Real estate blog entries tagged with credit by Darrell Rogers (Accurate Credit Experts)

Home : Blogs : Darrell Rogers : Darrell's Blog : Tag "credit"

credit: Debt to Income Problems? Credit Tip of the Day! - 02/19/08 08:32 AM

DTI is a common problem and I get several calls from mortgage officers asking questions on it. What should I have the client pay? First and foremost I would have them pay on the credit card debt. Paying this down will not only help the DTI but also help the FICO … (5 comments)

credit: FICO Score "Credit Tip of the Day" - 02/18/08 09:10 AM

Credit Tip of the day is on the FICO Score!
Your credit score is based off of 5 different areas:
35% Is your Payment Histroy
30% Is your Amounts Owed
15% Is Lenght of Credit History
10% Is new credit
10% Is types of credit in use.
If you are trying to help a customer quick you may … (4 comments)

credit: Mortgage Referals - 02/15/08 03:42 PM

O.K. folks! I have signed up 12 people sent to me from mortgage officers today! Come on.....give em to me. Lets get these people fixed and in a house. Its Friday and I am ready to change someone's life! What mortgage officer out there needs some free help closing some customers? … (4 comments)

credit: I get this question "alot" on services! - 02/15/08 12:46 PM

Why would anyone use a credit repair company when they can do it themselves? Good question! Lets discuss this thinking.
Credit is absolutely necessary for most people to live the life they want. There are (and I know some of them) mortgage officers, loan officers, and real estate agents doing credit repair out of … (2 comments)

credit: Credit Tip of the Day! - 02/15/08 09:30 AM

We have all heard people talking about authorized users on a credit report. Truth is it does not work anymore. It will not effect the score in a positive manor as it did in the past. The credit reporting agencies have revamped the scoring models so that an authorized user will not impact the … (2 comments)

credit: Please advise me on this: - 02/13/08 03:31 PM

I am employed in the credit repair industry. I have seen both sides of the fence. I have mortgage and loan officers that are calling me on a weekly basis to get their potential customers to me and I have talked to mortgage officers that run as fast as they can … (5 comments)

credit: I need loan and mortgage officers and real estate agents! - 02/06/08 01:22 PM

I AM NOT SELLING LEADS!
RMCN does in the neighborhood of about 500 clients per month. 90% of the people in credit repair are looking to refinance or get into a new home. The other 10% just want better credit. We have a very aggressive advertising program and when we get … (4 comments)

credit: How high can a customer expect a score to improve in credit repair? - 02/06/08 08:58 AM

Nobody can give you a number when you ask them how much a score should go up. Any company that does this is lying. There are alot of factors in credit scoring. Your revolving accounts need to stay under 30%. Anything over this will actually start dropping yoru score. How long … (1 comments)

credit: How do I know who to trust in credit repair? - 02/05/08 04:50 PM

This is an excellent question. It is a question that I am asked on a daily basis. The answer is don't trust anyone. Make a company earn your trust. Ask alot of questions. How long have they been in business? (ask for actual calendar years) How many employee's do they have on staff? … (2 comments)

Related Links:

All member posts tagged with "credit"