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mortgages unlimited: Links for fun things to do in Minnesota - 04/07/08 04:01 PM
Minnesota is a great place to live. Here are some of the most popular links for things to do in Minnesota Information Courtesy of Shawn Gerhardson with Mortgages Unlimited "Minnesotas Preferred Mortgage Lender" (0 comments)
mortgages unlimited: Easy guide to home mortgage loans and advantages and disadvantages of them - 04/04/08 09:05 PM
Here is a simple chart that explains some home mortgage loans programs and the advantages and disadvantages they may have.In addition to standard loan programs you may benefit by obtaining one of our many special programs: Purchase your home with no down payment using Private Mortgage Insurance (PMI) or Lender-paid Mortgage Insurance (MI). Piggyback loans: 80-10-10 or 80-15-5. Avoid PMI payments by using Lender-paid MI. Debt consolidation programs. Home Improvement loans. Of course there are thousand of programs that fit into the catagories of home mortgage loans. If you work with an experienced mortgage professional you can find out which home mortgage loan right for you! Information (0 comments)
mortgages unlimited: TV Internet Mortgage Companies And The Fine Print - 04/02/08 10:08 PM
To all whom read this blog... I think I speak for most mortgage professionals when I say that TV Internet ad's are walking a fine line with their advertisements. They seem to promise the world and have payments and interest rates that seem too good to pass up. The truth is you need to read the print. Luckily for me I have and DVR (digital video recorder) so it is easy for me to pause and rewind things that I want to see basically anytime I need to. Most people don't have that luxury. Ever notice on some mortgage ad's the fine print (2 comments)
mortgages unlimited: Need a referral to a business? We will be happy to refer someone to you! - 03/28/08 10:25 AM
It has always been our goal to serve as a Trusted Advisor for people in our community, beyond assisting with their home financing needs. Our objective has been to seek out and interview top business professionals in various fields who would be helpful to those around us. We want to assure you that we take the trust you place in our opinion very seriously. Since one ill-advised referral is a negative reflection on us that we simply cannot afford, We have carefully screened these individuals and businesses. Should you, a friend, or a family member be in need of any of the following services, it would be our (0 comments)
mortgages unlimited: Foreclosure or Short Sales What does it do to your credit? - 01/30/08 03:58 PM
Foreclosure or Short Sale ? What does it do to your credit? Most places around us today clamor with foreclosures or short sale speak! What is better, what is worse? How do these impact one's credit?? For a borrower to choose, most of the time, they are in need of advice.Should they approach their lender and discuss options if in trouble? Absolutely! My recommendation is to be proactive, do not place your head in the sand. If you foresee challenges, call the lender and discuss what options that they may offer. Make sure that you understand each option and request those options in writing. If (1 comments)
mortgages unlimited: Fed Rate Cuts by .75% (What does it mean?) - 01/22/08 09:48 AM
One of the most frustrating things for us in the mortgage industry is what I consider to be the very poor job the media does in educating the consumer on what the Federal Reserve is really about. Typically, you grab the newspaper and you see that the Fed lowered interest rates. Then the phones in my office start ringing because everybody thinks the normal and natural translation is that mortgage rates have subsequently been reduced as well. I will tell you more often than not the opposite has occurred. There are some very specific reasons for that, and I would like to share those (1 comments)
mortgages unlimited: New changes for Credit Scoring (If your in real estate you must read this!!!) - 01/11/08 09:12 AM
How is FICO 08 going to affect you?? Fair Isaac Corporation, the company that cooks up credit scores for millions of Americans is changing its recipe and that could affect how easily you get credit in the future. As the maker of the popular FICO credit score used by most lenders, Fair Isaac says its new scoring model will do a better job predicting the likelihood of a borrower defaulting on a loan. For one thing, the new model, dubbed FICO 08, will be more forgiving of occasional slips by consumers, but will take a harder line on repeat offenders. Fair Isaac predicts (11 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.