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down payment assistance: Gulfport Launches HOMELINE Program - offering $50,000 for Down Payment Assistance - 09/30/08 06:19 AM
Attention all potential homebuyers that want to buy their primary residence in Gulfport, MS!!
Beginning October 1st, you can pick up your HOMELINE application at Trailer E-2 near City Hall.  Part of the application process will be to obtain your homeloan financing. 
Call Molly Lionberger, Assistant Vice President at First Bank & Trust of MS today to get pre-approved. 228-257-9000.  Email: mlionberger@fbtonline.com
Be prepared with the following documents:  30 days of paystubs, 2 months bank statements, Last 2 years W-2s and tax returns, picture ID & Social security card.
Below is the press release from the City of Gulfport, briefly explaining … (1 comments)

down payment assistance: Down Payment Assistance Programs - Moss Point, Pascagoula, Ocean Springs, Biloxi & Gulfport, Mississippi - 07/31/08 08:19 PM
There are several down payment assistance options available to Mississippians in the Southern 3 Counties.  These counties were hit hardest 3 years ago by Hurricane Katrina.  Each program has its own rules and income limits.  These programs will still be allowed under the new Housing Act.  If you are interested in getting more information on any of these programs, please call me at 228-257-9000.
1) City Community Block Grants - each city receives a set amount of money by the state at the beginning of each year.  In some cases, the grants can exceed $20,000 per family.  It is distributed on … (3 comments)

down payment assistance: 1st Time Homebuyer Program in Mississippi - Pascagoula, Gautier, Ocean Springs, Biloxi, Gulfport, Diamondhead - 07/21/08 03:43 PM
Many first time homebuyers are taking advantage of the low interest rate programs offered by the Mississippi Home Corporation Mortgage Revenue Bond Program.  While the program name sounds complicated, the program offers Home Buyers below market 30 year fixed interest rates and a cash gift of up to $8691.15 to use towards down payment or closing costs (Cash gift not to exceed 3% of the purchase price of the home with a maximum purchase price of $289,705 & payable at closing).  Homebuyers must qualify for an FHA, VA or Conventional Loan Program and earn less than the income limits for the … (1 comments)

down payment assistance: MS Home Corps Bond Program - 100% Financing still available for 1st time homebuyers - 03/18/08 07:15 AM
Many states have bond programs that offer Cash Advances at closing to be applied towards Down Payment and/or Closing Costs.  In Mississippi, we have the MS Home Corps Bond Program.  It currently is offering a 3% Cash Advance for families that meet the income limits.  If you are a realtor or thinking about buying a home in MS, please feel free to call or email me for more information.  I have helped dozens of families obtain home ownership with this program.  Plus I can help structure the deal so that buyers can come out of pocket with as little as $500.  … (0 comments)

 

Molly Lionberger

Salisbury, MD

More about me…

Address: 128 Carolyn Ave, Salisbury, MD, 21804

Office Phone: (443) 523-5599

Cell Phone: (443) 523-5599

Email Me

The purpose of my blog is to provide mortgage industry information that will help homebuyers obtain the best financing for their individual needs and to help realtors close more deals. Knowledge is power. With the changing of the rules within the mortgage industry, it is more important than ever for realtors to know basic credit guideline rules.


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