Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
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Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
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Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
In the current economy, many Americans are losing their homes. It is Tragic! Here are a few ways that you can deal with this. It is not meant to be legal advice, just general information, see an attorney for legal advice.
1. Always talk to your lender if you are having a hard time keeping your payments current. It is better to have this discussion early than after things worsen.
2. Talk to your lender about refinancing your existing mortgage to a lower interest rate. For this, your house will need to appraise for at least what you owe on the mortgage. Find out what you owe on your home by going on line or by calling your lender. Ask a Realtor friend or ask me to do a shortened market analysis to compare your house to sold houses in your neighborhood. If you owe more than the amount you could potentially sell it for, then this may not the solution for you.
3. Consider selling your home as a short sale. A short sale is when the lender agrees to accept less than you owe to close out your mortgage. They will require proof that, because of a hardship, you can no longer make your payments. You must put your house up for sale reducing the price as necessary and wait for an offer. The bank will deal with the short sale ONLY after you get an acceptable offer to purchase. This is a long and arduous process. Many Buyers can't or don't want wait the three to six months that it takes to get to closing. Selling your home as a Short Sale will hurt your credit rating but not as big a negative impact as a foreclosure. Some Short Sales are cause for a Deficiency Judgment where the lender places a personal judgment for the unpaid balance of the loan against the homeowner.
4. Foreclosure is a word we hear far too often. This is when you fail to make the payments on your mortgage and the bank legally takes the house from you. It is often a long process and causes a serious negative affect to your credit scores that stays on your credit for many years. It is a last resort. Before assuming that you will just get foreclosed, try to work out something with the bank. Always talk to your bank.
5. Maybe I can help. There may be a way we can work together to get your home sold quickly if that is what you want or if it is the last resort. You must call before you miss any payments! Call Michele Robinson at 410 515 7400. I have done this before and I am good at it.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.