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buyers: The New and Improved Home Buyer Tax Credit for Missoula Buyers & FirstTime Homebuyers - 11/06/09 09:45 AM
Here's a great summary on the New Home Buyer Tax Credit

Via Claudette Millette - Metrowest Mass Exclusive Buyer Broker (The Buyers' Counsel):
The much-anticipated extension to the home buyer tax credit has finally been approved.  The Senate's vote yesterday resulted in a 98-0 win and today it was passed in the house.  The bill now moves to the President's desk for a final signature. 
First-time home buyers have been eligible for tax credits of up to $8,000 since last January as part of this year's economic stimulus package.  The newly backed program will expand the credit to include existing home … (1 comments)

buyers: As If My Blog Wasn't Working Hard Enough Already - 10/23/09 09:25 AM
As If My Blog Wasn't Working Hard Enough Already
After blogging for close to three years, we have developed an extensive library of content on real estate-related articles. Google loves our content and rewards us by ranking us highly for many local real estate terms and neighborhoods.
Our blog works very hard for us, 24 hours a day, 7 days a week, helping consumers learn more about the area, find our home search, promoting our listings, and asking them to contact us for their real estate needs. All of this hard work pays off by helping us connect with people who need help … (19 comments)

buyers: Missoula Home Buyers - Shopping for mortgages - The Public Image of Advertising that is misleading !! - Part 1 of 2 - 10/01/09 09:46 PM
Here is some great information from Jeff Belonger for Missoula and Western Montana Home Buyers on what to watch out for when shopping for a mortgage.

Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):
ADVERTISING – Those ads that seem too good to be true.
 

 
I have been in the mortgage business for 17 + years.  I have seen so much advertising when it came to mortgage companies and how many of the ads were misleading or just flat out lies.  Those companies advertising low … (1 comments)

buyers: Missoula Home Buyers - OMG Watch Out for Lurking APR Predators - 09/22/09 09:51 AM
This is a great explanation of Annual Percentage Rate from Bill Ladewig for Missoula or Western Montana Home Buyers.

Via Bill Ladewig, Your FHA Guru:
APR Predators and APR Demystified
First, lets demystify Annual Percentage Rate (APR).

APR was designed to allow consumers to use one standardized number to compare the real cost of each lender's interest rate and it works like this.
If I lend you, $10,000  and, I charge a $500 Bump-ta-Bump Fee, you will actually receive $9,500, however you must still repay me $10,000.  APR is my real yield and your real cost on this loan.
We agreed that you will repay the loan at 8% … (1 comments)

buyers: Has the Missoula Montana Real Estate Market Stabilized? - 08/11/09 12:27 PM
Has the Missoula Montana Real Estate Market Stabilized?
So What's Up with the Missoula Real Estate Market? National reports show that the real estate market is improving. The National Association of Realtors just reported that home sales rose in 3.6% June, marking five consecutive months of improvement for the first time since 2003. 
While things are heading the right way on a national level, all real estate markets are local. The Missoula Real Estate Market is no different.
It is important to keep in mind that the Missoula real estate market has not seen the same type of declines that have been … (0 comments)

buyers: What Does Google Have To Say About Your Sellers? - 07/26/09 07:08 PM
What Does Google Have To Say About Your Sellers?
The world is a different place today, and even if you're not online, you ARE ONLINE. Unless you've been living in a cave for the past 30 years, if someone "Googles" your name, they will likely find someplace where you are mentioned - public documents, meeting minutes for local organizations, boards you serve on, mentions in the newspaper, sports activities, or any number of places. The same is true in real estate for buyers and sellers.

Buyers and Sellers are more Internet savvy than ever. I have had two instances recently where a buyer … (5 comments)

buyers: Where Are Today's Real Estate Buyers? - 03/31/09 07:07 PM

The National Association of Realtors(R) published the results to their consumer survey in November.
The results to this survey are helpful when you are marketing a home for sale - who is your target customer for that property and how do you reach them?
When we first started in real estate, we did a lot of print advertising in newspapers and real estate guides and were unable to find a return on the significant investment we made. We now use a very strategic marketing approach to target where buyers are looking, with a primary emphasis on the Internet.
It's … (4 comments)