Yes- you read that correctly.. I have 5.31 acres that percs for a 4 bd home in the Golden Crescent in Cabarrus County for under $70,000.  THAT'S UNDER $13,000/ ACRE!!!!

 CALL TODAY- WON'T LAST LONG!

ONLY THE SUN COVERS CHARLOTTE BETTER!

MICHELE LATHAM, BROKER, ABR, GRI, CRS

704-201-4602

 

For those of you in the Charlotte area on Saturday, Shred-It is hosting another privacy party for you to safely rid yourself of hard-drives, documents and other personal items.   For further information you may call: (704) 424-5997   WHERE:   1500 N. Graham Street BUSINESS:  COMPU-TEL HOURS:  9a-1p Please only 2-3 boxes per person   I hope this helps you in your endeavors to maintain the privacy of your identity.  If you know anyone who is looking to buy or sell real estate, please have them call me anytime! 704-201-4602   After all,

ONLY THE SUN COVERS CHARLOTTE BETTER!

Michele Latham, Broker, ABR, GRI, CRS

ALLEN TATE REALTORS

 

FOR ONE DAY ONLY!!

CHARLOTTE BUILDER DR HORTON IS HAVING A SECRET SALE ON MODEL HOME FURNITURE! As a preferred Realtor, I have been notified by the following "secret" email:

http://www.drhortonsecretsale.com/drh/DRH_Spring_Cleaning_Sale.pdf

 Exceptional savings and discounts on some REALLY GOOD FURNITURE!! Call me if you have any questions, comments or concerns! 704-201-4602

As always, Only The Sun Covers Charlotte Better!

Michele Latham, Broker/ Realtor, ABR, GRI,CRS

 

 

Charlotte, NC- On March 1, 2008 there will be an workshop at the Allen Tate Realtors, University office.  The workshop will provide information on lender requirements, offer process and availability of foreclosures/ REOs/ OREOs/ HUD properties in the Charlotte and surrounding markets.  Beginning at 11 am, until Noon; registration is free, seating limited.  For more information, feel free to call 704-201-4602 or email Michele.Latham@topproducer.com

Only The Sun Covers Charlotte Better! Michele Latham, Broker/ Realtor, ABR, GRI, CRS

 

Announced on 2/12/2008, there is a 30- day mortgage moratorium on the  foreclosure process.  You are NOT applicable if:

1. You are already in bankruptcy.

2. Foreclosure sales date less than 30 days away

3. Home being foreclosed is an investment property

4. Home was not occupied at time of foreclosure.

 

Paticpating banks are:

Bank of America

Countrywide financial

JP Morgan Chase & Co

Washington Mutual

Wells Fargo

For more information on help: 1-888-995-HOPE

 

If you need further information on this program, or any information on real estate in Charlotte: CALL ANYTIME! 704-201-4602

ONLY THE SUN COVERS CHARLOTTE BETTER! Michele Latham,Broker,ABR, GRI, CRS

 

Last week, a sponsored free shredding event surpassed all expectations in the Charlotte NC area. I know that I missed it, and as a Realtor in Mecklenburg county, I could have certainly used a safe and controlled method in which peronal documents, items with social security numbers, etc. can be properly destroyed.    In case you missed out, the National Consumer Protection Week kicks off March 8th and will be sponsoring another FREE SHREDDING of personal documents, electronic media and hard drives at CompuTel located at 1500 N. Graham St., from 9 am  - 1 pm. Fraud detectives will also be on hand to distribute identity theft brochures and to answer questions.

 Anyone with large quantities of paper or electronic media should call ComputTel, 704.376.1116, before March 8.

This is message is brought to you as a public service message.  Should you, or anyone you care about, be interested in being more informed about real estate matters, or future shredding events, please don't hesitate to contact me anytime at 704-201-4602.  After hours, you'll find me showing homes 24/7 at www.allentate.com/michelelatham.

 

After all, Only The Sun Covers Charlotte Better!

Michele Latham, Broker, ABR, GRI, CRS

ALLEN TATE REALTORS

 

 

 

These cams sure do come in handy here in Charlotte when the weather is inclement and we were SUPPOSED to get 5 inches of snow !

http://www.wcnc.com/traffic/livecams.html

Also- North Carolina Live Web Cam Directory for everything from Lowe's Motor Speedway Cameras to the Mountains of NC camers (including ski slopes!)

www.webcambiglook.com/nc.shtml

For other states' traffic, weather, maps or any other real time cams , check out:

http://www.webcambiglook.com/

The earth and moon viewers are located:

http://www.fourmilab.ch/earthview/vplanet.html

I love the internet!

Hope you enjoy these cams, and if you ever need any real estate needs filled- please remember: ONLY THE SUN COVERS CHARLOTTE BETTER! Call anytime! 704-201-4602

Michele Latham, Broker, ABR, GRI, CRS

Showing Homes 24/7, nights/weekends/holidays online at www.allentate.com/michelelatham

 

Well, first of- I DON'T OWN A CAB COMPANY.  It doesn't say Latham Cab company on the side of my car, and if you (THE BUYER) aren't going to spend the time with my lender to get PRE-APPROVED, then I'm going to have to refer you to an agent who isn't with my company.

Second- The reason you are asked to be  pre-approved is two-fold. 

  • Sorry I don't believe you when you tell me how much house you can afford...Unless you are a lender, you TRULY don't know yourself.  ("Really, Mr. Buyer?  Then, pray-tell, what is your DTI? What about your FICO?  Are you an ASS?) You get the picture...Besides, I could run all over town showing you homes you can't afford, and when you find out what you CAN afford, YOU WON'T LIKE ANY OF THEM, 'CUZ I DID THE DIS-SERVICE OF SHOWING YOU HOMES  MORE THAN WHAT YOU QUALIFY FOR!
  • Next- if Buyer gets in the position of multi-offers, (or even making an offer) which offer do you think will have more strength?  The Buyers' offer who spent the time producing their last 2 years W-2s, paystubs, etc. and has a pre-approval letter, or the "Buyer" who insists that they qualify and the Seller should believe them....

If a Buyer does not provide the time for this WORTHY investment in THEIR future- kick them to the curb and let them go and waste someone else's time....10 years in this business is too long not to know what I'm doing.

Besides, they HAVE to be pre-approved to present an offer to REO's anyway!

If you have any questions, comments or concerns, please don't hesitate to contact me: 704-201-4602 nights, weekends and holidays.

Michele Latham, Broker, ABR, GRI, CRS

 

As much as I work to achieve a WIN-WIN position, I still have a duty to provide my Clients with the utmost in professionalism and duty.  When we achieve "offer position" it behooves me to remember a couple of things:

1.   It is not a "WE" versus "THEM" mentality.  After all, I'M NOT MAKING ANY OF THE MORTGAGE PAYMENTS! It is a "the client", "the Seller", "the Buyer", etc.  verbage when discussions are between parties.

2. GET EVERYTHING IN WRITING.  *nuff said*PERIOD

3. Do your diligence in MAKING TIMELINES AND DEADLINES.  In NC, the new contracts have "TIME IS OF THE ESSENCE" stamped all over them!  (we went from 3 pages to, like, 8)  Do your job...make sure other parties are doing theirs as well- you don't want to not get paid because you didn't prevent something that was preventable, right???????

4. Make sure all questions, comments, concerns are addressed BEFORE the closing statement comes out. You should be able to sit quietly at the closing table with your clients *eating the BON-BONS* not coming across the table to the other agent/ customer (like one of the agents in my office last week witnessed).

 If you have any questions, comments or concerns, please give me a call anytime: 704-201-4602

Michele Latham, Broker, ABR, GRI, CRS

 
 
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ONLY THE SUN COVERS CHARLOTTE BETTER! Michele Latham, Broker,ABR,GRI,CRS

Charlotte, NC

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Allen Tate Realtors

Office Phone: (888) 547-8907

Cell Phone: (704) 201-4602

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