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first time buyer: 4 Great Financial Reasons why you should buy NOW vs Later - 05/10/11 08:21 PM
As Dean Hartman said last week, the purchase of a home is a personal decision. However, we want to give everyone four great financial reasons why you should not wait before taking the plunge into homeownership.
Interest Rates Are Increasing Interest rates have increased almost 3/4 of a point in the last six months. Most experts expect rates to continue to increase through the year. Interest rates along with price determine the overall cost of a home. Even with prices softening, if interest rates rise, it may be less expensive to buy now rather than wait.
The 30-Year Mortgage May … (1 comments)
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first time buyer: The Oregon Bond Loan: Helping make homeownership more affordable for first time buyers - 01/04/11 06:34 PM
Whether the place you want to call home is urban or rural, the Residential Loan Program can help you buyyour first house. This brochure doesn’t include every program requirement, but it will give you an idea ofwhat Oregon Housing and Community Services has to offer.
There are two interest rate loan programs you can choose between:
Rate Advantage Home Loan• Hard-to-beat below-market rates• Maximize purchasing power• Lower monthly payments• Long-term interest savings• No prepayment penalty
With a Rate Advantage Home Loan, youwill get a low fi xed rate to maximize yourhome purchasing power.
Cash Advantage Home Loan
• Still a … (0 comments)
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first time buyer: What You Should Know Before Buying a Home - 10/26/10 03:24 PM
What You Should Know Before Buying a Home RISMEDIA,
There are so many things to understand as you embark on purchasing a home, especially if it's your first purchase. Learn the basics as you get started and understand everything you need to know as it relates to financing. Here are 10 tips about financing: 1. Before you start looking for a home, get pre-qualified for a loan. Banks, credit unions and mortgage bankers make home loans; mortgage brokers process them. The lenders will take an application, process the loan documents, and see the loan through to the funding stage. 2. If … (1 comments)
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first time buyer: Home Sweet Home Program for First Time Buyers In Oregon! - 05/25/10 03:43 PM
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first time buyer: 4 Things First-Time Home Buyers Need to Know about Home Inspections - 05/07/10 05:53 PM
4 Things First-Time Home Buyers Need to Know about Home Inspections
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RISMEDIA, April 21, 2010— A professional home inspection can not only provide a great education about the home’s systems, but also be a crucial tool in negotiating the most equitable price on the home, according to HouseMaster, one of the first and largest home inspection franchisors in North America.
“Our experience and research shows that approximately 40% of resale homes have at least one defect that can cost a home buyer a minimum of $500 to repair,” said Kathleen Kuhn, President of … (3 comments)
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first time buyer: Want to Take Advantage of the Tax Credits?? MUST ACT NOW!!!! - 01/05/10 02:09 PM
If You Want to Take Advantage of the Tax Credits……
You Need to take action now (rates WILL be going up!) Tax Credit Expires April 30, 2010, must be under contract by then, with a closing by June 30, 2010 Average closing take around 45 days, which occurs after we find the home and make the offer. The time will go by quickly!! Contact Molly for a free tax credit qualification consultation (just a couple simple questions) Receive a Homebuyer’s Guidebook from Molly, outlining the home buying process Start shopping for a lender and loans Obtain a pre-approval FUN PART…..we start … (1 comments)
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first time buyer: Who Do YOU Know? - 11/09/09 05:33 PM
Who Do You Know That Could Benefit From These Tax Breaks?
What is the Extended Credit?
・Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010.
・Expands the credit to grant up to $6,500 credit to current home owners purchasing a new or existing home between November 7, 2009 and April 30, 2010.
Who Qualifies for the Extended Credit?
・First-time home buyers* who purchase homes between November 7, 2009 and April 30, 2010.・Current home owners purchasing a home between November 7, 2009 and April 30, 2010, who have used the home … (1 comments)
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first time buyer: Should YOU go FSBO??? - 04/04/09 04:40 PM
This article courtesy RISMEDIA
Should You Go FSBO?
By George W. Mantor
RISMEDIA, April 4, 2009-Pronounced "fizzbo," an FSBO (for sale by owner) is a Realtor acronym for a property that an individual is looking to sell on their own.
To a certain extent, the notion may be driven by tough economic times. With equity evaporating in many markets, it might be a necessity for some sellers to go the DIY route. It is a question brought about by the perception of high cost for very little real work and a nagging sense that, hey, maybe I could do that.
Maybe … (0 comments)
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Molly LeBlanc 503-490-5229
Gladstone,
OR
More about me…
Pete Anderson Realty
Address: 10610 SE Washington St, Portland, OR, 97216
Office Phone: (503) 256-9723
Cell Phone: (503) 490-5229
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