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BREAKING NEWS: Federal program to help first-time buyers use tax credit for downpayment - 05/14/09 02:59 PM
The First-time buyers tax credit of $8,000 has been changed to benefit home buyers in Florida. Federal Housing Administration (FHA) would allow its lenders to credit homeowners up to $8,000. If you are a first time home buyer or have not owned a home in your name in the past 3 years you may qualify for up to $8,000 towards closing costs.
To Learn more visit: http://www.floridarealtors.org/NewsAndEvents/n1-051309.cfm
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I AM ALSO A REALTOR..."I CAN Help "ALL" Buyers Buy Homes and "ALL" Sellers Sell Homes! - 05/14/09 09:42 AM
I had an interesting conversation with a gentleman the other day, that happens to be a family member of one of my Short Sale clients. I am helping his son Avoid Foreclosure. I have been dealing with the father directly as a point of contact as the son now lives in another state and has given his father the POA.
We were conversing and he says to me, "Michelle, I am looking to purchase a home on my own and I was wondering if you will be able to help me with that?"
I replied, "of course I can"
He said, "Oh, I didn't know you … (1 comments)
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THERE IS LIGHT AT THE END OF THE TUNNEL.... - 05/14/09 09:01 AM
We're all facing tough times. The reality is, you or someone you know may be confronted with true hardships that make the future seem uncertain. But don't let the possibility of foreclosure be a means for panic.
There are better paths ... and as a CDPE-designated agent, I can help you find the best path for you and your family.
Now is the time to learn your options. Feel free to contact me with your questions about first steps.
www.MichelleCanHelp.com * www.RealEstateWish.com
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Buying Short Sales, Foreclosures, Bank Owned Properties (REO) in a Buyer's Market - Part 1 - 05/13/09 11:10 AM
When looking to purchase a short sale or foreclosure you should discuss the following with your agent:
Multiple Contracts - When you are purchasing a home and put it ‘under contract' you should be the only buyer pursuing that property. If the listing agent will be submitting your contract as one of many, to the lender or even worse signing multiple contracts you are in essence entering into a blind auction for real estate. Unless you are an experienced investor, this is unlikely a situation you will be comfortable in. Inspection Allowances - Regardless of what type of property you decide … (2 comments)
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Short Sale Process- How do I get this done? - 05/04/09 06:04 PM
Short Sale Process- How do I get this done?
In order to successfully sell your property through a short sale, you will need to fully cooperate with your real estate professional. Your assistance in this process will give you the highest likelihood of a successful outcome, a sale and, most importantly, a foreclosure avoided.
Here is a simple list of items you can take care of immediately:
Prepare your property for sale. This includes: remove all clutter, make sure all lights work, clean out your property and make it as presentable as possible. Your agent will have additional suggestions for … (0 comments)
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Paperwork Needed for a Loan Modification or Short Sale - 05/04/09 05:47 PM
Paperwork Needed for a Short Sale
In order to demonstrate to your lender that you qualify for a short sale, your agent will need the following documentation:
Two months' most recent mortgage statements (all mortgages) Two months' checking account statements (all borrowers if separate) Two months' saving account statements (all borrowers if separate) Two months' other account statements (all borrowers if separate) Last two paycheck stubs (all borrowers) Two years' tax returns Hardship Letter (see samples) Financial Worksheet (provided) Any other documentation to help your agent prove your hardship www.MichelleCanHelp.com
Michelle Burgos, cdpe, gri, ahwd, lic. mortgage broker
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Michelle Burgos, CDPE~Short Sale Expert Pembroke Pines,Miramar,Davie,Hollywood
Pembroke Pines,
FL
More about me…
RE/MAX PowerPro Realty
Address: 4301 S. Flamingo RD, #101, Davie, FL, 33330
Office Phone: (954) 874-2515
Cell Phone: (305) 970-9933
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