THE MS Gulf Coast Welcomes You!

REALTOR Surprise!

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Fri, 11 Jul 2008 11:24:54 -0500

I had the most remarkable phone call this morning. The call was from an agent who had shown and submitted an offer on a high end listing I had. The sellers turned down that offer.

This week the sellers decided to list with a national firm (with my blessings and well wishes).

The REALTOR, Amy Wood, called to tell me that she thought I did a great job with the listing. That astounded me. She has got to be one of the highest producing agents in the MS Gulf Coast--She took her time to call me and encourage me.

I had this listing wayyy too long. The last re-listing I actually encouraged the owners to interview other agents.

This time they listed with another firm. That was definitely okay with me, and a bit of a relief. ...

Anyway, I wish the new agents and big name firm the best! The sellers are wonderful, the property is always in good shape, showings with little to no notice. Its almost a dream situation.

Most of all I wish to give Kudos to Amy for taking a few minutes out of her busy day to inspire me, once again.

Can Someone Pleassse Help This Gentleman?|La Mesa, CA Section 8 Rental

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Wed, 14 May 2008 13:46:17 -0500

Its a beautiful day in the Mississippi Gulf Coast. That's where I live, work, play, rejoice, etc., etc. A gentleman recently called me very upset because MGC Realty is listed on Craig's List as having a section 8 property in La Mesa. Its a mistake somewhere along the line because I do not handle rentals, especially in California.

I probably should have hung up--but he sounded agitated and I thought perhaps I may contact someone, that could contact someone that might be able to help him.

I have full contact information. He is section 8 because of a social security disability. He stressed to me that he has an excellent credit rating and is a non-smoker. Zip codes that would work for him are: 91941 and 91942. His budget is $850 a month.

This is not what I do, and likely not what you do. But, if you have a little time and compassion...

*Note: Since writing this post I have contacted the office of the MGC Realty in California. They are going to give the gentleman a call (the advertising agent's mailbox was full). However, if you have rental properties in this area, he may still need some referrals.

Real Tech Crisis|Palm Centro/ATT|Another Plain Suzi Post

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Wed, 07 May 2008 13:54:04 -0500

Bundling everything up in one unit does sound like a dream come true. REALTORS across the nation have done it and I assume to be satisfied. Finally, this awesome Tech Revolution hit the Mississippi Gulf Coast MLS membership.

First, let me say that our REALTOR/MLS office and Supra handled the conversion in a very organized fashion. My goodness--every member had to make a change of some sort, plus had to return old key boxes if they still had the older models out.

I was so excited! I had read posts about agents in other locations using Smart phones bundled with Supra eKey access. I envied them.

Sidebar: In the mean time on the personal level my household is recovering from a fire. It just so happened that my son's phone scorched in the fire.

Get ready -- Here comes a Kudo for the new A T & T... Keep in mind that my whole household (4) phones is under contract with A T & T. The A T & T reps who were manning the booth at the MLS conversion actually let me swap my phone over to my son, and I could choose a new Smart Phone and take advantage of the Supra upgrade. The only caveat was that we had to go for 2 new 2 year contracts. Well, I went for it. I'm not sure I was in my right mind--(remember when you are already under stress, it is not the optimal time for decision making).

I was a little concerned that A T & T did not allow smart phones the advantage of the insurance plan. Still, I forged ahead, looking forward to being a member of the new Tech Elite. However, at that time I went ahead and purchased a Palm Snap on cover which should protect the phone. I was not totally comfortable with the Centro, but it had a 30 day guarantee. One would think I was set up optimally. In a perfect world...

One day of purchasing, I'm on a buyer tour out in the field. Wayyyy out in the field. Out of A T & T range. No concern. We are still supposed to have Supra coverage. in a perfect world. Well, the set up worked flawlessly the first few times. Then the last 3 listings the set up would not work. It wouldn't even let me back into a house I had just been in. Very impressive to my client:-).

So after I returned to civilization, I called Supra and they told me to remove the battery on my phone and put it back in. At this point let me tell you that the battery cover on the Centro is very tight and requires the patience of a saint to remove it. I had not yet tested it to see if it worked on Supra Keys.

Next day I'm picking up my client to take her to see a listing in which the owner shows, (there is no keybox).

It starts raining a torrent. Somewhere along the line my protective case comes apart and drops the phone. The back part of the case is still hooked to my clip; I did not notice the unit had dropped until I reached my client's house. Fortunately, I was there a little early so I went back for my phone and found it in the driveway, lying face down in a puddle of water.

At that moment it occurred to me that bundling may not be such a good idea. Your phone and your key access possibly being ruined just when you need it most. I went back to A T & T hoping for some mercy. Well guys, rules are rules. After I cooled off, I could understand that they would not take back a water damaged unit--even if you had planned to bring it back anyway. Absolutely no exceptions! (Although they were empathetic--gee, that's a tough break! You poor thing...)

The one thing I could do--I did. I unbundled. I paid the year advance for the Active Key AND bought insurance. Out of pocket: $100 for the Centro, I forget how much for the case that was supposed to protect my phone, and a year's service for the Active Key + insurance. My Supra Account is downgraded, and I downgraded my A T & T media package. At least my monthly tech budget will be a little lighter. However, I have utmost confidence in the Active Key opening doors, though I haven't actually used it yet.

Now, a Kudo for the Palm Centro... After it dried out, it still works. I just don't like it. Hopefully by the time their upgraded unit with the bigger keyboard comes out, September, I believe--I can afford to buy that unit. What I do like about the Centro is the Touch Screen. That's it so far.

Overall, everyone was considerate through this whole nightmare. My MLS office got me up and running with the Active Key pronto, for which I was grateful. Technically, I still have my phone and database with me. If I want up to the minute MLS info, I already have my tablet with Verizon Wireless, so in a manner of speaking, I don't think I will be lagging technologically.

I have to remember, I am not stuck with the Centro. I can buy a new phone any time. However, I am stuck with the 2 year A T & T contract.

If you buy a Centro and drop it in the water, don't despair, it may still work. For some REALTORS, the CENTRO may be a dream come true. Make sure you at least handle it a bit before buying though. The send and end keys concern me. You need to double check that you have REally ended your call. I have annoyed some people by thinking my call ended and instead I left a lot of blank air time in their message.

Palm Centro from AT&T

Developers--what we need is water proof units that can take the wear and tear of the different conditions REALTORS experience.

To A T & T office in Gulfport: I sincerely apologize for losing my temper. That wasn't very Ladylike, REALTOR like, or Christian like. I was dealing with more than one crisis--the phone was the last straw. Please forgive me.

PS: I am still between my house and a hotel because of the fire. All comments are important to me and I will respond, usually in the morning and the evening. Thank you for your patience.

MS Gulf Coast Gossip|General Photo Blog|Vol 1|Not News

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Sat, 03 May 2008 23:34:36 -0500

There are many more community events than I could possibly mention or attend. The following highlights are of events I have personally attended and people I have had the pleasure of encountering. For more in depth community information please visit: The Sun Herald, Wlox, Gulf Coast News....

Out and About in Gulfport

C lick here to see what Damion has been up to.

Out and About in Long Beach

Long Beach High School Choir at the Madrigal Feast.

If you are considering relocating to the MS Gulf Coast, keep Long Beach at the top of your list. The Long Beach Independent School District has maintained a level 5 (top rating) even during the Katrina REcovery scramble.

As of today we have 195 Single Family Homes and Condos listed on with the Gulf Coast MLS.

There is room for you!

Long Beach dedication of the new Police Building

A few of Long Beach's finest, helping keep Long Beach a safe and pleasant place to live (I don't recommend speeding on Hwy 90 within Long Beach boundaries:-)

The dedication of the new Police building was well attended.

Joel Dunlap, Director of the Long Beach High School Choir makes sure the choir gets plenty of exposure. Remember, they are singing in Italy at the end of this May. This choir is superior rated; and its no wonder. With Mr. Dunlap, choir isn't just about singing. Graduating having been a member of this choir will also mean that you are disciplined, you are dedicated, punctual, you have great posture, and you are not afraid of work (constant fund raising:-).

If you live in Long Beach you are likely to bump into Mayor Skellie. Can you imagine being in his shoes post Katrina? You should see us now!

Out and About in Bay St. Louis

Though the Bay Homes office is new in Bay St. Louis, they are building along the Mississippi Gulf Coast. They come armed with years of experience and Vision. They are building new homes in the $150K to $100K range.

Bay St. Louis can steal your heart.

Out and About in Gulfport

I was blessed to attend several ribbon cuttings in Gulfport; celebrating a building restored or replaced. I had opportunity to meet many great people, and local hands on recovery experts. All of these were landmark events; however the 4th Annual Gulf Coast Fair Housing Conference was my April highlight.

If you missed this year's put the Gulf Coast Fair Housing Conference on your calendar for Next year.

(not shown is the spacious conference room also courtesy of the Beau Rivage Casino REsort). Visit

http://makeitfair.com for updates on Gulf Coast Fair Housing issues.

A couple of Hot Topics were:

How you get your money should not be a part of a rental application, i.e., discrimination towards section 8 renters.
What can be done for people who have had their homes foreclosed yet renting requires a good credit rating and often that no homes have been foreclosed on.
Insurance will continue to be an issue for some time to come. Insurance is not actually a fair housing issue, it just makes everyone's lives more difficult, and true restoration of people to homes more illusive. There was some talk about insurance possibly being a new "red lining" catalyst.

That's all for now. As you can see I am running a bit behind. All of these events were April events.

I conclude with one of my favorite places:

Long Beach Harbor. This section is not repaired yet, but, hey, it doesn't disrupt fishing.

The Boat slips are repaired and ready to rent! I believe Long Beach may have the best boat slip deal on the Coast,

Settings and Windows Vista|Help!

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Sat, 26 Apr 2008 23:00:14 -0500

I don't know what change I made, but whatever I did it created a frustrating issue with using blogging platforms. The Hand will only disappear if I click on spell check. I cannot highlight. It makes resizing photos a pain. So, if any one has any ideas, please let me know.

I use Windows Vista for Business. This is the first time I have had this sort of irritating inconvenience. I have gone through the mouse settings and keyboard settings repeatedly.

Photos Enjoying the Bay Bridge|Connecting Pass Christian and Bay St. Louis

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Fri, 25 Apr 2008 23:12:20 -0500

It is great having the Bay Bridge and the Biloxi/Ocean Springs bridges operable again. The Bay Bridge between Pass Christian and Bay St. Louis seems to be getting a lot of activity on the pedestrian/bike path.

A friendly biker on the Bay Bridge. Everyone I encounter on Bay Bridge seems to be in a good mood. Of course it could be because this day was one of many gloriously beautiful days.

It is between 2.3 and 2.4 miles across the bridge from parking areas. At the highest point from the Bay St. Louis side it is approximately 1.25 miles. After the longer stretch of bridge there is a seperate 1/2 mile bridge on the Pass Christian side.

Harrison County is between Jackson and Hancock Counties and connected by bridges at HWY 90. Many beach front properties are for sale.

I think there was a bit more traffic before gas prices went up.... Visit us soon!

Early Morning Fire|Check Fire Alarms, NOW!

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Thu, 24 Apr 2008 08:48:38 -0500

Sunday, April 20^th, around 4:30 AM I was awakened by what I thought was the sound of my son gagging. He had been ill a couple of days before, so I got up to check on him. I also thought I smelled burnt popcorn. I remember wondering why my daughter was microwaving popcorn so early in the morning.

When I got up and went through the kitchen, no one had microwaved popcorn. My son was in the bathroom and was okay, and not sick. He said he had not been coughing. No one in the house had been gagging. The coughing and gagging I had heard was in a dream.

After checking on my son, I noticed smoke coming from under his bedroom door. I opened the door to hot flames and billowing smoke. I began shrieking repeatedly, "fire, get out! Get out now!"

My husband grabbed a fire extinguisher and pulled the pin. Nothing happened. This was a supposedly guaranteed to work fire extinguisher. My daughter called the Long Beach Fire Department. In the mean time my husband grabbed the garden hose and began hosing through one of the open bedroom windows.

The Long Beach Fire Marshall asked about our fire alarms. It was the first time we had thought about fire alarms since repairing our home from Katrina damages. We had intended to add fire alarms and hook up the one we had; but we had all forgotten about fire alarms as we went about our lives.

Had we had the one fire alarm in our house hooked up, I doubt that it would have helped as the alarm was on the opposite side of the house from where the fire started. Please, everybody, make sure that you have working fire alarms in each bedroom, hallways, the kitchen..., make sure the alarms are hooked up and working properly.

Fire Alarms. Do it today. Do it now.

(A quick survey with some of my neighbors found that one household had no fire alarms, and that some households had insufficient # of fire alarms. I hope to work with either the Long Beach Fire Department or another entity to raise funds to bulk buy fire alarms and batteries, learn how to install them, then help others get to a safer standard. Any ideas or advisement will be appreciated in starting and maintaining this project. Also, REALTORS-Fire safety is not your responsibility, however if there is anything you can do to encourage your clients to make sure they have sufficient fire alarms and working fire extinguishers--please make it a priority.)

Wednesday, April 23^rd, I was saddened to see the Sun Herald first page headline, "Fire Kills Nurse". One of the neighbors, a previous law enforcement official expressed regret and guilt that he was not aware that the home across the street was on fire until the fire trucks arrived. To him, I would like to say, please, do not assume guilt or responsibility for the outcome of your neighbor. I doubt that she would have wanted you to feel responsible. Some events happen outside the control of humans. Our neighbors next to us did not wake up even with several fire trucks and police vehicles on the scene.

A report by the CDC (Centers for Disease Control and Prevention), states that, "On average in the United States in 2006, someone dies in a fire about every 162 minutes, and someone was injured every 32 minutes. Most victims of fires die from smoke or toxic gasses and not from burns. Approximately half of home fire deaths occur in homes without smoke alarms.

To the Long Beach Fire Department, please accept our gratitude and appreciation for arriving on the scene expediently, and for not creating more damage than necessary in putting out the fire. Though we had no coverage for Katrina damages, we did have coverage for fire through USAA. In a time of confusion and disorientation, USAA has been an important source for consultation and advisement, as well as material damages. The clean up teams they have contracted with are courteous and caring, as well as highly professional and knowledgeable.

Thank you to the families that have taken my children in during this time so that they would have the least disruption possible. Thank you to Grace Fellowship at Stewart and Old Pass for continued demonstration of love, concern, and offers of help.

Last, remember the time immediately following Katrina? Do you remember the gratitude we all felt that we were alive, and that the person in front of us was alive whether we knew them or not? Remember how we could be talking with a person who had lost everything, yet they were grateful for clothes on their backs and life? Please remember to be grateful for the small things we take for granted. We are not guaranteed tomorrow. Mend relationships and do not take your family for granted.

This plaque has stories of its own. It always seems to stand out amidst family crisis. This is a long thin plaque. When we... story to come:-)

You Are Cordially Invited To Bay Homes Ribbon Cutting|Network and Connect

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Fri, 18 Apr 2008 21:40:51 -0500

Are you in the business of helping buyers relocate or otherwise find new homes

listing below $100, 000.00?

Are you looking for a new home priced below $100, 000.?

Do you wonder what you can possibly get on the Gulf Coast for below $100, 000?

Well, then, it may be in your best interest to contact:

Ribbon Cutting at Bay Homes office located at 835 HWY 90, Bay St. Louis, MS.

Gathering at 5:00 Tuesday, April 22nd.

Drawings: $100 cash, a $50 Restaurant gift certificate. Enjoy!

To be completed soon.

The Bay Homes Team will be building in many Gulf Coast towns besides Waveland.

REALTORS, Lenders, Home Hunters, Title Companies--Let's network!

Could You Use a Fair Housing REfresher? This is Fun, Educational, and FREE!

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Mon, 14 Apr 2008 16:41:00 -0500

Somewhere, deep in my blog archives is a blogport of my experience at last year's Fair Housing Conferance. I met the most awesome people. Every moment was enlightening and educational. The odd thing about my "day off"at the Gulf Coast Fair Housing Conference was that I met several "random" contacts that provided the missing link to an idea, or virtually handed me the missing piece to a life puzzle I was working out. I expect no less of this conference.

So, REALTOR or NOT, if Fair Housing touches your life in any way, you are invited to attend. This is a free conference for the public. It lasts all day, however they have breaks and complimentary lunch is provided. You do not have to attend all day, or all round-tables, I imagine you will want to though.

If you are busy on this day, I would advise trying to reschedule anything to another time so you can take full advantage of this gift. There is no CE.

The following note was from Charmel Gaulden, Executive Director, Gulf Coast Fair Housing.

Suzi, We'd love to have you and anyone you're inviting to attend the conference. Attached is our registration form. Please fax it back when you get a chance. As for the statement of the website, we think that your use of it is great. If you could credit us/add a link to our site that would also be helpful. We appreciate all the work that you are doing to publicize our conference. We need this type of grass root support.

Charmel just gave me permission to publish the Agenda. Its unbelieveable. It is quite lengthy, so please scroll to the bottom.

Get Your Registration by Clicking Here

or email: elist@makeitfair.com

So, anyone who has a website promoting any ethical service or item in the Gulf Coast; how about adding http://makeitfair.com as a link to your website. The small efforts of many can have a huge impact.

By the way, I have reservations for myself and guests under MGC Realty. Email me if you want to meet up.

PS: Please remember if you are in the area and if you can make time, blood donations accepted 9 to 11, Wednesday the 16th at 141 DeBuys Road, REALTOR BLDG Parking Lot. If you do not have anyone particular in my mind, please request the donation be towards Jonathan Ross, previously a Prudential REALTOR who is challenged with Acute Leukemia.

PSPS: Tuesday and Wednesday, April 15th and 16th, at 12NOON and 7PM, Speaker Pasival Lecku is teaching at Grace Fellowship on the Coast, 1400 Stewart Ave at East Old Pass. He is from Ghana West Africa. (Okay, its Spring REvival:-)

Wednesday, April 16th at 11AM, 1506 Mills Avenue, The City of Gulfport is inviting you to the Groundbreaking Ceremony for the new addition to the Gaston Point REcreational Center and Gymnasium. Shhh...Refreshments are served after the ceremony. SO,

The plan for Tuesday if you are not booked:

Blood donation between 9 and 11, then Grace Fellowship at 12 for a message from Ghana West Africa.

The plan for Wedneday if you are not booked:

Attend the City of Gulfport Groundbreaking ceremony, have refreshments, then get refreshed at noon, Grace Fellowship.

By now you may be thinking, "Does Suzi ever work?" Somehow schedules just seem to work out. If I schedule around a community event or class--I am usually blessed by a positive turn of events. It just works out that way.

I have a copy of the proposed Fair Housing Agenda. Believe me, it will be a privilege to attend. email me or elist@makeitfair.com for agenda info.

PS: The Executive Director says that if you have any particular questions, email in advance and they will try to have answers.

It would be really fun to meet some AR members and Localism groupies at any of these events. The reason I update my photo is so people can recognize me who have never met me...(does that make $en$e? Either surprise me or email me: events@mgcre.com Have a Blessed week! (That's an order:-)

Recent Gulf Coast MLS Activity

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Sat, 12 Apr 2008 20:57:56 -0500

*Anyone needing information regarding market activity, please call your REALTOR (or me if you do not have a professional alliance at this time.)

The following information includes only the search criteria defined for each chart. Search criteria for the top chart will not be the same for the bottom chart. The criteria for each box was chosen because I was already researching these areas for clients.

A look at larger, higher priced homes with the following search criteria:

Gulf Coast MLS: 06-PassChristn,07-LongBeach,01-PearlRiver,03-BaySt.Louis,02-Waveland,

04-Hancock,05-Diamondhead,08-Gulfport-N.,09-Gulfport-SW,10-Gulfport-SE,11-W.Harrison,

12-SaucierLzna,13-Stone/Perry,14-Biloxi,15-Biloxi-N.,16-DIberville,17-WlmktE.Hrsn,18-W.Jackson,

19-St.Martin,20-OceanSpring,21-Vancleave,22-Gautier,23-Pascagoula,24-MossPoint,

25-E.Jackson,26-George County *Remember, there are thousands of users in our MLS system. Some data may come in a bit later. Any one of us could make a mistake that could skew data. This is merely a guideline for activity. The reason I made this search across the entire Gulf Coast MLS is because sometimes if you have an extraordinary listing and you searched only the given area--one might be lead to believe we have a stagnant market, which obviously is not the case.

Criteria: Minimum=$375K, 3 Bed 2BA, Between 3000 and 7000 SF

5 closings last 30 days: List Sum/$2, 908, 800.00 Closing Sum/$2, 705, 000.00

sq Ft range: 3100 to 5100 SF

Area

Orig List

List

DOM

HOW

Bed

Age

Occup

Lot Size

Parking

NGP

770000

639900

575000

03/20

892

Conv

4400

4/1

Ownr

101x141

101x138

Dbl

Gar

WHC

524000

449900

410000

03/19

412

Conv

3304

3/1

7.5

Ownr

120x230

Dbl

GAr

635000

Then withdr

625000

615000

03/28

143

Other

5100

22rms

151

Sht

Tenant

.78AC

residential

Business

Drivew

555sf

outbldg

17 EHar

wmk

899000

Split/

relisted new mls

599000

580000

03/28

171+

Othr

MLS

listing

Conv

3436

3/1

Ownr

7.3

Work

Shop

Drive

Hanc

725000

595000

525000

04/04

259

Cash

3100

3/1

Ownr

115x86

River

Front

Gar 1

Carport

The properties in this batch all had unique characteristics. We see that in some cases if you have a large parcel, it may benefit you to contemplate splitting. There are still cash buyers, and some people still qualify for conventional loans.

1$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

*REmember, criteria is changing here.

$*Note that VA and FHA loans are coming in strong within those loan limits.

12-SaucierLzna,08-Gulfport-N.,06-Pass Christian,11-W.Harrison,17-WlmktE.Hrsn

Criteria: $150K to $800K, 3bed2ba or more, between 2500 and 7000 sf

Active=128 Pending=6

Area	Orig List	List	DOM	HOW	SF	Bed	BA	Age	Occupancy	Lot Size	Parking
08 Swan	299900	294900	154		2600	4	3	8	Owner	103x253 X80x245	DBL Gar
08	252350	263950	18		3117	4	3	New	Vacant	90x133x 90x133	Dbl Gar
08	242900	238000	25		3000	4	3	New	Vacant	90x100x 90x125	Dbl Gar
08 Lake view	265000	224900	346		2557	4	2	3 yr	Vacant	158x175x132x36	Dbl Gar
06 TR	369000	339900	481	Lpurch	2500	5	4	2 yr	Not Stated	200X?	Carport +
06 Oaks	649000	625000	232	Lpurch	3800	5	3/1	3.5 yr	Vacant	166x145x241x146	Dbl Gar

Close Last 7 days As of 4128	Orig List	List	DOM	HOW	SF	Bed	BA	Age	Occupancy	Lot Size	Parking
Area08	252900	239000	97	FHA	2701	4	2/1	1.5	Owner	.26 acre	Dbl Gar

Selling Price $247, 447 Concessions $14, 744 (Net Sell price: $232, 703)

Year to Date=20 closings for the above criteria.

# Closings	How Closed	Total $ Amount
3	Cash	$1, 018, 250
9	Conv	$3, 151, 960
1	FHA	$ 247, 447
7	VA	$1, 781, 485

Closing Range= $219000 to $630000

Half of sales were in: New Home Subdivisions

1 new home subdivision 2922 sf, 3bed, 3 ba $630K

9 new home subdivision average 3000 sf, 4bed, 3ba, $255K and lower

I f we change the criteria to 3400SF we have 2 closings. Nothing closed w square footage greater than 3436 sf

If we change the List Price range to $300K to $800K and the square footage range from 3000 to 8000 we had 3 closings.

Area	Orig List	List Close Concess	DOM	HOW	SF	Bed	BA	Age	Occupancy	Lot Size	Parking
11 W/H Wind danc	$569000 $524000	$449900 $410000	412 Prior Listing	Conv	3304	4	3/1	7.5	Owner	120x230	Gar dbl + Golfcart Gar
17 WM/EH	NA-split Land	$599000 $580000 $ 2168	171 Listing Changed.	Conv	3436	3	3/1	15	Owner	7.3 Acre Well/septic	Wkshop Paved dr
08 GP	$418000	$395000 $340000	193	Conv	3400	4	3/1	18	Vacant	207x214 206X212	Gar Dbl

You may contact me at: Suzi@mgcre.com or call: 1-800-606-0094 (Please, no vendor or other telemarketing).

Whose Habits Have You Picked UP?|Multi-Subject, Multi-Photo Blob, I mean Blog

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Tue, 08 Apr 2008 15:28:22 -0500

I am privileged to attend a church pastored by a dynamic couple. I used to fall asleep in church.

NO more, Yeah!!! They are such dynamic teachers that I literally absorb a lot of teaching (sorry, Pastors I have not acquired the ability to speak the scriptures as you do...).

Pastor Felix tends to end a spoken paragraph with a"hmph". Now I notice that when I am in a client meeting, at the end of a Real Estate train of thought, whether good or bad, I end with "hmph". The first time I heard myself do that it shocked me! Test me. See if I have overcome the idiosyncracy. Let's have a real estate meeting!

Pastor Jocelyne, will from time to time say, "Oh, MY God!" (Not in a bad way, but a joyous, praise kind of way--she is originally from Haiti, some of her mannerisms are a bit different:-)). So, now I catch myself saying, "Oh, MY God!" Then, I look around to see if I need to explain myself.

Have you picked up any habits lately that makes you feel like you've been invaded? If I'm that impressionable,

its a good thing I have good places and people to hang with....

This church has been instrumental in turning Gaston Point around, and mending relationships between residents and government officials--Cleaner, safer neighborhoods benefit all of us at some point. I actually was not aware how bad the reputation of Gaston Point was until a parent of one of my daughter's friends questioned the safety of us attending there. My, how things change with time and effort (TLC + elbow grease)

Of course living on the Gulf Coast and living in Long Beach I visit most towns in Harrison County frequently. Harrison County, whether Biloxi, Pass Christian, Long Beach, Gulfport, Diberville, Woolmarket--is just a great place to live spiced with the influences of people from -everywhere, anywhere, and -here-.

Biloxi Pals I cannot begin to tell you how PROUD I am of the new Long Beach signs! We are looking downright gorgeous! Courtesy of many volunteers.

Boat Slips are back! Yipee! REal Progress.

Quotation from the Fitness Trail at MS Gulf Coast Campus

Don't know why... Just thought I would share that with you. Do you have any quirky mannerisms? (I guess another of mine is the total lack of ability to stick to one subject. However, there is a reason for that).

PS: Don't want to offend anyone. Just because I have a church home I love, does't mean you have to. Just because I believe in God and Providence, doesn't mean you have to. Its a choice. I have successfully worked with clients and Associates who believe differently than I believe.

++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

While I have your attention, if you are looking for HUD listed properties, we have 2 in Gulfport now open to all bidders. Many REALTORS in the area are certified to show and develop bids. I happen to be one of them:-) To place a bid on one of these HUD properties you will need $1,000 Earnest money in a certifed check or money order, and you will need to pre-authorize before submitting the bid. Investors, expect to have a minimum of 25% down. REgards

Click my profile to contact me!

Highlights and Critique Of 12 Hours of CE

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Fri, 04 Apr 2008 13:35:48 -0500

In appreciation to Carlene Alfonso, Judy Freemon, Ann Prewitt, Laura Nobels,

You obviously work so had at being the BEST at what you do. You are prepared. You have shared personal experiences to drive home the

of our careers, our risk, our rewards.

Agency: "Don't Get Caught in Court", Carleen Alfonso

License Law: "What Was I Thinking?", Judy Freemon

Contract Law: "Changes in Zip Forms", Judy Freemon

27 people are in prison for Loan Fraud

2/3 of complaints involve misrepresentation or failure to disclose
Make sure you are selling the right property (example of the wrong property sold 3 times)
Document Facts, Disclose Sources, Don't shoot from the hip
Make sure that your printed material is correct.
The $90K roof settlement
Review of fiduciary duties
Review of complaint process
Review: IVA7 Only appraisers can be paid to do BPO's. No compensation, fee, or other consideration may be charged by a Mississippi Real Estate Licensee for opinion of value.
Post License is not CE. Complete Post license within 1 year or your license is automatically expired and nonrenewable.
You can legitimately raise price on contract to cover closing costs seller carries, but do NOT change the MLS price.
You must reveal multiple offers.
Misrepresentation/Failure to disclose: #1: Lead Based Paint, #2: Square Footage, #3: Property lot size, #4: Termites/Reports, #5: Well/Septic
Stigmatized Properties discussion
Contract Law (Changes in zip forms)

Of Course there was a LOT more covered. These are just a few highlights and reminders.

It was a privilege to attend these classes.

Elective: "How to Sell Hud Homes in 2008", Ann Prewitt, Ann Prewitt Realty and Laura Nobles, Wells Fargo. Together they made sure that every minute of the 4 hour CE was on topic, very specific and lively.

Wow. I earned my key. AND, developed a new

Its infectious.

Biloxi-Ocean Springs Association of REALTORS and the Gulf Coast Association of REALTORS, and...

*We currently have 1650 local Gulf Coast Members and 372 member companies.*Every 9 days a claim is filed against a REALTOR .

Clip art courtesy of Microsoft license

Working With "My Referrals"--Active Rain|Trade?|PUBLIC Post

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Thu, 03 Apr 2008 21:21:57 -0500

I have not had cause to use the "My Referral" button on my home page until the last day or so. WOW! What a way to get hooked up! I feel confident that any who responded would be a great choice in assisting my client. Now, the issue is choosing among great responses.

There is a kink in the Bridgewater referral, though. Click here to check it out

However, if there is a remote chance that someone from that area might be wanting to trade...that could solve the issue. Plus, my client has given me a lot of leeway in concessions and planned price reductions starting soon.

(Am I nuts for letting "planned price reductions" make its way to the Internet? Think of this scenario--you are out shopping and you find a high ticket item you really, really like. You know the store plans to reduce the price in the future. You decide to wait. The sale hits and you rush to the store only to find that someone bought the item at the higher price... Even in today's market I think we have all missed out on an excellent buy because of waiting too long.)

As it is now, the property is at $195K. The pre-listing appraisal was at $225K in April. It is a unique property. Its tempting to advise demolition of the house and barn... However, they structures are still useable and have appeal to some people. There is so much that can be done with the property... PLUS, it is currently zoned county--no city taxes (YIPPEE!) Yet, you are only 1/2 mile away from the Long Beach city limits. So, the property IS in a well/septic area, for now... My recent conversation with Harrison County Zoning AND Mayor Skellie gives me a very strong speculation? that Long Beach Water and Sewer is still 5 to 6 years away.

Think for a minute. What has been your experience in buying property that converted from well/septic to city water/sewer? What happened to property value?

So, does anyone in Wesley Chapel want to trade??

Date	Name	Location	Status	Referred To	Requests
04/02/08	My Mother	Branson, MO	Available	5
04/02/08	My Client	Wesley Chapel, FL	Available	12

As usual, I did not stick to my original intent of the post. Darn! Some things never change. Okay, 2 non related conclusions:

I think using the Active Rain Referral system is a great tool that will benefit the end buyer and seller. No bull! Its straight forward. You get honest and personal responses from agents who know the area and obviously are willing to work for YOU.
I understand the point that some FSBO's have made to me. (They know so many REALTORS, its impossible to choose without hurting someone's feelings)

Respectfully to Owners selling your own property--If you choose 1 of us for listing, all of us can show your home and any of us may come up with the buyer.

My solution for Buyer Agent Referrals: I will present all responses to my client. The choice is hers. From what I have seen in responses--she can't make a mistake, they are all good choices. However, if anyone can come up with a trade????

If you are in the Gulfport-Biloxi area April 16th between 9AM and 11AM...

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Mon, 31 Mar 2008 13:38:24 -0500

John is still undergoing treatment for Acute Leukemia and is in need of donations through the blood center. John was formerly a REALTOR® with Prudential Gardner. It does not matter what your blood type is, as it will be exchanged if you have a different type. The only way that John specifically will be helped from this donation is if you specify the donation is in the name of Jonathan Ross.

Please see http://bloodcenter.org if you have questions regarding whether you can or cannot donate blood.

I'm putting the event on my calendar. I hope to meet you there. Please introduce yourself:-)

Regards, Suzi G.

April 16th, 9AM to 11AM REALTOR BLDG Parking Lot, 141 DeBuys Rd., Gulfport (Turn Right off Beach Blvd Just after Legacy Towers. The Realtor Building is about 1/2 mile North on DeBuys on the West side of the street)

PS: Non REALTOR donations encouraged as well as REALTOR donations.

Harrison County, MS * MLS Update

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Mon, 31 Mar 2008 00:18:37 -0500

Good news! The market is not stagnant. Weird maybe, but not stagnant. Please keep in mind that the figures below do not include: Condos, shouldn't include mobile homes, and should include the criteria listed below. Remember too, that only takes a couple of MLS listings with data incorrectly listed for the figures to be skewed. However, this is the best guideline we have and I am grateful for the opportunity to dive into stats from time to time.

If you are potentially buying or selling property in the Gulf Coast MLS area and would like to see reports oriented around your more specific criteria, just give me a call or email and we will discuss your criteria and objectives.

Min 3bd, 2ba, Less than 10 acres, min $10K up (Mobile Homes and Condos not included). Search includes: Harrison County; Pass Christian, Long Beach, Gulfport, N. Gulfport,S E. Gulfport, SW. Gulfport, Biloxi, N. Biloxi, Woolmarket, East Harrison County, West Harrison County, Saucier/Lizana, Diberville.

Active 246	Beds	Sqft	LP	LP/SFT
High	6	6160	$9, 000, 000
Low	3	1008	$ 59, 000
Avg	3	2443	$ 338, 725
Median

Pending 14	Beds	Sqft	LP	LP/SFT	DOM
High	5	2922	$630, 000	$216	371
Low	3	1411	$ 59, 900	$ 30	008
Avg	3	1931	$229, 652	$113	243
Median	3	1950	$170, 000	$109	304

Pending Breakdown by area: PC/1, LB/2, Saucier/Lizana/4, Gulfport08/2, Gulfport09/1, Gulfport10/1

W. Harrison Cty/3, Saucier/Liz/4

Closed Last 7 days 2	Beds	Sqft	LP	LP/SFT	SP	SP/Sqft	DOM
High	3	3436	$599, 000	$174	$590,000	$169	171
Low	3	2219	$277, 375	$125	$270,000	$122	088
Avg	3	2828	$438, 188	$150	$425, 000	$145	130
Median	3

*DOM High is skewed. Original list date was 4/26/06. Then when seller split off acreage and reduced the listing from $899000 to $599000 the listing was given a new MLS#.

* A note about my banner. I showed it to one of the regular Pier Pals at Long Beach Harbor. He thinks I caught the "essence" of the MGC. If you are relocating here, just be ready for a great way of living. I did not capture casinos, or golfing which are also popular coast activities. Enjoying your environment is free, and a great gift. The only thing that can top the environment is the people of the Coast--which incidentally, is now made up of a lot of people from other places.

You may search the Gulf Coast MLS by clicking here.

I am starting 3 new blogs by town. If you have any past, present, or future interest in the following towns, please help me get them started by visiting and participating.

http://blog.msgulfport.com/

http://blog.mslongbeach.com/

http://blog.mspasschristian.com/

Thanks for stopping by.

Positive Reality Exercise|MS Gulf Coast Real Estate Inventory

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Wed, 19 Mar 2008 00:24:47 -0500

Here's the Assignment: The assignment is open to the public at large as well as to Active Rain members. Please find a positive way to interpret any of the data, no sarcasm, and no backwards negativism disguised as positivism (I.e., Its a good thing you don't have a 3000-5000 sf home in West Harrison County). True Positives. We can do it!

(By the way, West Harrison County tends to have acreages, well and septic.)

*******************************************************************************************

Sometimes as Real Estate Professionals we are asked questions that requires a bit of REsearch. Well, it just so happens I am a REsearch fiend. As I was REsearching for a specific party I REalized that the REsearch could help others as well. The Gulf Coast MLS is my source of information which also means I am a due paying member of NAR, MAR, GCAR as well as the Gulf Coast MLS. (The MLS is not Free to REALTORS:-)

A very important consideration in evaluating this data is: Condos are not included. I would be happy to do a separate study if interest is indicated, or perhaps one of our other Mississippi REALTORS will do a condo REport... Condos are indeed a lucrative market on the Gulf Coast. This data does not include farms/ranches, land, or commercial, only MLS listed SF homes. Note also that the majority of this data is focused on single family homes in the 3,000-5,000 HC/SF range.

*It is extremely important to understand that the Gulf Coast has a huge inventory of FSBO properties on the market. I have not found a way to include FSBOs in REports. The simplest thing of course would be for all FSBOs to list with a REALTOR, then we would all have access to their data as well. Buyers, please understand that none of us would intentionally withhold information of for sale by owner properties (at least no one I know), but we could miss one, because we too have to be aware of FSBOs. Can you imagine each REALTOR trying to maintain an up to date, comprehensive list of FSBO property???

There is SO much inventory on the MLS it would be hard to imagine that a FSBO property could end up being the one property that a buyer would find satisfactory. However, if a Buyer is able to define an area and property criteria I will certainly endeavor to contact every FSBO as well. FSBO + MLS shopping definitely requires a defined relationship with the potential buyer (for me).

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

Here's my positive outlook: Homes are still selling. There is a lot of choice. The market is not stagnant. Understanding that there is a large inventory and a ballpark selling period will help you prepare. Still these figures are general. If you are a seller, you need to be ready for a quick sell--as well as your market possibly being on the market as long or longer than the data indicates. So, the positive in that is that you can prepare yourself. Positive REality is good, False expectation is not. Your REALTOR can help you understand the competing properties as well as the recently sold properties.

For example, it does no good to list your home according to the sell price a few properties, (even from the last few months) if you find the comparable homes on the market are priced lower.

+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

As of March 17 and 18, 2008

The following Information is gained solely from Gulf Coast MLS statistics. This data does not include a huge inventory of condos and for sale by owner properties, nor are the differences between properties considered.

Area (Not inc Condos)	Current Active Listings	/# Sold in Prior 12 Months	X 12= Months Inventory	Current List Range	Closing Price Range

Gulf Coast MLS not including out of area	3584	3666	11.73	All
08-N. Gulfport	0431	0599	08.63
MLS Homes 3000-5000 sf	0303	0226	16.09
Harrison Cty 3000-5000	0156	0135	13.87
Gulfport	0030	0053	06.79	$242, 000 $877, 500	$242, 000 $800, 000
West Harrison	0008	0001	96.00	$387, 500 $749, 000	$370, 000 $370, 000
N. Biloxi	0005	0006	10.00	$264, 900 $925, 000	$239, 000 $660, 000
WoolMarket/E Harrison County	0004	0005	09.60	$599, 000 $899, 900	$270, 000 $530, 000
Pass Christian	0020	0011	21.82	$189, 900 $1, 300, 000	$225, 000 $1, 100, 000
Long Beach	0004	0006	08.00	$199, 990 $589, 900	$185, 000 $520, 000

Please keep in mind that all data including and after MLS Homes 3000-5000 h/c SF only includes homes listed between that square footage.

Positive REality Defined

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Sun, 16 Mar 2008 15:56:26 -0500

(This is a Public Post to Real Estate Professionals)

At this point I have read so many self help, success oriented and positive thinking authors that I have more questions than answers. Being positive is a preferable state of being, until--values collide.

How could anything possibly collide with "being positive"? What if you believe truth and honesty are equally important values? What if someone asks how my son is? If he is not OK right now, but I expect him to be OK--what is the best, most true way to answer that?

What if someone asks--How is business? Perhaps the REality at this moment is--"I haven't had a closing for awhile. My credit cards are maxed... HOWEVER, I am working with several families on helping them make their dreams come true. I AM busy. I have cast my bread on the water. I have sown my seeds and EXpect to harvest.

Sometimes I find myself in a mess. Perhaps if someone inquiring knew the truth--they could be looking for someone who had time to assist them with their goals.

I was trained to be positive from childhood. (My mother would actually go around our living room chanting in a song--Be enthusiastic, act enthusiastic--until we all wanted to slug her:-) (By the way, she was a single mother running a restaurant and was bringing up 5 kids--ouch!)I have read the "Secret", I understand biblical training concerning faith and our ability to create positive things. So, how in the world do I over ride the other part of my personality that oozes "REality Rules"?

*******************************************************************************************

Positive affirmations are good. No one can argue with that. One thing that helps me is to take inventory and remember when I really did get what I spoke. Remember when a present day REality was a thought, a dream. Some people call it--"Testimonials".

When we think of these things, then we know that the truth is being created, and that possibly present circumstances are NOT REality, but steps towards the truth we prefer.

******************************************************************************************

What I would like from all of you--is your way of positively, and truthfully handling a negative era without creating a negative aura.

******************************************************************************************

I hope to hammer this out here. Among us. Speaking and acting positive needs to be REal, deep, gut level, no PollyAnnas. REal People, REal life. How do you speak positive when the facts before you are dismal?

We need true anecdotes for all of us to fall back on. Why? If it works for 1, it can work for many.

******************************************************************************************

One way that I maintain a positive spirit while being a REalist is to acknowledge the challenge, then plan an attack to change circumstances to the REality I prefer.

Action is a companion of Positive REality. (IMHO) Sometimes, time is the only answer., i.e. "You will be able to qualify for a home after you accomplish: x, y, and z.

iREPORT|CNN U Blog (This is a Public Blog)

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Mon, 10 Mar 2008 01:46:56 -0500

Now this is fun. If you have not already registered for blogging at ireport.com -- you might want to do that while its in beta . This is not a real estate focused blog site (this could actually be good for us.) We can hide from vendors that troll REALTOR blog sites (other than a Active Rain of course).

Simply go to http://ireport.com .Then register before you do your first blog. The blog format is still a little rough around the edges.

Have any of you already been posting to iREPORT? I know there are many great writers here at AR who could easwily maintain a top 100 or top 10 status.

MS Gulf Coast Stats|Trends and Interpretation|Agents, Lenders, Researchers

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Sat, 01 Mar 2008 13:36:48 -0600

Public Post March 1st, 2008

In making out my "Know My Surf and Turf" plan for the week, I decided focus on vacant homes first would be fun and enlightening, plus with vacant homes appointments are seldom required.

Some buyers I have worked with in the past prefer vacant homes over occupied, there's just less stress all around. Staging of course has merits, strong ones. Yet, some people prefer an unstaged, undisguised home--and prefer to use their imaginations.

Then, thanks to many new, easier to use functions on the agent side of the Gulf Coast MLS, hours later I came up with some interesting data, that may be helpful in drawing very general hypothetical trends for the MS Gulf Coast.

If you are not familiar with MLS data please keep in mind the following disclaimer:

The data does not include a huge FSBO category, though many FSBO's look to MLS stats for pricing guidance (which requires the assistance of a REALTOR/MLS member:-)
The data is only as good as the integrity and competence of those entering data.
MLS stats are still the best tool available. If you know of market data that does not at some point rely on MLS, agent driven data--please enlighten me.
Mississippi, or at least the Gulf Coast does not include the sale price in county records. Property is bought for a consideration of $10.00 Research That:-) !
I love Harrison County and find all departments extremely helpful in answering questions. I am happy to my taxes! However, I often spot serious errors in county records. I would hypothesize that county records are scarcely more reliable than MLS records.
I do not put much stock in the list price to sales price ratio. The list price can be changed right before a pending sale. To get a true LP/SP one still needs to go back to the original list price found in history, agent side.

Search Criteria, Long Beach, Pass Christian, North/SouthW/SouthE Gulfport, Biloxi, WoolMarket, Diberville, West Harrison County, Saucier/Lizana . 1546 Single Family Homes are available. 671 SF homes are vacant. (43% of homes listed are vacant)

The last 90 days, 53% of the homes closed were vacant.

90 Day Closing Results Vacant Homes: 161

Low List: $14, 900 to High List: $599,000. Low Closing: $10, 000 to High Closing: $516,000

Average DOM: 138 Median DOM: 121 Longest DOM: 552 days

Type of Fina	SPft-Low	SPft-Avg	SPft-High		Quantity
Cash	$11	$73	$156		37 23%
FHA	$53	$89	$114		18 11%
Conv	$33	$95	$147		76 47%
Owner			List: $169,000	Close: $176,000	01
VA	$55	$99	$124		25 16%
Other	$32	$43	$107		04

90 day closing all single family homes: 304.

Average DOM: 136 Median DOM: 122 Longest DOM: Still at 552 days

The average closing price was $162, 890 Median: $150, 450 Low: $10,000 High: $595,000

Cash Sale Transaction Range: $10,000 to $569,000

Interesting change in statsJ . Cash sales high DOM were 286 days with an average of 100 and a median of 96. Average sq ft cash closing per sq ft: Low: $11 Average: $74 Median: $71 High $193

Type of Fina	SPSt-Low	Spft-Avg	SPsf: High		Quantity
Cash	$11	$74	$193		058 19%
FHA	$51	$89	$122		032 11%
Conv	$25	$99	$160		152 50%
Owner			List: $169,900	Close: $176,000	001
VA	$55	$103	$129		048 16%
Other	$62	$101	$134		013

Show Me the Money:-) There is little difference in whether a home is occupied or not as to drawing transactions of a certain type. Financing in order of most popular (or successful): Conventional, Cash, VA, FHA.

Focus on Long Beach and Pass Christian:

Vacant Focus: Long Beach: 59 from $57, 500 to 398,000 Pass Christian: 83 from $47, 200 to $850K

Homes-All Occupancy

Long Beach: 155 from $57,500 to $669,500 (38% are vacant)

Pass Christian: 166 from $47,200 to $899,900 (50% ar vacant)

Closing Activity the Last 90 Days, Pass Christian, MS

Suzi Gravenstuk|Independent Broker| License # 17787 (MGC Realty, LLC) — Wed, 27 Feb 2008 13:38:32 -0600

*This is a Public Post*

Property is moving in Pass Christian, MS. Search of closings for the last 90 days show 28 closings ranging from $15K for a lot to $595K for a home in the Oaks of PC.

How are buyers buying in our economy? The 90 day closing breakdown showed 14 Cash transactions, 11 Conventional, and 3 FHA.

A lot on West Beach Blvd (corner lot, HWY 90) sold for $350K and measured: 100.000 X 263.000 X 98.000 X 271.000. (Incidentally, this MLS listing had no photo and little description--shoots my theory about MLS presentation:-). Interesting history--this lot was listed 5-18-05 for $649K, then withdrawn 8-6-05 (Pre-Katrina). At that time it was a residential listing. Then it was listed as closed 2-12-08, then listed as Active 2-13-08. I figure those 2 dates were reversed by data entry error.

Now, if we remove the lots and focus on single family residential we had 16 homes sold ranging from list of$55K to $595K, and closing price from $56K to $595K. The greatest recorded days on market was 478, and the least was 43 days. Financing was: 3 FHA, 2 Cash, 9 conventional.

Pending is fun to see as well. It looks like Fourth avenue is making a come back (Village on the Beach is the rebuild of Village at Henderson Point), with 6 units pending at the combined list price of $3, 134, 050. At this time there are 11 pending properties.

If you would like more specific information, contact me or any of the 2400 + members of the Gulf Coast MLS.

THE MS Gulf Coast Welcomes You!

REALTOR Surprise!

Can Someone Pleassse Help This Gentleman?|La Mesa, CA Section 8 Rental

Real Tech Crisis|Palm Centro/ATT|Another Plain Suzi Post

MS Gulf Coast Gossip|General Photo Blog|Vol 1|Not News

Settings and Windows Vista|Help!

*Photos* Enjoying the Bay Bridge|Connecting Pass Christian and Bay St. Louis

Early Morning Fire|Check Fire Alarms, NOW!

You Are Cordially Invited To Bay Homes Ribbon Cutting|Network and Connect

Could You Use a Fair Housing REfresher? This is Fun, Educational, and FREE!

Recent Gulf Coast MLS Activity

Whose Habits Have You Picked UP?|Multi-Subject, Multi-Photo Blob, I mean Blog

Highlights and Critique Of 12 Hours of CE

Working With "My Referrals"--Active Rain|Trade?|PUBLIC Post

If you are in the Gulfport-Biloxi area April 16th between 9AM and 11AM...

Harrison County, MS * MLS Update

Positive Reality Exercise|MS Gulf Coast Real Estate Inventory

Positive REality Defined

iREPORT|CNN U Blog (This is a Public Blog)

MS Gulf Coast Stats|Trends and Interpretation|Agents, Lenders, Researchers

Closing Activity the Last 90 Days, Pass Christian, MS

Photos Enjoying the Bay Bridge|Connecting Pass Christian and Bay St. Louis