Reading that post prompted my friend and fellow loan officer Tom to twitter me, then call me from halfway across the US. We had a great chat. He doesn't blog, he doesn't video, he … (4 comments)
Attention Home Buyers: Lock in Your Rate
That headline grabbed my attention - I'm sure it did you.
Brett Arends makes some very good points in the article. As you might guess he sees rates going higher, much higher, sooner rather than later.
Where have I heard that before? … (4 comments)
choosing the right mortgage: The Best Down Payment Assistance Program in California? - 09/10/07 11:33 AM
I recently wrote about perhaps"The Best First Time Buyer Program in California". It's just one of the 100% financing options I have in the toolbox. Amazingly this was the first that many agents had heard of it. I received calls from Agents and Buyers, and even other Loan Officers inquiring about the … (4 comments)
choosing the right mortgage: Why LABOR over LIBOR? - 09/06/07 09:25 AM
Part of what I do is educate clients and readers. The topics range from topical news stories to mortgage planning strategies, to warnings of potential scams and frauds. This last month had the liquidity crisis on the front pages. So naturally, I spent a good deal explaining how lenders sell their pools … (10 comments)
choosing the right mortgage: I'm applying for the Branch Manager Position - 08/22/07 05:57 PM
Monday I reported about a grass roots P.R. campaign had been zipping around cyberspace in the form of emails sent from Countrywide Loan Officers. "Operation Real Story". They were all cut and pasted, all had the exact same verbiage, just a different loan officer's contact information tacked on to the bottom. It … (25 comments)
choosing the right mortgage: I Apologize - 08/21/07 09:35 AM
Yesterday, in the course of accepting a loan application for a new client and their possible refinance I ran into something I had never personally seen before. In a phone conversation setting up an initial consultation appointment I had started to discus with this new client the various loan options he … (34 comments)
choosing the right mortgage: "... know that I am here, backed by Countrywide" - 08/20/07 09:51 AM
That's how the email ends. The exact same email I have received over and over again, seemingly written by individual loan officers. In truth, it's a propaganda piece sent out by the corporate office straight to the front lines. The Loan Officers. They are supposed to cut and paste the … (9 comments)
choosing the right mortgage: Redfin Sweet Digs, The Chron, Bankrate and me - 08/15/07 02:36 PM
I do a lot of daily reading. Yesterday I was reading the Redfin Blog. In it they referenced an article that appeared in the San Francisco Chronicle last Thursday. Mortgage crunch hits Bay Area hard because of jumbo loans The article covered most of the basics, got most of the … (3 comments)
choosing the right mortgage: You Only THINK You Were Approved - 08/02/07 09:39 PM
You better start paying attention. This is not a post about Sub Prime. Sub Prime has it's woes, and it doesn't matter if it's rightfully deserved or not, Sub Prime is in a world all it's own. Or so we thought. On Monday, trading for a American Home Mortgage, a large … (13 comments)
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Yesterday I listed three reasons why I'll continue to reach out to customers on the internet.
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