get better credit: Before you have get a credit check on a client - Do THIS!!!
- 09/25/07 11:40 PM
How to stop the phone ringing from Unwanted Telemarketers Having credit checked is an important and necessary step in the home-buying process, as well as something that is done on a regular basis for any number of reasons -- applying for insurance or buying a car. But very few people realize that each time their credit is checked, the "inquiry data" that the credit bureaus has on file has now become a commodity. This information is being sold by the credit bureaus to other lenders and other companies that sell and resell the same names and personal information. That's right -- the credit … (14 comments)
get better credit: The 5 categories on which Credit Score is Calculated.
- 09/03/07 01:43 AM
A person's credit score has been the most sought after prize in personal finance history. It still remains elusive for some because of the myths, misrepresentations and mysteries that surround credit scoring. Credit scores range from the 300's to the mid 800's. One is scored upon 5 different categories - Payment history, how long your credit lines have been open, percentage of available credit being used, type of credit and inquiries. Payment History has the biggest impact. Late payments on any of your credit lines are reflected here. If you don't have any late payments than you are one step closer to better … (2 comments)
How to stop the phone ringing from Unwanted Telemarketers;)
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