Blogging About Redding

New Listing in Western Ranches, Redding CA

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Sun, 07 Jun 2009 22:18:19 -0500

Photo Gallery

Description and Features

Impressive custom home in one of Redding\'s most desirable areas, Western Ranches. 3BR (or 4) in addition to the huge loft, downstairs Master Ste, Formal Livingroom, Formal Dining, Family RM, custom paint & high ceilings. Ext. features include an inground pool, lush lawns, rose garden, gazebo, multiple sitting areas, vegetable garden, fruit trees, 3-car garage & plenty of room for your RV.

Bedrooms:	3
Bathrooms:	2.5
Parking Spaces:	3
Square Feet:	3130
Lot Size:	.6
Year Built:	1989
Floors:	2
MLS #:	09-2864

Location

Click to view map: 4610 Saratoga Drive Redding CA 96002

Links

Useful Tools from NAR

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Sun, 07 Jun 2009 19:35:17 -0500

I don't know about you but I really enjoy getting my monthly NAR magazine and when possible I read it cover to cover.I'm always picking up new ideas, implementing new tools and it is thanks to a 2006 article that I learned about Blogging.

One of the latest things I discovered in the last two issues is NAR's willingness to "be there" for us in these tough economic times. For those who have not noticed, NAR is making available hundreds of products, resources and services FREE (for members only) or at reduced prices. I don't work for NAR but I have benefited from many of the articles and tools they have online. Here are a few that we've personally have put to use:

1. It's a Great Time to Buy(free download) - login required

2. 2008 Profile of Homebuyers and Sellers (free download) - login required

3. Moving Forward: 50 and Beyond Home Buyer Survey (I saved 50%, paid $15)

4. Homebuyer's $8,000 tax credit (free promotional letter)

NAR's new program, The Right Tools Right Now is clearly an indication of their efforts to helping us during challenging times...and I appreciate that! They also want to see more of us members get involved in networking and learning more at conventions and events, so they have significantly reduced their prices on registration fees. Notice, NAR's Annual Conference & Expo will be in San Diego this year (11/13 through 11/16), all the details are on p.18 of this month's Realtor Magazine. The cost is $300 for the full conference, or $25 to attend the Expo only for all four days (not bad at all!).

Oh, I almost forgot about their dynamic and very informative webinars. Lawrence Yun was featured last month where he talked about current market conditions. Short Sales was another of last month's topic (pretty powerful stuff) and if you missed it, go to the recordedpage to get download it all. June's webinar will focus on Mortgage Finance: What's Really Available Today.

Get into it! Go to www.realtor.org/righttools/jun for all your goodies!

Your Colleague,

Maria

Support our Local Businesses

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Fri, 29 May 2009 14:04:32 -0500

This month we feature a local family-owned business:

Amazing Finds is a small boutique warehouse/shop that offers carefully selected home furnishings and more, new and used, all at reasonable prices.

Amazing quality products at affordable prices and what I like best is their consignment split (to owners) is based on a 60/40 split compared to 50/50 which most local competitors offer.

Furniture for all the rooms in your home
Toys
Outdoor/Backyard Furniture
Musical Instruments
Videos/DVD's

EMAIL: shop@amazingfindshome.com
WEB SITE: www.amazingfindshome.com
PHONE: 530-917-7797

ADDRESS:
Amazing Finds
7056 Danyeur Rd.
Redding, CA 96001

HOURS: 11-5:30, M-F

DIRECTIONS: From Redding, take Hwy. 273 (Market St.) 3 lights south of S. Bonneyview to Girvan Rd., turn left. Take your second left onto Danyeur Rd., and we are in the first building on your left.

From the south, exit I-5 at Riverside, turn left. Go to Hwy. 273, turn right, go about 4 miles (1 light past Win-River Casino), turn right onto Girvan. Take your second left onto Danyeur Rd., and we are in the first building on your left.

Whitmore's Mountain Faire

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Fri, 29 May 2009 13:35:40 -0500

Run to the Mountains, it's getting HOT here! If you're new to our area (or not) and you've never been to Whitmore, here's your chance!

Don't miss out on Whitmore's Annual Mountain Faire, this year...it's a ZOO!

WHEN: Tomorrow, Saturday May 30th 2009

EVENT LINE-UP:

10:00am Parade

11:00am Car Show followed by a BBQ Lunch and many fun activities and exhibitions such as

Live entertainment performed by the Blues Rollers
Armstrong's Schoold of Dance Exhibition
Shasta County Wildlife Refuge Exhibition
Food and Craft Vendors
Beer and Wine Booths
Horse Shoe Tournament
Raffles and silent auction
Kids Waterslide
Bingo Games
Cow chip bingo
Box Lunch Auction

5:00pm Tri-Tip Dinner

Need more information, have questions? Call Debbie (530) 472-1429 or you can email her at arocini3@aol.com

AND A BIG THANK YOU TO THE WHITMORE VOLUNTEER FIRE COMPANY INC. FOR MAKING THIS EVENT POSSIBLE!

Q: I'm having financial hardship, where do I go for help?

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Mon, 11 May 2009 17:49:07 -0500

In addition to contacting your mortgage servicer, you can call the HOPE NOW Home-owner's Hotline* at 888-995-HOPE (4673) or visit http://www.hopenow.com where they have independent nonprofits that provide HUD-approved counselors. You can call a housing counselor approved by the U.S. Department of Housing and Urban Development (HUD).These counselors are experienced in communicating with mortgage servicers and are able to determine where you are in the process and what "work out" options are available to you.

*HOPE NOW is an alliance between HUD approved counseling agents, mortgage companies, investors and other mortgage market participants that provides free foreclosure prevention assistance.

If any of these apply to you, don't wait...call now before time runs out on you!

You or someone in your household has recently lost their job and you can no longer afford your mortgage payments.
Your mortgage payment has increased and you can no longer afford to make the payments.
You are receiving letters saying your house is going to be foreclosed upon.
You have tried to talk to your lender and lender will NOT work with you

We are Certified Distressed Property Experts with the ability to HELP you avoid foreclosure. You can call us anytime!

Chris & Maria Jeantet

1801 Buenaventura Blvd

Redding CA 96001

(530) 510-8880

Home for Sale ~ Anderson, CA

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Sat, 09 May 2009 11:34:50 -0500

Chris & Maria Jeantet | Coldwell Banker C&C Properties | maria@ccproperties.com | 530.510.8880

17524 Flowers Ln, Anderson, CA

Country Charm with lots of Character

4BR/3BA Single Family House

offered at $279,900

Year Built	1979
Sq Footage	2,130
Bedrooms	4
Bathrooms	3 full, 0 partial
Floors	2
Parking	2 Car garage
Lot Size	3 acres
HOA/Maint	$0 per month

DESCRIPTION

Desirable two-story country home with many charming features like an attractive curb appeal, three leveled acres, oak and pine trees, large spaces, 2-car garage with plenty of room for other parking, large bedrooms with the Master bedroom downstairs, covered breezeway, whole-house fan, upstairs laundry room, new interior and exterior paint, newer roof and carpet. This home will impress you inside and out!

see additional photos below

PROPERTY FEATURES

Central A/C	Central heat	Fireplace
High/Vaulted ceiling	Living room	Dining room
Dishwasher	Stove/Oven	Laundry area - inside
Balcony, Deck, or Patio	Yard

OTHER SPECIAL FEATURES

Raised Foundation, Whole-House Fan, Ag Meter on Property

ADDITIONAL PHOTOS

Beautiful curb appeal	3 leveled acres, privacy
Large livingroom	Gorgeous kitchen
Downstairs Masterbedroom	Upstairs guest room

Contact info:

Chris & Maria Jeantet

Coldwell Banker C&C Properties

maria@ccproperties.com

530.510.8880

For sale by agent/broker

Equal Opportunity Housing

Posted: May 8, 2009, 7:54pm PDT

Redding News, Events and Information (May 2009)

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Thu, 07 May 2009 16:13:56 -0500

Redding News, Events and Information

WHAT'S NEW IN TOWN

It's party time...if you miss Cinco de Mayo celebrations, don't worry...there's a celebration everyday at Fiesta Azteca Mexican Restaurant which opened up in Redding just a few months ago. Check them out and support our local community. They are located at 1815 Park Marina Drive.

NEWS AND INFORMATION

Norm Ryan, former CEO of Haven Humane Society was found guilty on all five count...read more at a news cafe and Redding.com.

YAKS here, YAKS there, YAKS everywhere! Yes Another Koffee Shop(or YAKS for short) has now opened its 4th location here in Redding and locals are loving it! I drove by the other day to get a gelato at the Sweet Spot (on Hilltop Dr.) and what do you know, a new YAKS sign was going up! The new location is at the Hilltop Landing shopping center just past Best Buy and it will have "drive-thru" service.

Click here for the LOWEST GAS prices in our area

EVENTS

Get on your bikes and RIDE (it's not race)...be a part of The Anderson River Park Century on May 16, 2009. 100 Mile will include about 6,300 ft. of climbing. Don't miss out, register online.

See-and-be-seen at this year's "Taste of Redding" on Sunday, June 7th, 2009 starting at 12pm until 4pm. General admission is free but if you want to sample food, wine and beer the cost is $25-$35, for tickets, location and event details click here.

REAL ESTATE

Avoid Foreclosure Now

Featured Listings

Swine flu status in the Northstate

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Fri, 01 May 2009 16:36:36 -0500

Like most people, we're concerned with this new phenomenon about the swine flu; and while the Northstate remains "swine flu-free"(for now), the government views this as a "declaration of emergency preparedness" which allows the government to move doses of the anti-viral drug Tamiflu to parts of the country with potential swine flu outbreaks, release monies and other preparedness steps.

So far this week, the lab at Shasta County Public Health has tested 26 suspected flu cases from Shasta, Siskiyou, Tehama and Trinity counties. All tests have been negative, said Donnell Ewert, public health director. North of us...is Oregon and Washington where at least ten swine flu infections, with more on the way (see the full article).

Stay healthy! Take common-sense steps to limit the spread of germs. If you haven't done so, read and print the Pandemic Flu Planning Checklist - it's better to be safe than sorry.

Stay Informed! Go to reliable sources to get your information. We're getting updates from PandemicFlu.gov.

What should I do if I get behind in my mortgage payments?

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Fri, 01 May 2009 10:55:04 -0500

It is never too late to get help! by seeking help early, there is a greater chance of success in avoiding foreclosure.

As soon as you anticipate problems in paying your mortgage payment, contact your mortgage servicer to explain your current financial situation. Many servicers are willing to work with you if you contact them immediately, because they understand that individuals and families can face temporary job loss, serious illness, or other major life events that can impact their ability to pay their mortgage. Call the toll free number that appears on your monthly mortgage bill and ask for your loan servicer's Loss Mitigation Department. Ask if you can participate in a "work out" resolution or obtain a loan modication. Be honest with the loss mitigation staff about your situation so they can help you choose the best option.

DON'T LET TIME RUN OUT ON YOU...

Be prapered with the right information when you call. Gather the following financial information:

Your loan account number
A brief description of your circumstances
Recent income documents such as:
Pay stubs
Benefit statements from Social Security, disability, unemployment, retirement or public assistance
If self-employed, have your tax returns or a year-to-date profit and loss statement available for reference
List of household expenses

For more information visit our website. We're here to help!

Chris & Maria Jeantet

Foreclosure vs. Short Sale: Homeowner Consequences

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Mon, 30 Mar 2009 14:13:12 -0500

TIMELY INFORMATION FOR THE EMPOWERED CONSUMER

Many homeowners are still confused on the difference between a foreclosure and short sale and the consequences of each. We will be outlining some of these issues in a series of posts here on Blogging About Redding to help you sort through the mountain of information that exists out there.

ISSUE: (Future Fannie Mae Loan-Primary Residence)

As of May 21, 2008 a homeowner who loses a home to Foreclosure is ineligible for a Fannie Mae backed mortgage for a period of 5 years. However, a homeowner who successfully negotiates and closes a short sale will be eligible for a Fannie Mae backed mortgage after only 2 years.

ISSUE: (Future Fannie Mae Loan - Non Primary)

An investor who allows a property to go to Foreclosure is ineligible for a Fannie Mae backed investment mortgage for a period of 7 years. However, an investor who successfully negotiates and closes a short sale will be eligible for a Fannie Mae backed investment mortgage after only 2 years.

ISSUE: (Credit Score)

Score may be lowered anywhere from 250 to over 300 points for someone who loses their home to foreclosure. Typically a foreclosure will affect the score for over 3 years. For those who do a Short Sale, only late payments on mortgage will show and after sale mortgage will be reported as paid or negotiated. This will lower the score as little 50 points (not bad!) if all other payments are being made. A short sale's affect can be as brief as 12 to 18 months.

ISSUE: (Credit History)

Foreclosure will remain as a public record on a person's credit history for 10 years or more. Short sale is not reported on a credit history. There is no specific reporting item for a short sale. The loan is typically reported "paid in full, settled".

ISSUE: (Security Clearances)

Foreclosures is the most challenging issue against a security clearance outside of a conviction of a serious misdemeanor or felony. If a homeowner has a foreclosure and is a police officer, in the military, in the CIA, Security, or any other position that requires a security clearance in almost all cases clearance will be revoked and position will be terminated. HOWEVER...a Short sale on its own does not challenge most sercurity clearances.

ISSUE: (Current Employment)

Employers have the right and are actively checking the credit regularly of all employees who are in sensitive positions. A foreclosure in many cases is ground for immediate reassignment or termination. Because a short sale is not reported on a credit report it is therefore not a challenge to employment.

ISSUE: (Future Employment)

Many employers are requiring credit checks on all job applicants. A foreclosure is one of the most detrimental credit items an applicant can have and in most cases will challenge employment. A short sale however, is not reported on a credit report and is therefore not a challenge to employment.

ISSUE: (Deficiency Judgment)

In 100% of foreclosures (except in those states where there is no deficiency) the bank has the right to pursue a deficiency judgment. In some successful short sales it is possible to convince the lender to give up the right to pursuit a deficiency judgment against a homeowner.

ISSUE: (Deficiency Judgment -amount)

In a foreclosure the home will have to go through an REO process if it does not sell at auction. In most cases this will result in a lower sales price and longer time to sale in a declining market. This will result in a higher possible deficiency judgment. But in a properly managed short sale the home is sold at a price that should be close to market value and is almost all cases will be better than an REO sale resulting in a lower deficiency.

We are Certified Distressed Property Experts, we can walk you through and explain the advantages of doing a Short Sale. There is absolutely no cost in doing a short sale. Call today for a confidential meeting regarding your choices.

Chris and Maria Jeantet, Realtors (530) 510-0810

1801 Buenaventura Blvd Redding CA 96001

Active or Passive Blogger?

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Tue, 17 Mar 2009 13:11:30 -0500

WHICH ONE ARE YOU?

I recently read a post on a fun website I subscribe to The Future Buzz and an article by Adam Singer cought my attention. In it, he poses the question and distinguishes between an "active" and a "passive" person. I'm taking a little further and applying it to the "Blogger".

You are an "Active Blogger" IF...

Use the Internet at least every other day to express yourself and learn about the world around you. Passive if you simply read but not express.
Strategize your blogging plans and work to accomplish those goals. Passive if you wait for a miracle.
Active Bloggers "bookmarks" and comes back to analyze an article and draws ideas from it. Passive if you bookmark them and never come back to them, real passive if it's been a years since you last looked at it!
Have a close cirlce of connections within your Blogs and have had lunch or coffee with at least one. Passive if you just don't care.
Active Bloggers spend their days "looking-out" for opportunities (subjects/topics) to share with the world, even when they're not in-front of their computers. Passive if you just "thought" the post out in your mind and never delivered it.
If you pursue your goals as a Blogger, you're an active one, passive if you forgot where you wrote those goals.
You don't wait for an opportunity...you create it. Passive if you need it handed to you.
You make your own opinions on things and are not afraid to share them with the world. Passive if you let others make up your mind for you.

So are you an active blogger or a passive one? Add to the list!

The Real Meaning of St. Patrick's Day

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Tue, 17 Mar 2009 12:13:36 -0500

I'm curious...aren't you curious? Here's what I found out:

Had it not been for a band of Irish marauders in the fifth century, March 17 might've been plain old Maewyn's Day - because Maewyn wouldn't have changed his name to Patrick, and he likely wouldn't have become a saint. In fact, it wouldn't have been a Day at all.

But as it happened, a certain 16-year-old Welsh lad was kidnapped by those Irish marauders, and during the six years young Maewyn spent in servitude as a shepherd in Ireland he experienced a religious awakening, then spent years studying in a monastery. He took on a new name, Patrick, and a new calling - converting his countrymen to Christianity.

Interesting Fact:

In his Confessio, a spiritual autobiography, he writes:

So, how is it that in Ireland, where they never had any knowledge of God but, always, until now, cherished idols and unclean things, they are lately become a people of the Lord, and are called children of God.

Saint Patrick died on March 17 in the year 461, and this date was declared a religious feast day. Pretty cool huh!

HAPPY ST. PATRICK'S DAY TO YOU

Shasta-Trinity National Forest awarded $1 million in economic stimulus money

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Sat, 14 Mar 2009 18:46:27 -0500

Jobs? Yes...we need more jobs!

I read with great interest today about the federal funds that our County will be the receipient of as part of the country's economic stimulus package. The goal with these funds is to provide us with assistance in reducing wildfire danger, and if you live in the Northstate you know about the wildfires we've had in recent years!

The Shasta-Trinity National forest will be receiving $1 million for fuels reduction projects, as reported by the local newspaper (The Record Searchligh). According to Sharon Heywood, Shasta-Trinity Forest Supervisor, she's happy with this decision and agrees that this money will provide jobs for the California Conservation Corps and area contractors.

The article indicated that this work is part of the first 10 percent of projects funded by $98 million for the Forest Service nationwide in the American Recovery and Reinvestment Act. Across the country, the projects are expected to create 1,500 jobs. That's some progress if I may add.

This is a start however...Redding needs more jobs!

Carpet Cleaner, Redding CA

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Thu, 26 Feb 2009 23:40:52 -0600

Introducing Chet Nowak, Certified Master Carpet Cleaner and owner of Special Touch Carpet & Upholstry.

A one-man show, Chet has served the Shasta County area since 1990. We met Chet last year and have hired him to do multiple jobs for us personally and our clients. We continue to refer him because HE'S GOOD! Actually, he's better than good, he's a perfectionist and gets the job done right.

He is insured and bonded and says his favorite part of his job is the people, he loves to service them. When asked about his "lease favorite" he said "pet problems" (he kind of laughs).

With Spring time almost upon us...think about getting your place nice and fresh, give Chet a call! You can reach him at 530-953-8863.

Chet (if you're reading), thanks for all your hard work...our clients are always pleased with you!

Chris & Maria

6 Consejos Para Evitar La Ejecución Hipotecaria

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Sun, 22 Feb 2009 21:14:12 -0600

If you have Spanish-speaking clients who are trying to avoid foreclosure, email them this link by Bill Arce. He offers great advice in this easy to read (and timely) article.

The Jeantets

Via Real Estate Latino (Bill Arce) (RealEstateLatino.com):

Por Bill Arce:

Si tu eres dueño de casa y estas enfrentando problemas financieros o si tu tasa de interés es ajustable (ARM) y está al cambiar haciendo más difícil el que puedas realizar los pagos mensuales, tu pudieras estar en riesgo de enfrentar una ejecución hipotecaria y perder tu casa. No estas solo, miles de dueños de casa están en la misma situación en la que tú te encuentras, afortunadamente RealEstateLatino.com ha te ofrece estos consejos para que te informes y puedas evitar la pesadilla financiera y emocional que representa perder la casa.

No Ignores El Problema. El primer paso es reconocer que tienes un problema y que necesitas enfrentarlo lo antes posible, ya sea que anticipes la perdida de tu empleo, una disminución en tu horario de trabajo o que el plazo para que cambie la tasa de interés ajustable se aproxima y no podrás enfrentar el nuevo monto mensual.

Expertos sugieren que contactes a tu institución financiera tan pronto como sabes que estas en problemas. Mientras más te demores en contactarlos más difícil será para el banco encontrar una solución que te permita quedarte con la casa. Recuerda el banco no quiere tu casa, para ellos es mejor que tu continúes pagando, así hacen su dinero.

Mantén las líneas de comunicación abiertas. Una de las partes más importante de este proceso es la de abrir todas las cartas que te envía el banco y no amontonarlas en el cajón. Además de las cartas están las llamadas telefónicas que te hará el banco, llénate de valor y contéstalas podría ser la diferencia entre quedarte con tu casa y perderla. Ten presente que si llegaras a encontrarte en una situación legal no podrías probar que el banco no te advirtió de que empezaría la ejecución hipotecaria cuando estuviste ignorando todo tipo de comunicación.

Conoces tu Derechos. Una vez que te das cuentas que estas en problemas y has decidido comunicarte con tu banco, has hecho lo correcto -pero todavía hay más por hacer.

•§ Revisa tu contrato con el banco para que sepas que puede y no puede hacer legalmente el banco en caso de no recibir tus pagos.

•§ Averigua cuales son las estipulaciones estatales que gobiernan el proceso de ejecución hipotecaria en tu ciudad. Los procesos varían de estado a estado.

Nota: La Agencia Federal de la Vivienda le ofrece más recursos para evitar la ejecución hipotecaria.

Evite hacer tratos con compañías fraudulentas. Una vez que tu caso llega a los tribunales este se convierte en información pública y por ende muchas compañías que profesan poder ayudarte a evitar el foreclosure se enteran de tu situación y te contactan para solicitar tu negocio. Debes tener mucho cuidado con estos tipos de compañía, asegúrate que las leyes estatales te protegen ya que al ser una nueva industria existe muy poco control sobre esta. La mejor forma de asegurarse de que haces negocios con una compañía honesta es verificando con la oficina de fianzas de tu estado alguna queja de maltrato.

Busca ayuda en organizaciones locales sin fines de lucro. Comunícate llamando gratis al teléfono 1-888-995-HOPE, esta es una línea de ayuda a nivel nacional encargada de asesorar a dueños de casa que están enfrentando una ejecución hipotecaria. También puedes visitar su website www.995Hope.org.

Entre las diferentes opciones que puedes recibir al comunicarte con ellos están la de negociar con tu banco para darte la oportunidad de recuperarte financieramente. Además es bueno señalar que esta organización ha desarrollado vínculos de cooperación con la mayoría de los bancos principales lo cual hace más fácil la negociación a tu favor.

Priorice sus gastos. Ahora que sabes dónde te encuentras financieramente, es tiempo para que reajustes tu presupuestó familiar, en caso de no tener uno hecho sería buena idea crearlo inmediatamente. Prioriza la luz eléctrica, la comunidad y medicinas, también donde puedes ahorrar dinero, por ejemplo; eliminando servicios innecesarios. Coordina con tu familia los viajes que tienen que hacer para así ahorrar en gasolina. Si necesitas ayuda para crear tú presupuesto consulta una organización financiara sin fines de lucro para que te ayude. Evita caer en manos de agencias privadas que todo lo que harían seria ponerte en una situación más delicada.

Mi Consejo: No pierda la esperanza y manténgase firme en la idea de que si puede evitar la ejecución hipotecaria. Tenga presente que la bancarrota y la ejecución hipotecaria deben de ser las últimas opciones cuando te encuentras en esta situación. Te encontraras personas que te dirán que cualquiera de estas dos opciones representan la forma más fácil de salirse del problema, no es así. Has todo lo que puedas hacer para salvar tu casa, tu familia te lo agradecerá por siempre.

Art in Redding CA

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Tue, 17 Feb 2009 12:59:06 -0600

Spring Art Reception at Redding City Hall

Thursday, February 26, 2009

Redding City Hall, 777 Cypress Avenue

Reception from 5pm - 7pm (Free Event)

Hosted by City of Redding Community Services Department

Everyone is invited to meet local artists and photographers whose work will be on display on all three floors of the City Hall. Enjoy a delightful evening of beautiful photography, classical music and eye-grabbing art work! Welcome to Redding, CA and the Spring Art Reception at our beautiful Redding City Hall.

Photography by:

* Vincent Dederer

* Jim Duckworth

* Theresa Ickes

Art-Glass Work and Media by:

* Frances Rogers

* Michael Karns

* Luke Lucas

* Students of Shasta Union High School

For more information, you call or email:

(530) 225-4512
mszynal@ci.redding.ca.us

Redding Localism: 60th Annual Equipment EXPO

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Thu, 05 Feb 2009 14:32:43 -0600

WHAT: Shasta Cascade Logging Conference's 60th Forest Products & Equipment Exposition

WHEN: February 12th - 14th, 2009

WHERE: Anderson, CA - Fairgrounds

TIME: 9am - 5pm

Cost: FREE

If you build it, if you dig it, if you harvest it, you won't want to miss this year's Expo!

Sponsored by the Sierra Cascade Logging Conference, the 60th Annual Forest Products and Equipment Exposition promises to be a huge exposition designed to showcase the latest and greatest in technology as it relates to forestry products and equipment. The goal is to help those that work in the building, construction and forestry industries to maintain their competitive edge!

Last year over 10,000 people attended one of the largest displays of equipment on the West Coast. Vendors and exhibitors from the region and nation-wide, displayed a wide array of equipment for both construction and forestry. This year's conference will be no exception. With over 100 indoor and 100 outdoor exhibit spaces available, you can still fill out your registration if you want to exhibit. Download the event schedule for more details.

Backhoe, Trucking and Logging Competitions bring a wide variety of customers to the EXPO. This year a special "History" program is planned so it's your chance to meet new customers or spend some quality time with like minded friends. There is no charge at the gate or to attend workshops at the conference, but without the support of members the Equipment Exposition would not be possible.

The board of directors of the Sierra-cascade Logging Conference encourages you to join as a member to support the conference. For questions on outside space contact Frank Muse at 530-246-8573 and for inside space call Tom King at 530-222-1212. For general information call 530-365-1173 or for more information on the program and agenda of social events, go to the Sierra Cascade's Expo Website.

The Sierra Cascade Logging Conference would also like to thank the following SPONSORS in making this even possible:

Gold - Beaty (W.M.) & Associates, Inc.
Gold - California Forestry Association
Silver - Fruit Growers Supply Company
Gold - Hat Creek Construction, Inc.
Gold - Les Schwab Tire Centers
Silver - Northern Lights Energy, Inc.
Silver - Plumas Bank
Gold - PremierWest Bank
Gold - Redding Bank of Commerce
Gold - Roseburg Resources Company
Gold - Sierra Pacific Industries
Silver - Timber Products Company
Silver - Pat Cramer Insurance

Redding CA Real Estate Market Update

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Sat, 24 Jan 2009 16:13:27 -0600

Shasta County Residential Sales

Housing Market Update

Updated January 24, 2009

· Sales activity is down this month: 95 single family homes sold in the last thirty days compared to 144 the previous month. However, we are experiening an increase in activity ith approximately 289 single family homes currently in contract (pending).

· Our inventory levels is decreasing for Single Family homes in Shasta County, there is approximately 1,500 homes for sale compared to 1,650 homes in December.

· Home prices continue to decline offering great deals to first time home buyers and those looking for investment properties. This explains the increase in sales for homes priced beteen $150,000 and $200,000 in the last three months. 70% of the homes currently in contract are priced under $265,000.

OTHER STATISTICS - 1/24/08

· Median Price: $190

· Average SOLD price: $223,000

· Average Listing Price of UN-SOLD homes: $370,000

• Average DOM (Days on Market): 140

Tonight's Movie at the Cascade Theater

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Wed, 21 Jan 2009 14:53:49 -0600

Don't forget about tonight's "Dinner & a Movie" at the beautiful Cascade Theater. Remember this fun idea is still in a "trial" period so the more people that show up the better. Depending on the response, this event could continue into future months. If you love chocolate, you'll love tonight's show

Wednesday, January 21 - "Babette's Feast", 1987. Set in 19th century Denmark, this is the story of a father and his to daughters who take Babette - a French refugee - in as their maid. To celebrate the 100th anniversary of their father's birth, Babette takes the challenge of preparing the dinner of her lifetime. Dinner Theme: Chocolate theme.

Cost is $10 per person...and the movie begins at 6:30PM followed by the cooking demonstration and samplings.

Cascade Theater box office or call (530) 243-8877.

NEXT WEEK:

Wednesday, January 28 - "Waitress", 2007. This is the story of an unhappy woman; known for her phenomenal pies, who works at a diner...can you smell the pies? You know the theme...pies and more pies!

Is it necessary to preview homes?

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Tue, 20 Jan 2009 16:35:20 -0600

Call me old-school but I still think it's essential to preview our inventory. I've been told that my time could be put to better use but I have a thing about "seeing" the inventory personally. I mean, virtual tours have certainly made things convenient and totally useful but they can't tell me everything I need to know.

For instance, many agents (in efforts to highlight certain features of a home) include such things like "RV parking" but often times I get out to preview a listing only to find that you can barely fit a boat, let alone an RV! Another reason I still preview our local inventory is so that I'm ready to go hen I get that million dollar call! I'm serious.

I'm sure you preview homes that you plan on showing, but do you preview your local inventory and if so, why do you do it?

5 Misconceptions on Buying Vs. Renting

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Fri, 16 Jan 2009 17:34:06 -0600

Misconceptions On Buying Versus Renting

While there are a number of misconceptions surrounding whether it is best to rent or buy, one of the biggest may be the notion that renting is simpler.

For example, when the refrigerator in a rental needs repair, the responsibility falls on the landlord. When new homeowners sign their name on the dotted line, responsibility is theirs. Yet stating that renting is the "simpler" choice takes a narrow view of the total set of questions and issues that go into the buy-versus-rent decision.

Here are a few of the misconceptions on the topic of buying versus renting:

Misconception No. 1

The tax benefits derived from purchasing a home takes forever to offset all the other costs involved.

The Reality

Most people know that tax write-offs of mortgage interest are among the biggest financial benefits of home ownership. But some people question whether this benefit is really great enough to offset the "big picture" cost of ownership - including the hefty down payment and closing costs needed to get a former renter across the threshold to homeownership. Homes typically appreciate in value over time - at the same time the homeowner builds his or her equity in the property through monthly mortgage payments. Though tax offsets begin right away (really starting to "pay off" in that first tax filing season after a home's purchase), the bigger picture benefits tend to come with time.

That's why potential homebuyers should carefully evaluate how long they expect to stay in the home that they are considering purchasing. If they anticipate staying in their first home only one to two years - especially in today's market - they're not as likely to get a good return on their initial investment. If, on the other hand, they are planning on staying several years in the same property, the scales of benefit start to shift - and the value of all that they gain financially from homeownership is likely to outweigh those initial costs to get in the door.

Misconception No. 2

Renting a a home isn't all that different from owning.

The Reality

More so than apartment dwellers, the lives of people who rent a house can often mirror those of actual owners. You'll see many home renters making routine repairs, gardening, shoveling the driveway when it snows or cleaning the gutters after the leaves fall. But there is one fundamental difference. Unlike equity built with each monthly mortgage payment, the rent that person is paying is producing zero future financial benefit. In fact, a renter essentially paid the landlord's mortgage and likely additional utility costs.

Since most homes increase in value over the long term, a home not only provides a place to live but will ultimately provide return on a consumer's original investment. Additionally, when it comes time to apply for other forms of credit, responsible homeowners are more desirable borrowers. Paying a mortgage on time each month shows lenders that a consumer is secure, stable and effectively manages finances. And those home renters who take it upon themselves to help make property updates and repairs? They're building equity - just not their own.

Misconception No. 3

It's better to rent and wait for the market to bottom out.

The Reality

Despite recent challenges in the U.S. housing market, a home remains a highly sound financial decision for those with documented income and a good credit history. Yet some buyers are still sitting on the sidelines trying to time the market bottom - which is always ill-advised. By the time most folks recognize the true bottom, prices are already on their way up. Buying a home should always be approached as a good long-term investment, providing equity accumulation, cost appreciation and tax benefits over time. Homeownership is a lifestyle decision, a highly personal decision. Yet today's current market, while different from market-to-market, is generally typified by falling or stable home prices, still-low interest rates, and a large number of homes on the market. Historically, low or falling interest rates allow more to enter homeownership which in turn helps trigger rising housing prices - resulting in the start of a "sellers market." As the number of consumers are "priced out", home inventory begins to increase and the cycle goes towards a balanced or even a "buyers" market. Prices will generally stabilize allowing economic conditions for those "priced out" to improve and the cycle begins again. The reason why many point out that now is a smart time to buy is because of the historically low interest rates we are seeing coupled with the buyer's market which exists in most communities. The most important thing to remember is that housing is not a quick-in, quick-out investment. When purchased with the longer term in mind, housing is one of the historically safest investments consumers can make.

Misconception No. 4

It's Cheaper to Rent

Reality: This may or may not be so. Because of the current state of the housing market here in Redding and across the nation, many are foregoing homeownership and turning to rentals. This influx of renters may be having an impact on the supply and demand of rentals and driving rents higher.

Misconception No. 5

By buying a home, I'll become a victim of the foreclosure mess (this is a common misconception these days and for good reason do to the soft economy).

The Reality

While foreclosures have presented very serious concerns for those people affected across the country, it's important to remember that they account for just a small percentage of all homes sold. In the midst of all the negative news headlines, it's easy to forget that mortgage money is still available for qualified borrowers. To help prevent foreclosures in the future, lenders have returned to upholding higher standards. These may require you to demonstrate strong basic borrowing "fundamentals" such as proof of income, solid credit, ability to make a down payment, etc.

Finally, as you begin your home search, it's critical to be well-educated in terms of the various mortgage options available. Be realistic about what you can afford, and remember, if something sounds too good to be true, it probably is. Conservative planning for today (and tomorrow) is the first step toward securing a mortgage that best fits your budget.

Let us know how we can help. If you're ready to consider buying a home, talk to us and let's discuss your current circumstances - this may be the smartest time for you to buy!

Chris & Maria Jeantet, Representing First Time Home Buyers in Redding, CA and surrounding communities.

Access our local MLS

Real Estate Ethics

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Tue, 13 Jan 2009 23:25:18 -0600

How do you define ethics?

Our definition of ethics goes something like this: having a longing to do good, a desire for integrity in all that you do and a desire to serve others.

As Professional Realtors® we have a desire to serve others and to see that they are not taken advantage of. Professionalism begins with conducting yourself ethically. Approaching all client situations in an atmosphere of trust. There's a lot of corruption out there (in all business sectors not just real estate) and many times consumers approach business dealings with a high level of distrust. We're seeing and hearing about all the economic issues in our environment and it's pretty depressing, and to top it off there are those qho go out of the way to make a few dollars even if it means doing it unethically!

People can pick up a lot about you by reading your Internet profiles. Blogging affords us the opportunity to reflect those ethical traits- a simple glance at any of our Internet profiles, articles and comments and you get a glimpse of what a person is about. But the "real you" is the one who attempts to do the right thing even when no one is watching. So it is with that thought we say, stand firm, rise to the top and examine yourself continuously as to whether or not you are serving others in a truly ethical manner.

Some of our favorite postings on this subject:

I will never show that Realtor's listings! by Brian Tutas of Poinciana, FL.

Ethics: Truth vs Loyalty by Ardell DellaLoggia of Seattle, WA

Foreclosure Listings w/Out of Area Agents - This isn't Good Customer Service by Fran Gatti of Crescent City CA

Chris & Maria Jeantet: Redding CA Real Estate

Annie: A timeless musical coming to Redding, CA

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Sun, 11 Jan 2009 00:08:03 -0600

America's most beloved musical comes to Redding..............ANNIE, the timeless tale of Little Orphan Annie is back, giving a whole new generation the chance to experience this classic musical about never giving up hope. Boasting one of Broadway´s most memorable scores, including "It's the Hard-Knock Life," "Easy Street," "N.Y.C." and the ever-optimistic "Tomorrow," Annie is a delightful theatrical experience for the entire family.

Bet your bottom dollar you'll like it!

Date: Thursday, January 22, 2008

Time: 7:00pm (doors open at 6pm)

Location: Redding Convention Center

Click to Buy Tickets

The History of "Annie"

Short Sales 101: What is a Short-Sale and why should you care?

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Fri, 09 Jan 2009 23:26:01 -0600

For starters think of Short-Sales as an alternative to preventing a foreclosure on your home.

SHORT SALES: THE BASICS

Definition of a Short-Sale: A sale of a house in which the proceeds fall short of what the owner still owes on the mortgage. Many lenders will agree to accept the proceeds of a short sale and forgive the rest of what is owed on the mortgage when the owner cannot make the mortgage payments (and is able to prove it). By accepting a short sale, the lender can avoid a lengthy and costly foreclosure, and the owner is able to pay off the loan for less than what he owes. This type of negotiation is done through frequent communication with the bank's Loss Mitigation department.

Why should you care? Well, you wouldn't care unless you are having difficulties making your mortgage payments, or worse, you've already missed a few payments. Often a bank will allow a short sale if they believe that it will result in a smaller financial loss than foreclosing (because it's faster and less expensive than a foreclosure). Another reason you should care is that although a short sale does affect your credit report, the impact is a lot less than a foreclosure, so by avoiding it, you are lessening the impact on your credit. Because a short sale is a type of settlement and it remains on your credit report for up to seven years, it is possible to obtain another mortgage loan 1-3 years after the short sale, generally. Now that's a HUGE reason to care!

Do you have to pay commission fees? No. If a short-sale is approved, the bank will handle and take care of the commission fees wwith the real estate brokerage.

Mistakes to avoid: Don't ignore the situation; not doing anything makes matters worse. Also, consult with an experienced Real Estate professional who specializes in this type of real estate transaction. There's a lot involved in a short sale, typically you're dealing with more than one lender (first and second, etc.), specific processes have to be followed, not to mention the timing of it all (time is of the essence since you're trying to avoid a foreclosure on your home). It is a fact that short sales have a high failure rate and often do not close on time when not handled by an experienced individual. Avoid this mistake.

New Year, New Look.

Chris and Maria Jeantet (Coldwell Banker C&C Properties) — Fri, 09 Jan 2009 16:32:16 -0600

We're thrilled to announce that very soon we are going to unveil our new real estate website, a customized home page that will offer so much more to our clients and to those looking for relevant, local information that affects their buying and selling decisions. Much of the content is going to be based on some of the input we received from clients after sending out a quick questionnaire.

After looking at several options and spending a few months trying to decide who to work with, we were referred to Joe Duenat of StepsMarketing, a local web professional out of Chico (our neighboring city). We're impressed with his work and he gave us a pretty screaming deal too! We're excited and can't wait to see the final product. Please note our current website (ShastaLiving.com) is still active.

TBC (to be continued)...after the new look!

Chris & Maria