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Realizing you have a problem is your first step to recovery. Even if you are just slightly credit impaired, there is no time like the present to give yourself, and your finances a helping hand.With a second mortgage (home equity loan), you can pay off your current bills, reduce your monthly payments and balance your budget. You'll have more money to spend each month and have fewer bills to pay.Why pay more than you really need to every month?I could help you to pay off your debts and provide you with one lower monthly payment.Here's an example of how bill consolidation
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