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IT’S A BIDDING WAR…IS NOW THE TIME TO THROW IN THAT LOWBALL OFFER??? - 10/26/11 10:52 AM
IT’S A BIDDING WAR…IS NOW THE TIME TO THROW IN THAT LOWBALL OFFER??? You’d hope there was more common sense left out there among buyers…but, eh…wishful thinking I suppose. The other day one of my listed properties was involved in a multiple offer situation. A recent price reduction led to this property being one of the best values in town – even at the listed price. As anticipated, heavy activity and offers followed. Within a few days my seller had a few offers – very good ones. At the last minute another buyer wanted to get their offer into the competition. (4 comments)
Questions to ask the Realtor you are considering for your short sale: - 10/25/11 11:01 AM
Questions to ask the Realtor you are considering for your short sale: How long have you been doing short sales? Even today, many real estate agents simply do not understand short sales, though they may volunteer to take yours on. Make sure the agent you are choosing has plenty of experience in this area. How many short sales have you personally closed on the listing side? Representing buyers in a short sale is a totally different ballgame than representing a seller in one. You are looking for someone who has closed multiple short sales on the seller side. Out of short (2 comments)
Bank of America RELENTLESSLY pushes a completely unfitting loan modification and FAILS – A SHORT SALE SUCCESS STORY - 10/20/11 07:22 PM
Bank of America RELENTLESSLY pushes a completely unfitting loan modification and FAILS – A SHORT SALE SUCCESS STORY Back in May – I listed a new CT short sale for sale - a single lien Bank of America FHA loan. Within days we secured a very strong buyer and a complete short sale package headed to the lender. After reviewing the sellers documentation, Bank of America immediately refused to process for a short sale as they determined the sellers should be in a loan modification instead. HUH? The seller is RELOCATING FOR EMPLOYMENT. Relocation and loan modification don’t belong in the (2 comments)
Not even a shoot out could stop this Wells Fargo short sale! - 10/19/11 09:52 AM
Not even a shoot out could stop this Wells Fargo short sale! Short sales are almost never smooth sailing – but this one came with more than its fair share of "disturbances". Before calling me, my client had been listed with a Realtor with no real short sale experience – which had resulted in nothing but the house sitting on the market as 6 months passed with zero progress. Now facing foreclosure, my clients situation had become time sensitive. We listed the house with a price improvement, and not long after a cash buyer was secured. Then the unthinkable happened. As the buyers were at the (3 comments)
IS CONNECTICUT IS A RECOURSE STATE? - 10/12/11 10:19 AM
YES, CONNECTICUT IS A RECOURSE STATE An internet search for the answer to this question, will frequently give the COMPLETELY INACCURATE answer that CT is an anti-deficiency/non-recourse state. This is a widely spread incorrect fact. If you live in Connecticut and your home forecloses - the lender absolutely has the right to sue you for a deficiency judgement. In CT, a deficiency judgement may be pursued by the mortgagee in both a strict foreclosure, and foreclosure by sale. Per Connecticut Mortgage Law: Sec. 49-14. Deficiency judgment. (a) At any time within thirty days after the time limited for redemption has expired, any (1 comments)
Southington CT: Bank Of America Opens Customer Assistance Center For Distressed Homeowners - 10/11/11 12:09 PM
Southington CT: Bank Of America Opens Customer Assistance Center For Distressed Homeowners Per Bank of America's Newsroom, Oct 11, 2011: "Bank of America announced today it has opened a customer assistance center in Southington to serve its mortgage customers throughout Connecticut. Borrowers will have the opportunity to meet face-to-face with Bank of America home retention specialists to review options for home loan modifications or other alternatives to foreclosure, as well as review loan modification files already in progress..."
Question is..will they be met with a loan mod lynch mob?
JUST SAY NO to third party short sale processors looking to dig in your pockets! - 10/07/11 10:39 AM
JUST SAY NO to third party short sale processors looking to dig in your pockets! For the third time in the last two years, yesterday (after working my seller clients short sale file for almost a year and nearing approval) - I got the request. A "negotiator" from a company that was previously uninvolved in my short sale, NOT hired by me or my seller, and not an employee of the short selling lender sent me this email: "I am requesting a few changes to the HUD: Commission reduction to X%. $X Transaction Fee to __( insert name of bottom feeding Realtor (3 comments)
Another CT Wells Fargo Short Sale Success - Wells transitions to Equator and we pay the price! - 10/04/11 12:35 PM
Another CT Wells Fargo Short Sale Success - Wells transitions to Equator and we pay the price! This double Wells Fargo short sale (WF first and a WF HELOC) started out like many others. Wells (who was once my favorite lender), has only gone downhill in the last year or so. After a securing a buyer for the property and submitting a full package, Wells began their usual fumbling around. After a BPO came in too high, Wells countered and no agreement was ever reached on price...so the first time around, our short sale was left dead in the water and (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.