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short sales: Short Sales, Bank of America Style - 10/07/09 11:06 AM
It is not even noon here, but if I had a shot of brandy in front of me...make it tequilla...they would both be gone...
WHAT YOU SAY!
 She must have just done her update on her pending Short Sale Offers with Bank Of America. 
After 4 calls of mishandling, hanging up and forever being put on hold...the 5th call was a charm...UNTIL THEY COULD NOT FIND MY 3RD PARTY AUTH. DATED 4-12-2009
As I started to throw a Mini Trantrum, she decided to help me...I MEAN I WAS CALLING FOR A FOLLOW UP, WHO IS MY SELLER'S NEGOTIATOR, HAS THE BPO BEEN … (5 comments)

short sales: I NEED HELP! Short Sale Offer In, Property Just Foreclosed - 09/22/09 04:03 PM
Help!
I have a situation and need expertise from my fellow Short Sale Agents out there!!...My fellow colleague and myself have a Short Sale with 2 lenders that recently went to foreclosure, it is in it's 10 day period but we have an offer on the table, this offer would net higher than what Chase bought it back for...we have the fax numbers to get it back to Chase and Chase said we could possibly get it back to close it...we are also trying to get it in the hands of the Paralegal who is in charge of this foreclosed file for … (7 comments)

short sales: From Your Realtor: Short Sale & Mortgage Fraud, Hire A Good Realtor - 09/16/09 03:36 PM
www.TheShortSaleAgents.com


Short Sale
Explaining "Short Sale":
When a home owner is attempting to sell their home and the loan amount is greater than the value of the real estate, the homeowner must ask the lender if it will accept less than the amount owed.
OR
At the time of sale there will be a shortage of funds to pay off the loan / "Short-Sale"
 Explanation:
A home that has less value than the amount owing can happen for a variety of reasons including:
decreasing property values, if the original loan was for more than the home was worth during the … (0 comments)

short sales: If You Only Knew How Mad I Am...Seller screws up deal! - 09/02/09 07:45 AM
So...I wake up to see on my Blackberry that my seller on a Short Sale has decided to go into his house and strip it...yes...the fridge, dishwasher, cooktop, blinds, garage door opener...etc...I guess I would not be as pissed if we did not already have an approved Short Sale price from his lender which we only got last week...this bank was even nice enough to give me leeway when I got an offer...as you all know he just made thjis home a disaster...I pulled the home off the market upon hearing this, I am in the process of calling the bank...again YOU HAVE … (7 comments)

short sales: Short Sale Listings and Sales in Charlotte...Knowing How - 08/18/09 09:49 AM

With reports that Short Sales will be about 50% of our buisness for  the next few years...it is no surprise everyone is trying to brand themselves as a Short Sale Realtor. But...unless you have been through the process and have been on both sides of the transaction you know...Well, it's not a Short Sale at all.
I would really like to see something where the Banks got on board and made the process a structured one, by the book, weighing their losses to what the market will bear on each home....kinda how it is now but more direct...the weeks between … (2 comments)

short sales: Negotiating Your Own Short Sales-Do You or Don't You? - 08/11/09 07:56 AM
Melissa Polce            www.TheShortSaleAgents.com         mjpolce@kw.com       704-450-4335

 
 At least once a week I get calls from Investors asking if I would like to hand over my Short Sale Listings to them so that they can "Scrub Them Down", find the margin of Profit and then hand back over the Listing to me to Sell...while I know this works for some agents, I have yet to do it...maybe it is the control freak in me, or maybe it's because when I sit with my clients I tell them I personally will do everything I can to work as a Team with them … (7 comments)

short sales: Don't Let Your Home Foreclose, List With Experienced Short Sale Agents - 07/30/09 02:37 PM
Don't Just Let Your Home Foreclose, You Need A Short Sale Agent! 
www.TheShortSaleAgents.com 
Home Short Sale Listings Search Foreclosures    Understanding Short Sales
 

  
As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. So, how does it work? In a short sale, the seller arranges with their mortgage lender to accept a price that's less than the amount they owe on the property. As a result, the seller doesn't have to go though a foreclosure, the buyer picks up a property at a discount, and the lender avoids taking … (0 comments)

short sales: Short Sale 3/2.5 Home in Gastonia, Under Builder Prices, $128,000 - 07/29/09 08:26 AM
Short sale, please educate your buyers on the 45-90 day process prior to offer, for a great deal, they must be willing to wait.Great ammenities include walking trails, jr. olympic pools, Short Sale transaction thus, price, commission, and final sale of property is conditioned upon bank approval. Thank you
www.MyRelocation2Charlotte.com    www.TheShortSaleAgents.com
(0 comments)

short sales: Pre-Foreclsoure & Short Sales, Bank & Lender Loss Mitigation Phone Numbers - 07/20/09 02:50 PM
Loss Mitigation Phone NumbersThis is the most complete list of loss mitigation phone numbers for lenders on the internet. It is sorted in alphabetical order. If you have some information on your lender or different contact info that we are not privy too or we have a wrong number or web address then please let us know so we can all help each other. The first step to stop foreclosure is to contact your lender and try and obtain a reasonable loan workout or repayment plan. The quicker you get the ball rolling, the better chance you have of striking a … (1 comments)

short sales: Questions About or Need Experienced Short Sale Agents in Charlotte? - 07/17/09 10:06 AM
www.THESHORTSALEAGENTS.com
* 10th Street Townhome/Condo (Uptown Charlotte)   3 Bedrooms - 3 Bathroms
* Stone Bunker in Olde Sycamore Golf Community (Mint Hill)   5 Bedrooms - 4 Bathrooms
* 2121 Cranberry Woods - Mulberry Pond (Charlotte)   Built in 2007 - 4 Bedrooms, 2 Full Bathrooms, 1 Half Bathroom
 * 10312 Orchard Grass Court (Charlotte - Carowinds Area)   3 Bedrooms, 2 Bathrooms
 * 262 Kendra Drive (Concord) PENDING    3 Bedrooms, 3 Full Bathrooms
* 184 Waddell Road (Mooresville/Lake Norman)   3 Bedrooms, 3 Full Bathrooms
* 3101 Thayer Drive (Waxhaw)   5 Bedrooms, 4 Full Bathrooms
* 14300 Maclauren (Huntersville)   4 Bedrooms, 3 Bathrooms
* 2118 Pheasant … (0 comments)

short sales: No Better Than This-REDUCED TO 50k 3/1 House in Charlotte - 07/13/09 01:11 PM
(1 comments)

short sales: Don't Just Let Your Home Foreclose, You Need A Short Sale Agent! - 06/22/09 02:05 PM
www.TheShortSaleAgents.com 
Home Short Sale Listings Search Foreclosures    Understanding Short Sales
 

  
As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. So, how does it work? In a short sale, the seller arranges with their mortgage lender to accept a price that's less than the amount they owe on the property. As a result, the seller doesn't have to go though a foreclosure, the buyer picks up a property at a discount, and the lender avoids taking on the burden of unloading the property. Please contact us for a free … (1 comments)

short sales: Turning In a Complete Short Sale Package is Just Key! - 06/18/09 10:12 AM
When you think about all the agents out there fumbling through a Short Sale, not knowing the process and how long it can take...it sometimes makes me wonder why Sellers don't pick agents with extensive experience in this type of sale...from the start of the listing, my sellers must be on board with me about the process, I am willing to help them out of a bad situation but the sellers themselves must be willing to "dial for dollars" from time to time to get ahold of someone at the banks...the other thing is most crucial...while banks tend to send the homeowners paperwork … (0 comments)

short sales: New Construction Short Sale, Concord, NC 28027, $229k 4/2.5 - 05/28/09 11:43 AM
For A Showing Of This Property Please Contact: http://melissapolce.point2agent.com/Home_Search/page_163207.html Melissa Polce 704-450-4335 www.MyRelocation2Charlotte.com www.ExclusiveHomesofCharlotte.com
www.TheShortSaleAgents.com
(0 comments)

short sales: New Construction Short Sale in Concord, NC Neighborhood - 05/28/09 11:28 AM
For A Showing Of This Property Please Contact:
Melissa Polce 704-450-4335 mjpolce@kw.com
www.TheShortSaleAgents.com
 
(0 comments)

short sales: Delinquent FHA Loan, Get up to $1000 back from HUD, if You Sell that Short Sale* - 05/21/09 06:20 PM
Pre-Foreclosure Sale Introduction & Seller Incentive At Closing
The Pre-Foreclosure Sale (PFS) option allows mortgagors in default (resulting from an adverse and unavoidable financial situation) to sell their home at FMV and use the sale proceeds to satisfy the mortgage debt even if the proceeds are less than the amount owed. This option is appropriate for mortgagors whose financial situation requires that they sell their home, but they are unable to do so without FHA relief because the gross recovery on the sale of their property (i.e., sales price minus sales expenses) is less than the amount owed on the mortgage. … (0 comments)

short sales: Planters Walk, Charlotte, Ranch 3/2, Priced at $125,000 SHORT SALE! - 05/16/09 10:46 AM
 


For Information or Showing on This Property Please Contact:
Melissa Polce                                                    704-450-4335                                    mjpolce@kw.com
www.TheShortSaleAgents.com  www.ExclusiveHomesofCharlotte.com www.MyRelocation2Charlotte.com

(2 comments)

short sales: LKN WATERFRONT SHORT SALE, 4800 SQFT, FINISHED & UNFINISHED, $640K - 05/15/09 01:52 PM

Gorgeous Waterfront Evenings on Deep Cove! 

Melissa Polce                                               704-450-4335                                                mjpolce@kw.com 
www.MyRelocation2Charlotte.com      www.TheShortSaleAgents.com      www.ExclusiveHomesofCharlotte.com
 
 
(1 comments)

short sales: Come & Get This House! 5/3.5 2005 Short Sale in Quellin, Waxhaw, NC - 05/14/09 11:50 AM
 


Melissa Polce                           704-450-4335                          mjpolce@kw.com
www.MyRelocation2Charlotte.com  www.ExclusiveHomesofCharlotte.com  www.TheShortSaleAgents.com
 
(0 comments)

short sales: Help For Homeowners, Charlotte Short Sales - 04/30/09 06:05 PM
Please check out our newly launched website:
 
www.TheShortSaleAgents.com
 
We will be helping homeowners as well as pazying referrals on Short Sales, We are Certifed Short Sale Specialists and offer up to 25% on Short Sale Referrals.
 
We are EXPERIENCED SHORT SALE AGENTS and we are offering up to 25% on your Short Sale referrals.
 
 
The Kline's and I have established "The Short Sale Team" and are looking for your referrals. Between us, we have been doing Short Sale transactions for almost 2 years, the Kline's and I have successfully listed, marketed and closed our Short Sale … (0 comments)

 
Mel Rainmaker_large

Melissa Polce

Cornelius, NC

More about me…

Allen Tate

Address: Charlotte, Lake Norman, Cornelius, NC, 28031

Office Phone: (704) 450-4335

Cell Phone: (704) 450-4335

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