Trey's Blog

The Carnival's In Town! The Carnival's In Town!

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Mon, 23 Nov 2009 23:35:50 -0600

I cannot tell you when was the last time I went to a real live carnival ....but I can say it was easily 25 years ago. Growing up even years before that it was always an exciting prospect to hear that the Carnival was in town, especially back then when Bryan College Station Texas was so much smaller. I can remember however, losing a lot of one dollar bills at a particular shooting gallery where you shoot a small rifle at a row of metal ducks on a conveyor belt and I remember catching the operator of that booth cheating. He ran me out of that booth for even questioning his integrity as a professional carnival operator extraordinaire.

A dollar was a lot back then. Not surprised? .....well I was pretty gullible then. So I dropped a few ones to the scamer. I wonder how many times I have done that to an on line Scam-er trying to get me to take a new web site and have unbelievable SEO.....

"Step Right Up and Shoot a Ducky...Win a stuffed Teddy for that shining light of your life! It's Easy As Pie!"

The Carnival's In Town!

Seasons Can't Make Up Their Mind In Texas! Leaves Are Turning And Bees Are Buzzing

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sun, 22 Nov 2009 21:42:11 -0600

Texas in Fall Summer Spring Winter .......whatever you want to call the season , can be confusing to those that are new to the area. Here in College Station Texas it may be 38 degrees at sunup, and 88 by noon!

Over the last few weeks we have seen trees changing colors like they are supposed to in fall, and the next day the flowers are blooming like crazy and bees buzzing around them. If you go to a football game late in the afternoon , even if it is warm, at least carry a light jacket with you. I once went to a Texas Aggie football game and it was clear and 70 degrees when we got there, and two hours later it was drizzling and 42. One thing you can count on in central Texas is that you will most likely be wrong when it comes to the weather. If you bet on the weather here, it is probably a 50 -50 chance you will be right or wrong! :O)

M.F. "Trey" Thurmond
Broker, CRB,GRI,SRES

Serving Bryan-College Station for 3 decades

Full Residential Service, Commercial , Homesites, Farm and Ranch property, Industrial , land, and Complete Property Management services. Serving Brazos, Robertson, Leon, Milam, Washington, Burleson, and Grimes Counties.

Classic Realty Associates
3600 Hwy 6 outh , Suite 100
College Station, Texas 77845
(979) 694-8844 -110
Cell: (979) 229-8465
Fax: (979) 694-2299
trey@txcyber.com www.treythumond.com

Aggies Beat The Bears!

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 21 Nov 2009 21:34:21 -0600

We were not able to make the game today in College Station but wished I had been able to! Texas A&M mauled the Baylor Bears 38-3 ! And as a result there is more good news. Christine Michael was able to set a new school record with a 97 yard run which is the longest play from scrimmage in the history of Texas A and M. Also the Aggies are now eligible for a bowl game. Let's Hope!

The Aggies will now face #3 Texas at Kyle Field in College Station on Thanksgiving Day. Wish the Aggies plenty of luck! Do you think that they can beat Texas University? I do!

What is you Favorite Thanksgiving Dish?

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 21 Nov 2009 00:34:20 -0600

Sure you have one. You know you do! We all do.....

My personal favorite is the dressing (stuffing) and gravy that goes with turkey. And if you are from the south you know how your grandmother made it... and it wasn't with bread , it was with cornbread! And you also now that it has got to be slightly moist , not dry, and there is a second part to delicious cornbread dressing and it is real homemade giblet gravy that has to be generously drizzled all over the cornbread dressing. Now , both my grandmothers and my mother always added a few extra tidbits to the gravy and the one that really is the difference maker is ....chopped boiled egg...the difference between gravy and great gravy!

Shelter To Suit Our Smallest Friends

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Wed, 18 Nov 2009 23:17:00 -0600

M.F. "Trey" Thurmond
Broker, CRB,GRI,SRES

Serving Bryan-College Station for 3 decades

Full Residential, Commercial , homesites, Farm and Ranch property, indistrial land, and Complete Property Management services. Serving Brazos, Robertson, Leon, Milam, Washington, Burleson, and Grimes Counties.

Classic Realty Associates
3600 Hwy 6 outh , Suite 100
College Station, Texas 77845
(979) 694-8844 -110
Cell: (979) 229-8465
Fax: (979) 694-2299
trey@txcyber.com www.treythumond.com

Makin' Hay While The Sun Shines!

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 14 Nov 2009 16:41:38 -0600

After a 2 year drought central Texas has finally received about two months worth of good moisture. As a result the hay cutters in our area were really getting overloaded. To make things tougher the rains have been sporadic and when you cut hay you need a couple of good dry days before you can rake and bail it. If it rains too much on the fresh cut hay Coastal Bermuda Hay ....it can be ruined. Nothing is sweeter than the smell of fresh hay. It is almost intoxicating. The cows love it too!

Photo by...

Milam F. "Trey" Thurmond
Broker, CRB,GRI,SRES

Classic Realty Associates
3600 Hwy 6 South , Suite 100
College Station, Texas 77845
(979) 694-8844 -110
Cell: (979) 229-8465
Fax: (979) 694-2299
trey@txcyber.com

Habitat For Humanity Celebrates 20 Years In Our Area Tonight

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 14 Nov 2009 16:26:23 -0600

Tonight our local branch of Habitat for Humanity celebrates 20 years of service to our community. Our local organization has seen tremendous change during those past 20 years. I have tried to volunteer off and on during that period in several capacities but must say my favorite was not serving on committees... but rather swinging a hammer and driving nails with all the other volunteers and the families that will own the home. If you have never volunteered for habitat ,then I ask that you just try it once. You will leave the experience with a warm heart, new friends and happy new homeowners. Congrats to BCS Habitat and we hope the next twenty are even more prosperous!

Foreclosed Home and Land In Hearne, Robertson County Texas

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 14 Nov 2009 16:18:08 -0600

Located in Hearne Texas just off State HWY 6 on FM 485, This 3 Bedroom 1 Bath home includes attached garage and approximately 9/10 of an acre with 2 storage buildings and large oak trees. Interior includes kitchen-dining combo and living with oak flooring throughout. Ideal fixer upper for first time buyers or for investors. Convenient to Bryan-College Station and Franklin. Bank owned. Avoidably priced at $47,900.MLS #58353

Milam F. "Trey" Thurmond, Broker, CRB,GRI,SRES
Classic Realty Associates
3600 Hwy 6 South , Suite 100
College Station, Texas 77845
(979) 694-8844 -110
Cell: (979) 229-8465
Fax: (979) 694-2299
trey@txcyber.com

Gotta Be Looking In the Right Places For Documents!

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Thu, 12 Nov 2009 23:55:40 -0600

While working on trying to interpret a subdivision plat today and explaining some joint access easements to another gentleman, it became painfully obvious to me that something was missing on the drawings. I knew from past experience in this subdivision that there was an access easement on this land. My firm had been involved with the development of the tract some 20 years prior. The city had gone through a lot of changes since then, adding zoning ordinances, etc. And we had used the best attorney we could find to take care of the legal work. Well a lot can change through time, but not the drawings. The blueprints had never left our hands. So we scratched heads and rubbed chins for a few minutes.

Finally I got to thinking there was one more possibility, so I called the title company working on this transaction and asked them to check on the county clerk records on any easements or other conveyances that had occurred about the time we filed the subdivision plat with the city. And lo and behold there it was , and it covered everything as I thought it would. A document that showed it was what we thought it was

The easment and maintenance of the easement agreement said what I hoped for. This document had been properly executed and filed with the the the county clerk.

Always check deed files and other written records when trying to figure out a plat.

One Humble Veteran

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Wed, 11 Nov 2009 22:13:17 -0600

Today I thought about a friend who served our country during a very rough time ...the Viet Nam War. He has always been very humble and quiet about that period in his life. Said very little. But I know he is a hero. One day I asked him if he had ever been wounded in battle and he answered " 3 times..... Shot twice and stabbed once." And that was all he wanted to say about that.

I told him thank you for your sacrifice. We apprecaite your service to all of us.

This gentle soldier never complained about his lot during the war. He did his service to this country and never bragged about it. I know he is a hero. For that I am grateful .

Milam F. "Trey" Thurmond, Broker, CRB, GRI. SRES

For all your real estate needs in Bryan-College Station , and Aggieland Texas .....including Residential, Land, Investments, and Property Management Services. Now is a great time to buy or sell real estate. Call or email me today and I will get right to work to meet your real estate goals.

Serving Bryan College Station Texas for 3 decades!

Quality Service Certified Platinum O5' 06' 07' www.treythurmond.com

Classic Realty Associates
3600 Hwy 6 South , Suite 100
College Station, Texas 77845
(979) 694-8844 -110 979-229-8465 cell

Wordless Wednesday The Birds Are Back

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Wed, 11 Nov 2009 20:42:32 -0600

Copyright 2009 Milam F. "Trey" Thurmond, Broker, CRB, GRI. For all your real estate needs in Bryan-College Station , and Aggieland Texas .....including Residential, Land, Investments, and Property Management Services. Now is a great time to buy or sell real estate. Call or email me today and I will get right to work to meet your real estate goals.

Serving Bryan College Station Texas for 3 decades!

Quality Service Certified Platinum O5' 06' 07'
Classic Realty Associates
3600 Hwy 6 South , Suite 100
College Station, Texas 77845
(979) 694-8844 -110 979-229-8465 cell

Forclosure, REO, ORE, Bank Owned Property

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Tue, 10 Nov 2009 15:09:01 -0600

Whatever you call it...... Foreclosure, REO, ORE, Bank Owned Property it doesn't matter..... it still is most likely a property foreclosed on by a mortgagee, for non-payment of the note. By the time this has occurred things like work-outs, short sales etc are no longer an issue. They don't matter. Too late.

Recently I heard an interview on a national radio program with an individual that was pursuing trying to rescue his home that had been foreclosed on already. This individual insisted that he had not received proper notice as to the impending and eminently forthcoming foreclosure. He openly admitted he was severely delinquent and that he had tried in vain without response from the lender to work something out with them But, nevertheless he still stood his ground on the fact that his deed of trust required the mortgagee to give the proper require notice of foreclosure. Whether or not they did, is beyond me. I just found it to be an interesting discussion about foreclosure that brings up questions. None of us really know how we will react or respond personally to a foreclosure until it actually faces us.

Recently a friend of mine lost his home, even though he had about a 45% equity in that home. Could he have made it work? I think he could have . He just put it off for to long and by the time the final letters were sent and the posting was at the courthouseit was just too late for him to do anything at all. I had advised him 6 months prior to put his home on the market or figure out a way to come up with the shortages. He chose to ignore the warnings and paid a dear price. I felt for him a lot as this was his home for many years.

Another individual came to us recently with a letter showing they were behind on payments. That person indicated that they had been uniformed about the fact that their property tax escrow would be raised considerably on the next year and that she could no longer afford the home because the taxes had gone up so much. I would place money on it that the lender had explained that on new homes they may start out at the vacant lot rate at first, if the tax appraiser hasn't seen there is a home on the lot yet. Then the next year the taxes go way up.....naturally. Still she protested that she had been mislead. Personally I just feel she had bought more home than she could handle. Unless something changes foreclosure could be on the horizon for her. Can She stop it? Maybe if she obtains a quality short sale expert.

20 Year Anniversary For Fall Of Berlin Wall

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Tue, 10 Nov 2009 11:19:36 -0600

Approximately 400 individuals and a few dignitaries showed up at the Bush Presidential Library in College Station Texas on Monday to celebrate the 20th anniversary of the fall of the Berlin Wall in Germany and to pay tribute to President George H. W. Bush for his great efforts in contributing to that fall. The President and former Secretary Of State Condoleeza Rice were both present at the celebrations. A joint effort between local Rotary Clubs helped to see this great event through and the local College Station high school band played for the crowd. The Berlin Wall was one hundred miles long and was the icon of the Soviet Empire until it came to an end thanks to Bush and a few others, like Gorbochev, and Helmut Kohl the former German Chancellor.

I enjoy dining at a local Mexican food restaurant and viewing photographs on the walls of the President and Mikhail Gorbachev chowing down on College Station cusine. The photos say so much about the kind of man Bush was .....a great leader, a forgiving man, a scholar, the family man, and always the gentleman.

The Opening Day Of Deer Season In Texas

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 07 Nov 2009 23:17:29 -0600

I have been an avid hunter most of my life. It is not that I enjoy shooting animals as much as it is that I love the the outdoors, wildlife, and nature in general. I help take care of a wildlife managent program on our family ranch and never realized until recently how important quality management of the deer population is in Texas.

Don't harvest enough and problems will come.

Take to many and more problems will follow.

Today was opening day of deer season in Texas and yours truly really didn't want to get out of bed to make the 30 minute drive..... so I stayed in bed later , got up drank some coffee, worked on active rain , then grabbed my lawn chair, and walked to the pasture behind our residence to wait on bambi. The walk is only 100 yards so if I wanted to go to bed so I could do so easily.

I got seated and then my pet cat walked up and started meowing...just what a great hunter needs. Almost took up cat hunting !

Needless to say I did return home quickly wihout Bambi!

No Sir ...That Is No Kitty Cat! It Is a Bandit Under The Home!

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Fri, 06 Nov 2009 23:17:22 -0600

Recently while having an inspection performed on an older home , it became necessary to cut an access panel in the floor in order to examine the crawl space under the floors. Little did we know we would discov er a bandit under the home!

Once the contractor got a hole opened up, he turned on a flashlight and I noticed some small kitty prints in the dirt under the home and said something to the gentleman about them.

The man looked at me with a funny look on his face and said " No sir those are not kitty tracks....there is something much bigger under this house!

I said politely "no you are wrong ."

He then laughed and told me to look closer so I bent down in the hole. It then was ovious that he was looking at a set of tracks that I couldn't see earlier..... And this little bandit was definitely a little bigger than a kitty!

Is It Good Business To Advertise The Word Foreclosure?

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Fri, 06 Nov 2009 22:20:45 -0600

Every since I can remember it has been debated as to whether or not it is beneficial or detrimental..... to say that a property is a foreclosure in advertising that property. Of course it is the client's choice on the matter and personally I have always respected that choice, and followed the client's instructions, as one certainly should.

But nevertheless the debate goes on. My personal feeling is that is doesn't hurt and it may even help to say something in the ads. The prospective buyer is going to find out eventually one way or the other. Sometimes sellers are worried that a buyer prospect will offer less if it is a foreclosure. My personal feeling is that a buyer is going to offer whatever he or she wants to offer, no matter what is beingmadvertised, particularly on the first go round of the negotiation process. I believe the mere fact that the word "foreclosure" appears in an ad is not going to cause a buyer to run away either. I feel that the opposite is true and that by saying a duck is a duck more folks will call because it is

. In this day and age a seller of a foreclosure should seriously think hard about putting too many limoitations his representative. It is difficult enough selling a quality home that is ready to occupy immediately, much less a foreclosure that more often than not needs substantial renovations.

If you sell foreclosures, do you recomend to sellers to advertise "FORECLOSURE" ?

Wordless Wednesday Dessert Time....Hungry?

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Wed, 04 Nov 2009 22:00:40 -0600

Photos by Milam F. "Trey" Thurmond, Broker, CRB, GRI, SRES.

For all your real estate needs in Bryan-College Station , and Aggieland Texas .....including Residential, Land, Investments, Commercial and Property Management Services. Now is a great time to buy or sell or lease real estate. Call or email me today and I will get right to work to meet your real estate goals.

Serving BCS for 31 Years!

Classic Realty Associates

3600 Hwy 6 S. #100 College Station, Texas 77845

979-694-8844 trey@txcyber.com

Only One Vote

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Tue, 03 Nov 2009 21:27:55 -0600

This morning my wife and I were running a little late. Our voting place is 5 miles from our home which is 30 miles from the office. I couldn't locate my voter registration, and told myself since we were late that I would try to come back later and vote. In Texas you can vote with an alternate ID like your driver's license. So that was the plan....even though it would mean another 60 mile round trip that I would do it anyway.

Now mind you on today's ballot in our county, there were no candidates, only amendments to the Texas Constitution, eleven to be exact. Now ....most folks don't get fired up about amendments when it comes to voting, at least as much as they do about candidates, including yours truly, but I made up my mind to do it.

So at lunch a jumped in the truck and headed to the polls only to realize I did not have my driver's license with me either. Rats! That would add an other 10 miles to the trip. That was it I just wouldn't vote.

Then this little voice started saying...." Chicken" Go vote!

So I drove home got my license went to the polls and voted. It looked like only 58 people had voted at the station halfway through the day . I hope my extra 70 miles was worth it for constitutional amendments.

Then I thought "What if?" What if that one vote makes the difference?

It could.

Patriotic Sea Gull

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sun, 01 Nov 2009 21:51:46 -0600

We Attended World's Largest Haloween Party!

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sun, 01 Nov 2009 21:27:33 -0600

http://www.lonestarrally.com/html/lonestarrally.html in Galveston, Texas!

Today we accidentally came on to what is billed to be the world's largest Halloween Part in Galveston Texas known as the LONE STAR RALLY. We went for a day of seafood and legstretching sightseeing and walked right into the middle of one of the largest biker rallies in America. Things were never dull as there was a constant parade of bikes and interesting people. After a couple of hours we headed to the Bolivar Ferry for some fresh air.

Photos by Milam F. "Trey" Thurmond, Broker, CRB, GRI. For all your real estate needs in Bryan-College Station , and Aggieland Texas .....including Residential, Land, Investments, and Property Management Services. Now is a great time to buy or sell real estate. Call or email me today and I will get right to work to meet your real estate goals.

Serving BCS for 31 Years!

Classic Realty Associates

979-694-8844

trey@txcyber.com

Two Underdogs Meet

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 31 Oct 2009 08:23:16 -0500

Last week two underdogs surprised the world!The Texas Aggies trumped Texas Tech and Iowa State licked Nebraska. Today the 2 underdogs that whipped up on the big boys meet at Kyle field in College Station, at 2:30 pm. Why is this game important? Because both teams are going to be really fired up coming off similar victories over major teams. I expect this to be an exciting game with lots of xtra effort being put forth. We will be there for all the action and I hope the world recognizes that there is talent out there other than Texas and Oklahoma. Gig em Aggies!

Sheriff's Sales In Texas

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Sat, 31 Oct 2009 00:04:05 -0500

A Sheriff's Sale In Texas is how properties with overdue very delinquent taxes , penalties, and interest are collected by the state and then distributed to the taxing entities owed. The buyers who pursue these type sales should be knowledgeable about many facets of the sale.

Do your homework!

A sheriff's deed comes without warranty.
Some liens may not go away.
There are rights of redemption , after the sheriff's sale, by the person or entity that owned the property before the sale . The period of time varies as to whether or not the property was a homestead. They can come back within the specified time frame and buy it back for what you put in it plus 25%
Seek legal advise and perhaps have a title search done on the property.
Check on the mineral status, floodplain, encroachments etc
Go find the property and view.
Are there tenants or owners still there?
Go see your tax office for details.
Have money available.
If handeled properly a Sheriff's sale can be the source of some good values.

Our Annual Designated Broker Meeting

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Thu, 29 Oct 2009 21:10:13 -0500

Today the Bryan-College Station Regional Association MLS Service held its annual meeting. As part of the by laws, this annual meeting of Designated Brokers has to be called, and the new slate of officers elected plus the business for the last year and the new budget for the new year, must be approved. This may have been the smoothest meeting I have ever been to in several decades and is really a testament to the good job that the president Joy Caldwell, and her board did over the last year. My thumbs go up to them!

As a former president I personally know that the position requires a lot of work and patience. And many times, like most volunteer positions, it can be a thankless job. Also it can be difficult to get a quorum of brokers together at 9:00 in the morning, so for the last 2 years it has been held at 11 AM with a lunch at Christopher's a local gourmet restaurant. Food always seems to do the trick when it comes to Brokers!

Never Stop The Conversation In Negotiating

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Tue, 27 Oct 2009 21:51:40 -0500

Doesn't matter if you are working with the most difficult client in the universe, a troubled child, a spouse, or a co-worker. If your goals and desires include moving forward, making progress, and reaching closure.......

Keep those lines of communication open.

Never Stop The Conversation!

I often wonder how many real estate transactions a year never reach the closing table because an agent felt intimidated by asking one more time, if there was an alternative that would please their clients..... some other option that they might agree to. We use to call this action NEGOTIATION SKILLS.

If you are presently involved with selling REO's, or short sales, then chances are you probably have learned a tad about re-honing your negotiation skills. None of us ever wants to talk someone into signing a contract on a property they don't want. But if it is blatantly obvious that your clients really want a property badly enough, or you know they really need to sell. Well.....isn't it your responsibility to use that nogin and all that sales training to keep the wheels turning to cause the process to turn into a successful transaction? Right?

Those of us that survived the real estate slaughter of the 1980's learned a lot about personal survival and negotiation skills. "NO" was not a word we took mildly. We hit the streets running every morning, ate sack lunches, and were willing to work any sized transaction big or small. But probably one of the most useful lessons we learned was that nothing else matters if you don't communicate!

I really enjoyed Clint Miller's blog http://activerain.com/blogsview/1305427/let-s-talk-about-what-is-really-wrong-in-real-estate

Clint, in a no-nonsense manner pointed out the importance of follow up and staying in touch.....another way of saying:

Keep those lines of communication open.

Milam F. "Trey" Thurmond
Broker, GRI, CRB, SRES

For all your real estate needs In Bryan College Station, Texas

Classic Realty Associates
3600 Hwy 6 South , Suite 100
College Station, Texas 77845
(979) 694-8844 -110
Cell: (979) 229-8465
Fax: (979) 694-2299
trey@txcyber.com

Scripture for the Week -

Trey Thurmond, College Station , Texas Homes (Classic Realty Associates) — Tue, 27 Oct 2009 19:53:37 -0500

Larry Betag posted this scripture this week. Because it just about covers our behavior in all aspects of life...Particularly in the world we live and work in today, I felt it important enough to reblog....PLease read it , and read Larry's regular blogs.

Via Larry Bettag - Cherry Creek Mortgage:

As part of my plan to better myself, I try to be disciplined in my bible reading. Today....it was Luke, Chapter 6. Here's the quote for the week...

²⁰Looking at his disciples, he said:
   "Blessed are you who are poor,
      for yours is the kingdom of God.
²¹Blessed are you who hunger now,
      for you will be satisfied.
   Blessed are you who weep now,
      for you will laugh.
²²Blessed are you when men hate you,
      when they exclude you and insult you
      and reject your name as evil, because of the Son of Man.

²³"Rejoice in that day and leap for joy, because great is your reward in heaven. For that is how their fathers treated the prophets.
²⁴"But woe to you who are rich,
      for you have already received your comfort.
²⁵Woe to you who are well fed now,
      for you will go hungry.
   Woe to you who laugh now,
      for you will mourn and weep.
²⁶Woe to you when all men speak well of you,
      for that is how their fathers treated the false prophets.

Love for Enemies

²⁷"But I tell you who hear me: Love your enemies, do good to those who hate you, ²⁸bless those who curse you, pray for those who mistreat you. ²⁹If someone strikes you on one cheek, turn to him the other also. If someone takes your cloak, do not stop him from taking your tunic. ³⁰Give to everyone who asks you, and if anyone takes what belongs to you, do not demand it back. ³¹Do to others as you would have them do to you.

³²"If you love those who love you, what credit is that to you? Even 'sinners' love those who love them. ³³And if you do good to those who are good to you, what credit is that to you? Even 'sinners' do that. ³⁴And if you lend to those from whom you expect repayment, what credit is that to you? Even 'sinners' lend to 'sinners,' expecting to be repaid in full. ³⁵But love your enemies, do good to them, and lend to them without expecting to get anything back. Then your reward will be great, and you will be sons of the Most High, because he is kind to the ungrateful and wicked. ³⁶Be merciful, just as your Father is merciful
Larry Bettag - Regional Vice President, Midwest Region

Illinois FHA Specialist

630-417-7172





An Illinois Residential Mortgage Licensee