Pinnacle Real Estate Services - Picayune, MS" target="_blank">http://www.prchomes.com</a></p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Tue, 10 Feb 2009 14:10:28 -0600 http://activerain.com/blogsview/926610/ready-to-put-up-the-for-sale-sign- http://activerain.com/blogsview/926309/are-you-suffering-from-real-estate-hypothermia- <p>If the real estate market is like an ocean, right now we're in the Arctic circle, charting unknown territory looking for gold!</p> <p><br />Sorry not trying to get all "1912" on you (the year the Titanic sank), but just trying to "warm you up" to the fact that right now, the beginning of 2009 could be the turning point in your real estate career.<br /><br />It's true...<br /><br />You're going to need to take courageous actions today, in order for you to steer your business and family free and clear of the coming economic "Icebergs" in 2009.<br />&nbsp;<br />So I've helped identify some questions to help you determine, "Am I on course for smooth sailing?"<br /><br />+ What actions are you taking today to stay profitable?<br />+ Who are you associating with to stay positive?<br />+ Are you allowing negative headlines to cloud your judgment?<br />+ Who are you partnering with to make 1+1= 3?<br />+ Do you know what needs to be done, but not doing it?<br />+ Are you making enough phone calls everyday?<br />+ Are you attending the right networking groups?<br />+ How productive are your mornings?<br />+ When you wake up, is your 1st thought empowering or disenfranchising?<br /><br />If you stammered to give yourself an honest answer for any of these questions, you might have case of Realtor Hypothermia.<br />&nbsp;<br />So the good news is that if you are "hypothermic" or think you may become "hypothermic", next week there's live conference call to boost your energy and give you some actionable info.</p> <p>Zillow v. Trulia "The battle of the online listing portals!"&nbsp;</p> <p><a href="http://www.goodmorningrealestate.com/cmd.php?Clk=2829444" target="_blank">http://www.goodmorningrealestate.com/cmd.php?Clk=2829444</a></p> <p><br />Justin Zimmerman from GoodMorningRealEstate is hosting Fran Thorsen, Trulia Social Media Evangelist (former community manager) and Zillow's community cheerleader Sara Bonert.<br /><br />On this call you'll learn why agents across the country are choosing one or another or both to get more listing traffic.<br /><br />How internet savvy agents are digging into the forums, questions and answer sections, and generating qualified<br />and closable buyer leads, all the while creating a mob like blog following.<br /><br />Plus, you'll hear some of the forecast and predictions they are going to make about the future of real estate<br />listing traffic and it's bottom line on your bottom line!<br /><br />The call is this Thursday, February 12th, at 8pm eastern and you'll need to register for it to get the call in details.</p> <p><br />Here's the link:&nbsp; <a href="http://www.goodmorningrealestate.com/cmd.php?Clk=2829444" target="_blank">http://www.goodmorningrealestate.com/cmd.php?Clk=2829444</a></p> <p><br />I think this is going to be a stand out call, it doesn't cost a thing to attend (smile on that) and you'll be able <br />to learn some of those missing secrets you've been thinking about but never had a chance to learn.</p> <p>I'd recommend registering for the call even if you are busy next week, Justin records the calls and he promised me he'll send you a copy once it's ready.<br /><br /><a href="http://www.goodmorningrealestate.com/cmd.php?Clk=2829444" target="_blank">http://www.goodmorningrealestate.com/cmd.php?Clk=2829444</a></p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Tue, 10 Feb 2009 11:41:44 -0600 http://activerain.com/blogsview/926309/are-you-suffering-from-real-estate-hypothermia- http://activerain.com/blogsview/689096/-service-results-what-do-these-really-mean- <p>Seriously, folks, don&rsquo;t you expect to get &ldquo;service&rdquo; and &ldquo;results&rdquo; when you hire a &ldquo;professional&rdquo;? The real question you should ask any real estate agent is &ldquo;What do you do to assure me great service and results?&rdquo; <br /><br />When someone boasts that they give good service, or that they provide results for you, you really need to look at what KIND of service and results you will be receiving. Some real estate agents think that putting a sign in the yard, and placing the listing in the MLS is providing good &ldquo;service&rdquo;. This may really be all you will be getting. &ldquo;Results&rdquo; could be defined as a sale for your property, or just activity (calls, etc) on your listing. There are many stages of service in the real estate industry, and you as a consumer should ask the questions needed to be certain that your agent&rsquo;s definition of these terms are equal to your own expectations.<br /><br />Don&rsquo;t ever assume that the realtor that you bought a house from in the past is the best agent to sell your home now. Listing agents and selling agents can be very different, and you need to ask questions about the service you will receive BEFORE you sign a listing. How and where will they advertise your home to make it stand out in today&rsquo;s market, and what can you expect during the process?<br /><br />Ask for a plan. When interviewing agents &ndash; and this goes for both sellers and buyers &ndash; you should ask the agent to give you a plan of what they do to provide you with the best service. They need to know what you expect during the process, how often you want to be contacted, and they need to be able to answer all your questions in the interim. <br /><br />Buying or selling property is already stressful enough. When you are talking about one of the largest investments you have or will ever make, don&rsquo;t just entrust it to just ANY real estate agent.</p> <p>&nbsp;</p> <p><a href="http://www.prchomes.com" title="Pinnacle Real Estate" target="_blank"><img title="Pinnacle Real Estate Services, South Mississippi" src="http://activerain.com/image_store/uploads/5/5/3/7/0/ar122131750307355.jpg" height="107" alt="Pinnacle Logo" width="164" /></a></p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Sat, 13 Sep 2008 10:02:13 -0500 http://activerain.com/blogsview/689096/-service-results-what-do-these-really-mean- http://activerain.com/blogsview/685016/-realtouch-by-pinnacle-real-estate-more-than-just-listing-and-selling <p>Many people assume that Realtors only market and sell properties. I can assure you that <span style="font-style: italic;">Pinnacle Real Estate Services</span> offers you so much more. <br /><br />Let's face it . . . your days are stressful enough as it is. The last thing you need to worry about is obtaining reliable information when you are in need of assistance. That's where we come in. Our Real Estate Consultants are trained to assist you in all aspects of Real Estate, from the true market value of your home, to retirement planning, and everything in between. <br /><br />Even if you're not thinking about buying or selling a home right now, there are services you may need in other aspects of your life - for example, all of us have to purchase car insurance, file taxes, etc. You know there's just a lot of things in life, like it or not, that we have to go to professional people for. You'll save yourself an incredible amount of time and money, so even if you're not in the housing market right now, you'll find this package of services beneficial to you and your family.<br /><br /><span style="font-weight: bold;">Services We Can Offer You:</span><br /><br />- Competitive Market Analysis<br />- Home Equity Analysis<br />- Sale Preparation<br />- Local Real Estate Report<br />- First-Time Homebuyer Assistance<br />- Auto-Search of Listings<br />- Ask An Advocate - Consulting Services<br />- Quality Referral Network<br />- Relocation Assistance<br />- Rent Potential Analysis<br />- Free Notary Services<br />- Free Fax and Copy Services<br /><br /><br />These services are being offered to you at no cost or obligation. We all know how hectic life can be. Let <span style="font-weight: bold;">Pinnacle Real Estate Services</span> be of service to you in all your real estate needs. Visit our website at <a href="http://www.pinnacleservice4u.com/">www.PinnacleService4U.com</a>, or call our office at <span style="font-weight: bold;">601-799-1848</span>.</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Wed, 10 Sep 2008 19:50:31 -0500 http://activerain.com/blogsview/685016/-realtouch-by-pinnacle-real-estate-more-than-just-listing-and-selling http://activerain.com/blogsview/609540/you-may-have-already-missed-the-boat- <h3> <p>&nbsp;<a href="http://bp0.blogger.com/_4oiFyWL3pfY/SIHzjxd6YMI/AAAAAAAAAHc/5Ccs4LLMmRM/s1600-h/ratechart2008.png"><img src="http://bp0.blogger.com/_4oiFyWL3pfY/SIHzjxd6YMI/AAAAAAAAAHc/5Ccs4LLMmRM/s320/ratechart2008.png" border="0" id="BLOGGER_PHOTO_ID_5224724838626255042" alt="" /></a><br />Are you one of those buyers that keeps waiting for interest rates to drop and housing prices to plumbit? Do you keep listening to the media's "gloom and doom" about the real estate market, and think that this is the truth in ALL markets? <br /><br />I'm sorry to tell you that you may have already missed the boat. In reality, interest rates, for our area, hit their lowest back in January, and have been climbing progressively every since. If you take a look at the chart to the left (provided by Bankrate.com), you can see the progress rates have made in the past year.<br /><br />Last week, it was announced that <em><strong>FreddieMac</strong></em> and <em><strong>FannieMae</strong></em> (the two largest lenders in the U.S. secondary mortgage market, which help to replenish the supply money for mortgages and enable money to be available for housing purchases) are in financial trouble. What does this mean for the average home buyer? It means that in order to balance out the weight of the sub-prime lending fiasco and years of historicly low interest rates, the rates are going to have to go up. <br /><br />To show you a good example, on Monday (July 14th) the interest rate for a local lender here in Picayune, MS, on a $200,000 loan was 6.00%. On Tuesday it went up to 6.125%, and by Friday (July 18th) it was 6.375%. That may not sound like much, but the difference of these rates means almost $50 more per month in a mortgage payment.<br /><br />Now how does that affect our market? Buyers are going to be more active because of the fear of higher rates, and will make a move on the houses that meet their needs and fit their budget. More houses will be sold, and the available inventory will start to dwindle.<br /><br />There are many buyers in the market that have been slow to make decisions because they felt they could get a better deal, or wait for house prices to drop further. If you are one of those buyers, you might want to reconsider this stance and look for the right home in your price range now, before that home is either gone or the price increases because of demand.</p> </h3><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Fri, 25 Jul 2008 19:08:50 -0500 http://activerain.com/blogsview/609540/you-may-have-already-missed-the-boat- http://activerain.com/blogsview/536495/panoramic-views-of-country-living <p>Looking for a beautiful spot to call home, where country living is the norm and panoramic views relax your senses?&nbsp; Wolf Ridge, located between Poplarville and Stone County, MS, offers 5+ acre tracts of land where all this could be yours.&nbsp; Some properties offer ponds.&nbsp;</p> <p>The seller is offering Owner Financing, with no credit checks.&nbsp;</p> <p>If this sounds like a piece of heaven for your family, call me today to get more information and pricing.</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Wed, 04 Jun 2008 16:05:54 -0500 http://activerain.com/blogsview/536495/panoramic-views-of-country-living http://activerain.com/blogsview/241519/market-correction-in-pearl-river-county-ms <p>Pearl River County has seen a huge market correction over the past few months with 87 homes dropping in price since September 15th, 2007.&nbsp; This market correction is well overdue since Hurricane Katrina sparked a high demand in real estate, and created a false sense of property values with sellers.</p><p>As I stated on my blog back in March, sellers had become unrealistic in the expectations of the value of their properties, and the average days on the market for most properties has lagged on over the summer, proving this assumption.</p><p>Other factors do play a part in our lagging market.&nbsp; Home owner&#39;s insurance at the beginning of this year was so high that many people, despite being able to afford the monthly house note, were dropped from qualifying because they could not afford the added expense of the high insurance rates.&nbsp; The excruciatingly slow recovery of the New Orleans area has also affected Pearl River County, because many businesses that were a supply of employees living and commuting from our area have not returned.</p><p>The good news is that home owner&#39;s insurance has now become more affordable here, and Pearl River County offers a lower insurance rate than the Coastal MS Counties and St. Tammany Parish, Louisiana.&nbsp; Comparatively speaking, Pearl River County is about 1/3 the insurance cost of Louisiana properties, and roughly &frac12; of the costs in Hancock County, MS.&nbsp; These figures are based on my experience while working with buyers and with closing properties over the past few months.&nbsp; This definitely offers buyers a more affordable home.</p><p>More good news for home buyers is the overabundance of properties to choose from.&nbsp; As of today, there are currently 488 houses for sale in Pearl River County alone, with over 1,000 properties total for sale, according to the Pearl River Board MLS system.&nbsp; A buyer has a better negotiating stance in this market than ever before, with many buyers asking sellers to pay closing costs, and other concessions.</p><p>Ad to this the fact that interest rates are now lingering in the low 6%&#39;s, and you will see that now truly is the best time to buy a home in Pearl River County, MS. <br /></p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Thu, 18 Oct 2007 09:07:24 -0500 http://activerain.com/blogsview/241519/market-correction-in-pearl-river-county-ms http://activerain.com/blogsview/171400/cool-web-tool-for-grabbing-visitor-s-before-they-leave <p>Want a cool new tool to use on your website to keep visitors from clicking away before you can get their contact information?</p><p>There is a new tool called &quot;Traffic Regenerator&quot;.&nbsp; You can see an example of it on my website at <a href="http://www.prchomes.com/">http://www.prchomes.com/</a>.&nbsp; When you start to hit the back button, or try to close the page, you will see a graphic appear that will prompt you to create an account on my site.&nbsp; You can also add a webform that will give a visitor an option of entering their contact information for any offer that you want to add.</p><p>To get more information on this cool tool, click on <a href="http://www.trafficregenerator.com/invitation/mfradella/">http://www.trafficregenerator.com/invitation/mfradella/</a></p><p>&nbsp;</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Sat, 11 Aug 2007 17:07:12 -0500 http://activerain.com/blogsview/171400/cool-web-tool-for-grabbing-visitor-s-before-they-leave http://activerain.com/blogsview/171379/home-buyer-information <table cellspacing="0" border="0" height="285" cellpadding="0" width="98%"><tbody><tr><td height="116" width="95%"><strong>When purchasing a home, there is a lot to take into consideration.&nbsp; <em>What type of home is right for our needs?&nbsp; Is the area that the home we like is located in a good area for investment?&nbsp; What school district does the home sit in?&nbsp; What are the environmental issues?</em></strong> <p><strong>You should never be on your own when looking for a home, no matter how many times you have purchased.&nbsp; There are too many variables that could affect the sale, and dealing directly with a seller gives you no advantage when negotiating a price. </strong></p></td></tr><tr><td height="116" width="95%"><strong>Dedicate yourself to just ONE real estate professional.&nbsp; A good real estate consultant will find the home that meets your needs.&nbsp; They will be dedicated to finding you the right property, and the seller pays the fee for you.&nbsp; Don&#39;t think that buying a home directly from a seller will get you a better deal - most of the time the home is overpriced for the market, and there could be undisclosed &quot;issues&quot; that the seller doesn&#39;t want anyone to know about, so they won&#39;t list it with a professional. </strong><p><strong>Also, all realtors have access to the same listing information on all properties.&nbsp; While you&#39;re skipping around talking to every agent out there, your dream home could go by un-noticed because you don&#39;t have someone dedicated to you and watching out for the property that fits you!</strong></p><p><strong>For more&nbsp;useful information when buying a home, be sure to visit my Buyer&#39;s Information page at <a href="http://www.prchomes.com/buyer.html">www.prchomes.com/buyer.html</a></strong></p><p>&nbsp;</p></td></tr></tbody></table><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Sat, 11 Aug 2007 16:34:05 -0500 http://activerain.com/blogsview/171379/home-buyer-information http://activerain.com/blogsview/114039/why-sellers-don-t-save-money-by-selling-on-their-own <p>&quot;Why should I use a Realtor?&quot;&nbsp; I know this is a question that many sellers ask themselves.&nbsp; After all, can&#39;t you just do it yourself and &quot;save the commission&quot;?</p><p>You could.&nbsp; But let me ask you something . . . <strong>How much training do you have in negotiations?</strong>&nbsp; &nbsp;You have to put yourself in a buyer&#39;s shoes.&nbsp; A buyer who calls on a For Sale By Owner (FSBO) is expecting to save some money, so they take the commission off the asking price - I mean of course you as a buyer don&#39;t want the seller to keep that fee if there isn&#39;t an agent involved!&nbsp; Now the buyer feels that there is some room for negotiating off of the discounted price, so they make an &quot;offer&quot; on that - Usually another 3-5% off the net price.&nbsp; </p><p>Now subtract the cost of all the advertising you will need to do in order to get the word out about your property.&nbsp; You will need to put classified ads in the newspaper (not a cheap venture), and run ads on the internet on &quot;FSBO&quot; websites that make you pay $1500 or more UP FRONT, even if the property doesn&#39;t sell.&nbsp; You&#39;ll need to buy signs for your yard, and try to find as many other ways as possible to let people know your property is for sale.</p><p>We are currently in a buyer&#39;s market, which means that buyers now have a huge amount of homes to look at and consider when making a purchase.&nbsp; What makes yours stand out more than all those listed?&nbsp; How is your home going to be in front of all of those people who are working with a realtor, looking for a property like yours?&nbsp; The only way you are going to get it to stand out is to ask for less than market value, so your property is a &quot;better deal&quot; to the buyer.</p><p>Now take into consideration all of the relocation buyers, and first-time homebuyers that are either not going to even know your property exists, or are not wanting to deal directly with the seller without having someone there to help them make the right decisions and help them get financing?&nbsp; A relocation buyer doesn&#39;t get the local newspaper, and they certainly don&#39;t have much time when they are here to drive all over creation and happen upon your sign.&nbsp; If you are looking to purchase property in a new area, where would you start to look? . . .&nbsp; <u><a href="http://www.realtor.com/">http://www.realtor.com/</a></u>.&nbsp; Then their relocation coordinator sets them up with a&nbsp; broker in the area they are moving to, and they are off to see properties.&nbsp; </p><p>If you have a mortgage on your property, every month that it doesn&#39;t sell takes the money you are paying in interest payments away from your profit.&nbsp; Say your interest each month is $600 (and that is usually on the low side).&nbsp;&nbsp; When you wait 8 months, you have lost another $4,800.&nbsp; </p><p>So, if you started out asking $200,000 for your property (hoping that it is priced at market value so you can sell it at least attracts some attention), you then subtract the commission, advertising expenses, and interest payments, not to mention the amount the buyer haggles out of you negotiating the price.&nbsp; How much profit do you have left?&nbsp; And who is there to consult you if something goes wrong with the sale, or the buyer can&#39;t get financing?&nbsp; Do you know what financing opportunities there are for a property like yours?&nbsp; Do you have a plan B for the buyers if they can&#39;t get the loan?</p><p>Selling your property on your own might save you paying a commission, but it will also keep you from walking away with as much as you would have if you&#39;d had an experienced, licensed, full-time professional do it for you.&nbsp; </p><p>&nbsp;</p><p>&nbsp;</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Sat, 02 Jun 2007 14:43:52 -0500 http://activerain.com/blogsview/114039/why-sellers-don-t-save-money-by-selling-on-their-own http://activerain.com/blogsview/110956/our-market-in-pearl-river-county-ms <p>Hurricane Katrina brought about a huge change in the Pearl River County area.&nbsp; This sleepy little community practically doubled in population overnight, and the area is definitely feeling the growing pains.&nbsp; </p><p>After the storm, the market values for properties went up tremendously because there was such a demand for housing.&nbsp; Many people in the New Orleans Metropolitan and Gulf Coast Regions lost their properties and were in need of a place to call home.&nbsp; We went from a buyer&#39;s market to a seller&#39;s market almost instantly.</p><p>Now, however, the market has switched back to a buyer&#39;s market.&nbsp; There is an over-abundance of inventory, with many new and older homes sitting on the market.&nbsp; Part of the problem is that many sellers became unrealistic in what they felt they could get for their properties, and inflated their prices.&nbsp; Many of those sellers either will not listen to the truth of the market, or are not being advised by Real Estate Agents as to the market condition.&nbsp; </p><p>In order to sell a home in the Pearl River County market, a seller MUST price their home competitively.&nbsp; Ultimately, price is King.&nbsp; Condition and curb appeal take a close second.&nbsp; With inflated insurance rates, buyers just cannot afford to over-pay for a home.&nbsp; Unfortunately many Realtors in this area do not educate their sellers on the market trend, and what the home should be priced at in order to get it sold in the shortest time possible.</p><p>If you a considering selling your property, please give me a call and we can discuss what the market is doing in your particular price point</p><div class='agent_signature'><p><img src="http://activerain.com/image_store/uploads/5/0/4/0/5/ar125302672550405.jpg" alt="" width="200" height="130" /></p> <p><span style="font-family: trebuchet ms,geneva; font-size: medium;"><strong><em>Michelle Fradella, Broker</em></strong></span></p> <p><span style="font-family: trebuchet ms,geneva;"><strong><em></em></strong><span style="font-size: x-small;">Pinnacle Real Estate Services - Picayune MS</span></span></p> <p><span style="font-family: trebuchet ms,geneva;"><a title="Picayune MS and Pearl River County Homes" href="http://www.prchomes.com" target="_blank">http://www.prchomes.com</a></span></p> <p><a title="Picayune MS Home Finder" href="http://www.picayunehomefinder.com" target="_blank">http://www.picayunehomefinder.com</a></p> <p>&nbsp;</p></div> Michelle Fradella (Pinnacle Real Estate Services, LLC) Tue, 29 May 2007 20:58:28 -0500 http://activerain.com/blogsview/110956/our-market-in-pearl-river-county-ms