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charlotte: FHA's new rule may hurt the purse of some buyers! - 02/23/10 11:29 AM
FHA's new rule may hurt the purse of some buyers! Starting April 5, 2010, FHA is raising it's MIP from 1.75 to 2.25%, boosting the minimum down payment for borrowers with a credit score lower than 580 up to 10%! PLUS- it's reducing what the sellers can pay towards closing costs by half (down from 6 to 3%)...
For more information, contact me at 704-201-4602
"Only the Sun Covers Charlotte Better!"
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charlotte: Some February Home Projects! - 02/09/10 03:31 PM
Let's face it...when the weather is terrible outside and you're getting a bit stir-crazy inside, there's no sense in not letting that time be working for you!
Some things that you can busy yourself with in the winter months, and will come back to please you in the more seasonal months, can be done now....
Things like:
-Straighten your garage! Now is the time to dissassemble and re-organize your shelves! (After all, you probably don't keep your car in the garage, right?) ;0
-Start looking at what the new paint schemes and techniques are....you're going to be inside....might as well spruce … (0 comments)

charlotte: FREE SHREDDING OF PERSONAL DOCUMENTS - 03/07/08 08:20 AM
For those of you in the Charlotte area on Saturday, Shred-It is hosting another privacy party for you to safely rid yourself of hard-drives, documents and other personal items.   For further information you may call: (704) 424-5997   WHERE:   1500 N. Graham Street BUSINESS:  COMPU-TEL HOURS:  9a-1p Please only 2-3 boxes per person   I hope this helps you in your endeavors to maintain the privacy of your identity.  If you know anyone who is looking to buy or sell real estate, please have them call me anytime! 704-201-4602   After all,
ONLY THE SUN COVERS CHARLOTTE BETTER!
Michele Latham, Broker, ABR, … (1 comments)

charlotte: Secret Sale on DR Horton's Model Home Furniture! - 03/05/08 09:35 AM
FOR ONE DAY ONLY!!
CHARLOTTE BUILDER DR HORTON IS HAVING A SECRET SALE ON MODEL HOME FURNITURE! As a preferred Realtor, I have been notified by the following "secret" email:
http://www.drhortonsecretsale.com/drh/DRH_Spring_Cleaning_Sale.pdf
 Exceptional savings and discounts on some REALLY GOOD FURNITURE!! Call me if you have any questions, comments or concerns! 704-201-4602
As always, Only The Sun Covers Charlotte Better!
Michele Latham, Broker/ Realtor, ABR, GRI,CRS
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charlotte: How to Buy a Foreclosure - 02/21/08 09:25 PM
Charlotte, NC- On March 1, 2008 there will be an workshop at the Allen Tate Realtors, University office.  The workshop will provide information on lender requirements, offer process and availability of foreclosures/ REOs/ OREOs/ HUD properties in the Charlotte and surrounding markets.  Beginning at 11 am, until Noon; registration is free, seating limited.  For more information, feel free to call 704-201-4602 or email Michele.Latham@topproducer.com
Only The Sun Covers Charlotte Better! Michele Latham, Broker/ Realtor, ABR, GRI, CRS
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charlotte: HOPE NOW! for owners faced w/ foreclosure - 02/13/08 07:52 AM
Announced on 2/12/2008, there is a 30- day mortgage moratorium on the  foreclosure process.  You are NOT applicable if:
1. You are already in bankruptcy.
2. Foreclosure sales date less than 30 days away
3. Home being foreclosed is an investment property
4. Home was not occupied at time of foreclosure.
Paticpating banks are:
Bank of America
Countrywide financial
JP Morgan Chase & Co
Washington Mutual
Wells Fargo
For more information on help: 1-888-995-HOPE
If you need further information on this program, or any information on real estate in Charlotte: CALL ANYTIME! 704-201-4602
ONLY THE SUN COVERS CHARLOTTE BETTER! Michele Latham,Broker,ABR, GRI, CRS
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charlotte: FREE shredding for personal documents - 02/12/08 06:52 PM
Last week, a sponsored free shredding event surpassed all expectations in the Charlotte NC area. I know that I missed it, and as a Realtor in Mecklenburg county, I could have certainly used a safe and controlled method in which peronal documents, items with social security numbers, etc. can be properly destroyed.    In case you missed out, the National Consumer Protection Week kicks off March 8th and will be sponsoring another FREE SHREDDING of personal documents, electronic media and hard drives at CompuTel located at 1500 N. Graham St., from 9 am  - 1 pm. Fraud detectives will also be on hand to distribute … (0 comments)

charlotte: Live Traffic and other Cams for your information! - 01/20/08 12:58 PM
These cams sure do come in handy here in Charlotte when the weather is inclement and we were SUPPOSED to get 5 inches of snow !
http://www.wcnc.com/traffic/livecams.html
Also- North Carolina Live Web Cam Directory for everything from Lowe's Motor Speedway Cameras to the Mountains of NC camers (including ski slopes!)
www.webcambiglook.com/nc.shtml
For other states' traffic, weather, maps or any other real time cams , check out:
http://www.webcambiglook.com/
The earth and moon viewers are located:
http://www.fourmilab.ch/earthview/vplanet.html
I love the internet!
Hope you enjoy these cams, and if you ever need any real estate needs filled- please remember: ONLY THE SUN COVERS CHARLOTTE BETTER! Call anytime! 704-201-4602
Michele Latham, Broker, ABR, GRI, CRS
Showing … (6 comments)

charlotte: DUH! You think there are foreclosures in starter communities? - 12/09/07 12:27 PM
Well, more of the same in the local paper! Front page headlines in the Charlotte Observer today regarding easy credit loans for overextender buyers.....HMMMM....it's too bad those mortgage lenders can sleep at night- especially knowing that the homeowners can't. 
Charlotte is a great place to live; 3 hours to the mountains, 3 hours to the coast.  All 4 seasons are enjoyable.  Great Arts & Science council and Professional sports (Carolina Panthers, The Bobcats, and Charlotte Knights).  We are a great place to be....unless you are going to lose your home. 
Too many buyers don't realize that in NC, they NEED a … (1 comments)

 
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ONLY THE SUN COVERS CHARLOTTE BETTER! Michele Latham, Broker,ABR,GRI,CRS

Charlotte, NC

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Allen Tate Realtors

Office Phone: (888) 547-8907

Cell Phone: (704) 201-4602

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