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short sales in charlotte: Charlotte & Lake Norman; January is The Time To Get That Home On The Market - 12/21/11 02:25 PM
Our Distressed Luxury Division is rolling out our newest listings...most distressed properties over $500K do not last on the market over 60 days without a contract, 2012 is the last year for Mortgage Forgiveness Now Act, forgiving delinquent mortgages up to $2 million dollars*, see propgram or email us for details.

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short sales in charlotte: CHARLOTTE SHORT SALE SPECIALISTS: WE HELP HOMEOWNERS - 07/08/11 11:13 AM
WE HELP HOMEOWNERS...I said it, we are the ones who take the time to listen to each story of heartache, loss and money woes...we help them through the tangled web that is a SHORT SALE, WE LOVE THIS STUFF....nothing feels better than a hint of tears in the end when they know it's over and we sit at closing, after being turned down for LOAD MODIFICTIONS, after being talked down to by BANK EMPLOYEES, after feeling like a LOSER because they could no longer pay their biggest bill(as described by one homeowner)...THEY ARE NOT ALONE, 4 out of every 10 HOMEOWNERS … (1 comments)

short sales in charlotte: Even the IRS would rather that you Short Sale your home over Forclosing... - 03/22/11 12:21 PM
HAVE QUESTIONS???? LOOKING AT THE POSSIBILITY OF A SHORT SALE??? LET US HELP, CALL TODAY!!!
 Certified Luxury Distressed Property Experts & Certfied Pre-foreclsoure Specialists
 

 
 
Agents That Have Real Life Experience in Short Sales, Call Us Today
Serving Charlotte, Lake Norman and The Surrounding Counties.
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short sales in charlotte: SHORT SALE GENTLEMAN'S MOUNTAIN RETREAT, 10 ACRES NEAR CHARLOTTE, NC - 01/17/11 01:26 PM

THE COMPLETE MOUNTAIN RETREAT-OFFERED AT $800K
Do You Have A Home You Need To Sell To Avoid Missed Mortgage Payments or Foreclosure?
 

 
Agents That Have Real Life Experience in Short Sales, Call Us Today
Serving Charlotte, Lake Norman and The Surround Counties.
 
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short sales in charlotte: ARE YOU FED UP OR EMBARRASSED BECAUSE YOU ARE BEHIND ON YOUR MORTGAGE? - 10/27/10 08:38 AM

Dear Mr. & Mrs. Seller-
I know that you have suffered some kind of hardship...and it is frustrating to be going through this experience. I bet you are fed up with the on-going months of lingering loan mods. and the unknown answers and the lack of answers...I bet you think about "just walking away" because you hate your lenders lack of heart and responsiveness...
You know that in 10 years that you still not recover the money you have into your home and that they won't accept a partial payement from you; infuriates you even more. Maybe you have made some "investment" … (4 comments)

short sales in charlotte: Charlotte Homeowners: WHAT ARE THE PREFORECLOSURE & SHORT SALE OPTIONS, NOW IS THE BEST TIME ASK! - 10/11/10 02:13 PM
If you have or have not missed payements,
If you are struggling and wondering what should I do? what can I do? what are all the options?
Call one of our team members from THESHORTSALEAGENTS.COM and see if we can help.
Banks will now be looking into whether or not they can trully help you sell your home as a Short Sale and it is about time, RIGHT?. Banks have gotten the processes down to better timeframes and looking at different options to actually help you.  With BofA stopping pending foreclosures for the moment we are seeing reduced timeframes in getting answers … (0 comments)

short sales in charlotte: SHORT SALES: YOU GET MORE WITH HONEY THAN VINEGAR - 07/16/10 08:38 AM
LISTING AND SELLING SHORT SALES IS NOT A HARD PROCESS...IF...
I hear all the time that agents have a tough time with "X" Bank and that this "Negotiator from X" is awful...SOMETIMES I AGREE...HOWEVER: if there is ever a time I have any amount of patience, it is with the Bank, it is with The Negotiator Assigned(and you may have 3-4 a transaction)...
1. Make your package an Easy Pick-Up & Review, have everything in the 1st time, you and I know it's easy to take a task you know will be completed quickly because all the work has been done...think about … (6 comments)

short sales in charlotte: Choosing A Short Sale Agent in Charlotte, NC - 06/14/10 01:54 PM
"This is probably the biggest tip I would give to people who want to sell their home in a short sale.
...FIND AN EXPERIENCED REAL ESTATE AGENT WHO HAS DONE A SHORT SALE BEFORE.
Your real estate agent will be able to deal and negotiate with the mortgage company(ies) on your behalf. An experienced short sale agent will give you the best chance of successfully short selling your home."
Author of: The DebtKid
Agents That Have Real Life Experience in Short Sales
 The short sale agent handles complex negotiations with the bank. If the agent has no experience dealing with … (0 comments)

short sales in charlotte: Lender & Loan Servicer Loss Mitigation Phone Numbers & Contact Information - 05/06/10 01:47 PM
Lender & Loan Servicer Loss Mitigation Phone Numbers & Contact Information:
ABM AMRO Mortgage (800) 783-8900Web: https://www.mortgage.com/C3/application.busAccredited Home Lenders (877) 683-4466 AMC Mortgage Services (Also handles loans originated by Ameriquest and Argent) (800) 211-69261600 McConnor ParkwaySchaumburg, IL 60173Web: https://www.myamcloan.com/malwebapp/begin.doAmerican Home Mortgage Corp. (877) 304-3100*
Ameriquest Mortgage (Debt collection - see AMC Mortgage Services) (800) 211-6926
Aurora Loan Services (Debt collection) (800) 550-0508By Overnight Mail:601 5th AvenueScottsbluff, NE 69361Attn: Customer Service By Regular Mail:P.O. Box 1706Scottsbluff, NE 69363E-mail: ccnmail@alservices.comWeb: https://www.alservices.com/Consumer/UI/SSL/Authentication/Login.aspx?ReturnUrl=%2fConsumer%2fUI%2fSSL%2fServ icing%2fDefault.aspx
Avelo Mortgage LLC (866) 992-8356*Bank of America (800) 846-2222BB&T Mortgage (800) 827-3722* AmTrust Bank (aka Ohio Savings Bank) (888) 696-4444
Beneficial … (2 comments)

short sales in charlotte: From Your Charlotte Short Sale Agent: How is Credit Affected By Doing A Short Sale? - 04/26/10 01:14 PM
 
 
Many people think a short sale will not affect their credit. There are factors with a short sale to consider which are very positive and much better than FORECLOSURE.
A short sale is definitely not a foreclosure. When you perform a short sale, you sell your property below the amount of money you owe on the mortgage loan. The bank approves the sale to occur because they want to get anything they can for a property rather than risk getting much less at the auction. You don't want a foreclosure on your credit so you would rather do a short … (0 comments)

short sales in charlotte: Great Pre-Foreclosure Home in Huntersville, NC Community - 04/08/10 10:40 AM
SEARCH THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE

SEARCH NOW FOR THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE
Charlotte Multiple Listings Search
LET ME HELP FIND YOU YOUR NEXT HOME!
  
Melissa Polce  mjpolce@kw.com  704-450-4335
www.MyRelocation2Charlotte.com   www.ExclusiveHomesofCharlotte.com
www.TheShortSaleAgents.com
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short sales in charlotte: 10 Reasons to Avoid Foreclsoure, Your Charlotte Short Sale Agents - 03/05/10 03:16 PM
Ten Reasons to Avoid Foreclosure
  
Foreclosure Follows You - Homeowners will always have to disclose that they have had a foreclosure on any mortgage application and many job applications that they submit in the future.  This can have an adverse affect on their future mortgage rates.  This is a credit item that is asked about specifically in credit inquiries.  There is no seven year time limit on this item.
 
Credit Score Negative Impact - Credit scores will be lowered by 300 plus points (per loan).  Along with bankruptcy, a foreclosure is one of the most devastating credit issues you … (5 comments)

short sales in charlotte: Charlotte Short Sales: Lenders' Loss Mitigation Departments - 03/01/10 02:03 PM
 
Selling Short Sales: Lenders' Loss Mitigation Departments  
THE LIST: Lenders' Loss Mitigation Department
 Charlotte Short Sales    Pre-Foreclosure               Short Sale Agents              Luxury Short Sale
IF YOU ARE CONSIDERING A SHORT SALE, PLEASE CALL OR EMAIL US FOR MORE INFORMATION 
WWW.THESHORTSALEAGENTS.COM
theshortsaleagents@gmail.com
704-450-4335
Andrew Kline               Melissa Polce              Heather Kline    
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short sales in charlotte: I do not need Your "Outsourced Negotiating" Skills - 02/22/10 10:23 AM
I do not need Your "Outsourced Negotiating" Skills  
If you are involved with short sales or foreclosures, I am sure you get the calls..."my investor has a firm in FL, NV or AZ...we negotiate the listings, we do the work for you and you can have them back after at full commission"...
 
THANKS BUT NO THANKS...
 
We do this on our own, time consuming yes, pain in the butt? Sometimes...but our sellers hired US, not you and they rely on our trust and our buisness to get these done for them...I DONT NEED YOUR HELP...
 EVERYONE TRIES TO HAVE THEIR HAND … (7 comments)

short sales in charlotte: Another Short Sale Sold! Offer Accepted, Approval From Lender, Closed in Less than 50 Days! - 02/18/10 09:11 AM
 
ANOTHER SHORT SALE SOLD IN RECORD TIME
If You need assistance in the sale of your Short Sale or Pre-Foreclosure, Please Call Us.
SEARCH THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE

SEARCH NOW FOR THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE
Charlotte Multiple Listings Search
LET ME HELP FIND YOU YOUR NEXT HOME!
  
Melissa Polce  mjpolce@kw.com  704-450-4335
www.MyRelocation2Charlotte.com   www.ExclusiveHomesofCharlotte.com
www.TheShortSaleAgents.com
"Lake to Land, I've Got It Covered"
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short sales in charlotte: Instructions on Filing For Your 1st Time Homebuyers Credit - 02/11/10 02:35 PM
 
The Internal Revenue Service recently released the new form that eligible homebuyers need to claim the first-time homebuyer credit this tax season and announced processing of those tax returns will begin in mid-February.                        The IRS also announced new documentation requirements to deter fraud related to the first-time homebuyer credit.
With the release of Form 5405, First-Time Homebuyer Credit and Repayment of the Credit,and the related instructions, eligible homebuyers can now start to file their 2009 tax returns.In addition to filling out a Form 5405, all eligible homebuyers must include with their 2009 tax returns one of the following documents in … (2 comments)

 
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Melissa Polce

Cornelius, NC

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Allen Tate

Address: Charlotte, Lake Norman, Cornelius, NC, 28031

Office Phone: (704) 450-4335

Cell Phone: (704) 450-4335

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