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"Almost Late" Credit Rating....What Did You Say?? - 03/30/09 10:19 PM
I always enjoy listening to attorneys explain mortgage financing details to clients purchasing a home while sitting at the closing table. They all seem to vary a little on how they explain the intricacies of the mortgage, and what happens if one were to default on it. Some hurry through it, and some get down right scary about it, while others explain it in a factual and informative way. Nevertheless this particular part of a closing has got to be one of the most nerve wrenching moments for the consumer and particularly so for the first time home buyer, given all the negative (15 comments)
The Eating Machine - 03/28/09 12:30 AM
His name is "Morris Gene" and he is an eating machine.........
He is our Feral cat that took us 6 months to slowly tame and bring into our little cat family. Once we tamed him I was able to get him to the vet for a checkup and a fix. So now he is a regular part of our little cat family. But alas he has one major weakness. After living and surviving in the wild for so many years....whenever he starts eating he simply can't stop. So hence the name name " Morris Gene " the Eating Machine. (10 comments)
Please Vote For My 7 month old Grandson! - 03/26/09 11:00 PM
Howdy! Yep it is spring time in Texas! and our local TV Station is holding a fun little photo contest. Please go to the following link and cast your vote For Hoyt ! http://kbtx.mycapture.com/mycapture/photos/FImage.aspx?ImageID=497524&EventID=715405&CategoryID=48088&CollectionID=0&Sort= If he wins his mom and Dad could get a nice little rlaxing break at a local Bed and breakfast. Vote for Hoyt! Thanks!
His mom and dad need a little break and by voting for Hoyt you could make it happen! (12 comments)
Do You Bother Attorneys At Home? - 03/26/09 10:38 PM
Tonight, for the second time in my entire career I made a phone call to a title company attorney way after working hours to discuss a problem issue on a pending closing. The last time I did this , was many years ago. I have great respect for title companies and know the staff all work hard and need their personal time. At first I was hesitant to call, but then thought about it and decided that it was so necessary or the deal might crater and then all the parties lose out.....including the title company. So I made the call and he (6 comments)
I Am Thirty One This Month! - 03/24/09 11:15 PM
I Know Ilook considerably older than thirty-one. That's because I am. What I am referring too is not my real age , even though I did celebrate a B-Day this month, but that I am celebrating 31 years in the business of marketing and selling real estate. Wow does time fly! And Boy do things change rapidly! If I could borrow Tom Terrific's "Way Back Machine" I would like to travel back in time knowing what I know about the profession and change just a few things. Mostly I would have listened to the future. And What would I have done differently. Bought (9 comments)
More Agents Getting In the Business - 03/24/09 10:42 PM
I wouldn't have believed it if I wasn't experiencing it, but in checking our local MLS roster our Association of Realtors MLS Service has seen an increase in membership applications since the first of the year. What is driving this phenomenon? Nationally the profession has seen a downturn in sales over the past 12 months. Yet more new licensees are getting into the sales profession. What Gives? Is this just an isolated thing? (9 comments)
11 Different Ways To Blog - 03/18/09 11:52 PM
When I first read Jason Sanders List ....well I thought to myself this is why I told someone today " I have learned more on Active Rain in 17 months than I have learned elsewhere over the last 10 years." Here is a reblog of Jason's great post:
Via Jason Sanders (The Value Pages LLC): I just read a great post by Jon Zolsky, What To Blog About...And How. In it Jon shared some great basics and he got me to thinking about all the different variety of ways to format a blog post. As I read some of the blogs on (3 comments)
Infinite Ammortization Loan ...... 46 miles Worth! - 03/17/09 11:04 PM
That's right ..I said infinite amortization. That is just about the amount of time it will take for the American Government to pay off the trillions of dollars it has committed the American people to . In real estate we seldom see more than a 30 year amortization. There were some loans made after 2000 that were 40 year paybacks and I simply thought that was absurd...way to long for someone to be committed to a payment plan. But the US Govt. has had no problem committing us taxpayers to what amounts to an Endless Pay Plan......Do you think when we finally do see the end in sight (7 comments)
Springtime Beauty in Robertson County Texas - 03/16/09 10:40 PM
We have the great fortune of enjoying a 20 mile commute each day in a less densely populated area of central Texas, One of the greatest pleasures we experience during that brief commute is to see an abundance of native animals, birds and flowers. There are currently quite a few bluebonnets showing along Hwy 6 north of Bryan as you head to Robertson county....but there is one thing you seldom see in the urban areas that begin to show up the further north you get . Dogwood Trees! Right now they are in full blossom and in my opinion are one of (9 comments)
Governmental Affairs And Real Estate Agents - 03/13/09 11:23 PM
So much is taking place these days that affects the real estate profession, that I sometimes wonder how any professional agent could not help but be concerned on more than just an emotional level with all the change that confronts the modern Realtor. Not everyone has the time or inclination to become overtly involved in following politics and legislation, at least on more than as a casual observer level. Listening to or reading the news and informal discussion with friends and work associates just about sums up what most of us have done politically other than just voting, for the largest part of our (14 comments)
Water....A Valuable Commodity - 03/07/09 09:12 AM
Last year I talked about installing a Windmill for water. It is totally pollution free, and just requires routine maintenance. So ultimately we hope to be able to cut back on the water bills, and won't have to pay for electricity to pump the water. This well will be for irrigation and livestock. As Texas continues to be hit by one of the longest droughts we have ever experienced water becomes the subject of increasingly more debate. Political entities...Water Districts now control what happens to ground water on a commercial basis and individual cities now have limits on the amount of (7 comments)
Hunting For Sewer Gas Leaks.....the easy way! - 03/05/09 09:18 PM
I never realized this test was availiable until a few years ago when someone showed it to me. Some of you inspector types and home builders out there probably know about it. What is it? It is a smoke machine that pumps a type of smoke into the sewer and drain system of a building. The tester plugs all the above ground outlets like vent stacks on the roof and then slowly pumps smoke into the pipes from the sewer clean out on the outside of the home . Supposedly if there is a crack where sewer gas is seeping out of (7 comments)
Words From The Distant Past - 03/05/09 12:10 AM
I can remember waiting at train crossings when I was a young boy. We had to cross two sets of tracks within a half mile of our home and we would have to wait sometimes a good while for the train to pass. To help pass the time Dad would always recite a short riddle that I still remember: Railroad crossing Look out for the cars! Can you spell that Without any R's ? And of course the answer is yes ..... "THAT"
Oh.... for the good ol' days. Next time you are waiting for a train with young-uns try (9 comments)
Today Is Declaration Of Independence Day.......For Texas - 03/02/09 11:32 PM
Has everyone in Texas Forgoten this day? On March 2, 1836 The Texas Declaration of Independence was signed by the Delegates of the People of Texas in General Convention at the town of Washington now known as Washington on the Brazos. Additionally they drew up a constitution and created an interim government. Those who served in this government until October when elections could be held were: David G. Burnet, President Lorenzo de Zavala, Vice-president Samuel P. Carson, Secretary of State Thomas J. Rusk, Secretary of War Bailey Hardeman, Secretary of Treasury David Thomas, Attorney General On March 17th (10 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.