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charlotte property: Bargain houses selling as others keep sitting, Homes Under $100k in Charlotte - 08/05/09 09:49 AM
 Bargain houses selling as others keep sitting
Homes under $100,000 double share of market
By Stella M. Hopkinsshopkins@charlotteobserver.com Posted: Saturday, Aug. 01, 2009
Single-family homes under $100,000 have accounted for more than one in six Charlotte-area sales this year, almost double the rate before the downturn.
Some of these deals are older houses and rural properties, which are often less expensive. Other homes have fallen below $100,000 amid a weak market that's pushed prices down. And a major driver of the low-end increase is foreclosures and distressed sales, more common among lower-priced houses.
The erosion of property values pains the broader … (0 comments)

charlotte property: Charlotte: IDX Rules Change to Prepare for Carolina Data Share - 08/03/09 02:02 PM
IDX Rules Change to Prepare for CDS
CHARLOTTE, N.C.
- Carolina Data Share (CDS), which pools the Internet Data Exchange (IDX) databases from the six largest Multiple Listing Services (MLS) in North Carolina, is coming soon! To prepare, CMLS has implemented three new policies:

1. Pending Listings Will Be Removed from IDX and Third-Party Data Feeds: Beginning Tuesday, July 7, CMLS will stop providing "Pending" listings for display on public Internet Web sites. This includes IDX, CarolinaHome.com, Realtor.com, ListHub, Charlotte.com, Distinctive Homes of Charlotte and The Real Estate Book.
 
2. Two Statuses for Listings in IDX and CDS:
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charlotte property: 626 & 646 10th St. Condos, Realtor Wine N Cheese, June 4th, 5-7pm - 05/28/09 03:20 PM
Center City Charlotte, 10th Street Condos Wine N Cheese, Come & Join Us!

Melissa Polce      704-450-4335      mjpolce@kw.com
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charlotte property: Area 6/1 Brandywine Park, Brick Home priced at $189,000, 4/1.5 - 05/28/09 12:32 PM
Ceiling fans, crown molding, hardwood and cork flooring, HVAC 4-yrs old, fireplace liner with 20 yr warranty, updated plumbing. Seller is willing to negotiate a rate buy-down.
For A Showing Of This Property Please Contact: http://melissapolce.point2agent.com/Home_Search/page_163207.html Melissa Polce 704-450-4335 www.MyRelocation2Charlotte.com
www.ExclusiveHomesofCharlotte.com
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charlotte property: Wilmore, Charlotte Neighborhood Deal, 3/1 priced at just $150,900 - 05/28/09 12:08 PM
For A Showing Of This Property Please Contact: http://melissapolce.point2agent.com/Home_Search/page_163207.html Melissa Polce 704-450-4335 www.MyRelocation2Charlotte.com
www.ExclusiveHomesofCharlotte.com
 

 
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charlotte property: Delinquent FHA Loan, Get up to $1000 back from HUD, if You Sell that Short Sale* - 05/21/09 06:20 PM
Pre-Foreclosure Sale Introduction & Seller Incentive At Closing
The Pre-Foreclosure Sale (PFS) option allows mortgagors in default (resulting from an adverse and unavoidable financial situation) to sell their home at FMV and use the sale proceeds to satisfy the mortgage debt even if the proceeds are less than the amount owed. This option is appropriate for mortgagors whose financial situation requires that they sell their home, but they are unable to do so without FHA relief because the gross recovery on the sale of their property (i.e., sales price minus sales expenses) is less than the amount owed on the mortgage. … (0 comments)

charlotte property: CALLING ALL HOMEBUYERS...IT'S TIME TO GET OFF THE FENCE! - 05/13/09 07:50 AM
Wow...I am grateful for all of my buyers out there at this point, I am. Great deals out there, alot of activity, a ton on the market to choose from.....wait, a ton on the market to choose from, that's it...and my guess is you are gonna want to see every last home in your price range before you make a decision, OK...oh how I long for a free Saturday afternoon. So now after I have found my buyers a great deal(all the other great deals I showed last last weekend are now under contract)I say are you ready Mr.&Mrs. Buyer to … (0 comments)

charlotte property: Second Liens and Piggyback Loans - 05/08/09 11:59 AM
by Kenneth R. Harney
Second liens and "piggyback" loans have been big impediments to successful mortgage modifications for thousands of financially-stressed home owners. Now the Obama administration has a new program to deal with the problem.

Under a plan outlined last week, the Treasury department will soon begin offering cash incentives and subsidies to lenders who lower troubled home owners' monthly payments on second mortgages and credit lines, or simply write them off their books.
The second lien problem is huge because piggyback mortgage combinations were wildly popular in many markets during the boom years. Piggyback plans allowed buyers who … (0 comments)

charlotte property: BUYING OR SELLING AN FHA SHORT SALE....KNOW THE FACTS!!!! - 04/23/09 09:47 AM
Is An FHA Short Sale For You? Buying an FHA Short Sale? KNOW THE FACTS!
                                                               Do you have an FHA mortgage on your home? 
                                                                                       
                                                                 Check your mortgage documents and find out.                                                                  If you do, you definitely want to read this page!FHA short sales are the easiest to process.  The reason FHA short sales are so easy is because there is a systematized process defined by HUD (Department of Housing and Urban Development) that absolutely has to be followed when doing the short sale.  The lenders don't have free reign to do anything outside of what … (1 comments)

charlotte property: Center City Townhome:Pre-Foreclsoure with City Skyline Views! - 04/13/09 12:56 PM
Please call or email me for showings on this and other Uptown Charlotte Condos/Townhomes.
Melissa Polce, Broker                     704-450-4335                        mjpolce@kw.com
                                     www.ExclusiveHomesofCharlotte.com
 
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charlotte property: Repairs That Help Sell Your Home - 04/07/09 03:57 PM

 Most sellers know of some repairs that need to be made to their home, and a lot of sellers have many items on that list, but not all repairs are equal or, rather, not all home improvements rank high in the buyer's mind.

Finding out which repairs will help you sell your home helps you create a good, solid fix-it list to work on. A study produced by HomeGain aimed to take the guess-work out of where to spend your repair dollars. According to the study, the top four areas to focus on are: clean and de-clutter (see last … (1 comments)

charlotte property: Charlotte Weighs In: Survey: Homebuyers, Owners Fearful but Optimistic - 03/24/09 11:40 AM
Courtesy of The Charlotte Business Journal
More than half of Americans fear they or someone they know will face foreclosure in the next year.
Still, 23 percent say they plan to purchase a home in the next five years, 12.8 percent plan to buy in the next two years and 11 percent plan to purchase in two to five years.
Those are some of the findings of a survey commissioned by Move, Inc., an online real estate resource and operator of Realtor.com
Despite the economic downturn, 18.1 percent say they plan to buy a home this year to take advantage of the $8,000 … (0 comments)

charlotte property: Just Reduced $21,000, Lake Norman Exclusive Home...The Point Golf & Lake Community - 02/18/09 07:58 PM
 

 138 Dedham Loop, Mooresville, NC      WATERVIEW EXECUTIVE HOME             NEW PRICE $679,000!!!
Please Call Melissa Polce for a viewing of this Exclusive Home or other Executive Homes Of Lake Norman
Melissa Polce    704-450-4335    mjpolce@kw.com
www.ExclusiveHomesofCharlotte.com                                www.myrelocation2charlotte.com
 
 
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Mel Rainmaker_large

Melissa Polce

Cornelius, NC

More about me…

Allen Tate

Address: Charlotte, Lake Norman, Cornelius, NC, 28031

Office Phone: (704) 450-4335

Cell Phone: (704) 450-4335

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