Melissa's Blog

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Mortgage and Lending - Be My Neighbor Mortgage - 206672

ARCHIVED BLOG POSTS

2009 

Why do you need so much of my personal information?  I have an 800 credit score and 20% down?  I could buy this place for cash if I wanted to liquidate my 401k or stocks?  Last time I bought a home they just wanted my pay stub, why do you want my tax returns?  Are you out of your mind? YES-  Lend...
10/09/2009
Oh my gosh, the truck payment is ONE day past due.  Does Wells Fargo Auto Finance have to go in to hysteria over this?  I have a 10 day grace period, I have received more calls from them in the last 8 hours, it is insane.  Why not worry about the folks that are 35 days past due?  Call them every ...
10/09/2009
How long do staples like baking powder and baking soda last?  Cinnamon?  Sugar?  Is there a true shelf life for flour?  See my research before you start to bake cookies and cakes for the office!  I'll help you make a better cookie, cake and brownie :) 1.) Eggs last in the fridge for 2 weeks easil...
10/08/2009
Check out this blog, please contact folks in congress asap!Last Monday, October 6, The FHA Taxpayer Protection Act of 2009 - HR 3706 - authored by Rep. Scott (Goober) Garrett (R-NJ) was introduced to Congress.  If passed It would increase the minimum down payment for Federal Housing Administratio...
10/08/2009
Really, Is there anyone out there that doesn't know the date yet? Hey folks, when is the 4th of July? Just kidding, I'm just being overwhelmed with emails from everyone regarding the tax credit so I thought I would "make a funny". Believe it or not, there are still first time home buyers just wak...
10/08/2009
So far we have experienced a weak El Nino............Really?  Record rainfall over 5 inches seems pretty strong to me. I'm not a weather girl, but this is what they say. Folks, It's time to prepare for the El Nino of 09-10 winter season.  Here's my check list. 1.) Evaluate drainage around your pr...
10/07/2009
I have a first time home buyer who owns a pit bull. She promises this dog will remain at her parents home.  The insurance company plans to make sure she keeps her promise.  Otherwise... rates go up or the policy could even be canceled. There is a huge difference between a guard dog and a pit.  Pi...
10/06/2009
After the most severe drought since the 50's we have had only 2 days of rain & the media is already talking about how TERRIBLE the weather is. "When will the rain ever end?"  A bunch of cry babies.  "Is this bad weather ever going to stop?" Cannot believe it............... they talk about the muc...
10/03/2009
Texas Boy, 5, Shoots Down 800-Pound AlligatorFriday, October 02, 2009 ·         Print·           MyFOXHouston Simon Hughes, 5, sits beside the 800-pound alligator he shot down in Texas.Texas-born Simon Hughes, 5, doesn't look intimidating. But put a gun in his hands and pit him against an 800-pou...
10/02/2009
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I ask myself this question, am I really the best I can be? Am I the best Loan Officer in Texas?  Some days I think I'm pretty darn good.  But the BEST?  How can I improve?  Many of us who have been in the industry for years tend to wonder if we are really doing our absolute best every day.  I've ...
10/02/2009
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Melissa Anderson

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