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buy: Attn: Montana Builders and New Home Buyers - Are You Ready to Comply with House Bill 451 on October 1, 2009? - 09/25/09 11:39 AM
Attn: Montana Builders and New Home BuyersAre You Ready to Comply with House Bill 451 on October 1, 2009?
I attended a course for Supervising Real Estate Brokers yesterday with one of the state's top real estate attorneys, Zane Sullivan. We work a lot with local builders and new home construction so I was especially interested in the information he provided on HB 451 that goes into effect on October 1, 2009.
The law was designed to require builders to provide certain disclosures on new homes, and also a written warranty.
Builders are now required to provide the following in writing:
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buy: Foreclosures in Missoula Montana - An Update on The Market - 07/27/09 04:58 AM
Foreclosures in Missoula Montana - An Update on The Market
We were recently interviewed on the local NBC affiliate, KECI regarding the increase in foreclosures in Missoula County after data was released showing an increase in foreclosures in Montana.
The County Clerk's office reports that the number of foreclosure notices since January 1, 2009 are 325, compared with the same time last year, at 143. While Missoula has seen an increase in foreclosure activity, the counties that were hardest hit are Flathead, Ravalli, and Mineral Counties.
We have also seen a slight decrease in the number of home sales and average sales price … (1 comments)

buy: Montana Home Ownership Programs - Great for First Time Homebuyers! Montana Board of Housing - 02/11/08 07:44 AM
The State of Montana offers a some great programs to help people purchase a home through the Montana Board of Housing.
The Regular Mortgage Bond Program offers an interest rate lower than the market rate, which makes your client's purchasing power go farther, and, MBOH provides closing cost assistance to every buyer in this program. This loan is an FHA loan. For more information on how to apply, click here.
The Mortgage Credit Certificate Program provides eligible homebuyers with the opportunity to buy a home by keeping more money in their pockets each month. An MCC reduces the amount of federal … (1 comments)

buy: On Real Estate - Jim Cramer Says "Buy Buy Buy!" & Donald Trump Agrees - in Some Markets! - 01/31/08 09:43 PM
Jim Cramer, the host of CNBC's Mad Money, one of the most outspoken critics of the real estate market earlier this year has changed his tone!
Hot on the heels of its surprise inter-session rate cut of 75 basis points last week, Ben Bernanke at the Federal Reserve cut key interest rates again, the fifth straight cut since September 2007.
Cramer has continued to be critical about Ben Bernanke, along with Donald Trump who was a guest on Mad Money last week. Donald Trump said Fed chairmen Ben Bernanke is behind the curve and is following rather than leading the markets. Trump said now … (12 comments)

buy: 7 Reasons to Own Your Own Home - 06/03/07 10:39 AM
7 Reasons to Own Your Own Home
Source: National Association of Realtors: Guide to Home Buying
1.) Tax Breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, property taxes you pay, and some of the costs involved in buying your home.
2.) Gains. Since 1989, national home prices increased at an average of 5.5% annually. And while there's no guarantee of appreciation, it is estimated that, through price gains and reducing mortgages through payment of principle, a typical homeowner has $144,000 in equity in a home, based on data from the Federal Reserve.* *"Flow of Funds Accounts of … (2 comments)