Michele's Real Estate Blog

Making a choice and having to go inactive.

Michele Ott — Fri, 31 Jul 2009 12:18:51 -0500

Today is my last day of being an "active" realtor here in Sioux City. I do not want to discourage anyone from this profession. But I do pledge to inform others of the positive and negatives of choosing this as a profession. I would not recommend this career path to someone that is a single parent. Unless you are well prepared to go months of spending money before you make any. Even though I had 6 months of money saved to give this 110% it still was not enough. Before the 6 months I did this part time with another job that I did about 30 hours a week. I will be keeping myself current on my continuing education. There are great people in this profession. I am still going to keep up with AR. Now I just need to find a regular paying job. :)

August 3, 2009

Thanks again to everyone.

Here are some more thought on this.

My stats are close. There is 1 Realtor for every 298 people, (this isn't households) here in the Sioux City. If you take the surrounding area the stats do change. I do know, that not everyone with a license is active at this 100% but it is an interesting statistic.

Another thing for Newbies. It is tough if you are fairly new to an area because you are competing against those that have lived their whole life in the area. This was another big obstacle. If I were to do this over again as a single parent? I would make sure I had $ to support myself for at least 6 months, a year would be better. Sioux City (personal feelings) lacks good paying part time jobs. This could be the way to go if you can work part time with a good hourly wage and tackle RE the rest of the time. Another thing is I would do it back home were I have loads of contacts. We all know this makes a good foundation for farming. I was very aggressive when it came to marketing myself because I greatly lacked personal/business contacts. I used everything I could think of.

Good Luck to all and thanks again for the comments. AR is loaded with great people.

HERA and HVCC information on how the new government regulations may impact closing dates.

Michele Ott — Wed, 15 Jul 2009 11:50:28 -0500

I know many of you keep updated on all aspects of being a Realtor but here is some information that may have slipped by you. The mortgage industry is going through some changes especially those that impact time-lines.

HVCC has already went into effect May 2009. Home Valuation Code of Conduct main goal is to boost the overall sincerity of the valuation process. A stipulation worth mentioning is that borrowers receive a copy of their appraisal reports no less than 3 days prior to the closing absent a borrower waiver of this condition.

HERA effective date is July 30, 2009 and amends the Truth in Lending Act (TILA). Changes the requirement surrounding early and final disclosures to home-buyers. Also addresses the timing of when fees can be charged.

For Realtors that have been around a few years this will be like the days of old when a 30+ day closing was the norm. I have found that some banks are trying very hard to know all the particulars. I have received some great information from Wells Fargo. Also if you "google" it use the words such as "Housing and Economic Recovery Act. Using the acronym turns up some weird results.

I have only touched the tip of the iceburg. I am still reading up on this so I am informed and not caught with my knickers down.

Thanks for reading.

Visit my website, click here.

4th of July is upon us and a word of thanks to the four legged soldiers and law enforcement.

Michele Ott — Thu, 02 Jul 2009 11:02:56 -0500

With Fourth of July weekend here I want to give a shout out to the dogs that serve this country. I know handlers out there that depend on these partners to do a very dangerous job. They are sent into mind fields sniffing for bombs. We also have bomb sniffing dogs here in the states that work airports and other points of entry. I know of a dog (Rex) that has sniffed the President's motorcade to make sure it is safe. He has also done this for other dignitaries.

My other reason for bringing this up now is that some of these dogs when retired or disabled from active service are euthanized. I think this is a shame. The men and woman that serve with these dogs ask for our help. They get very emotional when they tell you that a dog that served with them was euthanized because the dog got hurt doing their job and was put down. Many of these dogs can be placed with homes.

Many people do not realize that these wonderful courageous dogs need homes. So I am putting the word out.

Here is a Youtube video worth watching. Click here to watch "War Dog".

Here is a site that helps place these dogs. Click here.

You want me to pull what off of the purchase agreement?

Michele Ott — Thu, 25 Jun 2009 12:20:24 -0500

Just when you thought it was safe to go outside, in the proverbial sense, you are hit with something new. Purchase agreement is all initialed, dated and signed. The seller has agreed to include in the sale his riding lawnmower and a few other items. Then behold a call comes saying, sorry but that cannot be included in the purchase agreement. Needs to be off of there. Okay, so we are trying to do things above board and now this. Now you have to go back and explain this to your clients that this needs to be done over, and need to exclude the personal items. Now we need to do a separate bill of sale for these items. No explanation other than the underwriters do not want this.

Make sure it is in writing somewhere, if you are asked not to include this in the purchase agreement.

This is going on here in Iowa and is being perpetrated by a large bank. Is anyone having these issues where they are at?

Travels in the west gave me first hand look at the problems they face.

Michele Ott — Fri, 19 Jun 2009 10:03:35 -0500

I just got back from visiting family and friends on the west coast. I was in Reno, Nevada and southern California for a 3 week stay. It was just reported that Nevada has their highest unemployment rate since 1976. While driving around middle to high end homes I noticed many all closed up and un-kept yards. Very beautiful homes just sitting there, no sign out in the yard, nothing going on. The grass would be dead but the weeds two feet tall. Some homes looked like they had been neglected for some time. Reno resides in Washoe County and one statistic I found said that there were over 4,000 homes that were either pre-foreclosure or where in foreclosure. While in California I noticed the same but also a more urgent need to get the State back on track. Everyone was talking about the economic situation they face personally and that of California.

For those in Iowa and other states in the mid-west, remember that we are doing pretty darn good compared to other states. Even though they are having a tough time in some states I did see people determined to get through this. We as a nation have survived tough times. We will get through this. BUT I have noticed a lot of finger pointing and laying the blame on someone else's shoulder. We live in a country that is diverse in many ways. I don't care if you are a Republican, Democrat, Buddhist, Christian, Muslin, Liberal, Conservative, Moderate, Young, Old or any other classification you can think of, we need to work together. Agree that we don't always agree but work together to help this country and it's people get back on track.

Be proactive, instead of reactive.

One last thing is that in many areas it still is a good time to sell a home and it is definitely a very good time to buy. Even in Reno, if you are a first time home-buyer there are some great buys. There is always a positive if you look for it.

Please stop by and read my article "The Art of Traveling. Tips for a travel virgin."

Thanks for reading.

Iowa Septic Tank Law postponement is vetoed.

Michele Ott — Wed, 27 May 2009 20:56:51 -0500

The Governor of Iowa has vetoed to postpone the start date of legislation passed earlier for inspection of septic tanks at time of transfer from a sale. The new law requires that every home/building served by a septic system have that septic system inspected prior to the sale or deed transfer for the home/building. Some where hoping for the postponement so things could be better organized and getting people certified to do the inspections. Some counties in Iowa already have this in their laws, so the transition will be nil. Many Realtors in the state are well aware of this new law but I find that many homeowners out in rural Iowa no nothing about this. So spread the word. Goes into effect July 1, 2009.

There are many websites out there with information. One site that has some information is the DNR site, click here to visit.

Thanks for reading.

Stop by my website by clicking here.

Cherokee Iowa knows how to have fun. Great place to live in the state of Iowa.

Michele Ott — Wed, 20 May 2009 16:35:19 -0500

I am doing another blog post on Cherokee Iowa. I received a very nice e-mail from Penny Pingrey who is with the Cherokee Area Economic Development Corporation on my earlier blog on the town of Cherokee. Penny asked if I would be interested in doing another blog with this year's events. Cherokee's Chamber of Commerce also has a new director Julie Hering-Kent.

As I stated in my earlier blog Cherokee Iowa is one of my favorite towns. It lies east of Sioux City about 65 miles. The first time I drove through Cherokee heading north I though it a quaint little town. The downtown is done nicely and reminds me of a time gone by. There are nice little shops up and down the main street.

One event coming up this month is the Cherokee Rodeo being held May 28, 29, and 30^th. Some of the events during the Rodeo are a parade, train robbery, western bbq and Chamber coffee. In June some of the events include, tractor ride, Music Festival, and Cherokee Chamber Street dance. There are many more events during the summer and throughout the years. One event that music lovers will like is the Jazz and Blues Festival usually held in January. To view the Chamber of Commerce website for these events and others, click here.

There are many activities to keep you busy in Cherokee, such as: Country Club Golf Course, Little League, Municipal Pool, Cherokee Clippers Swim Team, Hershey Youth Track and Field Meet, Outdoor Fun Fair, Indoor Volleyball, Basketball league, Future Braves Flag Football, Adult Slow Pitch Softball, Bowling, and Archery.

There is something for everyone in Cherokee, a great town in a great state. Cherokee is a town where it is safe to let your children run around, and a great place to raise a family.

Earlier blog on Cherokee, click here.

Cherokee Area Economic Development website, click here.

Please stop by and read my article "The Art of Traveling. Tips for a travel virgin."

Stop by my website by clicking here.

Spring is in the air and a great time to talk about "curb appeal".

Michele Ott — Tue, 05 May 2009 11:03:03 -0500

Ever heard the saying "first impression makes a lasting impression". If your home lacks curb appeal the first impression may mean they keep on going and don't even get out of their car. Your home maybe pristine and beautiful on the inside but the outside curb appeal is what draws that buyer into your home. Homeowners end up so concerned with the appearance of the inside of the house they neglect the outside of the house. Lets start with a "wow" factor on the outside of your home so buyers are waiting with anticipation to see the rest of the property. Drive through your neighborhood and check out the homes. Which one's stand out for the right reason's? Is it the paint job, nice walkway, flowers, well-manicured lawn, and nice front door? If you are strapped for money! Try painting the front door and/or paint the trim of the house. Flowers can bring color to your yard for a small price and getting a little dirty pays off in a big way. There are ways to make your house shine without breaking the bank. Make the effort to spruce up the outside so the buyers will come inside. The payback value will be worth the time, effort and money you put into giving your home curb appeal.

Thanks for reading.

Ethics! We don’t need no stinking ethics.

Michele Ott — Mon, 20 Apr 2009 11:51:54 -0500

Actually we do need to have ethical standards. It would be nice if everyone could play by the rules. But, not everyone plays nice in the sandbox. If you look at surveys or statistic's on where real estate agents fall on the list of honest professionals we are just above lawyers and used car salesman. I know we will never rank at the top, which is usually reserved for nurses, pharmacist, policeman and doctors. If you look at the Gallup Poll of 2008 you will see that real estate agents are just above lawyers and union leaders. After the year the bankers had in 2008, they ranked above real estate agents. So what does that say about our profession? That we may have an image problem and that we have some work to do. I hope that the days of advertising that we are "million dollar producer" are behind us. The public misunderstood that statement into thinking we made that much money. The perception was all we thought about were the big bucks we were pulling in. Not only do we need to make sure we are honest but what about other agents? Do you look the other way when an agent has crossed the line? When an agent is dishonest it make's the rest of us look bad. It then makes our job tougher in letting the public know that they small minority does not represent all of us. It is a dilemma that we face when dealing within the ranks of taking care of the bad apples. Do you go to their Broker? What if it is a Broker? Do you go to the commission? Me personally! I am at the age where I speak my mind. I got to the point; if you can't play fair I will let you know. Actually I was like this in my younger days sitting in my criminal justice class during the mess with LAPD and Rodney King. We were watching the tape of the officers beating King while he lay on the ground. Up to a point I was okay with how they, the officers were handling it. Then when I felt they had crossed the line but kept going I made the comment, "fire em all, starting with the Sergeant on the scene". Boy, did that cause a very big discussion. My point is, once something happens that draws negative attention it then takes twice as much work to overcome it. Though there is more attention paid to law enforcement when they cross that ethical line than there is to real estate agents. It is still something that we have to work doubly hard to get that negative image out of the public's eye.

Always put the interest of the client first. Use honesty and integrity when dealing with the wishes and desires of your client. If the agent pulls there weight in doing this, then the work of overcoming negative obstacles will be few. Energy used for helping customers/clients is better than wasting it on fixing problems others created. For those that continually cannot play nice in the sandbox! Play nice or find your own sandbox to play in.

Why Sioux City, Iowa? Come on it's not bad, just cold in the winter.

Michele Ott — Thu, 02 Apr 2009 12:31:07 -0500

Sioux City Iowa is located on the Missouri River and resides in the county of Woodbury. Sioux City has a population of about 85,000 with over 33,000 housing units, with land area of 54.8 miles.

Here is a little Sioux City history.

Lewis and Clark expedition traveled up the Missouri in 1804 and set up camp near what would become Sioux City.

The first Steamboat arrived from St Louis in June 1856, loaded with ready-framed houses and provisions. The railroad followed 12 years later in 1868, which led the way for the livestock yards (stockyards) in 1884.

Something that happened in modern times and remembered by many because of the film footage was the crash of United Flight 232 in July 19, 1989. Coming from an Airline family I remember this well and was a miracle anyone survived.

Sioux City is a very affordable city to live in. We were not hit hard by the mortgage crisis and have faired well during the tough economic times. Sioux City has a very low crime rate and a good place to raise a family. The schools here are very good and outlying towns have very good schools too. There is also a Catholic High School for those that wish their children to attain a parochial education.

An earlier blog I wrote about the cost of housing and gave readers an idea of what you can get for your dollar. To read this blog, Click Here.

Another earlier blog I wrote about some of the events that take place in Sioux City. To read about these events, Click Here.

Here are some links that may be useful.

City Website.

Sioux City Newspaper.

Tourism.

Stop by my website by clicking here. Thanks for reading.

Issues, Politics, and Real Estate. The Joy of Politic's - not.

Michele Ott — Fri, 27 Mar 2009 14:05:35 -0500

My recent visit to the Capital of my state too visit with IAR lobbyist and our state representatives has me wondering how many out there in the real estate world really pay attention. I blogged about the visit and I am surprised at the number of comments made, actually the lack of comments. I have had some readers and I am thankful that they stopped by. Some of the issues we face in my state of Iowa is in my opinion poorly written or absurd. Last year was the ‘Septic Tank Certification' when selling. This goes into effect July 1, 2009. The cost to have this done by a certified person can run about $5000, unless you can find others in your area that need it done too, it knocks the price down. The main reason for the high price is there is really no one certified to test the septic tanks. One issue being discussed on the "hill" is lead paint. We all agree this is a health issue and should not be ignored. Here in Iowa there is an estimate of 1,000,000 homes that were built before 1978. The way the bill/file is written requires testing and abatement of lead hazards in residential dwellings. Also, a health care provider can test your child and if that child has elevated levels your home address will be put in a registry with the county assessors office.

These are some of the issues that have come before our legislators and it does not stop here. It is so easy to just go about your business everyday as a Realtor but don't we owe it to our past, present, and future clients to at least have a general idea of what the issues are that have an impact on homeowners. I have been reading up on the septic tank issue since it does go into affect here soon just so I am aware of what my sellers will need to do.

To be informed is to have power and knowledge. It is just a "Google" away to see what is going on with your state legislatures.

Thanks for reading.

A day at the "Hill" with Realtors from around Iowa.

Michele Ott — Wed, 25 Mar 2009 11:00:29 -0500

Yesterday, March 25, 2009 was bus-in day for Iowa Realtors. It was a long day but worth the trip. I went representing Sioux City and we had 18 that attended. We boarded a bus at 7:15 and got on the road about 7:30. We stopped and picked up 4 more in Webster City. Arrived in Des Moines about noon and dropped off at the convention center for lunch and speakers.

The key speaker was John Tuccillo the former Chief Economist for the National Association of Realtors. He is considered one of the foremost real estate economists in the nation. It was a good speech with a reality check but backed up with optimism. We also were briefed on the issues by Jennifer Kingland and she answered a few questions before we headed out to the Hill.

The Issues:

Private Cause of Action:

The IAR supports amending H712 and S178 file - There are several groups that are exempt from being sued as written, such as, lawyers, insurance companies, doctors and many others. Real estate licenses are not currently exempt and the IAR is working on an amendment to include real estate licenses to be exempt. Talking with Representative Chris Rants said why not just get rid of this legislation altogether.

Lead Base Paint:

The IAR opposes S213 and H448 file - this requires testing and abatement of lead hazards in residential dwellings constructed prior to 1978. There is an estimate that there are 1,000,000 residential dwellings built before 1978 that would fall into this required inspection and abatement before selling. This will create a significant burden on Iowan homeowners. There was a mutual agreement that this is a health issue and a concern but feel this is not the answer to solve this problem.

Local Option Taxes and Impact Fees:

The IAR opposes Senate Study Bill 1308 - this allows new taxes and fees from entertainment tax, cigarette tax and income tax. Not all of the tax revenue will go toward property tax relief. The IAR feels this will not solve the problems with escalating property taxes.

Other issues - Property Assessment Appeals Board, Homestead Property Tax Credit and Real Estate Transfer Taxes.

To get more information, click here. Check out Hill Notes.

Another good website for Realtors and homeowners is Iowa Property Owners Alliance. This will keep you informed on issues affecting your Iowa property ownership rights, and gives you a voice to contact your local and state policymakers. Become a member and let your clients know about this site.

For the Iowa Property Owners Alliance website, click here.

For those that did not attend you missed a great day. I plan on going next year and I encourage others to do the same. For those in other states that do a function like this go! If your state Realtor association does not do this maybe it's time to get organized and plan a visit to your Capital.

Thanks for reading.

IAR Bus-In Day March 24, 2009

Michele Ott — Mon, 23 Mar 2009 12:58:53 -0500

Tomorrow I will be going on the Legislative Bus-In day. Iowa Association of Realtors does an annual trip to the Capital to meet with the legislative delegation. This is a great opportunity to discuss the issues and let the legislative body know we are following what they do on the Hill.

This is free for Realtors and if you aren't going, plan on attending in 2010. For those going, hope to see you there.

Stop by my website by clicking here. Thanks for reading.

Pondering what could be life changing and needing some guidance from my fellow AR'ers.

Michele Ott — Sun, 15 Feb 2009 11:20:10 -0600

For those that may have read an earlier blog were I wrote about having to work full time in retail. I have left retail and moved into a part time job. My big issue right now is am I at the right place for my Real Estate career. I have been there over a year and still have had little guidance. At least from my perspective. I want to hear from agents their experiences on being with a good agency's. Did you have mentoring? What kind of support did you have? I am very frustrated and I am contemplating hanging up my real estate career. I have wanted this for many years and probably waited too long to do this. This is not a profession for a single parent. Juggling parenting, job and real estate has taken it's toll. A part of me thinks if I had a little more guidance from someone in my office I wouldn't still be treading water and getting know where. I have tried to get with someone to show me the ropes but everyone is off doing there own thing. My broker/owner is always on the go and very hard to track down. I have learned more from reading blogs on AR than I have from my broker/office.

I am not ready to give up, especially since I have options. The one thing I do not want to do is make the same mistake. I want to hear is this how it is? Am I expecting too much? What are the key things I should ask? What are the key things I should be listening for?

AR is a great community and I know I will have great responses.

Optimism for a weary soul is hard to come by, but I will keep putting one foot in front of the other.

Michele Ott — Thu, 19 Jun 2008 17:25:08 -0500

I finally had to do it. Being a single parent and trying to stay in Real Estate has been a challange. I had a part time job which is now my full time job. My dream is on the back burner but I am not done. For those in this situation I will be optimistic that things will get better and hang in there. It is tough and the way things are wtih the economy I do not think it will be an easy road for some time.

Some bloggers on AR have said there areas have picked up, which is good. Sioux City seemed to roll along with the Mortgage crisis. We held our own during the winter months and patiently waited for Spring. Spring came with a whimper and not a bang. As gas prices went up and other necessities went up in price too, I found myself close to financial ruin. I had to make the hard choice to go full time at my retail job. I am on my feet all day running around and when I get home can barley move. I have neglected AR and other duites associated with Real Estate. Talking with others I found that I wasn't the only one feeling the pinch. Realtors with a Spouse who makes good money are feeling it too. I am not alone, which in a weird sense is comforting.

I am keeping my license active and will take the opportunity to get those classes done that need to be done. I waited a long time to do this and I will not give up that easily. I still hope to do this full time and leave retail behind.

"The journey is the reward" Tao saying.

"Learn how to be happy with what you have while you pursue all that you want." Jim Rohn

"This time, like all times, is a very good one, if we but know what to do with it." Ralph Waldo Emerson

Dakota Dunes, South Dakota a great place to live. Another location for those that may be working for Hyperion if built in South Dakota.

Michele Ott — Mon, 19 May 2008 16:25:02 -0500

Dakota Dunes, South Dakota has beautiful homes in a gorgeous setting. Dakota Dunes is a planned community where careful attention is taken when designing homes. Homes are designed to blend in with the natural beauty of the area. The Dunes has something for everyone when it comes to housing, such as, building sites, homes, townhomes and upscale apartments. During the last ten years the Dunes has become home to 75 businesses. With the Missouri river close by and other recreation activities in the area this is a great place to live.

Dakota Dunes has the Dakota Dunes Country Club and the Two Rivers Golf Course. With Sioux City nearby there are plenty of things to do. Weekly summer concerts, the Art Center, Tyson Events Center to catch a concert or watching a Minor League Baseball game. To the north is Sioux Falls and south lies Omaha Nebraska.

Dakota Valley Elementary School

Dakota Valley Middle School
With low student to teacher ratios, students are well prepared for their high school years.

Dakota Valley High School
Dakota Valley High School has a student centered staff and a comprehensive curriculum.

To find out more about the public schools in Dakota Dunes South Dakota, click here.

There are also economic advantages:

No local sales tax
No corporate income tax
No personal property tax
No business inventory tax
No inheritance tax
No personal income tax

If Hyperion Resources get the final approval to build in Elk Point South Dakota, the Dunes are within a few minutes' drive. Here is another great area to raise a family in South Dakota.

Visit me by clicking here.

Information on relocating to Vermillion, South Dakota. Here is another area of consideration for the possible home of Hyperion Resources Oil Refinery.

Michele Ott — Sun, 27 Apr 2008 20:40:21 -0500

Vermillion South Dakota is located in the south east comer of the state. It is within a short drive of where Hyperion Resources has decided to build an oil refinery. Vermillion is located on the Missouri River. It was visited by Lewis and Clark in August 1804. This are for many years had been home to the Yankton Sioux Indians. In 1843 John J Audubon stopped here to view the abundance of bird life. Settlers and Homesteaders started arriving in 1859. Today Vermillion offers a University, golf course's, recreation and a great place to live.

Area Attractions:

Oscar Howe Gallery, Austin-Whittemore Museum, W. H. Over Museum, and the Dakota Dome.

Lodging:

Comfort Inn, Holiday Inn Express, Super 8, Home Towne Inn, Travelodge, and Valiant Vineyards B&B. Yes, there is a winery.

Retail:

Walmart, True Value Hardware, Slumberland, Hy- Vee Grocery Store, and Dakota PC Warehouse just to name a few.

Restuarants, Pubs and fast food:

Burger King, Taco John's, Dominos Pizza, Varsity Pub, and Coffee Shop Gallery to name a few.

The Population of Vermillion is just over 10,000.

Estimated median household income is around: $28,000.

Estimated median house is around: $88,200. For information on homes currently on the market, click here.

Vermillion is 40 miles north of Sioux City Iowa.

For information on University of South Dakota, Vermillion:

http://www.usd.edu/

For information on the Clay County Fair:

http://www.claycountyfair.net/

For information on the Vermillion school district:

http://www.vermillion.k12.sd.us/

Vermillion Chamber of Commerce. This site has a lot of information

http://www.vermillionchamber.com/

City of Vermillion website:

http://www.vermillion.us/

Information for those relocating, especially those that are coming to South Dakota in reference to Hyperion Resources.

Michele Ott — Tue, 22 Apr 2008 10:00:13 -0500

Moving is an ordeal that most of us would rather not do. If you are lucky enough to have your move paid for by your company, this is ideal situation to be in. Most times the company that is paying for the move will ask you to get at least two estimates. When the moving company comes to do the estimates ask what it entails when they come into your home to move you? My movers were great and did all the work. All I had to do was stay out of the way.

If you are moving yourself get estimates from truck rental companies. Also I would advise that ahead of time start getting boxes, and any materials to wrap breakables. Wardrobe boxes make it very easy to move your clothes from your closet. They are a little pricey but worth it. I used mine then sold them to someone.

This is something that most forget to do and that is get together a file with documents you will need during and after your move. Have your child's old school information, which will be needed by their new school. Insurance documents, doctor information, vehicle registration/title, passports, veterinary records, anything that will be needed to get things going in your new location. Just remember not to pack them.

Here is a list of things that need to be done. There may be things you will want to add to it.

Obtain and fill out post office change-of-address cards.
Make arrangements for storage if necessary.
Properly dispose of items that cannot be moved, such as flammable liquids.
Return any borrowed items (including library books) and retrieve any loaned items.
Settle any bills with local businesses.
Drain power equipment of oil and gas. Drain water hoses.
Pack a box of items that will be needed first at the new house. Clearly mark this box "Load Last."
Pack a suitcase with clothes and toiletries that will be needed during your move.
Notify all utilities: water, garbage, electric, gas and sewer, both at your old residence and new.
Stop phone service and start new service at your new home. Also your cable/satellite company should be notified and possible set up a time to start your service in your new home.
Arrange for a house cleaning at your old home once empty. Have your new home cleaned before moving in, if it wasn't done by the previous owners.
And remember; keep your receipts for your move. It is a tax write off.

Moving Companies:

http://www.vanlines.com/

http://www.asapvanlines.com/

http://www.bekins.com/moving/

http://www.mayflower.com/

These are just a few companies. There are many resources online for "moving".

In continuing my blogs about relocation to South Dakota for the jobs that will be generated by Hyperion Resources, Vermillion South Dakota will be my next community I will talk about.

Elk Point South Dakota and possible future home of Hyperion Resources refinery. What to expect.

Michele Ott — Wed, 09 Apr 2008 11:09:16 -0500

Named one of the "Best Place to live in Rural America", Elk Point, SD, is a community of 1,855 located 15 miles from Sioux City, Iowa on Interstate 29. The Lewis & Clark Expedition made camp in or near Elk Point in August 1804. Elk Point was first settled in 1859, making this community one of the oldest in South Dakota. Elk Point is located in Union County.

Elk Point experienced a resurgence of growth in the 1990s due to an energized business climate along the 75-mile stretch of Interstate 29 between Sioux City and Sioux Falls, SD. Now with Hyperion Resources, resurgence is on its way again. Within the last decade Elk Point can boast of a new Wel-Life Center for independent senior citizens, a new housing development designed for over 300 new homes, a new 400,000-gallon water tower, and a new $8 million public school designed to meet educational goals of the 21st Century.

Churches in Elk Point:
St. Joseph Catholic Church
First Baptist Church
Brule Creek Lutheran Church
Immanuel Lutheran Church
St. Paul Lutheran Church
United Parish

Restaurants:

Edgar's Ol' Fashioned Soda Fountain & Gift Shop

Paces Late Night Pub

Los Amigos Mexican Restaurant

Ollies Drive Inn

Retail:

Pioneer Drug

True Value Hardware

Jones Food Center

Bloom Where You Planted

Pixie Hair Salon

Radiance Hair Design

Gary's Tree Service

Jeff's Lawn Care

K & K Mobile Storage

Finance:

First Federal Bank

Valley Bank

State Farm Insurance

Rubida Insurance & Real Estate

Valley Insurance

There are four law offices in Elk Point.

Health Care:

Johnson Chiropractic

Community Health Clinic

Wel-Life Assisted Living Center

Jim Slattery Dentistry

Schools:

Elk Point - Jefferson School District

Website: http://www.epj.k12.sd.us

Demographics:

Average household size: 2.44

Median age: 36.5

Number of Households: 1180

Income:

Median Household Income: $48,500

Average Household Income: $53,140

Sales Tax Rate: 6.00%

What your dollar will buy in Elk Point, South Dakota:

$275,000 will get you 4.6 acres, 3 Bed / 3 Bath, Total Sq. Ft. is 2652. Totally Restored 2 story from studs to oak floors. Terrific building with room for 6 cars plus living quarters, and huge workshop.

$122,000 will get you .22 acre, 3 Bed/ 2.5 Bath, Total Sq. Ft. is 1680.

To check out homes currently on the market, click here.

Utility Contacts:

Gas Service	MidAmerican Energy	(888) 427-5632
Telephone	Qwest	(888) 244-1111
Telephone/Cable/Internet	Prairie Wave	(877) 633-4567
One Call Utility Line Locator	One Call	(800) 781-7474
Electric/Water/Sewer/Garbage	City of Elk Point	(605) 356-2141

There are a number of websites out on the internet that will give you cost of living comparisons. One of my favorite sites to use, click here.

The Sioux City Journal has a blog in reference to Hyperion Resources. To read this blog, click here.

Hyperion Resources: Relocation to the Elk Point, South Dakota.

Michele Ott — Mon, 07 Apr 2008 16:22:34 -0500

Pondering what to write about in my blog!

In doing this I have decided to write a number of blogs about relocation to Elk Point, South Dakota and the surrounding area. I can hear you thinking!! Elk Point, South Dakota, what's there? Well! Hyperion Resources is what "will" be there. Actually, it will probably be located in Elk Point. Final approval is pending. Here is a short rundown of what is to be expected in regards to jobs as a result of this venture in South Dakota.

Thousands of acres of farmland in the southeastern tip of South Dakota could become home to the first new oil refinery in the United States since 1976.

Hyperion Resources Inc., a privately held Dallas-based energy company, is considering Elk Point for the $8 billion refinery, which would turn 400,000 barrels of crude oil from Canada per day into low-sulfur gasoline and low-sulfur diesel fuel.

Construction of the refinery would average 4,500 workers over a four-year period, and the plant would employ 1,800 with an average hourly wage of $20 to $30 per hour.

With that in mind I will be blogging about the area: towns, nearest big cities, hospitals, recreation, schools, and other information pertaining to relocating to the area. If you look at a map Elk Point is in the southeast corner of the state. It is considered to be in the "Siouxland" area, a tri-state area which encompasses South Dakota, Iowa and Nebraska.

This part of the country is not that heavily populated. Sioux City would be bragging if it said it had a population of 100,000. That is including North Sioux City (SD) and South Sioux City (NE). Why do I mention Sioux City? Because it is about 25 miles south of Elk Point. The population may be a reason why some will relocate to the area given the employment opportunities. Whether it be the construction phase or being an employee of Hyperion this information will be important.

Some of the towns/areas I will be blogging in addition to Elk Point are: McCook Lake, Dakota Dunes, Richland, Burbank, and Vermillion in South Dakota. I have blogged about towns in Iowa that are a short distance away. This might be an area someone will want information about. I mention this since some may be more inclined to be in the Sioux City area for schools and jobs a spouse may have.

To start your search for what the area has to offer in terms of homes, click here.

Comparing the cost of living, click here.

Cherokee, Iowa a great place to live.

Michele Ott — Wed, 26 Mar 2008 16:13:23 -0500

Cherokee Iowa is one of my favorite towns. It lies east of Sioux City about 65 miles. The first time I drove through Cherokee heading north I though it a quaint little town. The downtown is done nicely and reminds me of a time gone by. There are nice little shops up and down the main street.

The town of Cherokee has a few parks and the crown jewel of the city park system is beautiful Spring Lake Park, located along Hwy. 59 South. This park has 40 camping spaces with electrical, water and sewer hookups, shower and restroom facilities, asphalt paved walking/jogging trail, modern playground equipment, paddle boats, fishing and many shelter facilities including the Spring Lake Yacht Club. Directly across the highway is Wescott Park, which contains ball diamonds, concession stand and restroom facilities.

Since I am a swimmer I am always interested in places to swim. Cherokee has the Bacon Aquatic Center. The Bacon Aquatic Center opens during the summer months. The hours are from 1 p.m. to 8 p.m. each day, weekends included. Daily admission is $4.00, (age 2 and younger are free with a paid adult). Family season pass are available. This is a great way to spend those hot summer days with the kids, or without.

There is also a public library in the town of Cherokee. Also a regional airport is located in Cherokee.

Some of the events in Cherokee:

42nd Annual Cherokee PRCA Rodeo. Performances at 7:30 PM each evening at the Cherokee County Fairgrounds. May 29 - 31, 2008.

Cherokee County Fair for 2008 will be held, July 10 to the 13^th.

Cherokee Jazz and Blues Festival are usually held in January.

There are many activities and opportunities to enjoy many things, such as: American Theatre, Art Council, Cherokee Community Theatre, Cherokee Symphony, Sanford Museum and Planetarium.

Recreation Activities:

Country Club Golf Course, Little League, Municipal Pool, Cherokee Clippers Swim Team, Hershey Youth Track and Field Meet, Outdoor Fun Fair, Indoor Volleyball, Basketball league, Future Braves Flag Football, Adult Slow Pitch Softball, Bowling, and Archery.

Cherokee is a great town to raise a family. It is a safe town where kids can be kids. There are good schools in Cherokee. The neigborhoods are lined with big trees. CHildren can be seen riding there bikes or running around with friends. To find out more about homes currently on the market, click here.

Population of Cherokee Iowa is about 5,000.

Estimated median household income $34,100 (it was $31,240 in 2000).

Estimated median house value in 2005: $64,600.

Website for Cherokee Iowa: http://www.cherokeeiowa.net

Website for the Chamber of Commerce: http://www.cherokeeiowachamber.com

How much, is too much?

Michele Ott — Thu, 06 Mar 2008 16:55:59 -0600

At first I didn't know what to blog about this week. But the other day I read on Active Rain about an agent who got a call from another agent. This agent was from another office, she had buyers that wanted to see the other agent's listings. So could she meet with these buyers and show them the house.

Some of the responses put this down as being lazy. Which is one logical explanation? Then today I was talking with a friend who is trying to sell a house and never hears from her agent. What it came down to was this agent had too many clients and was neglecting her duties to her clients. Does anyone say "no" to a potential client and refer them? Or are some so greedy that the keep piling their responsibilities higher and higher. I am still in my first year and don't have this problem of too many clients. I like to work hard but I sure hope I know when to say enough. All work and no play will make Michele a very dull girl. Life is too short not to enjoy it.

Click here to check out Michele's website. It nothing fancy but please drop by.

What you get for your dollar in Sioux City real estate.

Michele Ott — Wed, 27 Feb 2008 10:00:32 -0600

Part of my motive for doing this is that I read somewhere that "why would anyone want to retire in the Midwest". Coming from California, I know many, once hitting retirement could not afford to stay in that state. I have run across more and more that are thinking of going back to the state of their parents or grandparents. Where the cost of living is lower, which in turns stretches their dollar. Some retiree's say that this allows them to do some traveling during the winter months.

My other reason for putting this information out there for people to read is general information. I know before moving I do a lot of research into my future town. I look up: cost of living, retail stores, grocery stores, hospitals, things to do, restaurants, and other information. There are websites out there for you to compare your current town with your new one. I will list a few at the bottom of this page.

My first house here in Sioux City, Iowa was on 1.45 acres, out in the country, and the house is about 1800 square feet. When friends and family would come and visit they were always amazed at what we got for the price we paid. You also have to know that my family and friends at that time lived in southern California. Many of whom have left the state just before retiring or shortly afterwards. For me I do miss the beach, and the nice weather. I do not miss the traffic, crime, abundance of people and trying to afford to live in a good neighborhood. Now as a single parent there is no way I could go back. It was hard getting used to the snow and the cold but as time went on I do not mind it so much. Snow days are a day to relax, catch up on reading and fiddling around the house. I have come to enjoy the days being stuck at home. Though being snowed in doesn't happen too often. I would also have to say the people here are friendly. It reminds me of the way California used to be. I know a few would give me grief on this but I found as the years went by southern Californians talked less with their neighbors.

Here are some homes that will give you an idea what your money buys you. I put the estimated value of the home and 2008 property tax information. These homes are in Sioux City. For homes currently on the market in Sioux City and surrounding towns, click here.

This home is worth around $500,000.00, 5 bedrooms, 5 baths and 5000 square feet on .874 acres. Tax $9408.

This home is worth around $300,000.00, 5 bedrooms, 5 baths and 4600 square feet on 10 acres. Tax $6285. This home is located in a very beautiful area with rolling green hills.

This home is worth around $220,500.00, 5 bedrooms, 3 baths and 3200 square feet on .40 acres. Tax $3872. This home is located in a great neighborhood.

This home is worth around $150,000, 5 bedrooms, 3 baths and 2000 square feet on .25 acres. Tax $2632.

http://www.bestplaces.net/col

http://www.relocationessentials.com

LeMars, Iowa a great place to live.

Michele Ott — Thu, 21 Feb 2008 16:47:49 -0600

Welcome to Le Mars, Iowa - "The Ice Cream Capital of the World". LeMars is located in North West Iowa in Plymouth County. Le Mars is 25 miles north of Sioux City, 85 miles southeast of Sioux Falls, 120 miles north of Omaha and 205 miles west of Des Moines. U.S. Highway 75 along with state highways 3 and 60 offer an excellent transportation network to nearby interstates as well as venues such as the Iowa Great Lakes. Le Mars features a municipal airport with a 4000 foot runway.

They also have many quality hotels, attractions, restaurants, and shopping opportunities for you to experience.

Estimated population in July 2006: 9,363.

Estimated median household income in 2005: $42,400.

Estimated median house value in 2005: $109,700. The average price of a home currently on the market is $160,150.00. For more information on homes currently on the market in LeMars Iowa, click here.

Education

Le Mars Community Schools
This a fully accredited school district. The district includes four K-5 elementary buildings, one 6-8 middle school, and one 9-12 high school. The 2002-03 student enrollment in grades K-12 is over 2,300 students. The district has implemented all day every day kindergarten programming, and is committed to lowering class size at the elementary grades. Visit LeMars Community School at http://www.lemars.k12.ia.us/

Gehlen Catholic School is a K-12 fully accredited system with a 2002-2003 enrollment of 500 students and a certified teaching staff of 41. Visit Gehlen Catholic School at http://www.gehlencatholic.com/.

Attractions

Cleveland Castle: Features a community constructed playground, lighted skating rink, picnic shelter with grills, four horseshoe pits and two basketball courts.

Hillview Recreation Area: Plymouth County's largest county park. Camping, fishing, swimming, hiking, cross country skiing, snow tubing, picnicking; prairies and forests. Hours: 7:00 a.m. - 10:30 p.m. daily - year round

Ice Cream Capital of the World Visitor Center features museum, theater exhibits, ice cream parlor, gift shop, Big Apple Bagels and Star Hardees® Restaurant. Fun, educational and lots of ice cream - there's something for everyone! Visitor Center museum tour is self-guided, but guided tours are available for large groups (20 or more) upon request.
Museum admission: $3 Adults, $1 Youth ages 5 - 12, Children 4 and under are free
Phone: 712-546-4090
Hours: Winter (October 1-April 30) Tuesday - Saturday: 10 a.m. - 4 p.m.; Closed Sunday and Monday. Summer (May1-September 30) Monday - Friday: 10 a.m.-4 p.m.; Saturday: 10 a.m.-5 p.m.; Sunday: Noon - 4 p.m.

Le Mars Art Center: View pieces from the Arts Center's permanent collection, as well as special displays housed in the historic Carnegie Library. Also see select signatures from Le Mars Autograph Collection featuring items collected by Don Mitchell.

Le Mars Community Theater: To promote and enhance the cultural experience of the Le Mars Community area by staging quality drama/musical productions.

Plymouth County Historical Museum: This museum was established in 1965 to preserve and conserve the history of Plymouth County and Le Mars for visitors and future generations.

Plymouth County Fair: Plymouth County Fairgrounds. Features the Historic Pioneer Village and Round Barn as well as the Plymouth County Fair every July.

Places to eat

Archie's Wayside, Burrito Factory, Lally's Eastside Café, Pizza Hut, Pizza Ranch, Mr. P's Pizza and Sports Grill
Bamboo Village, Big Apple Bagels Bakery & Café, Bob's Drive-In, China Buffet, Family Table of Le Mars, Godfathers Pizza, Jerry's Pizza, The Sanctuary, J & J Café, and 4 Brothers Bar & Grill. There are also fast food restaurants in LeMars. There is something for everyone.

http://www.lemarsiowa.com/

Getting to know the neighborhood: Hinton, Iowa.

Michele Ott — Sun, 10 Feb 2008 20:02:32 -0600

The city of Hinton is located in the valley of the Floyd River in Plymouth County. This area of Iowa consists of rolling hills broken by small streams and rivers.
In 1856, the first settlers moved into Plymouth County and in 1858 formally organized the County as a government unit.

Hinton is celebrating its 125^th birthday.

Statistics & Facts:

The population of Hinton is approximately 808.

The approximate number of families is 255.

Hinton's location is 42°37'N 96°18'W; land area is 0.54 square miles (347 acres).

Avg price of a home currently on the market in Hinton $208,977.00. To check out homes currently on the market in Hinton, Iowa and surrounding areas, Click here.

Estimated median household income in 2005: $53,900.

Some of the businesses in Hinton:

Childcare Corner, Long Branch Steakhouse/Lounge, Hinton Silver Dollar Restaurant, Sharon's Café, Frank's Folly Antiques, The Country Touch Salon, Hinton Barber Shop, Iowa Prairie Bank, and Taggarts Polaris are just a few of the businesses located in Hinton, Iowa. There are three churches in Hinton and one located in the nearby town of Merrill. To learn more about Hinton, Iowa, Click here.

There is also a golf course located in Hinton.

Deer Run is a 9 hole, par 36, public golf course. Its facilities include a driving range, practice green, club rentals, cart rental, and snack bar. Deer Run has golf tournaments and special events all summer long.

DEER RUN GOLF COURSE: P.O. Box 1023, Hinton IA, 51024. Phone #: 712-947-4653

There is a Tractor Pull which is usually held in July, and Fischer Brothers Annual Plowing Bee held in May.

Hinton has a very good schools. For information on the schools in Hinton, Iowa.

http://www.hintonschool.com/