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    <title>St Augustine real estate Blog</title>
    <link>http://activerain.com/blogs/mjamel</link>
    <description>Information on real estate related topics, Including buying a home in Saint Augustine Beach, School zoning &amp; Ratings. Selling a home in St Augustine, Financing your home and or how to refinance. Tips on how to relocated to Saint Johns county and much more.







    




</description>
    <language>en-us</language>
    <item>
      <guid>http://activerain.com/blogsview/1639882/ponte-vedra-beach-real-estate-payasada-estates</guid>
      <title>Ponte Vedra Beach real estate - PAYASADA ESTATES</title>
      <description>&lt;p&gt;&lt;/p&gt;&lt;h1&gt;LUXURIOUS PONTE VEDRA LIVING IN GATED COMMUNITY AT AFFORDABLE PRICING!&lt;/h1&gt;
&lt;p&gt;&lt;a href="http://www.staugustinerealestateflorida.com/Ponte_Vedra_Beach/page_1769105.html" title="Ponte Vedra Beach Real Estate" target="_blank"&gt;&lt;img title="Ponte Vedra real estate PAYASADA ESTATES" src="http://activerain.com/image_store/uploads/3/8/0/0/7/ar127361298270083.jpg" height="266" alt="Ponte Vedra Beach Real Estate" style="vertical-align: middle;" width="400"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;3 Bedroom 3 Full Bathrooms and over 3000 Sq Feet , price at 499,990.00&lt;/p&gt;
&lt;p&gt;PURCHASE COMES WITH MARSH LANDING COUNTRY CLUB MEMBERSHIP WITH RECIPROCAL TO SERENATA BEACH CLUB. PRE CONSTRUCTION, BARTRAM I FLOORPLAN. OPTIONAL BONUS Room; ROOM FOR POOL. GORGEOUS PRESERVE HOMESITE! PICK AND CHOOSE YOUR OPTIONS!&lt;/p&gt;
&lt;p&gt;If you are looking for the Perfect City, that offers some of the nicest &lt;a href="http://www.staugustinerealestateflorida.com/Ponte_Vedra_Beach/page_1769105.html" title="Ponte Vedra Beach Real Estate" target="_blank"&gt;Ponte Vedra beach real estate&lt;/a&gt; then this property location is a must. Special pricing on this lot only.&lt;/p&gt;
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&lt;center&gt;
&lt;iframe scrolling="no" src="http://maps.google.com/maps?f=q&amp;amp;source=s_q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=116+PAYASADA+OAKS+TRAIL,+PONTE+VEDRA+BCH,+FL+32082&amp;amp;sll=30.183419,-81.390195&amp;amp;sspn=0.008477,0.019205&amp;amp;ie=UTF8&amp;amp;hq=&amp;amp;hnear=116+Payasada+Oaks+Trail,+Ponte+Vedra+Beach,+St+Johns,+Florida+32082&amp;amp;t=f&amp;amp;ll=30.183422,-81.390152&amp;amp;spn=0.035613,0.054932&amp;amp;z=14&amp;amp;ecpose=30.15432444,-81.39015198,3239.13,0,44.971,0&amp;amp;iwloc=A&amp;amp;output=embed" frameborder="0" height="480" width="640"&gt;&lt;/iframe&gt;&lt;br&gt;&lt;small&gt;&lt;a href="http://maps.google.com/maps?f=q&amp;amp;source=embed&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=116+PAYASADA+OAKS+TRAIL,+PONTE+VEDRA+BCH,+FL+32082&amp;amp;sll=30.183419,-81.390195&amp;amp;sspn=0.008477,0.019205&amp;amp;ie=UTF8&amp;amp;hq=&amp;amp;hnear=116+Payasada+Oaks+Trail,+Ponte+Vedra+Beach,+St+Johns,+Florida+32082&amp;amp;t=f&amp;amp;ll=30.183422,-81.390152&amp;amp;spn=0.035613,0.054932&amp;amp;z=14&amp;amp;ecpose=30.15432444,-81.39015198,3239.13,0,44.971,0&amp;amp;iwloc=A" style="color: #0000FF; text-align: left;"&gt;View Larger Map&lt;/a&gt;&lt;/small&gt;
&lt;/center&gt;&lt;br&gt;
&lt;p&gt;&lt;br&gt;Brite Real Estate professionals&lt;br&gt;11 Rachel Court&lt;br&gt;Saint Augustine Beach, Florida 32080&lt;br&gt;all rights reserved&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Tue, 11 May 2010 17:36:55 -0700</pubDate>
      <link>http://activerain.com/blogsview/1639882/ponte-vedra-beach-real-estate-payasada-estates</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1639818/ponte-vedra-beach-living-at-affordable-pricing-</guid>
      <title>Ponte Vedra Beach Living at Affordable Pricing!</title>
      <description>&lt;h1&gt;&lt;/h1&gt;&lt;p&gt;Ponte Vedra Beach Living at Affordable Pricing! Marsh Landing/Serenata Bch. Club Membership Included.&lt;/p&gt;
&lt;p&gt;6 Bedrooms 4 Bathrooms over 4,295 sq feet in Ponte Vedra for only $699,990&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.stagustinerealestateflorida.com" title="Ponte Vedra Real Estate" target="_blank"&gt;&lt;img title="Ponte Vedra Beach Real Estate" src="http://activerain.com/image_store/uploads/8/7/8/6/1/ar127361057816878.jpg" height="266" alt="Ponte Vedra Beach Real Estate" style="float: left;" width="400"&gt;&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;A Rated Schools. Gated Community. 20' ceilings, all open to below. Wood Floors everywhere with exception of bedrooms and wet areas. Iron Railings, Gourmet Kitchen, Island, Walk In Pantry/Jenn Air Appliances/Gas Cooktop. 3 car Courtyard Entry Garage/Paver Driveway.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
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&lt;br&gt;
&lt;center&gt;
&lt;iframe scrolling="no" src="http://maps.google.com/maps?f=q&amp;amp;source=s_q&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=140+PAYASADA+OAKS+TRL+,+PONTE+VEDRA+BCH+,+FLORIDA+%3B+32082&amp;amp;sll=30.18331,-81.391707&amp;amp;sspn=0.008477,0.019205&amp;amp;ie=UTF8&amp;amp;hq=&amp;amp;hnear=140+Payasada+Oaks+Trail,+Ponte+Vedra+Beach,+St+Johns,+Florida+32082&amp;amp;t=h&amp;amp;z=14&amp;amp;ll=30.18331,-81.391707&amp;amp;output=embed" frameborder="0" height="350" width="425"&gt;&lt;/iframe&gt;&lt;br&gt;&lt;small&gt;&lt;a href="http://maps.google.com/maps?f=q&amp;amp;source=embed&amp;amp;hl=en&amp;amp;geocode=&amp;amp;q=140+PAYASADA+OAKS+TRL+,+PONTE+VEDRA+BCH+,+FLORIDA+%3B+32082&amp;amp;sll=30.18331,-81.391707&amp;amp;sspn=0.008477,0.019205&amp;amp;ie=UTF8&amp;amp;hq=&amp;amp;hnear=140+Payasada+Oaks+Trail,+Ponte+Vedra+Beach,+St+Johns,+Florida+32082&amp;amp;t=h&amp;amp;z=14&amp;amp;ll=30.18331,-81.391707" style="color: #0000FF; text-align: left;"&gt;View Larger Map&lt;/a&gt;&lt;/small&gt;
&lt;/center&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Tue, 11 May 2010 16:46:42 -0700</pubDate>
      <link>http://activerain.com/blogsview/1639818/ponte-vedra-beach-living-at-affordable-pricing-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1632994/homes-for-sale-st-augustine-florida</guid>
      <title>Homes for sale St Augustine, Florida</title>
      <description>&lt;p&gt;Homes for sale Saint Augustine, Florida&lt;/p&gt;
&lt;p&gt;
&lt;/p&gt;&lt;p&gt;Buying St Augustine Real Estate? Let Brite Real Estate Professionals find you &lt;a href="http://www.staugustinerealestateflorida.com/St_Augustine_Listing/page_1181989.html" title="Homes for sale St Augustine Florida" target="_blank"&gt;the perfect home&lt;/a&gt;! We Specialize in a variety of properties including :&lt;br&gt;&amp;nbsp;&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;p&gt;Residential Homes&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Condos&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Townhouses&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Gated Communities&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Golf Course Communities&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Waterfront Properties&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Ocean front Properties&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Intracoastal&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Marina Properties and slips&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Canal Homes&lt;/p&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;You can find all of these properties on our website and after you done searching you can sign up to be Alerted on all &lt;a href="http://www.staugustinerealestateflorida.com/St_Augustine_Listing/page_1181989.html" title="Homes for sale Vilano Beach" target="_blank"&gt;New homes for sale&lt;/a&gt; that match your Search.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img title="Homes for Sale Saint Augustine" src="http://activerain.com/image_store/uploads/8/6/2/9/5/ar12731968359268.jpg" height="167" alt="Homes for Sale Saint Augustine" width="260" style="float: left;"&gt;If you any question on relocating to Saint Johns County , Schools , Beaches , Sailing or fishing just contact me your &lt;a href="http://www.stagustinerealestateflorida.com" title="Saint Augustine Realtor" target="_blank"&gt;Saint augustine Realtor&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Why buy a home now, Are your friends and family telling you -&amp;nbsp;are you&amp;nbsp;Nuts?&lt;/p&gt;
&lt;p&gt;&lt;img title="Homes for Sale Saint Augustine" src="http://activerain.com/image_store/uploads/3/5/6/6/7/ar127319708876653.jpg" height="270" alt="Homes for Sale Saint Augustine" width="360" style="float: left;"&gt;I hear this all the time from my customers as we tour the some of the nicest communities in North Florida and in a few word it all about location, price and selection&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
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&lt;p&gt;While I will agree we are not at the bottom for all types of properties, but when you can buy for less then rent or purchase a Ocean view home for under 300K and live less then a quarter mile to the beach for under 100K then I say yes, it is time to buy! I provide custom reports for my customers and you will always know were I stand.&lt;/p&gt;
&lt;p&gt;So now it's&amp;nbsp;up to you&amp;nbsp;&lt;a href="http://www.staugustinerealestateflorida.com%20" title="Saint"&gt;homes for sale&lt;/a&gt;&amp;nbsp;In Saint Augustine Beach, Ponte Vedra Beach, World Golf Village, Nocatee and Durbin Crossing&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Thu, 06 May 2010 21:54:08 -0700</pubDate>
      <link>http://activerain.com/blogsview/1632994/homes-for-sale-st-augustine-florida</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1628584/st-augustine-homes-pending-foreclosure-short-sales</guid>
      <title>St Augustine Homes Pending Foreclosure &#8211; Short Sales</title>
      <description>&lt;p&gt;Home Owners entering into Lis Pendens&amp;nbsp;(Latin for "a suit pending," ) In Saint Augustine Florida, Saint Johns County for April 2010 total 187 and YTD 916&lt;/p&gt;
&lt;p&gt;What does all this mean? Well it depends on how the banks and Government handle Loan Modifications, based on the current track record this would add another 1000 Homes to sell by Short sale or Foreclosure.&lt;/p&gt;
&lt;p&gt;While buyer activity is&amp;nbsp;20% higher than last year, Prices are still dropping.&lt;/p&gt;
&lt;p&gt;If you are Interested in learning what options you have if you are Facing Foreclosure then Visit my &lt;a href="http://www.staugustinerealestateflorida.com/Foreclosures/page_2071568.html" title="St Augustine Foreclosures, Short sales and Lis Pendens"&gt;St Augustine Foreclosure and Short sale &lt;/a&gt;Page.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p style="text-align: center;"&gt;&lt;img title="St Augustine Foreclosure - Lis Pendens, St Johns County, Florida" src="http://activerain.com/image_store/uploads/6/1/6/9/8/ar127298662189616.jpg" height="800" alt="St Augustine Foreclosure - Lis Pendens" width="618" style="vertical-align: middle;"&gt;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Tue, 04 May 2010 11:21:37 -0700</pubDate>
      <link>http://activerain.com/blogsview/1628584/st-augustine-homes-pending-foreclosure-short-sales</link>
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      <guid>http://activerain.com/blogsview/1628471/st-augustine-foreclosures</guid>
      <title>St Augustine foreclosures</title>
      <description>&lt;h1&gt;Saint Augustine Florida Foreclosures, World Golf Village , Palencia and Anastasia island&lt;/h1&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Now is a great time to start looking for&amp;nbsp;a &lt;a href="http://www.staugustinerealestateflorida.com/Foreclosures/page_2071568.html" title="St Augustine Foreclosures"&gt;St Augustine Foreclosure&lt;/a&gt;&amp;nbsp;, I recently sold&amp;nbsp;two 2 Bedroom&amp;nbsp;2 Bathroom&amp;nbsp;Condos under $65,000 and noticed a 1 Bedroom was listed for $44,000 that was over 800 SQ FT&lt;/p&gt;
&lt;p&gt;Today I showed&amp;nbsp;an 3 floor&amp;nbsp;ocean&amp;nbsp;view from $330,000 3 Bedroom 3 Bathroom over 2200 Sq Feet condo and a First floor marsh view for $260,000&lt;/p&gt;
&lt;br&gt;
&lt;p&gt;For a compelete list by Property type please contact me , as well if you want a custom Report on Foreclosures in a specific area.&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Tue, 04 May 2010 10:36:14 -0700</pubDate>
      <link>http://activerain.com/blogsview/1628471/st-augustine-foreclosures</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1626723/vilano-beach-florida-and-historic-st-augustine</guid>
      <title>Vilano Beach Florida and Historic St Augustine</title>
      <description>&lt;h1&gt;Vilano Beach Florida&lt;/h1&gt;
&lt;p&gt;Visit &lt;a href="http://www.staugustinerealestateflorida.com/Turtle_Shores_Vilano_Beach/page_1865295.html" title="Vilano Beach Forida"&gt;Vilano Beach Florida&lt;/a&gt; and Historic St Augustine with my new Video tour.&lt;/p&gt;
&lt;p&gt;Once you visit and you are ready to find &lt;a href="http://www.staugustinerealestateflorida.com/St_Augustine_Listing/page_1181989.html" title="Homes for sale Vilano Beach"&gt;Vilano Beach Homes for Sale&lt;/a&gt; and or &lt;a href="http://www.staugustinerealestateflorida.com/Foreclosures/page_2071568.html" title="Vilano Beach Foreclosures"&gt;Vilano Beach Foreclosures &lt;/a&gt;start your search with Brite Real Estate Professionals.&lt;/p&gt;
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      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Mon, 03 May 2010 13:28:56 -0700</pubDate>
      <link>http://activerain.com/blogsview/1626723/vilano-beach-florida-and-historic-st-augustine</link>
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    <item>
      <guid>http://activerain.com/blogsview/1625195/homes-for-sale-st-augustine</guid>
      <title>Homes for sale St Augustine</title>
      <description>&lt;h1&gt;St Augustine Real Estate Florida&lt;/h1&gt;
&lt;p&gt;May is here and it' time to search for a new home, start your search by fiinding the perfect County, City and Area, for me that is Saint Augustine Florida one of the Best places to live.&lt;/p&gt;
&lt;p&gt;Search &lt;a href="http://www.staugustinerealestateflorida.com/" title="St Augustine Real Estate "&gt;Saint Augustine Real Estate&lt;/a&gt; to find &lt;a href="http://www.staugustinerealestateflorida.com/St_Augustine_Listing/page_1181989.html" title="Homes for sale St Augustine Florida"&gt;homes for sale&lt;/a&gt;, &lt;a href="http://www.staugustinerealestateflorida.com/Foreclosures/page_2071568.html" title="St Augustine Foreclosures"&gt;foreclosures,&lt;/a&gt; oceanfront and New home property. Search for Single Family, Condo, Townhouses and vacant land. Includes market analysis, financial calculator, Home valuations, Short Sales and more&lt;/p&gt;
&lt;br&gt;
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      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 02 May 2010 10:37:08 -0700</pubDate>
      <link>http://activerain.com/blogsview/1625195/homes-for-sale-st-augustine</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1400790/saint-augustine-real-estate-2009-market-report</guid>
      <title>Saint Augustine Real Estate 2009 Market Report</title>
      <description>&lt;p&gt;St Augustine real estate 2009 report&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Home Sold 1056&lt;/li&gt;
&lt;li&gt;Lowest Priced $15,000 - Highest $1,700,000.00&lt;/li&gt;
&lt;li&gt;70% of homes sold under $300,000&lt;/li&gt;
&lt;li&gt;145 of the Homes where Short Sales&lt;/li&gt;
&lt;li&gt;260 of the Homes where Foreclosures&lt;/li&gt;
&lt;li&gt;40% of Homes the sales in Foreclosure or Short sales&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Condos Sold 331&lt;/li&gt;
&lt;li&gt;Lowest Priced Condo $40,000 - Highest $1,599,000.00 &lt;/li&gt;
&lt;li&gt;30% Under 100k 35% Under 200K &lt;/li&gt;
&lt;li&gt;45 of the Condos where short sales&lt;/li&gt;
&lt;li&gt;75 of the Condos where Foreclosures&lt;/li&gt;
&lt;li&gt;37% of the Condos sales in Foreclosure or Short Sales&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you are considering selling or buying a home contact me for details on how this Information can benefit you!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Fri, 25 Dec 2009 10:25:15 -0800</pubDate>
      <link>http://activerain.com/blogsview/1400790/saint-augustine-real-estate-2009-market-report</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1397698/st-augustine-beach-real-estate-new-listing-in-seagrove-short-sale</guid>
      <title>St Augustine Beach Real Estate New Listing in SeaGrove Short sale</title>
      <description>St Augustine Beach Real Estate for sale in Sea Grove
Home has Surround sound in Family Room and Bonus Room, Security System, Vacuum System, Plantation Shutters Throughout, Entire First Floor is 18 X 18 Tile, Wood treads on steps, Bay Window in Cafe Area, French Doors (8') in Cafe and Family Room, Granite Countertops in Kitchen with stainless steel appliances, fridge, microwave, dishwasher and smoothe top range.  3 Bedroom, Bonus Room, 3 1/2 bath.</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Tue, 22 Dec 2009 19:13:23 -0800</pubDate>
      <link>http://activerain.com/blogsview/1397698/st-augustine-beach-real-estate-new-listing-in-seagrove-short-sale</link>
    </item>
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      <guid>http://activerain.com/blogsview/1382358/florida-real-estate-foreclosure-options</guid>
      <title>Florida Real Estate Foreclosure options</title>
      <description>&lt;p&gt;If you are facing foreclosure in Florida, I have some information&amp;nbsp;that may be of Interest. I have&amp;nbsp;been collected and keeping notes for the past 24 months&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;This information is directly towards homeowners that have not made a payment for more then 2 months&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Keep records of each and every contact you had with the bank&lt;/li&gt;
&lt;li&gt;Including modification attempts, refinancing etc as this will help around the 12 - 15 month &lt;/li&gt;
&lt;li&gt;The single most important event is when you get served with the lawsuit ( Foreclosure ) this must be answered with 10 - 15 days from service and will extend home ownerships for an extra 30 - 120 days&lt;/li&gt;
&lt;li&gt;Your answer can be as simple as you need 60 days to hire an attorney or to answer this matter if you can afford an attorney then hire one or search Google for Information . I know many homeowners that use this and received an extra 30 - 45 days just to answer&lt;/li&gt;
&lt;li&gt;Modification is a great option to stay in your home but as we know from the data less then 5% of home owners and been granted one&lt;/li&gt;
&lt;li&gt;In My opinion the longer you can stay in your home the more options you will have to keep it!&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I am not offering any legal advise, just some information from other home owners to help!&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 13 Dec 2009 10:09:41 -0800</pubDate>
      <link>http://activerain.com/blogsview/1382358/florida-real-estate-foreclosure-options</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1380788/st-augustine-real-estate-foreclosure-market-report-dec-2009</guid>
      <title>St Augustine Real Estate Foreclosure &amp; Market report Dec 2009</title>
      <description>&lt;p&gt;It's hard to believe that another year is gone and the Foreclosure , Shortsales seem to have not ended. I look forward to next year but expect much of the same with Foreclosures starting to roll in after the Holidays as bank will need to generate cash. This will create some great buying opportunities for the long term.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Since i work for several banks performing Valuations I have current knowledge of the market as well as what can be expected next year, this interesting point for me will be the number of buyers versus the number of Foreclosures. For now it seems we have plenty of buyers for Foreclosures but that can be short lived as the number of foreclosures have drop&amp;nbsp;in the past few months.&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Foreclosures will increase in 2010&lt;/li&gt;
&lt;li&gt;Rentals prices will increase as Foreclosure home buyers will be displaced&lt;/li&gt;
&lt;li&gt;Mortgage rates will have to stay low&amp;nbsp;&lt;/li&gt;
&lt;li&gt;New Government programs will be created to help underwater home owners&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;For now have I wish you the best and hope that next year we will see some light !&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Happy Holidays&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Fri, 11 Dec 2009 18:57:07 -0800</pubDate>
      <link>http://activerain.com/blogsview/1380788/st-augustine-real-estate-foreclosure-market-report-dec-2009</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1370117/st-augustine-beach-florida-real-estate-sea-grove</guid>
      <title>St Augustine Beach Florida Real Estate Sea Grove</title>
      <description>&lt;p&gt;Life is a beach when you call Sea Grove your home at St Augustine Beach Florida. Sea Grove is a wonderful place to live, it&amp;nbsp;includes a beautiful community swimming pool and recreation area as well as a&amp;nbsp;private boat launch with direct access to the Inter-Coastal waterway. But that's not all, Sea Grove is within walking distance to&amp;nbsp;St Augustine Beaches&amp;nbsp;and at its entrance is a beautiful outdooor&amp;nbsp;shopping area that is home to restaurants, art galleries a public library and even a post office. Home prices in Sea Grove range from the low 200s to the 400s with lots available in the 60s. Future foreclosures may even provide lots in the 20s !!! Want more?? There are no CDD fees and the HOA fees are under $700 per year. Sea Grove is an incredible value and provides a wonderful beach lifestyle for your family.&lt;img title="St Augustine Beach Real Estate Sea Grove" src="http://activerain.com/image_store/uploads/1/2/3/7/9/ar126004830397321.JPG" height="409" alt="St Augustine Beach Real Estate Sea Grove" width="800"&gt;&lt;img title="St Augustine Beach Florida Real Estate Sea Grove" src="http://activerain.com/image_store/uploads/2/5/8/6/0/ar126004842206852.JPG" height="400" alt="St Augustine Beach Florida Real Estate Sea Grove" width="790"&gt;&lt;/p&gt;
&lt;p&gt;Sea Grove is also close to downtown St Augustine as well as many&amp;nbsp;shopping areas and attractions. You will find it to be a private setting and relaxed pace to come home to. You can not make a better choice then Sea Grove in St Augustine Beach, you will love living here so much you may never want to leave.&lt;img title="St Augustine Beach Florida Real Estate Sea Grove" src="http://activerain.com/image_store/uploads/9/9/2/8/6/ar126004871268299.JPG" height="475" alt="St Augustine Beach Florida Real Estate Sea Grove" width="597"&gt;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sat, 05 Dec 2009 15:33:24 -0800</pubDate>
      <link>http://activerain.com/blogsview/1370117/st-augustine-beach-florida-real-estate-sea-grove</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1359719/easy-ways-to-save-money-on-energy-and-help-our-environment-go-green-at-home-now</guid>
      <title>Easy Ways to Save Money on Energy and Help Our Environment - Go Green at Home Now</title>
      <description>&lt;p&gt;&lt;strong&gt;There are many ways to save energy and money and each of the&amp;nbsp;steps you take will result in lower costs for you&amp;nbsp;as well as a healthier environment for us all. Below you will find valuable information and resources to help get you started.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;A great place to start is the&amp;nbsp;U.S. Department of Energy "Energy Savers" website &lt;a href="http://www1.eere.energy.gov/consumer/tips/"&gt;http://www1.eere.energy.gov/consumer/tips/&lt;/a&gt;. Here you will find a wealth of information on how your home uses energy, from heating &amp;amp; cooling to lighting, appliances and even home electronics information:&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Did you know?&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Heating and cooling your home uses more energy and drains more energy dollars than any other system in your home. Typically, 43% of your utility bill goes for heating and cooling.&lt;/p&gt;
&lt;p&gt;Water heating is the third largest energy expense in your home. It typically accounts for about 12% of your utility bill.&lt;/p&gt;
&lt;p&gt;Making improvements to your lighting is one of the fastest ways to cut your energy bills. An average household dedicates 11% of its energy budget to lighting. Using new lighting technologies can reduce lighting energy use in your home by 50% to 75%&lt;/p&gt;
&lt;p&gt;Appliances account for about 17% of your household's energy consumption, with refrigerators, clothes washers, and clothes dryers at the top of the consumption list.&lt;/p&gt;
&lt;p&gt;Look for energy-saving ENERGY STAR labeled home electronics. An ENERGY STAR labeled computer uses 70% less electricity than computers without this designation. To maximize savings with home electronics equipment, put the AC adapter on a power strip that can be turned off (or will turn off automatically); the transformer in the AC adapter draws power continuously, even when the units are not plugged into the adapter.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;A Home Energy Audit will give you al of the information you need to move forward and reduce your energy costs.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Do-It-Yourself Audits. &lt;/strong&gt;If you have five minutes and your last 12 months of utility bills, use the &lt;a href="index.cfm?fuseaction=home_energy_yardstick.showStep2"&gt;ENERGY STAR Home Energy Yardstick&lt;/a&gt; to compare your home's energy efficiency to similar homes across the country and get recommendations for energy-saving home improvements from ENERGY STAR. You will also need to enter some basic information about your home (such as zip code, age, square footage, and number of occupants). If you don't have your bills, contact your utility for a 12-month summary.&lt;/p&gt;
&lt;p&gt;Try Microsoft's free beta home energy audit with tips and recommendations to lower your cost. &lt;a href="http://www.microsoft-hohm.com/"&gt;http://www.microsoft-hohm.com/&lt;/a&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;
&lt;/p&gt;&lt;p&gt;&lt;strong&gt;Hire a Professional Home Energy Auditor &lt;/strong&gt;If you are interested in getting specific recommendations for improving the efficiency of your home, consider contacting a professional Home Energy Auditor. A professional auditor can use a variety of techniques and equipment to determine the energy efficiency of your home. Thorough audits often use equipment such as blower doors, which measure the extent of leaks in the building envelope, and infrared cameras, which reveal hard-to-detect areas of air infiltration and missing insulation.&lt;/p&gt;
&lt;p&gt;Your first step should be to contact your utility to see if they offer free or discounted energy audits to their customers. If not, you can hire a home energy professional, such as a certified Home Energy Rater, to evaluate your home's energy efficiency.&lt;/p&gt;
&lt;p&gt;To find a Home Energy Rater, visit the&lt;strong&gt; &lt;/strong&gt;&lt;a href="index.cfm?fuseaction=new_homes_partners.showHomesSearch"&gt;&lt;strong&gt;ENERGY STAR for Homes Partner Locator&lt;/strong&gt;&lt;/a&gt;&lt;strong&gt;.&lt;/strong&gt;&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Home energy monitors&lt;/strong&gt; allow you to see electricity usage in real-time. You no longer have to wait for the 'electricity bill surprise'! Visit &lt;a href="http://www.theenergydetective.com/what/overview.html"&gt;http://www.theenergydetective.com/what/overview.html&lt;/a&gt; and find out how&amp;nbsp;"TED" will accurately tell you what your bill is going to be long before the electric bill arrives.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Visit&lt;/strong&gt; &lt;a href="http://www.google.org/powermeter/"&gt;http://www.google.org/powermeter/&lt;/a&gt; to learn about the Google PowerMeter, a free electricity usage monitoring tool that provides you with information on how much energy your home is consuming.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;THE MOST IMPORTANT THING IS TO GET STARTED NOW !!!!&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 29 Nov 2009 14:03:10 -0800</pubDate>
      <link>http://activerain.com/blogsview/1359719/easy-ways-to-save-money-on-energy-and-help-our-environment-go-green-at-home-now</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1338715/st-augustine-real-estate-cypress-lakes</guid>
      <title>St Augustine Real Estate Cypress Lakes</title>
      <description>&lt;p&gt;Cypress Lakes in St Augustine Florida is a wonderful golf community featuring a 27 hole golf course with homes ranging in price from the $170s to the low $300s. The St John's County Golf Club is located at Cypress Lakes, it is&amp;nbsp;a very reasonably priced public facility and is home to the First Tee Program of St John's County. The community is conveniently located and within minutes to downtown St Augustine&amp;nbsp;and&amp;nbsp;Anastasia Island beaches. Rt 95 provides easy access to outlet shopping, World Golf Village and the Hall of Fame. Jacksonville and Daytona are only 45 minutes away.&lt;/p&gt;
&lt;p&gt;&lt;img title="St Augustine Real Estate Cypress Lakes" src="http://activerain.com/image_store/uploads/9/3/5/5/9/ar125831789195539.JPG" height="600" alt="St Augustine Real Estate Cypress Lakes" width="800"&gt;&lt;/p&gt;
&lt;p&gt;The Home Owners Association costs at Cypress Lakes are very low and there are no CDD fees. It's hard to find a better golf course community value in the St Augustine or greater Northeast Florida area. The quality of the homes here&amp;nbsp;are high and both golf course and wooded lots are available. Cypress Lakes includes a beautiful community swimming pool available to all residents,&amp;nbsp;a relaxed pace&amp;nbsp;and a wonderful quality of life is found here. St Augustine real estate is a great value today, come home to Cypress Lakes and you will feel like you're on vacation everyday.&lt;/p&gt;
&lt;p&gt;&lt;img title="St Augustine Real Estate Cypress Lakes" src="http://activerain.com/image_store/uploads/1/7/0/1/8/ar125831841881071.JPG" height="600" alt="St Augustine Real Estate Cypress Lakes" width="800"&gt;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 15 Nov 2009 15:00:30 -0800</pubDate>
      <link>http://activerain.com/blogsview/1338715/st-augustine-real-estate-cypress-lakes</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1313043/st-augustine-real-estate-foreclosure-255-johns-creek-pkwy-johns-creek</guid>
      <title>St Augustine Real Estate Foreclosure 255 Johns Creek Pkwy - Johns Creek</title>
      <description>&lt;p&gt;new Foreclosure listing in Johns Creek St Augustine, Florida. I was just assigned this property and taking the next steps to price it. 5/3/2 With Bonus and a water view&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img title="St Augustine Foreclosure Johns Creek" src="http://activerain.com/image_store/uploads/4/0/2/5/2/ar125700393825204.JPG" height="450" alt="Foreclosure Johns Creek St Augustine Florida" width="600"&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;For a preview of this property, please contact me . I am offering a Home Warranty and a $2000.00 Home depot , lowes or cash when Purchase by a Brite real estate Agent of St Augustine. AKA Mitchell Jamel e-PRO Realtor.&lt;/p&gt;
&lt;p&gt;&lt;img title="Foreclosure Johns Creek View from Lanai" src="http://activerain.com/image_store/uploads/5/7/3/8/5/ar125700460758375.JPG" height="450" alt="Screened Lanai Johns Creek View" width="600"&gt;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sat, 31 Oct 2009 10:58:34 -0700</pubDate>
      <link>http://activerain.com/blogsview/1313043/st-augustine-real-estate-foreclosure-255-johns-creek-pkwy-johns-creek</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1302201/st-augustine-real-estate-short-sales-under-water-home-owners</guid>
      <title>St Augustine Real Estate Short Sales , Under Water home owners</title>
      <description>&lt;p&gt;Shorts sales in St Augustine are in high demand, Yes you have to wait 3 - 6 Months for the sale but you get to select a nice home in a great area for almost 50% off...&lt;/p&gt;
&lt;p&gt;As a home owner are you tried of homes selling for 30 -&amp;nbsp;50 % less then you owe? I know I am!&lt;/p&gt;
&lt;p&gt;Short sales in certain community are in high demand, I can help you if you need to sell your home or direct you for information on your options.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Eagle Creek&lt;/li&gt;
&lt;li&gt;Cypress Lake&lt;/li&gt;
&lt;li&gt;Sea Grove&lt;/li&gt;
&lt;li&gt;Hannahs Walk&lt;/li&gt;
&lt;li&gt;Hideaway&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Just to name a few, Contact me today !&lt;/p&gt;
&lt;p style="text-align: center;"&gt;&lt;strong&gt;You Have questions and I have the answers&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 25 Oct 2009 10:01:10 -0700</pubDate>
      <link>http://activerain.com/blogsview/1302201/st-augustine-real-estate-short-sales-under-water-home-owners</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1257750/st-augustine-real-estate-foreclosure-market-report</guid>
      <title>St Augustine Real Estate Foreclosure &amp; Market report</title>
      <description>&lt;p&gt;Round two of Foreclosures in St Augustine real estate market&amp;nbsp;is starting to heat up, currently we have about 90 total listed foreclosures&amp;nbsp;with deals in the $70.00 - $80.00&amp;nbsp;a SQFT&amp;nbsp;foot, but the number of pre foreclosure home&amp;nbsp;are Rising !&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;By the Numbers&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Listed Foreclosures 90&lt;/li&gt;
&lt;li&gt;pre foreclosures over 700 and growing&lt;/li&gt;
&lt;li&gt;Market is Stable with prices rising from the low of last year&lt;/li&gt;
&lt;li&gt;Market is changing once again&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Are you ready ? , Working with the right Realtor is key. we do not cost you money, we save you Money. I have some of the lowest purchased homes per sqft in Several communities&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Palencia under $240,000 for a Toll Brother home&lt;/li&gt;
&lt;li&gt;Hannahs walk 3br 2.5 br Sold for $120,000 &lt;/li&gt;
&lt;li&gt;Ocean view / peek 2br 2 bath under $133,000&lt;/li&gt;
&lt;li&gt;Seagrove over 2400 CB home for less then $260,000&lt;/li&gt;
&lt;li&gt;New Construction for $95 - $105 per SQFT&lt;/li&gt;
&lt;li&gt;Condos 2 blocks from the Beach for $80,000&lt;/li&gt;
&lt;li&gt;Condos in a Gated community priced under $70k 2br 2 bath 1200 SQFT Built in 2006&lt;/li&gt;
&lt;li&gt;1685 3/2 SFR 85 x 120 Lot for under $142,000 Built in 2005 &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Contact me today, for a complete tour of St Johns County , which communities are hot, where's the hottest St Augustine Real Estate deals are and more!&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 27 Sep 2009 09:37:27 -0700</pubDate>
      <link>http://activerain.com/blogsview/1257750/st-augustine-real-estate-foreclosure-market-report</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1070563/st-augustine-day-trip-to-st-johns-town-center-in-jaxs</guid>
      <title>St Augustine Day trip to St Johns Town Center in Jaxs</title>
      <description>&lt;h2&gt;St Johns town center directions from St Augustine Florida&lt;/h2&gt;
&lt;a href="http://www.everytrail.com/view_trip.php?trip_id=203130"&gt;St johns town center at EveryTrail&lt;/a&gt;&lt;br&gt;&lt;iframe scrolling="no" src="http://www.everytrail.com/iframe2.php?trip_id=203130&amp;amp;width=415&amp;amp;height=300" frameborder="0" height="300" width="415"&gt;&lt;/iframe&gt;&lt;br&gt;Map created by EveryTrail:&lt;a href="http://www.everytrail.com"&gt;GPS Geotagging&lt;/a&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 10 May 2009 16:36:33 -0700</pubDate>
      <link>http://activerain.com/blogsview/1070563/st-augustine-day-trip-to-st-johns-town-center-in-jaxs</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1019400/st-augustine-market-update-04-05-2009</guid>
      <title>St Augustine Market update 04/05/2009</title>
      <description>&lt;p&gt;This is my first market update in about 3 Months and my First day off in Months... Today I am home for the first day in many months, I am lucky to be as busy as I am but that is because I work this market and look for the bright spots...&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Over all listing are down from last year with about 2600 active listings of those only 70 are Bank owned Foreclosures which are mostly homes and or condos priced over 300K, our market remain strong for housing Between $70,000 - $270,000 depending on needs, Square footage and style of home.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If you are interested in a great deal and would like to know more, please email me or contact me by Phone.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;MY Recent Sales for March 2009&lt;/p&gt;
&lt;p&gt;$130,250 2 Bedroom 2 Bath with a Peak of the Ocean and only 300 Yards to the Beach (St Augustine)&lt;/p&gt;
&lt;p&gt;$260,000 4 Bedroom 2 bath home over 2400 SQ Ft on a pond located 1 mile to the Beach in SeaGrove&lt;/p&gt;
&lt;p&gt;$130,000 2 Bedroom Villa located in Heritage Park&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I work hard to find my customers a great Location, Home and then Negotiate the best deal Ever!&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 05 Apr 2009 11:33:09 -0700</pubDate>
      <link>http://activerain.com/blogsview/1019400/st-augustine-market-update-04-05-2009</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1019368/join-chef-andrea-on-april-11-from-11am-6pm-chef-demo-and-tastings-st-augustine-florida</guid>
      <title>Join Chef Andrea on April 11 from 11am - 6PM Chef Demo and tastings St Augustine Florida</title>
      <description>&lt;p&gt;Join Chef Andrea for the grand unveiling of our Remodeled retail store and a day full of great food, demo and tastings...&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;April 11, 2009 from 11am - 6PM add this to your plans if you are in St Augustine, Southside Jacksonville or Ponte Vedra, Located in the St Johns Oaks off of US1 just south of SR210 and North of International Golf / Palencia...&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Also located in this strip center is Claudes Chocolate &lt;a href="http://www.claudeschocolate.com/index.php"&gt;http://www.claudeschocolate.com/index.php&lt;/a&gt;&amp;nbsp;now making bake goods.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I have a buyer and will be showing Property all day in Durbin Crossing, Nocatee, World Golf Village and Palencia&amp;nbsp;and plan to visit on my way home.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;A.Chef's Cooking Studio&lt;/p&gt;
&lt;p&gt;145 Hilden Road&lt;br&gt;Ponte Vedra Fl 32081&lt;br&gt;904-827-1350&lt;br&gt;&lt;a href="http://www.achefscookingstudio.com"&gt;www.achefscookingstudio.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 05 Apr 2009 10:59:49 -0700</pubDate>
      <link>http://activerain.com/blogsview/1019368/join-chef-andrea-on-april-11-from-11am-6pm-chef-demo-and-tastings-st-augustine-florida</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/886971/st-augustine-market-report-and-trends-2009</guid>
      <title>St Augustine Market report and trends 2009</title>
      <description>&lt;p&gt;St Augustine market is still holding it own, with only 50 Foreclosures +/- active at this time &amp;amp;&amp;nbsp;with over 3,000 listing as a Percentage it not bad. My sales in December where both Foreclosures one at Palencia and one in Hannahs Walk&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Palencia sold for $240,000 with over 1800 SQ FT&amp;nbsp;&amp;amp; some very nice Upgrades. Originally sold for $400,000 in 2005, wow what a few year can do to a market&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Hannahs walk sold for $120,000 3/2.5/1 Built in 2006 and Originally sold for $240,000 back in 2006.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;January2009 I have 3 contract so far and planning on writing another one next week 2 are Foreclosures and 1 is a Short sale,&amp;nbsp;I have some great deals for St Augustine Foreclosures with interest rates heading lower as well as prices I expected 2009 to be a busy year with prices dropping and not hitting a bottom until Loan Modification or refinancing for underwater home owners is address.&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sat, 17 Jan 2009 21:01:58 -0800</pubDate>
      <link>http://activerain.com/blogsview/886971/st-augustine-market-report-and-trends-2009</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/791443/st-augustine-fl-real-estate-property-needed-i-have-buyers</guid>
      <title>St Augustine Fl Real Estate - Property Needed - I have Buyers</title>
      <description>&lt;p&gt;I have several buyers&amp;nbsp;looking to buy&amp;nbsp;property&amp;nbsp;in St Augustine Florida, They are not Investors.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;I have a customer looking for a 2/1 over 800 SQ feet this can be a Condo or Villa, needs to be located in St Augustine Beach or Crescent Beach up to $90,000 (Rio Del Mar area)&lt;br&gt;- No Short Sales, looking to close Fast&lt;br&gt;
&lt;/li&gt;
&lt;li&gt;Looking for a House 3/2 in St Augustine can be located on the Island, South or out west &lt;br&gt;up to $130,000&lt;br&gt;- Short Sales are ok needs to close by March 2009&lt;br&gt;
&lt;/li&gt;
&lt;li&gt;Looking for a 5/3/3 over 2900 SQFT with the Master on the first floor up to $220,000&lt;br&gt;- Fast Close by December 2008 no Short Sales&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Please contact me by e-mail with the MLS number of the home you would like me to preview or with the details and price range for non listed homes, REO, Asset Managers.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sat, 15 Nov 2008 11:45:03 -0800</pubDate>
      <link>http://activerain.com/blogsview/791443/st-augustine-fl-real-estate-property-needed-i-have-buyers</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/786148/act-now-to-avoid-foreclosure-</guid>
      <title>Act Now to Avoid Foreclosure </title>
      <description>&lt;p&gt;First I would like to mention that many banks are starting to offer Loan Modification, relocation assistance and much more.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;strong&gt;Stay in your Home!&lt;/strong&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Loan Modification , this&amp;nbsp;maybe available to homeowner that still has income but had an event that has cause a Hardship. Option include reducing Interest down to 1% for up to several years, creating a no interest loan for 6 months and then set at 5% and many more based on your Mortgage holder&lt;/li&gt;
&lt;li&gt;Short Sale, if you are not earning or you just want out, then this is the next based option to&amp;nbsp;avoiding foreclosure. This process requires you to list your home at market value and takes 60 - 90 days after you accept an offer for acceptance. I have had short sales slow down foreclosures for some of my customers for over 6 months, based on the offer many lenders are willing to offer relocation assistance from $2,500 - $5,000.. Please reference this site &lt;a href="http://www.homeloanlearningcenter.com/YourFinances/ForeclosurePreventionResourceCenter.htm"&gt;http://www.homeloanlearningcenter.com/YourFinances/ForeclosurePreventionResourceCenter.htm&lt;/a&gt;
&lt;/li&gt;
&lt;li&gt;Deed in Leui, this option after the home is listed for several months makes it possible to just hand them the keys &amp;amp; Deed and may offer relocation assistance from $2500 - $5,000 &lt;/li&gt;
&lt;li&gt;Foreclosure &lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I hope this help and you the home owner understands that you have more then one option, the issue is not one company offers all methods which cause them to offer only what they understand but this&amp;nbsp;may be best for you.&lt;/p&gt;
&lt;p&gt;Links&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.homeloanlearningcenter.com/YourFinances/ForeclosurePreventionResourceCenter.htm"&gt;http://www.homeloanlearningcenter.com/YourFinances/ForeclosurePreventionResourceCenter.htm&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;IRS link&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.irs.gov/newsroom/article/0,,id=174034,00.html"&gt;http://www.irs.gov/newsroom/article/0,,id=174034,00.html&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Update Feb. 4, 2008&amp;nbsp;- The Mortgage Forgiveness Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualify for this relief&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;http://www.hopenow.com/&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Wed, 12 Nov 2008 09:45:30 -0800</pubDate>
      <link>http://activerain.com/blogsview/786148/act-now-to-avoid-foreclosure-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/782387/stop-or-avoid-foreclosures-at-no-cost-to-the-borrower</guid>
      <title>Stop or Avoid Foreclosures,  at no cost to the borrower</title>
      <description>&lt;p&gt;Doing research for loss mitigation training, I found many site that offer to help the Florida home owner&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;HOPE NOW efforts come at no cost to the borrower. Borrowers should be wary of sources that offer help but require a fee. &lt;a href="http://www.hopenow.com/"&gt;http://www.hopenow.com/&lt;/a&gt;
&lt;/li&gt;
&lt;li&gt;Are you having trouble paying your mortgage? Nothing is worse than doing nothing. Call the Homeowner's HOPE&lt;sup&gt;TM&lt;/sup&gt;Free Hotline: &lt;strong&gt;1.888.995.HOPE&lt;/strong&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;/li&gt;
&lt;li&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;NeighborWorks America creates opportunities for people to live in affordable homes, improve their lives and strengthen their communities.&lt;/p&gt;

&lt;/li&gt;
&lt;li&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;&lt;a href="http://www.nw.org/network/foreclosure/default.asp"&gt;http://www.nw.org/network/foreclosure/default.asp&lt;/a&gt; Foreclosure Resources&lt;/p&gt;

&lt;/li&gt;
&lt;li&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;http://www.995hope.org/&lt;/p&gt;

&lt;/li&gt;
&lt;li&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;Through our 888-995-HOPE&lt;sup&gt;TM&lt;/sup&gt; hotline, the Homeownership Preservation Foundation has a single mission: to help homeowners avoid foreclosure. We are an independent nonprofit that provides HUD-approved counselors dedicated to helping homeowners.&lt;/p&gt;
&lt;p&gt;The help we offer is free.&lt;/p&gt;
&lt;p&gt;Our counselors are experts in foreclosure prevention and trained to set up a plan of action designed just for you and your situation. When you talk to us, you won't be judged and you won't pay a dime. That's because we don't just offer general advice - we help you take action. Counselors will arm you with education and support that assists you in overcoming immediate financial issues...at no cost to you.&lt;/p&gt;

&lt;/li&gt;
&lt;li&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;&amp;nbsp;http://www.995hope.org/who-we-are/partners/&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;Counseling Partners&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Our credit counseling partners are neutral third party resources providing education and counseling that helps homeowners overcome financial difficulties and stay in their homes.&lt;/p&gt;
&lt;p&gt;Ten leading nonprofit credit-counseling agencies provide the credit counseling service. These include:&lt;/p&gt;

&lt;/li&gt;
&lt;li&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;&lt;a href="http://www.flgov.com/hope_task_force"&gt;http://www.flgov.com/hope_task_force&lt;/a&gt;&lt;/p&gt;

&lt;/li&gt;
&lt;li&gt;
&lt;h3&gt;
&lt;/h3&gt;
&lt;p&gt;Foreclosure hurts all Floridians by depressing home values and causing families to lose homes, jobs and hope. As this task force comes together to explore solutions, we will search for ways to restore hope to Florida's families - and to our state's economy.&lt;/p&gt;

&lt;/li&gt;
&lt;/ul&gt;
&lt;h3&gt;
&lt;/h3&gt;&lt;p&gt;&amp;nbsp;http://www.floridahousing.org/Home/HousingResources/ForeclosurePrevention/&lt;/p&gt;

&lt;p&gt;As home foreclosures continue to rise across the state, Florida Housing will provide the following foreclosure prevention resources and links.&amp;nbsp; New/updated resources and links will be added to this page as they become available, so please check back frequently&amp;nbsp;for the latest information.&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Mon, 10 Nov 2008 07:46:19 -0800</pubDate>
      <link>http://activerain.com/blogsview/782387/stop-or-avoid-foreclosures-at-no-cost-to-the-borrower</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/781518/st-augustine-florida-real-estate-deal-of-the-week</guid>
      <title>St Augustine Florida Real Estate Deal of the week</title>
      <description>&lt;p&gt;&lt;img title="St Augustine florida real estate deal of the week" src="http://activerain.com/image_store/uploads/8/0/6/9/1/ar122625500919608.JPG" height="480" alt="Front of Brand new home in St Augustine Florida" width="640"&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;St Augustine Florida deals of the week will now include additional Incentives found only on AR and thru Mitchell Jamel e-PRO Realtor with Brite real estate professionals in St Augustine Florida&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Closing cost paid - up to $8,000 with approved lender&lt;/li&gt;
&lt;li&gt;Home owners Insurance paid (First Year)&lt;/li&gt;
&lt;li&gt;HOA Paid or a one year American home Shield warranty&lt;/li&gt;
&lt;li&gt;Donation in your&amp;nbsp;name to a Local no kill shelter&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;3567 SF of living / 5/3 / $319,990&lt;/p&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;p&gt;Under $90 a Sq Foot&lt;/p&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;&lt;img title="St Augustine florida real estate deal of the week" src="http://activerain.com/image_store/uploads/7/3/8/2/8/ar122625491482837.JPG" height="480" alt="Kitchen - New St Augustine Real estate" width="640"&gt;&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;p&gt;Brand new Construction&lt;/p&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;This house is ready and price to sell, Lower then Bank Foreclosures, Closing cost paid, HOA Paid, Insurance paid makes this my real estate deal of the week.&lt;/p&gt;</description>
      <dc:creator>Mitchell Jamel e-PRO Realtor (Brite Real Estate Professionals - Saint Augustine Florida)</dc:creator>
      <pubDate>Sun, 09 Nov 2008 12:29:15 -0800</pubDate>
      <link>http://activerain.com/blogsview/781518/st-augustine-florida-real-estate-deal-of-the-week</link>
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