contra costa: Local E-Waste Recycling Helps School - 02/07/08 01:37 PM
And it helps you too!
Our local High School, Ygnacio Valley High is sponsoring an E- Waste recycling event this weekend.
This is a fund raiser for the Y.V.H.S. Music Boosters.
The event is absolutely FREE!
There's No … (2 comments)
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contra costa: Y.V.H.S. E-Waste Recycling Success! - 10/15/07 08:44 AM
It's Blog Action Day and it came at just the right time.
This weekend we helped with the Ygnacio Valley High School Electronic Waste / Recycle Event and I am happy to report it was a success!
I saw many of my local real estate agents.
In case you missed it - … (5 comments)
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contra costa: Zillow LOVES Me! - 07/25/07 08:10 PM
Ok, so the truth may be closer to...
Zillow liked something I wrote and decided to feature it.
LINK
Diane Tuman wrote that,
"I spend a lot of time in the Real Estate Guide, editing content, organizing content, and “redirecting” spam when I see it. Lots of similarly-themed titles flow one after … (5 comments)
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contra costa: the ART of Giving Back - 07/17/07 11:54 AM
As you may know, I am an avid blogger. I've been so since early 2001. I also love to teach. The act of blogging can have an enormous impact on the business of real estate professionals, and in particular, real estate agents. I know this, you as a reader probably already … (3 comments)
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contra costa: California Notice of Defaults (This Week) - 07/10/07 03:17 PM
7/10/07 NODs (CA)
Notice of Defaults
This week, for the State of California, there were 3,692 Notice of Defaults (NOD) filed with the County Recorder office.
Here are just some of the notable counties:
… (2 comments)
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contra costa: Will This Solve Anything? - 06/22/07 11:41 AM
Or is it just another CYA form from one of my Lenders?
NEW STATED INCOME BORROWER DISCLOSURE REQUIREMENT
Beginning July 2, 2007, a new disclosure requirement will be added on all stated income documentation loans for applications received and loan documents drawn. The disclosure, titled Loan Applicant's Certification for Stated Income Loans, … (3 comments)
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contra costa: Of Pools and Puddles... - 06/22/07 11:18 AM
Long term mortgages and the rates and terms they carry are determined by a couple of different factors.While many people mistakenly think the Fed's control mortgage rates they are in fact determined by Mortgage-backed securities (M.B.S.).M.B.S.'s are created by pooling loans and selling bonds with coupons based on the mortgage … (0 comments)
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contra costa: Neg Am Disclosures - a little too late? - 06/20/07 03:11 PM
I read an article the other day and was struck by the following quote.
"The Federal Reserve Board is considering potential revisions to Reg Z, including: (a) simplifying and clarifying Regulation Z's adjustable rate mortgage disclosures, to make them easier for consumers to understand and use; (b) requiring a "worst-case" payment … (3 comments)
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contra costa: The Foreclosure Crunch - 05/07/07 10:14 AM
This is part Three in a Four part series of articles detailing the changing mortgage market.The Foreclosure CrunchThe Foreclosure Crunch is closely related to the LTV Crunch.In fact, both crunches fuel on each other.I would suggest you first read the LTV Crunch before you dive into this easy concept.Now where to … (2 comments)
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contra costa: The Credit Crunch - 05/01/07 03:50 PM
You may hear from time to time about the Transparency of Real Estate.There are people and companies marketing this term daily.It refers to the general idea of the borrower or clients ability to see and know what is happening "behind the scenes".I'm all for that!In the broader sense, I like … (3 comments)
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contra costa: Median Home Sales By City for March 2007 - 04/24/07 11:21 PM
Median Home Sales broken out by city for both Alameda and Contra Costa County.
Click on image to enlarge and see the entire report.
Items of Note:
Alameda County UP 2.39% from a year ago.
Contra Costa County DOWN 1.74% during the same time.
Oakland sold the most units for Alameda County at 275 for a … (2 comments)
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contra costa: Should We Bail? (continued) - 04/17/07 01:30 PM
Here is a follow up to my post yesterday titled Should We Bail?
I was reading that Fannie Mae and Freddie Mac are both working on programs designed to keep people from going into foreclosure. At this point, no specific details are available. Most of the loan amounts in my area, Walnut … (2 comments)
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contra costa: Congratulations Local Distinguished Schools! - 04/16/07 06:57 PM
I just read that my former high school - Las Lomas High School was named a California Distinguished School!Also on the list is College Park High School, Northgate High School and my Daughter's present school; Sequoia Middle School in Pleasant Hill.Congratulations to all.
Remember this is a very prestigious award. Out of … (0 comments)
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contra costa: Should We Bail? - 04/16/07 11:18 AM
There's a fierce debate going on right now.It's a national debate but reaches right into my area.It's going to have an influence on the home loans that happen right here in Contra Costa County.It involves the collapse of the sub prime lenders.It involves the coming rise in foreclosures.It involves politicians.It … (4 comments)
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contra costa: March Median Prices Up 3.1% in the Bay Area - 04/13/07 11:57 AM
The median home prices local buyers paid for a home in the Bay Area last month (March) was $639,000.That's a gain of 3.1% from the previous month (February).For the the same time last year the median rise is 2.1% (March 2006 - March 2007).March figures tend to be higher than February … (0 comments)
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contra costa: I took part in a Train Wreck - 04/12/07 09:35 AM
I had a phone call the other day from a former client.It was another call for help, I had placed a Hard Money Loan for her a year ago.She had first contacted me when her lender filed a Notice of Default on her home.She was working but fell behind in … (2 comments)
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contra costa: Did I just lose My Insurance Agent? - 04/09/07 11:45 AM
I've had a wonderful insurance agent for the past couple of years. His name is Hamid Asemi. He's smart, he's high tech, and most of all he's a nice person who works with integrity.
I first came by him because my old insurance agent quit and he was the first and best … (4 comments)
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