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charlotte foreclosures: FROM YOUR REAL ESTATE AGENT: Lake Norman Gallery Crawl in Davidson, April 13 - 04/13/12 09:30 AM
What a GORGEOUS day for a Gallery Crawl! Like last year, our Gallery Crawl is better than ever, so it has its own weekend! The Crawl will go from the new businesses at Exit 30 to Main Street in Davidson...Join local shops, vendors, eateries and Art Studios for the opening event of local Weekend events in the Charlotte and Lake Norman areas surrrounding Arts For April.... Wander about with the locals, chat it up with a Davidson College student...and best yet...Don't forget to stop by the Davidson Allen Tate Office, for all of your Real Estate needs! Thank you for your … (0 comments)

charlotte foreclosures: Charlotte Homeowners that are Under Water, YOU HAVE OPTIONS - 02/16/12 01:00 PM

If your lending institution files a “Late Payment Notification” with a Credit Bureau for 60 days or more on your Mortgage loan(s), you need to start getting your plan together now.  If you are getting ready to fall behind, we want to make sure you are aware there are options that work. Always consult your lender, tax adviser, attorney or financial liaison as soon as possible to discuss all avenues. A Short Sale could be your best possible option, this is where we can help.
 
 A short sale can be a solution that helps save your credit and enables … (1 comments)

charlotte foreclosures: CHARLOTTE SHORT SALE SPECIALISTS: WE HELP HOMEOWNERS - 07/08/11 11:13 AM
WE HELP HOMEOWNERS...I said it, we are the ones who take the time to listen to each story of heartache, loss and money woes...we help them through the tangled web that is a SHORT SALE, WE LOVE THIS STUFF....nothing feels better than a hint of tears in the end when they know it's over and we sit at closing, after being turned down for LOAD MODIFICTIONS, after being talked down to by BANK EMPLOYEES, after feeling like a LOSER because they could no longer pay their biggest bill(as described by one homeowner)...THEY ARE NOT ALONE, 4 out of every 10 HOMEOWNERS … (1 comments)

charlotte foreclosures: In A Service Industry...Don't Take Your Business For Granted... - 02/24/11 04:40 PM
 You know we have to go the extra mile these days...and all those small things add up...which is why I must say...QUICK, HONEST, EFFICIENT SERVICE IS WHAT IS WARRANTED AND NEEDED IN TODAYS REAL ESTATE MARKET....that includes MORTGAGE FOLKS ... Gone are the days when you can just "cherry pick" lets say...and so any real buyer should be treated like GOLD...case in point...
 
Mortgage Chic took a week and 10 excuses to get me back an updated pre-approval, I called, I emailed, I explained I needed it or the Negotiator would close the file...A DARN WEEK? I happen to know...they take 2 … (2 comments)

charlotte foreclosures: Finding A Specific Niche for Today's Market to stay Busy! - 02/23/11 02:31 PM
Finding a specific corner of the market and developing it to be "Your Own" is something that I believe has helped keep me from being one of those "stagnant Realtor" just hoping the market will get better...
In the good ol' days(late 1990's-2006ish) all you needed was a heartbeat to be able to sell a property...now, you need more. "Years in the business" & "Knowing the area" only gets you so far these days if you dont have the EXPERIENCE & TECHNOLOGY ADVANCEMENTS that are needed in todays markets.
Whether it is REO's, Luxury, 1st Time Homebuyers, Golf Community, Waterfront, Condo or Short … (1 comments)

charlotte foreclosures: SHORT SALE GENTLEMAN'S MOUNTAIN RETREAT, 10 ACRES NEAR CHARLOTTE, NC - 01/17/11 01:26 PM

THE COMPLETE MOUNTAIN RETREAT-OFFERED AT $800K
Do You Have A Home You Need To Sell To Avoid Missed Mortgage Payments or Foreclosure?
 

 
Agents That Have Real Life Experience in Short Sales, Call Us Today
Serving Charlotte, Lake Norman and The Surround Counties.
 
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charlotte foreclosures: Charlotte Homeowners: WHAT ARE THE PREFORECLOSURE & SHORT SALE OPTIONS, NOW IS THE BEST TIME ASK! - 10/11/10 02:13 PM
If you have or have not missed payements,
If you are struggling and wondering what should I do? what can I do? what are all the options?
Call one of our team members from THESHORTSALEAGENTS.COM and see if we can help.
Banks will now be looking into whether or not they can trully help you sell your home as a Short Sale and it is about time, RIGHT?. Banks have gotten the processes down to better timeframes and looking at different options to actually help you.  With BofA stopping pending foreclosures for the moment we are seeing reduced timeframes in getting answers … (0 comments)

charlotte foreclosures: Choosing A Short Sale Agent in Charlotte, NC - 06/14/10 01:54 PM
"This is probably the biggest tip I would give to people who want to sell their home in a short sale.
...FIND AN EXPERIENCED REAL ESTATE AGENT WHO HAS DONE A SHORT SALE BEFORE.
Your real estate agent will be able to deal and negotiate with the mortgage company(ies) on your behalf. An experienced short sale agent will give you the best chance of successfully short selling your home."
Author of: The DebtKid
Agents That Have Real Life Experience in Short Sales
 The short sale agent handles complex negotiations with the bank. If the agent has no experience dealing with … (0 comments)

charlotte foreclosures: Distressed Properties Class: Listing Short Sales: Mindsets and The Short Sale Process w/Melissa Polce - 04/28/10 08:05 AM

Distressed Properties: Listing Short Sales: Mindsets and The Short Sale Process w/Melissa PolceWednesday, April 28, 2010 1:00 PM to 3:30 PM EDTTraining Room, CorneliusChapters 5 & 6 from the Distressed Properties Handbook:
Listing Short Sales course materials will be covered.You will learn:* Know lenders' and Asset Managers mindsets and motivation: Understand where the ultimate sellers are coming from--why they do what they do and how to work most effectively with them.
* Know the Short Sale Process: Know all the steps, from qualifying the seller and preparing the short sale package to submitting the offer and package, negotiation and … (0 comments)

charlotte foreclosures: Search Foreclosures in Charlotte, NC for Under $100K - 04/21/10 07:53 AM
 
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charlotte foreclosures: I NEED HELP! Short Sale Offer In, Property Just Foreclosed - 09/22/09 04:03 PM
Help!
I have a situation and need expertise from my fellow Short Sale Agents out there!!...My fellow colleague and myself have a Short Sale with 2 lenders that recently went to foreclosure, it is in it's 10 day period but we have an offer on the table, this offer would net higher than what Chase bought it back for...we have the fax numbers to get it back to Chase and Chase said we could possibly get it back to close it...we are also trying to get it in the hands of the Paralegal who is in charge of this foreclosed file for … (7 comments)

charlotte foreclosures: From Your Realtor: Short Sale & Mortgage Fraud, Hire A Good Realtor - 09/16/09 03:36 PM
www.TheShortSaleAgents.com


Short Sale
Explaining "Short Sale":
When a home owner is attempting to sell their home and the loan amount is greater than the value of the real estate, the homeowner must ask the lender if it will accept less than the amount owed.
OR
At the time of sale there will be a shortage of funds to pay off the loan / "Short-Sale"
 Explanation:
A home that has less value than the amount owing can happen for a variety of reasons including:
decreasing property values, if the original loan was for more than the home was worth during the … (0 comments)

charlotte foreclosures: Charlotte's Labor Day parade kicks off at 11 a.m. - 09/07/09 06:38 AM
 
Charlotte's Labor Day Parade

 
Charlotte's Labor Day parade kicks off today at 11 a.m. at the Hal Marshall Center, 700 N. Tryon St. Floats featuring local labor unions, political candidates, bands and more will march through uptown. The parade will head south on Tryon, ending at Tryon and Third Streets.
 
Thank You For Your Continued Business, Wishing You & Yours A Very Happy Day Off!

Melissa Polce  mjpolce@kw.com  704-450-4335
www.MyRelocation2Charlotte.com   www.ExclusiveHomesofCharlotte.com
"Lake to Land, I've Got It Covered"
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charlotte foreclosures: A Seller Needs to Be Committed To Selling A Short Sale - 09/06/09 09:27 AM
If you remember last week, I had a seller who was fortunate enough to get an approval from his bank to wipe off $95k in current loan amount to sell his home...the guy then turns around and takes every appliance, fan, garage door...etc, out of his home...Me...I was ready to strangle him, the bank did let me lower the price on the home an immediate $25k and now we have 2 offers...still...he could have really screwed up his chances...if it were me, I would have foreclosed in frustration...NOT ALL BANKS ON SHORT SALES ARE BAD... 
And now...I should have known I was going … (8 comments)

 
Mel Rainmaker_large

Melissa Polce

Cornelius, NC

More about me…

Allen Tate

Address: Charlotte, Lake Norman, Cornelius, NC, 28031

Office Phone: (704) 450-4335

Cell Phone: (704) 450-4335

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