mortgage lender: Collecting Moonbeams in the Tucson Mountains - 03/10/09 11:59 PM

I was walking late this evening as the moon rose over Cat Mountain.  At first, it's bright white orb was all I could see.  Then, as the moon climbed higher in the sky, inky black cloud edges caught the silver moonbeams, making the invisible visible.  The beauty of the cloud … (22 comments)

mortgage lender: It's Time For Some Campaigning! LOL - 08/28/08 02:12 PM
I don't know about you, but I'm dog tired of this political season.  Seems like the season has dragged on for two years or so.  So...  Enjoy a little Jib Jab!
 
Make your own at www.jibjab.com
I'm Mike in Tucson, your preferred Tucson, Arizona mortgage lender.Think of me as your … (14 comments)

mortgage lender: Saturday Night in the Desert: It's All in the Perspective - 07/26/08 11:52 PM
No Photoshopping here. 
No trick photography. 
No outside help from another human being.
Can you guess how this photo was taken?  The photographer had no outside help, nor was anyone else within a quarter mile of him.
This photograph has captured my imagination this week.  It's a self portrait! 
How in … (78 comments)

mortgage lender: Tucson's Version of the Hot Dog: Sonoran! - 05/10/08 11:55 PM
"So," I asked little Galilea at my favorite roadside hot dog stand here in the Tucson Mountains, "Do you run the business while your Daddy makes the hot dogs?"
"No," she grinned. "Actually, I pretty much don't do anything."  Not true.  She's the salesperson.  Galilea claps her hands and smiles when … (16 comments)

mortgage lender: Local Expresso Entrepreneurs Battle Starbucks and Thrive - 05/10/08 11:37 PM
Starbucks Coffee is getting gray around the temples.  It's beginning to show its age, so to speak.
Once the local Starbucks stores reached the saturation point, we began to see Starbucks kiosks in the local grocery chains.
How big can you get before you've saturated your market?
New competitors with great … (9 comments)

mortgage lender: Long Skinny House Update 1. Spec Home in Tucson 170' Long, 9' Wide - 05/10/08 10:01 AM
Motorhomes (with their slide-out rooms and awnings) are wider than this Tucson, AZ spec house!
Back in January 2008, I wrote a post about this unique home when it was first under construction.  Here's the link: Long Skinny House. 170' long. 9' wide.
What you see here on the left of … (19 comments)

mortgage lender: Mortgage Pricing Is Out of Whack! - 03/10/08 10:38 PM
This was a devastating day for the stock markets, so I expected to see the rate (yield) on the 10 year bond fall.  I wasn't disappointed.  Take a look at where the market ended the day, courtesy of Bloomberg.
I'm going to pick on one of my favorite lenders, SunTrust, although every … (17 comments)

mortgage lender: Countrywide's Portfolio of Loans is the Ugly Duckling... - 03/03/08 08:52 PM
...with little hope of becoming a beautiful swan.  While companies like AmNet (American Mortgage Network) were busy originating 100% loans in the form of 80/20s and Pick-a-Pays, it was Countrywide who was buying and servicing the loans.
That portfolio, a beautiful swan in 2005, has become the industry's biggest ugly duckling.  Late payments on option … (24 comments)

mortgage lender: Tucson Arizona Relocation Package - 02/29/08 02:45 PM
Please think of me as your preferred mortgage lender and Relocation Consultant.  I'll work closely with you and your real estate agent or REALTOR.  Not many people have the privelege of knowing a town like I know Tucson.
You see, in a previous life as National Sales Manager for an international manufacturing … (23 comments)

mortgage lender: Pool Safety for Infants and Toddlers: Infant Swimming Resource - 02/28/08 03:21 PM
Some time ago, I attended a funeral for a 5 year old who drowned while visiting family in Manahawkin, NJ.  It was one of the most difficult things I've ever experienced, and the tragedy is that it didn't have to happen.  Look at this amazing video of 11 month old Miles, and … (11 comments)

mortgage lender: If You're Walking Through Hell, Don't Stop. - 02/24/08 04:46 AM
From a distance of only ten feet, entrance to the courtyard beyond seemed a formidable task.  Impossible.A fools errand, this.  The high sunwashed adobe wall and the great iron throw-bolt seemed to say "go away."
I almost did just that.  No one, after all, was expecting me, and see?  The gate is barred, padlocked.  I nearly turned … (38 comments)

mortgage lender: Inside NAR Political Contributions: A Major Shift From Right to Left? - 02/18/08 12:08 AM
The 3rd largest contributor to political campaigns (per http://www.opensecrets.org/) is the National Association of REALTORS®.  Since the 1996 election cycle, NAR contributions to Democrat candidates have increased in every cycle.  This cycle, it's exponential.  For the first time in a long time, giving to Dems will surpass 50%.
Here are the numbers. 
Granted, … (31 comments)

mortgage lender: "Daddy, Make Him Stop!" Why Uncle Sam Isn't the Answer in a Free Market - 02/15/08 12:55 PM
Where is uncle Sam? Why isn't he watching this [short sales] and have control on it? Why allow the lending institution to do whatever they feel like giving crazy mortgages or short sales why is it up to them?
This question was posted by a young woman (a real estate agent) bemoaning the effect of short … (80 comments)

mortgage lender: Yes I Can! Inspiration from Patrick Henry Hughes - 02/15/08 12:22 PM
I get discouraged from time to time.  Don't you?  A client's home underappraised last week, and the loan was denied.  I let discouragement creep in.  I didn't stop at the denial, however, and found a way to get it done.  I was pretty proud of myself. 
And then I met Patrick Henry Hughes and his … (7 comments)

mortgage lender: Late Night Rain: Who's Minding the Store? - 01/30/08 04:28 AM

 
 
 
 
 
 
 
2:30 a.m. on Wednesday, January 30, 2008:  While 68,657 of you are asleep in your beds, 25 of us are cruising your blogs, looking for inspiration, encouragement, insight, and laughs.  12 are insane enough to have clicked the little button that lets others … (32 comments)

mortgage lender: For My Newbie Friend, Kevin Wood, Listing Agent and Active Rain Member - 01/21/08 11:15 PM
This is for Kevin Wood, (Active Rain Newbie,) and Jeff Turner, two people who need to do business together.  The listing in the Real Estate Show I've created below is Kevin's; I lifted his photos off MLS and created it for him, with his permission.
IMHO, Real Estate Shows is just fantastic.  Active … (22 comments)

mortgage lender: Broken Priority: When "Free and Clear" Isn't Good Enough for the Bank - 01/20/08 06:55 AM
 
The retired couple sitting in my office were incredulous.  They had:
photos, architect drawn plans, and aloan denial letter from a local bank."We own the property free and clear," said the husband.  "We bought it as is, and we also bought the rights to the plans."
He was a builder from out of state who knew … (32 comments)

mortgage lender: Sign of the Times: Plead My Case for Fraud - 01/19/08 06:34 AM
High visibility, low cost per view.  Intersections are a great place to advertise. 
The usual fare is a cardboard box advertising a yard sale.  This wasn't your usual sign.  This one got my attention. 
Target market:  A good lawyer.  Incentive to call?  Up to half a million dollars if you win the case.  … (37 comments)

mortgage lender: Rent! You Can Always Buy Later for Less! - 01/14/08 10:19 AM
I'm going out on a limb here.  I was just watching NBC's Today show, and the talking head was being interviewed about the wisdom of renting versus buying. 
"Much better to rent right now than to buy," he said.  "The price of housing is still going down.  It will cost you … (39 comments)

mortgage lender: Got History? Put Some Steam In Real Estate - 01/02/08 11:31 PM
It says CASE on the left hand side of the boiler.  Don't call it a tractor.  The Case company called it a Steam Traction Machine. 
This one was made somewhere between 1892 and 1920.  The owner could have told me, but he wasn't home.
I took the photo in Lower Bank, NJ, … (17 comments)

 
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Mike Jones

Tucson, AZ

More about me…

SUNSTREET MORTGAGE, LLC

Address: 2840 E Skyline Dr, Suite #230, Tucson, AZ, 85718

Office Phone: (520) 344-6943

Cell Phone: (520) 349-9090

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