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hawaii tax credits: Hawaii homebuyers - save money with a Mortgage Credit Certificate - 11/26/07 06:51 PM
Mortgage Credit Certificates for Hawaii home buyers
The Mortgage Credit Certificate (MCC) program was initiated by the U.S. Tax Reform Act of 1984. The program was designed for low and moderate income earners to buy real estate - usually their first home purchase. In Hawaii, the Hawaii Housing Finance and Development Corp (HHFDC) issues Mortgage Credit Certificates.
What the Mortgage Credit Certificate does.
The MCC reduces your federal taxes, leaving more of your income available to qualify for a mortgage loan. Thus you can qualify to buy a larger home with the MCC, or you can stick to the less expensive properties and just … (2 comments)

 
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