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home sellers: Understanding the home buyer - 02/29/12 03:20 PM
 

 As the home seller, you hold the keys to three factors that will affect the sale of your home:
* The home's condition * Asking price * Marketing strategy However, it's important to note that there are numerous other factors that influence a buyer, and you need to understand these consumer trends when you enter the sellers' market. The more your home matches these qualifications, the more competitive it will be in the marketplace. I can advise you on how to best position and market your Somerset, New Jersey home to overcome any perceived downsides. Location - The … (1 comments)

home sellers: Appraisals: Why You Must Now Sell Your House Twice - 05/24/11 07:22 PM
What is becoming the new normal

Banks have become very conservative when lending mortgage money today. With the current foreclosure challenges in the country, we can't really blame them. The requirements now necessary to qualify for mortgages have gotten much more stringent and it seems will get even more stringent as we move forward. The banks want to make sure the prospective buyer has the ability to repay the loan. However, this does not just involve the borrower buying the property.
The second way a bank can protect their investment in the mortgage is to make sure that the collateral backing … (0 comments)

home sellers: 5 reasons you should consider selling now - 05/11/11 02:35 PM
If you plan on moving anytime in 2011, you should strongly consider selling your house now rather than waiting. Here are five reasons why:
1.) This is when your house will get the most exposure 
The spring, and particularly the month of May, is when most buyers enter the real estate market. This surge of buyers dramatically increases the exposure for your house . The best chance of getting quality offers (perhaps even multiple offers) is RIGHT NOW!
2.) Foreclosures and short sales will increase in about 90 days
The good news is that the number of people paying their mortgage … (1 comments)

home sellers: FHA mortgage insurance increases - 04/20/11 04:09 PM
FHA Mortgages Are Now More Expensive
FHA loans are guaranteed by the federal government. Should a home owner default on her monthly payments, the U.S. Department of Housing and Urban (HUD) development has committed to paying the lender a percentage of the default on the debtor's behalf. Part of the payments made on an FHA loan is based on a monthly insurance fee, otherwise known as a mortgage insurance premium (MIP). The second increase in MIP since October 2010 took effect on Monday 18, 2011. The upfront MIP remained unchaged at 1%.
What this means is on a $200,000 loan the monthly payment … (2 comments)

home sellers: Nobody says it better - 03/20/09 11:29 PM
This tweet says it all
I came across this older "tweet" from an Ohio home inspector who was attempting to sell his home on his own without without success.  Need I say more? 

You can follow me at: http://www.twitter.com/somerset08873
… (4 comments)

home sellers: What are home color trends now? - 02/24/09 12:34 PM
Update your home's interior colors

Regardless whether you plan to place your home on the market for sale or if it is just time to freshen your space, one of the most cost effective ways to spruce up your home is with paint.  According to Dutch Boy paints, the average consumer spends 2-3 months to plan a home painting project.  Driving the trends in color this year are the economy, nature and fashion. 
Economy - With the down economy on the minds of many, it is not surprising interior home colors would trend towards the more conservative or neutral. These include light blues, … (5 comments)

home sellers: Note to Sellers: A higher commission works - 08/11/08 07:32 PM
An old reality in a buyers' market stands true
Building upon Zillow's report on home sellers in denial about current home values, I am finding some Franklin Township sellers are equally unrealistic of what it takes to aggressively market their home in today's tough environment.
On a recent listing presentation, I provided the customary Competitive Market Analysis (CMA) and my personalized and complete Marketing plan to sell a 3 bedroom ranch home.  The homeowners seemed to be motivated, as they were unsuccessful in their attempt to sell on their own, without representation.
Among the things that I explained is the best way … (0 comments)

 
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Michael Adams

Franklin Township, NJ

More about me…

Keller Williams Cornerstone Realty

Address: 2230 Route 206, Belle Mead, NJ, 08503

Office Phone: (908) 359-0893

Cell Phone: (908) 583-0409

Email Me

08873 is the Postal Code for Franklin Township in Somerset County, NJ and we love living here. Hi, I'm Mike Adams and this is a Real Estate blog For and About current and future residents of Franklin Township, also known as Somerset New Jersey. I would love to help you with your central NJ real estate needs. Just contact me via phone, my websites or email. I invite your comments and please visit Somerset 08873 often. Michael Adams CENTURY21 Moretti Realty 852 Easton Ave, Somerset, NJ 08873 Business: 732.828.3700 ext.306 PLEASE CALL DIRECT: 908.377.9262 Fax: 732.828.3913 mjadams@century21.com http://www.mjAdamsSellsHomes.com


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