mortgage lending: Holiday Mortgage Update - 12/21/16 03:08 PM
Wednesday Food for Thought:
 
“The separation of talent and skill is one of the greatest misunderstood concepts for people who are trying to excel, who have dreams, who want to do things. Talent you have naturally. Skill is only developed by hours and hours and hours of beating on your craft." - Will Smith
 
 
Interest rates increased last week when the Feds spoke on Wednesday. This was the expected outcome of their meeting. The 2nd major increase since the election results. We also anticipate two more increases in 2017.
 
What does this mean for you?
 
1. If you were pre-approved for a home loan … (1 comments)

mortgage lending: What's Ahead For Mortgage Rates This Week : September 12, 2011 - 09/12/11 04:58 AM
Mortgage markets improved last week as a weakening Eurozone and questions about the U.S. economy sparked a global flight-to-quality. Conforming and FHA mortgage rates improved for the second week in a row.
The storylines should sound familiar by now. They are the same ones that have dictated the path of mortgage rates since April 2011. As a result, according to Freddie Mac, mortgage rates nationwide are now at an all-time low.
Not in 50 years of tracking mortgage rates has pricing been so favorable.
Last week's holiday-shortened week didn't begin well for rate shoppers. Rates moved higher on the expectation of additional … (0 comments)

mortgage lending: Led By Expectations Of A Strong Fall Season, Homebuilder Confidence Bounces Back - 07/20/11 08:33 AM

Homebuilder confidence is bouncing back.
One month after an unceremonious dip highlighted by poor sales figures and dim prospects for the future, the National Association of Homebuilder's Housing Market Index rebounded two points to 15 in July.
The monthly Housing Market Index is scored on a 1-100 scale. Readings above 50 indicate favorable conditions for homebuilders and the "new home" market. Readings below 50 indicate unfavorable conditions.
The Housing Market Index has not read higher than 50 in more than 5 years.
As a housing metric, the HMI is actually a composite of three separate surveys, self-reported by builders. The … (0 comments)

mortgage lending: The Fast and the Flawless - 03/23/11 09:26 AM
Closing on time, with little or no red tape, saves you money, time and worry. That's why W.J. Bradley has put together a team of the best processors, underwriters, closers and funders in the business. They're fast, they're accurate, and their goal is to make sure you get your loan when you need it. In fact, we have some of the fastest turn times in the mortgage lending industry, measuring the time in hours, not days. Our entire team is charged with the task of ensuring you have the best customer experience every step of the way. Our Operations team is … (0 comments)

mortgage lending: Get Help With All Your Home Financing Needs - 02/15/11 10:32 AM

W.J. Bradley is a privately held independent mortgage lending firm, founded in 2003. We are committed to helping consumers obtain real estate financing targeted to their personal financial needs and goals. We're here to help you every step of the way with options and servicing that will get you into your new home quickly. Meeting Your Needs At WJB, we believe your home is just a part of your overall financial portfolio. Finding the right home financing means taking into account how your loan fits in with your short- and long-term financial goals. We take the time to discuss your … (0 comments)