rates: Should I float? Should I lock? - Daily Update for Friday, January 18, 2008 - 01/18/08 07:41 AM
Here are the daily thoughts on floating or locking if you are asked by your clients. 
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
With little economic reports coming out today, bonds will be taking direction from stocks and … (5 comments)

rates: Should I Float? Should I Lock? - Daily Update for Thursday, December 13, 2007 - 12/13/07 10:57 AM
Here are the daily thoughts on floating or locking if you are asked by your clients. 
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
The economy appears to be heating up or this is just a holiday blip.  The … (4 comments)

rates: Should I Float? Should I Lock? - Daily Update for Thursday, December 6, 2007 - 12/06/07 09:00 AM
Here are the daily thoughts on floating or locking if you are asked by your clients. 
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Initial Jobless Claims is the news of the day.  The report came in just over … (1 comments)

rates: Reasons to Float or Lock - 11/21/07 10:33 AM
I have been asked to comment on what floating is and why one should float or lock.
When one applies for a loan a good loan officer or mortgage planner will ask many questions.  How long are you planning on staying in a home?  What are the reasons for wanting a home/loan at … (14 comments)

rates: Should I Float? Should I Lock? - Daily Update for Friday, November 9, 2007 - 11/09/07 09:19 AM
Here are the daily thoughts on floating or locking if you are asked by your clients. 
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation.
Good news for bonds today (Bad economic news).  The trade deficit came in lower than … (3 comments)

rates: Should I Float? Should I Lock? - Daily Update for Thursday, November 8, 2007 - 11/08/07 09:16 AM
Here are the daily thoughts on floating or locking if you are asked by your clients. 
As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation
The little news that came out today was neither good nor bad.  Jobless claims came … (3 comments)

rates: Should I Float? Should I Lock? - Daily Update for Thursday, October 18, 2007 - 10/18/07 08:52 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.  As always - consult your favorite mortgage professional who will be able to offer the best advice for YOUR unique situation
Jobless claims for September came in higher than expected.  This means that this Bad Economic … (2 comments)

rates: Should I Float? Should I Lock? - Daily Update for Friday, October 12, 2007 - 10/12/07 09:45 AM
Here are the daily thoughts on floating or locking if you are asked by your clients.  As always - consult your favorite mortgage professional who will be offer the best advice for YOUR unique situation
Good Economic News = Bad Rate News
Today Retail Sales came in higher than expected, this means that … (4 comments)

rates: Should I Float? Should I Lock? - Daily Update for Monday, October 1, 2007 - 10/01/07 09:25 AM
Here is the daily thoughts on floating or locking if you are asked by your clients.  As always - consult your favorite mortgage professional who will be offer the best advice for YOUR unique situation.
Not much news today.  The only big thing could have been the manufacturing growth index.  Though it … (3 comments)

rates: Should I Float? Should I Lock? - Daily Update for Tuesday, September 26, 2007 - 09/26/07 09:13 AM
Here is the daily thoughts on floating or locking if you are asked by your clients.  As always - consult your favorite mortgage professional who will be offer the best advice for YOUR unique situation.
Today some bad economic news came out - Durable goods orders were down more than expected.  This … (2 comments)

rates: Should I Float? Should I Lock? - Daily Update for Monday, September 24, 2007 - 09/24/07 10:06 AM
Here is the daily thoughts on floating or locking if you are asked by your clients.  As always - consult your favorite mortgage professional who will be offer the best advice for YOUR unique situation.
With no news coming out today all action on the bond market will be limited to reactions … (3 comments)

rates: Why Mortgage Rates Improve when there is Bad Economic News (& Vice Versa). - 09/07/07 02:14 PM
Ok - Here's the question of the day (week/month/year).  Why do Mortgage Rates rise or fall depending on the current economic news?
Hopefully this will answer that in a clear and concise manner. 
Mortgage rates are based on mortgage backed securities or bonds.  When good economic news is released - 150,000 jobs … (2 comments)

 
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Matthew Rosov, Certified Mortgage Planning Specialist

Laurel, MD

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Amerisave Mortgage Corporation

Address: 6502 Walker Branch Dr, Laurel, MD, 20707

Office Phone: (866) 970-7283 x 6840

Cell Phone: (301) 536-2875

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