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Th ebest way to obtain a manufactured home loan refinance is to do your due dillegence and the best place to do that is on the internet. Many banks and lenders have stopped lending on these types of properties and many mortgage brokers do not undersatnd this unique market.

The good news is that we specialize in these mortgage programs and our expert staff can give you the best advice and get you a great rate.

Searching the internet is the best thing you can do when looking for a lender that can help you with your manufactured home mortgage but make sure it's a legit company and that they just don't sell your information to someone that may have no idea how to help you. That could cost you your credit and maybe your house!

Since its founding in 1998, MHLoanpro.com has never taken any advertising or freebies of any kind. Our organization employs the leading loan professionals and has a unique collaboration with the leaders in this industry. We can serve people nation wide by assisting them during this difficult time in the mortgage market.

Our company has formed special alliances with lenders that will lend on these types of properties in all areas of the country. Loan counselors are specially trained in mobile and manufactured home financing and can assist you during the process. Finding you the help you need.

 

 

 

 

My Links: 

Stop Foreclosure      Predatory Lending     Mortgage Law       FHA Secure     Loan Modification

manufactured home loan refinance

 

The FHA Secure Loan has been the talk of the town so I wanted to touch on manufactured home loan refinance  options for homeowners.

To qualify for the new program, being called FHA Secure, a borrower will have to prove the original loan was being repaid until it reset to a higher rate and they must have 3 percent equity in the home. The FHA does not supply the mortgage loan but it guarantees loans extended by banks and other lenders.

This new loan is realy just a "temporary hybrid" mortgage designed to provide some limited relief to our housing crisis. You can read more about the guidelines at http://www.hud.gov/news/release.cfm?content=pr07-123.cfm.


 

 

Obtaining a manufactured home loan refinance in California can be tricky. In fact financing one of these homnes in any state can be difficult. Especially if you hire someone to represent you that is unfamiliar with these types of properties. It's like hiring a divorce attorney to handle your bankruptcy. Not a good idea at all. 

Many properties in our state are valued much higher than the rest of the nation because the land in worth much more in certain areas. Many lenders do not understand that these homes can be worth $300,000-$700,000.  This can be true in many other states also such as Nevada, Arizona, Oregon and Colorado. 

MHLoapro.com has completed many loans in this price range with properties that have many unique characteristics like a garage, barn, stables, out buildings etc. These all add value and increase your homes worth. Appraisals need to be just right and everyone needs to be on the same page when working on your mortgage because 1 mistake by your lender could cost you your only chance in getting the financing you need.

I understand our unique real estate market and I can get you a California manufactured home loan refinance with less hassles and headaches. Guaranteed!

We also lend in many other states

Since its founding in 1998, MHLoanpro.com has never taken any advertising or freebies of any kind. Our organization employs the leading loan professionals and has a unique collaboration with the leaders in this industry. We can serve people nation wide by assisting them during this difficult time in the mortgage market.

 

 

 

 

 

Many homeowners do not understand the manufactured home loan refinance facts in today's mortgage market. Many lenders have stopped lending on these properties or they have tightened up their guidelines.

The first thing you need to determine is if you need cash out or you would just like to lower your rate. There are not a whole lot of cash out options available under Fannie Mae guidelines. The maximum cash out is 65% for a manufactured home on land and the maximum term is 20 years. Homeowners can go up to 95% loan to value for a rate and term refinance. Interest rates are typically in the high 6% to low 7% range.

There are a few lenders that lend outside the Fannie Mae guidelines. I will touch bases on the manufactured home loan refinance guidelines and I will also highlight the FHA Secure Loan and what that means for borrowers who need help.

To find out how we can assist you, please call us toll free or you can also fill out our simple online application and we will contact you within 24 hours or less.

877-266-7020 Toll Free Monday-Friday 9am-5pm Pacific Standard Time

 

 

 

 

If you have a great rate on your first mortgage then you are probably looking for a equity mobile home loan. I usually recommend this type of mortgage when your first mortgage is in the 5-6% range and is fixed for 30 years.

If you refinanced in the last couple of years you most likely got into a loan that has a great rate and is fixed, so it's no wonder that you want to protect that and get a second to pay off debt or do home improvements.

Here are some of the facts that I take into consideration when I qualify a client:

  • What is my rate on the first mortgage?
  • What is the loan to value?
  • What are the client's credit scores?
  • Amount of debt?

Please understand that in order to qualify for a equity mobile home loan that you need to have great credit and a good payment history. Even though you have a great interest rate on your first mortgage and you don't qualify for a second then you may consider just doing a complete refinance because rates are as low as 6.75% for a fixed loan with cash out.

Please feel free to call me with any questions toll free at 877-266-8070 or fill out my easy online application 24 hours a day and I will respond within 24 hours.

I look forward to helping you!

 

 

One of the toughest mortgages to obtain is the bankruptcy mobile home loan. The good news is that it's not impossible!

Many factors are taken into consideration when I qualify someone for a mortgage. One of the factors is if there was ever a bankruptcy in your past or are you in one right now. I have some great programs that allow borrowers to refinance or even purchase with this on their credit reports.

The things I will look at in determining if you're eligible is:

  • Date of filing
  • Date of discharge (if discharged)
  • Chapter 7 or 13

I have some great programs that allow you to refinance and obtain a bankruptcy mobile home loan because I realize that people make mistakes and deserve a second chance.

Please fee free to call me toll free at 877-266-8070 Monday-Friday from 9am-5pm Pacific Standard Time or you can apply online 24 hours a day using my easy application and I will call you within 24 hours.

I look forward to helping you during this difficult time!

 

 

 

 

It's no secret that manufactured homes can be a pain in the you know what?

I have been in the manufactured home business for 8 years and I am offering my services to any real estate agents who list or represent a buyer on one of these properties. My knowledge will help give you the edge and also my loan programs will get more buyers in that home.

Here are some of the purchase loan programs that I offer:

  • 103% FHA financing. No mortgage history, credit history and collections are OK!
  • 95% conventional financing on a 30 year fixed with 5% buyer funds rates are in the 6-7% range
  • Stated income loans to 85% and 15% second allowed. Seller carry?
  • 75-25 combo manufactured home loans

I offer flyer services and 7 day a week prequals for all your borrowers. Please feel free to call me with any questions toll free at 877-266-7020 or local at 951-736-6796.

I look forward to helping fellow AR members sell some manufactured homes with less headaches!

 

If you are trying to obtain a mobile home debt consolidation refinance, then you landed on the right website for help ;)

It's no secret that when your in debt, pulling money from your property is one of the best things you can do to alleviate some bills and save money every month. A simple 30 year mortgage with cash out is what would probably help you save some money every month and decrease the stress you may have from the anxiety of having too many credit cards or big vehicle payments.

Here are some of the programs that I have that can help you get on track and start saving your hard earned money:

  • 30 year fixed loan with unlimited cash out to $250,000 with rates in the 7% range
  • 95% cash out programs for people with bad credit
  • Stated income programs for self employed borrowers and bank statement programs for anyone
  • Scores as low as 400
  • Late mortgage payments, not a problem!
  • Foreclosure bailouts and much more!

You see, I'm in the business of helping people with their mobile home debt consolidation refinance and it's all I do.

Feel free to apply online with mysimple online application 24 hours a day or you can also call my toll free number at 877-266-7020 to speak with me right away.

I look forward to helping you!

 

 

 

mortggs

 

I just wanted to address the fact that a New York bad credit mobile home loan is still available to borrowers who need help. Just because you have had issues in your past, does not mean we can't assist you because most likely we can.

Daily I receive calls from people who need help and they have been turned down by just about every lender. The problem isn't always the borrower but the banks they are talking to. Many of these companies do not specialize in this type of financing.

The good news is that I am one of the leading experts in the country and my knowledge of this industry will help you get the money you need, when you need it, NOW! :)

If you look at some of my blog posts you will see that we have some great programs and even 95% cash out for borrowers who need a New York bad credit mobile home loan. Plus it's a 30 year fixed loan with rates in the 6-7% range for qualified clients.

Please feel free to call me toll free and I would be happy to assist you in any way I can. That number is 877-266-7020 and I am available Monday-Friday Pacific Standard Time or you can fill out my easy online application by clicking the image below and I will contact you within 24 hours or less to see what I can do to help you!

I look forward to assisting you in any way I can!

 

 

 

Attention: We now Offer Utah Mobile Home Loan Refinancing!

Many banks and lenders have stopped lending on these types of properties and many mortgage brokers do not understand this unique market. The good news is that I specialize in these mortgage programs and my expert staff can give you the best advice and get you a great rate.

If you have been looking for a manufactured home mortgage then you just connected with America's #1 source for these loans. My company is 100% dedicated to serving people in this under-served market.

If you look at some of my blog posts below you will see that I have some great programs available for all of your Utah mobile home loan refinancing needs.

You can call me toll free 877-266-7020 Monday-Friday 9AM-5PM Pacific Standard Time or click on the link below to fill out our simple online application and I will contact you shortly.

 

 

 
 

Maurice "The Manufactured Home Loan Pro"

Corona, CA

More about me…

MHLoanpro.com

Office Phone: (877) 266-7020

Email Me

My goal is to help consumers and real estate agents by answering their manufactured home loan questions and provide valuable advice about this unique market.


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