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short sale expert in charlotte: Keeping Your Mouth Shut When You Know Buyers Are Getting A Crappy Deal??? - 02/27/11 09:17 AM
 
 
 You are always told in Real Estate as an Agent..." it's not about you"... so it's a hard thing to do to SHUT YOUR MOUTH when your buyers want to buy in a Neighborhood or Community that you know...THEY WILL NEVER RESALE OR GAIN EQUITY...I say never, ok...if they plan on staying there 15 years...MAYBE... 
What can you do? Send them other listings, ask what they love so much about this particular Community, tell them there is alot out there for less money...but then you are the expert...and anyone would tell you I am opionated and I have a big mouth...so … (74 comments)

short sale expert in charlotte: Charlotte & Lake Norman Short Sale Leaders - 01/03/11 01:13 PM
 MELISSA POLCE & JUSTIN SCIRANKO, BROKERS, KELLER WILLIAMS REALTY
 Agents That Have Real Life Experience in Short Sales
 The short sale agent handles complex negotiations with the bank. If the agent has no experience dealing with loss mitigation and negotiators, the seller is the person who may suffer. Short sales require a ton of work and mortgage knowledge. This is far from the regular Real Estate transaction...whom you choose to represent you will make the difference in getting the deal done or possibly foreclosing. Novices should not handle short sales.
 Short Sales require Agents that are experienced in not only marketing the … (2 comments)

short sale expert in charlotte: ARE YOU FED UP OR EMBARRASSED BECAUSE YOU ARE BEHIND ON YOUR MORTGAGE? - 10/27/10 08:38 AM

Dear Mr. & Mrs. Seller-
I know that you have suffered some kind of hardship...and it is frustrating to be going through this experience. I bet you are fed up with the on-going months of lingering loan mods. and the unknown answers and the lack of answers...I bet you think about "just walking away" because you hate your lenders lack of heart and responsiveness...
You know that in 10 years that you still not recover the money you have into your home and that they won't accept a partial payement from you; infuriates you even more. Maybe you have made some "investment" … (4 comments)

short sale expert in charlotte: Sure I am A Regular RE Agent; but those Houses Aren't Selling.... - 10/14/10 10:58 AM
For the record, I am a REGULAR RE Agent(not just distressed sales people), I love homes that have plenty of Equity in them and that willing Sellers call me to list...except for 1 thing...I don't see alot of those selling right now...I have seen easily 15-20% of "NORMAL" listings turn to Preforeclosures, some of these homes, the Sellers never even mentioned it to their Realtors...until 2 months prior to foreclsoure when my Short Sale team was called in to help...
I again will love the days that I get to bring a "NORMAL SALE" to closing, with no arguments, no biting fingernails … (6 comments)

short sale expert in charlotte: Frequently Asked Preforeclosure & Short Sale Questions through HUD.gov - 10/14/10 10:45 AM
SEARCH THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE

SEARCH NOW FOR THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE
Charlotte Multiple Listings Search
LET ME HELP FIND YOU YOUR NEXT HOME!
  
Melissa Polce  mjpolce@kw.com  704-450-4335
www.MyRelocation2Charlotte.com   www.ExclusiveHomesofCharlotte.com
(2 comments)

short sale expert in charlotte: Charlotte Homeowners: WHAT ARE THE PREFORECLOSURE & SHORT SALE OPTIONS, NOW IS THE BEST TIME ASK! - 10/11/10 02:13 PM
If you have or have not missed payements,
If you are struggling and wondering what should I do? what can I do? what are all the options?
Call one of our team members from THESHORTSALEAGENTS.COM and see if we can help.
Banks will now be looking into whether or not they can trully help you sell your home as a Short Sale and it is about time, RIGHT?. Banks have gotten the processes down to better timeframes and looking at different options to actually help you.  With BofA stopping pending foreclosures for the moment we are seeing reduced timeframes in getting answers … (0 comments)

short sale expert in charlotte: PRE-FORECLOSURE...This Short Sale is a GORGEOUS STEAL!!! - 08/04/10 02:58 PM
7416 Gilead Rd
PRICE: $140,000
#BR: 3
SPECIFIC LOCATION: Huntersville
DESCRIPTION: This gorgeous home is nearly $50K BELOW the original purchase price! The open floor plan is accented by beautiful heavy moldings and upgraded lighting. The living room features a gas fireplace and flows into the open, airy kitchen complete with 42 inch cabinets! Two spacious bedrooms complete the first floor. The entire second floor is a fabulous master suite with a sitting area and TWO WALK IN CLOSETS! The luxurious master bathroom has a separate tub and shower with a double vanity. Relax on the adorable front porch or back … (0 comments)

short sale expert in charlotte: PRE-FORECLOSURE...Short Sale on RENOVATED GEM!!! - 08/04/10 02:47 PM
1424 Thomas Ave
PRICE: $325,000
#BR: 4
SPECIFIC LOCATION: Midwood
DESCRIPTION: This charming renovated bungalow complete with a rocking chair front porch is just steps away from shops and restaurants in one of the hottest neighborhoods in Charlotte! The brand-new kitchen includes granite countertops and a center island. A formal dining room off the kitchen is perfect for entertaining and a HUGE great room is located at the back of the house for quiet comfort. Gleaming hardwood floors throughout the downstairs add to its appeal. A light and airy master suite upstairs features a luxurious bathroom with a soaking tub and … (0 comments)

short sale expert in charlotte: PRE-FORECLOSURE...Short Sale in Norman Woods!!! - 08/04/10 02:25 PM
231 Woodstream Circle
PRICE: $360,000
#BR: 4
SPECIFIC LOCATION: Mooresville
DESCRIPTION: Welcome home to 231 Woodstream Circle. This is an amazing deal on a gorgeous custom built home. Listed for $70,000 LESS than 2007 purchase price!! Master downstairs floor plan is just about 3000 heated sq feet with gleaming hardwoods on the main floor. Cooks kitchen is a dream with lovely granite counters, center island, stainless steel appliance package and plenty of 42 inch cabinets. Located in a very desirable school system. Contact us today to tour this beautiful short sale!! 
PHOTOS:
 
 
For more photos and info, please visit:
http://www.realtor.com/realestateandhomes-detail/231-Woodstream-Circle_Mooresville_NC_28117_1120857759
Brought to you … (0 comments)

short sale expert in charlotte: Homes Aren't Flying Off The Shelves People...Tell The Truth! - 07/20/10 12:57 PM
If The Home Ain't Worth It...Will You Please Tell Them?
Nothing is worse than taking an overpriced listing nowadays and having to hold the hand of a seller...You know who you are...and guess what, We all talk about you too...BY YOU I MEAN....everyone in the RE Community who knows when they walk in on your luncheon and say..."50K less, 100K"..."get a price reduction"...and all this banter from your own friends...
Seriously...this fierce market needs TRUTH TELLING...and you knwo what? An ounce of pure truth may make the glut of homes stuck on the market move quicker...I admit-I am fault for it...I … (7 comments)

short sale expert in charlotte: SHORT SALES: YOU GET MORE WITH HONEY THAN VINEGAR - 07/16/10 08:38 AM
LISTING AND SELLING SHORT SALES IS NOT A HARD PROCESS...IF...
I hear all the time that agents have a tough time with "X" Bank and that this "Negotiator from X" is awful...SOMETIMES I AGREE...HOWEVER: if there is ever a time I have any amount of patience, it is with the Bank, it is with The Negotiator Assigned(and you may have 3-4 a transaction)...
1. Make your package an Easy Pick-Up & Review, have everything in the 1st time, you and I know it's easy to take a task you know will be completed quickly because all the work has been done...think about … (6 comments)

short sale expert in charlotte: Choosing A Short Sale Agent in Charlotte, NC - 06/14/10 01:54 PM
"This is probably the biggest tip I would give to people who want to sell their home in a short sale.
...FIND AN EXPERIENCED REAL ESTATE AGENT WHO HAS DONE A SHORT SALE BEFORE.
Your real estate agent will be able to deal and negotiate with the mortgage company(ies) on your behalf. An experienced short sale agent will give you the best chance of successfully short selling your home."
Author of: The DebtKid
Agents That Have Real Life Experience in Short Sales
 The short sale agent handles complex negotiations with the bank. If the agent has no experience dealing with … (0 comments)

short sale expert in charlotte: Distressed Properties Class: Listing Short Sales: Mindsets and The Short Sale Process w/Melissa Polce - 04/28/10 08:05 AM

Distressed Properties: Listing Short Sales: Mindsets and The Short Sale Process w/Melissa PolceWednesday, April 28, 2010 1:00 PM to 3:30 PM EDTTraining Room, CorneliusChapters 5 & 6 from the Distressed Properties Handbook:
Listing Short Sales course materials will be covered.You will learn:* Know lenders' and Asset Managers mindsets and motivation: Understand where the ultimate sellers are coming from--why they do what they do and how to work most effectively with them.
* Know the Short Sale Process: Know all the steps, from qualifying the seller and preparing the short sale package to submitting the offer and package, negotiation and … (0 comments)

short sale expert in charlotte: Search Foreclosures in Charlotte, NC for Under $100K - 04/21/10 07:53 AM
 
(0 comments)

short sale expert in charlotte: Pre-foreclosure Drastically Reduced Luxury Estate w/34 Acres, Waxhaw, NC - 04/19/10 04:43 PM
SEARCH THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE

SEARCH NOW FOR THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE
Charlotte Multiple Listings Search
LET ME HELP FIND YOU YOUR NEXT HOME!
  
Melissa Polce  mjpolce@kw.com  704-450-4335
www.MyRelocation2Charlotte.com   www.ExclusiveHomesofCharlotte.com
www.TheShortSaleAgents.com
 
(1 comments)

short sale expert in charlotte: Charlotte Short Sales: Bank of America Loans or Mortgages; the HAFA Program - 04/16/10 01:29 PM

NEWS YOU CAN USE, IF YOU HAVE A POTENTIAL BANK OF AMERICA SHORT SALE...READ ON!
If You are looking to do a short sale, I can help. I have helped many homeowners close out the old chapter so that they can go on with a new chapter in life! Please call me today to see if we can help.  

Bank of America has long has issues with their short sale process. I have personally heard from hundreds of frustrated buyers, sellers and Realtors across the country about the dismal record Bank of America has had with short sales.  It has been … (2 comments)

short sale expert in charlotte: Just Because You Are A Good Agent Does Not Mean You Should Do Short Sales - 03/22/10 03:44 PM
You don't have a be a good agent at EVERYTHING...and let me explain, Sometimes agents that have "BEEN IN THE BUSINESS" for a long time tend to think they can handle it all...new buyers, retiring buyer, All Re-Sales, New Construction, High-end Luxury...and MAYBE SO...BUT;
If you don't have the know-how, the patience, the neverending NEGOTIATING skills(bank to bank and back to seller), if you don't want to become a Mortgage Underwriter...
SHORT SALES AREN'T FOR YOU....
Please remember that there are some of us who want to do nothing else at the time, I personally love being able to make that deal with … (10 comments)

 
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Melissa Polce

Cornelius, NC

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Allen Tate

Address: Charlotte, Lake Norman, Cornelius, NC, 28031

Office Phone: (704) 450-4335

Cell Phone: (704) 450-4335

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