Enter to Win: $10,000 Blogging Scholarship for College Students: Ends 10/31/2008 - 10/27/08 10:53 PM
I just found this post - time hasn't run out yet, but it is close!
If you are a college student that blogs, or you know a student that blogs: $10,000 is up for grabs. More details below... but HURRY!
The contest deadline is October 30th, 2008
If you or someone you know enters, please come back here and let us know! Post a link to the entered blog in the comment section below...
Good luck, have fun and GO ---
 

Via Dean Guadagni:
The Blogging Scholarship
 
 
Here is a newsflash worthy of a quick peak: scholarship money for kids who … (2 comments)

Do I Really Need To Complete The Honey-Do List Before I sell my South Central Missouri Home? - 10/25/08 10:07 PM
My friend and fellow United Country broker, Irene Gaffigan in Vermont, has written a wonderful post about what projects to undertake when selling your home. Irene provides a short list of the project you DO want to complete and mentions a few that you should NOT complete! (Don't tile around the sky light in your bathroom!)
I love what Irene has to say about paint - Paint is relatively inexpensive and can really give a home the pick-me-up it might need to mark the property SOLD! Most buyers love the look and even the smell of fresh paint!
Thinking of Selling in Lebanon … (6 comments)

My First 100,000 Points - Color it Orange! - 10/25/08 08:11 PM
100,000   100,000 pointsWow!I knew it was coming, knew it was right around the corner. Yet I missed it! I have Don Rogers to thank for pointing it out to me - I had turned the corner on 100,000 points. I made it!So... what to say in my celebratory post?I have no idea.Google, help me!If you Google "100,000" all sorts of pages come up, with all sorts of articles and posts. Not all of them good. I quickly skipped over those. But one entry did catch my attention -The United States of America printed a one hundred thousand dollar bill!High denomination bills … (15 comments)

A little inspiration... from Richard Nixon - 10/20/08 10:55 PM
I wasn't planning on writing a post tonight. However, I just finished reading Sheila Moran's post, Need some inspiration? Let me help. If you haven't read the post, go ahead and do so now. This can wait...
Great you're back...
Sheila quoted a great man, Theodore Roosevelt. Teddy has brought inspiration to Sheila and I do believe the words she shared will uplift all who read them.
But, my inspiration doesn't come from Teddy, but Richard.
You see, I am a huge fan of Richard Nixon - which is another post all by itself. I have collected Nixon memorabilia for over twenty years.
I … (9 comments)

Laclede County MO stats for September 2008 - 10/19/08 09:38 PM
The Laclede County MO real estate market report for September 2008 includes: Lebanon MO, Phillipsburg MO, Conway MO, Stoutland MO and Sleeper MO.
Laclede County MO Real Estate Market Report - September 2008
Residential Property:
23 Residential properties sold in Laclede County MO in September 2008 Average List Price: $163,201 Average Sold Price: $155,054 Average Days on the Market: 113 Least Expensive Property Sold: $45,000 Most Expensive Property Sold: $900,000 8 pieces of property sold with 2 acres or more Vacant Land:
There were ZERO vacant land parcels sold in Laclede County MO in September 2008 (per the Lebanon MLS) Commercial Property:
1 Commercial property sold in Laclede County … (6 comments)

Text Messaging Widget for your Websites - 10/18/08 09:35 PM
Earlier this week, I came across a post by Jeff Turner, A Free Text Messaging Widget For Your Active Rain Sidebar (From Matt Rains). Since text messaging is my new addiction, I immediately jumped on board, heading over to Matt Rains site for my widget.
 

 
Jeff mentions a few reasons why he likes this widget, including:

"I know that the providing a variety of contact options will greatly increase the chance that someone will actually contact you. Communicate the way people like to be communicated with. It's that simple. Some people will pick up the phone, some … (7 comments)

Sounds of Rural Missouri Living - What is your favorite? - 10/18/08 08:27 PM
Yesterday, I went on a listing appointment in one of my favorite towns, Conway MO. The property has 20 acres, with a home and various out buildings, including a very nice barn. (More to come next week as we finish up the paperwork and the visual tour.)When I arrived, a few minutes late, I waved and said hello to the hired hand. The lady looked at me and waved back, but did not say anything. As the owner, Sharon, and I talked, I found out the helper was deaf - and had been since the age of two. Sharon mentioned she … (2 comments)

My Open House Results... You don't have to take your shoes off, but please check your attitude at the door - 10/13/08 10:13 PM

 
This past weekend, I held an open house at a foreclosure listing in Lebanon MO.
The property is a four bedroom, 3 full bath home in a quiet neighborhood, at the end of a cul-de-sac.
Asking Price:
    $144,900
 
 
 
 
I almost did not write about my weekend. Then I read Patricia Kennedy's post, Please Don't Preview My Open House And Whine About The Market!  and decided to share my experience.
First, let me say, public open houses are not common in the Lebanon MO area. We've seen more in the last three months than we probably had in … (17 comments)

Finding a good loan officer is KEY! - 10/11/08 10:51 PM
In my previous post, I introduced you to a local Countrywide Home Loan Officer, Susan Edwards. I've worked with Susan and I am confident in the service she provides my Buyers and my Sellers.
I found it fitting that stumbled about a great post by Kristin Moran, a RE/MAX agent in Texas. She has provided you with a great list of questions to ask any loan officer before doing business with them.
So no matter where you're at, Texas or South Central Missouri, I hope you'll keep these points in mind:
 

Via Kristin Moran ~ San Antonio, Texas ~ … (7 comments)

Please welcome Susan Edwards, Countrywide Home Loans, Springfield MO - 10/11/08 10:03 PM
Susan Edwars with Countrywide Home Loans. Loan officer partners with Unite Country VIP Realty in Lebanon MO Please help me welcome Susan Edwards to our Active Rain Family. Susan is a loan officer with Countrywide Home Loans in Springfield MO.
I first met Susan in 2002 when she introduced me to Missouri "bond money." At the time, Susan was one of the only local lenders offering these loans. I do believe that still holds true today: she is one of the few in our area that understands bond money and offers it to her clients and to mine.
You can read … (2 comments)

US Market Risk Index shows Missouri as Minimal Risk - - 10/06/08 10:51 PM
Missouri real estate still a good investment; United Country VIP Realty, Lebanon MO The Office of Federal Housing Enterprise Oversight publishes several reports each quarter regarding home ownership, home prices and other statistical charts. One such report by the OFHEO is the the PMI 2nd Quarter Risk Index. This report is used as an indicator of the likelihood for failed mortgages - in the future.  The report takes into account the likelihood of failure in the next two years. Thus the report looks to the FUTURE and is not a reflection of what the market has done in the past.

In the case of Missouri, I … (0 comments)

Missouri: A state with some of the lowest closing fees in the Country (Oct 2008) - 10/05/08 07:14 PM
Bankrate.com recently released their latest survey on MSN.com: Where you'll pay the lowest loan fees
In each state, they requested a good faith estimate based on a $200,000 mortgage, assuming a 20% down payment and good credit. New York ranked the highest and North Carolina ranked the most economical.Missouri ranked 3rd in the cost comparison chart, with some of the lowest fees in the country.
While an attorney in Missouri will prepare the deed, it is not common in South Central Missouri for an attorney to actually attend closing. In fact, in all the years I've been in real estate, … (5 comments)

Missouri gas - under $3.00 a gallon - didn't think it would ever happen again! - 10/03/08 08:50 PM
Back in July, I wrote a post celebrating the gas prices in Lebanon, Missouri and reasons why you would want to move here - we were paying $3.39 a gallon at that time. I was so excited! You can see those photos HERE.A potential buyer stopped at our United Country office in Lebanon MO first thing this morning, raving about our gas prices. They were from Kansas; when they filled up to leave their home, they paid just under three and a half a gallon. I thought it was worth a trip down the street to grab a few photos to share with you. … (11 comments)

By Donna Mitchell - Bailout Baloney - Things you need to know if Buying or Selling in Missouri - 10/02/08 09:19 PM
To say we are living in turbulent times is probably an understatement right now, today.The world is changing, the economy is changing right before our eyes. There is so much information out there - on the local news, on the cable stations, on the Internet and in print.
Where do you go? Who do you believe? What does it all mean?
I try to find a variety of sources to supplement my understanding of the issues. Blogs can be a great source of information.

Below is a blog post by Donna Mitchell, a Home Loan Consultant with Countrywide Home … (3 comments)

 
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Debbie DiFonzo - Lebanon MO, and Buffalo Missouri Real Estate

Lebanon, MO

More about me…

Debbie DiFonzo - United Country VIP Realty, SW Missouri

Address: PO Box 2164, 1400 W. Elm Street, Lebanon, MO, 65536

Office Phone: (417) 532-2031

Cell Phone: (417) 533-4015

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Licensed to practice real estate in the State of Missouri

Our office in Marshfield, MO can be reached at: 417-468-5900



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