MN Waterfront Homes

MN Waterfront Homes http://activerain.com/blogs/moorheadhomes The "Heart of the Lakes" area in Annandale, MN has over 30 lakes in a 12 mile radius. Add the Mighty Mississippi River and buying a waterfront property to suit your needs just became easier. en-us http://activerain.com/blogsview/3628686/in-honor-of- In Honor of.... <p><img title="Circle Members Edina Realty Buffalo" src="http://activerain.com/image_store/uploads/2/4/2/6/3/ar136112639136242.jpg" height="597" alt="Circle members Edina Realty Buffalo" width="800" style="vertical-align: middle;">Edina  Realty recognizes our agents annually who achieve Circle Member status in an annual  recognition breakfast and award ceremony. Membership in this group is through sales goals and agents who are recognized are those who demonstrate a strong desire to work with others and represent a high level of professionalism. They are successful in understanding their customers needs and helping them move into their new phase in life. It is an honor to be associated with these Realtors and we congratulate them on another year of success.</p> <p> </p> <p> </p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Sun, 17 Feb 2013 10:43:05 -0800 http://activerain.com/blogsview/3628686/in-honor-of- http://activerain.com/blogsview/3544674/twin-cities-housing-market-update Twin Cities Housing Market Update <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""><span style="font-size: 14pt;"><span style="font-family: Times New Roman;"><img title="Twin Cities Housing Market Update" src="http://activerain.com/image_store/uploads/7/6/8/1/4/ar135474193141867.jpg" height="175" alt="Twin Cities Housing Market Update" width="460" style="float: left;"></span></span></strong></p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""></strong> </p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""></strong> </p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""></strong> </p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""></strong> </p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""></strong> </p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""></strong> </p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""><span style="font-size: 14pt;"><span style="font-family: Times New Roman;">TWIN CITIES AREA</span></span></strong></p> <p class="MsoNormal" style="margin: 5pt 0in;"><strong style=""></strong> </p> <p class="MsoNormal" style="margin: 5pt 0in;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;">The Twin Cities housing market continued on its upward path in October. Homes continue to sell faster and for higher prices than 2011, signaling a steady recovery.<br><br>Median sales prices have increased for eight consecutive months. The main drivers of the increases have been very low inventory levels, coupled with strong buyer demand and high affordability. The median sales price was up 14.8 percent over Oct. 2011 to $175,000.<br><br>The number of new listings for the month increased 7.5 percent, but sales continue to outnumber new listings, so the total number of homes for sale was down almost 30 percent from last October. This puts higher demand on quality properties – even around the holidays.<br><br>If no new listings entered the market, it would take 3.7 months to sell through existing inventory – 41.4 percent lower than last year at this time. This measurement indicates conditions inching into “sellers’ market” territory, which is considered to be about four months’ supply of inventory. A sellers’ market generally means conditions favor the seller as multiple buyers compete for fewer properties and sale prices inch upwards. <br><br>Homes also sold almost 25 percent faster last month than the previous year: at an average of 104 days.<br><br>Mortgage rates remain at historic lows, and while sales prices are rising, they are still below what was seen during the market peak, which makes for continued high affordability for buyers. <br style=""><br style=""></span></span></p> <div style="border-left: medium none; border-top: medium none; border-right: medium none; padding: 0in;"><span style="font-size: 12pt;"><span style="font-family: Times New Roman;">Based on information from the Minneapolis Area Association of REALTORS®, Inc. Data collected from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC., for properties in the 13-county region exclusively. </span></span></div> <div style="border-bottom: medium none; border-left: medium none; border-right: medium none; padding: 0in;"><span style="font-family: Times New Roman; font-size: x-small;"> </span></div> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Wed, 05 Dec 2012 13:16:05 -0800 http://activerain.com/blogsview/3544674/twin-cities-housing-market-update http://activerain.com/blogsview/3395346/alyce-with-a-y- Alyce with a "Y" <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>Today it was my good luck to meet Alyce with a “Y”. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>Wednesday’s are usually the slowest day of the week in our real estate office so I took advantage over lunch to return some items that had been hanging around in my closet.<span>  </span>(these were things that never graduated to hanging on a hook with the price tag on them but never actually even left the original bag – yes, I am in the twelve step program for my shopping problem)</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>I was in the purse aisle, no intention of buying one but we must still look, when a gal pulls up in front of me and points out a huge, super soft, white faux leopard skin purse from the Jennifer Lopez line. (might I add gorgeous!)</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>“ I was going to buy that one but the other girl I asked said it wasn’t marked down.<span>  </span>So I am going to get this one.” This one was a rattan striped bag with brown Faux leather trim from Sonoma - $13. Ok, cute but in no way the JLo bag. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>The JLo bag she wanted was $109 but the sign stand on the display indicated that it was on sale for $64.<span>  </span>When I pointed this out to her she explained that she was going on a trip to the west coast with her daughter for a wedding and that bag would be perfect. Me, I agree as I usually do when someone is going to buy something really cute. </span><span style="font-family: Wingdings; font-size: 14pt;"><span>J</span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>She then engaged in a side commentary that I have to admit, stopped me in my tracks and ensured that I will never forget Alyce with a “Y”.</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>“I’m not really dressed today for shopping but I just decided to run out. Can you believe I am 89 years old and still getting out and about. You see, I lost my husband of 70 years ( here my jaw drops) and I get bored and lonely so here I am.”</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>Now Alyce with a “y” is a pretty sharp looking gal. Most women half her age don’t look that nice when they just run out the house. I am intrigued by this 89 year old. <img title="Betty White" src="http://activerain.com/image_store/uploads/4/9/6/8/3/ar134386054138694.jpg" height="168" alt="Betty White" width="300" style="float: right;"></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>“ My Len was my life, my best friend and I miss him terribly. He was an inventor and we did well. I live in Florida in the winter and here in Minnesota during the summer. We built a beautiful home together 9 years ago that overlooks the valley and we have our rocking chairs on the porch with a little table between them.<span>  </span>I put on Len’s music often and sit in our spot and reminicse about good times while I watch the sunset.”</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>She has a photo, a striking couple whose faces are filled with joy. The love they share is strong and readily apparent in the picture. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>I introduce myself and tell her that I am a real estate broker for the local area and where my office is. “Please stop by sometime and have a cup of coffee. I would love to talk more with you”.</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>She promises she will and we say goodbye. I hope she does because I am sure that Alyce with a “Y” will be worth every minute you spend getting to know her. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>Her motto is “ I never met a person I didn’t know”. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>And that is what being in real estate is like. We get to meet so many gems out there and can spend time with them under the guise of business but truly just enjoying hearing their story. I love the real estate business!<span>  </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span> </span></p> <p> </p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Wed, 01 Aug 2012 15:39:17 -0700 http://activerain.com/blogsview/3395346/alyce-with-a-y- http://activerain.com/blogsview/3392907/cedar-lake-home-on-acreage Cedar Lake Home on Acreage <p><a href="http://www.edinarealty.com/dan-goeman-realtor/listing/listingsearch.aspx" title="Dan Goeman Realtor Edina Realty">Dan Goeman</a> of Edina Realty has listed a beatiful country home on Cedar Lake in Monticello, MN.</p> <p>Located at <a href="http://www.edinarealty.com/dan-goeman-realtor/homes-for-sale/MN/Monticello/55362/7726-Aetna-Avenue-NE-76455029" title="7726 Aetna Ave NE" target="_blank">7726 Aetna Ave</a> NE, this 2,900 square foot lake home for sale boasts 18 acres of rolling green hills and lake frontage to <a href="http://www.dnr.state.mn.us/lakefind/showmap.html?mapid=C1519&downum=86007300" title="Mn Lake Map of Cedar Lake" target="_blank">Cedar Lake</a>, a small and more private lake of 163 acres. Enjoy coming home to a quiet sanctuary, hop on the pontoon and cruise around the lake. Nestled in a dead end cul de sac, it's the perfect location for raising a family. Two large outbuildings hold the toys and if you are an animal lover, those too!</p> <p> <img title="Lake Front Real Estate for SAle" src="http://activerain.com/image_store/uploads/2/2/8/0/7/ar134368041670822.jpg" height="256" alt="7726 Aetna Ave NE" width="341" style="vertical-align: bottom;"><img title="Lake home for sale 7726 Aetna Ave NE" src="http://activerain.com/image_store/uploads/1/7/1/2/3/ar134368096232171.jpg" height="256" alt="Lake home for sale 7726 Aetna Ave NE" width="341" style="float: right;"></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Mon, 30 Jul 2012 13:41:04 -0700 http://activerain.com/blogsview/3392907/cedar-lake-home-on-acreage http://activerain.com/blogsview/3377362/recruiting-by-fire Recruiting by Fire <p>On Friday I had a new recruit interview at 9:00 in the morning. She arrives on time, dressed professionally and makes direct eye contact. Things are looking good. Prior to the meeting I was pulled into a transaction that was falling apart because of short sale approval. The bank had issued an approval letter but then the night before closing, reneged and stated that they needed an additional $6,000 to close. I knew that we might be interrupted for me to assist in the issue so I opened our discussion with;</p> <p>" Hi Sara, I always claim that <strong><span style="text-decoration: underline;">there is no such thing as a real estate emergency</span></strong>, but I am actually involved in one right now. I may be called in to help so I need to ask you if your time is flexible and if you are okay with learning how Realtors are actually called upon to work through problems."</p> <p><img title="Real Estate Emergency" src="http://activerain.com/image_store/uploads/4/6/0/4/2/ar134245136324064.jpg" height="207" alt="ambulance" width="243">She of course was all for it and we proceeded with the interview. It’s going well and we are really hitting it off when the derailed transaction/agent came in. We went through the short sale approval letters, called our attorneys, called the third party negotiator, called the closer for the bank and basically worked through a plan of action. My agent is a top producer and of course, demonstrated grace and competence under fire.</p> <p>It was the <strong><span style="text-decoration: underline;">strangest interview</span></strong> I have ever had. Needless to say, I was quite convinced that my new recruit would never, ever consider real estate as a career after seeing that, but here’s her response:</p> <p> </p> <p> </p> <p>Hi Julie,</p> <p> </p> <p>Thanks so much for meeting with me yesterday, and letting me sit in on the "crisis"!　 I figured you were just trying to break me in right off the bat!　 Kidding aside, I am very interested in getting licensed and working with Edina, but will need to see what I can figure out with the expenses of getting licensed.　 It's all a little more difficult when you're a single parent.　 I know I'd fit in there and would really enjoy working with you all!　 Thanks for sending the youtube video, that was fun to watch.　 I hope you have a great weekend and we'll be in touch!</p> <p> </p> <p>Sara</p> <p> </p> <p> </p> <p> </p> <p>　</p> <p> </p> <p>I am going to make a bet that if she decides to join the rest of us crazy dedicated people that she will become a top agent just based on the fact that she is going into it with her eyes wide open and knowing that it <strong><span style="text-decoration: underline;">takes more than a ‘love of houses’</span></strong> to become an outstanding agent.</p> <p> </p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Mon, 16 Jul 2012 08:11:34 -0700 http://activerain.com/blogsview/3377362/recruiting-by-fire http://activerain.com/blogsview/3347661/minneapolis-housing-market-update-june-2012 Minneapolis Housing Market Update - June 2012 <p><span style="text-decoration: underline;"><strong>Housing prices rise, inventory short, sellers experiencing multiple offers</strong></span> ..........these are the headlines for May home sales.</p> <p><img title="Minneapolis May Housing Market" src="http://activerain.com/image_store/uploads/2/1/9/6/8/ar134013424486912.jpg" height="239" alt="Housing Market Headline" width="277"></p> <p> </p> <p>Okay, we have seen a few blips in prior years but this is the longest sustained increase since the bubble lost it's hot air!</p> <p>A few high lights to be optimistic about:</p> <p> </p> <ol> <li> <span style="text-decoration: underline;"><strong>Prices increased </strong></span>almost 11% over May of 2011</li> <li> <span style="text-decoration: underline;"><strong>Traditional sales were up</strong></span> 50.1% while <strong><span style="text-decoration: underline;">foreclosures were down</span></strong> 12.8% (<strong>EXTREMELY GOOD NEWS</strong>)</li> <li> <strong><span style="text-decoration: underline;">Inventory of homes for sale is down</span></strong> 31.1% (increases demand) and is the lowest since 2004</li> <li> <span style="text-decoration: underline;"><strong>Homes sold in 125 days</strong></span> (on average) down 19.6%</li> <li>Sellers <span style="text-decoration: underline;"><strong>received 94.5% of their list price</strong></span> up 3.8%</li> </ol> <p> </p> <p>To watch the <a href="http://www.youtube.com/watch?v=t8aD057nDCA&feature=youtu.be" title="Minneapolis Association of Realtors The Skinny Home Market Update">Monthly Skinny</a> from the Minneapolis Association of Realtors</p> <p><em>All information is according to the Minneapolis Area Association of REALTORS® (MAAR) based on data from the Regional Multiple Listing Service of Minnesota, Inc. MAAR is the leading regional advocate and provider of information services and research on the real estate industry for brokers, real estate professionals and the public. MAAR serves the Twin Cities 13-county metro area and western Wisconsin.</em></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Tue, 19 Jun 2012 12:34:57 -0700 http://activerain.com/blogsview/3347661/minneapolis-housing-market-update-june-2012 http://activerain.com/blogsview/3154949/oh-my-aching-home-mortgage-help-tips- Oh My Aching Home Mortgage (Help Tips) <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Oh My Aching Home Mortgage (Help Tips)  <a href="http://buffalo.edinarealty.com/" title="Edina Realty Buffalo">Edina Realty</a> Buffalo Office <img src="http://activerain.com/image_store/uploads/3/8/0/1/3/ar133424793031083.jpg" height="111" alt="" width="148"></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Bringing our housing and mortgage markets back into balance has created plenty of confusing and frustrating moments for everyone, buyers, sellers, real estate agents, mortgage consultants and finally underwriters themselves. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">With congress trying to make right what went wrong, and implementing seemingly arbitrary requirements, it seems that we have swung 360 degrees from easy money to downright difficult. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Here are <strong style=""><span style="text-decoration: underline;">five basic tips</span></strong> for everyone to keep your sanity during the approval process:</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoListParagraphCxSpFirst" style=""><span style=""><span style="">1.)</span></span><strong style=""><span style="text-decoration: underline;"><span style="">Real Estate Agents</span></span></strong><span style="">: Explain upfront to buyers that they will be required to provide all kinds of paperwork so get prepared now. Paycheck stubs, 2 year tax returns (the full package), bank statements, copy of driver’s license & social security cards, written explanations for any credit report items, etc. Some of the information will be provided upfront and other information may be asked for throughout the loan process. Work with the listing agent to meet the appraiser at the property with good comparable sales to help the appraisal process go smoothly.</span></p> <p class="MsoListParagraphCxSpMiddle" style=""><span style=""><span style="">2.)</span></span><strong style=""><span style="text-decoration: underline;"><span style="">Buyers</span></span></strong><span style="">: Get any requested items back to your mortgage consultant as quickly as possible. Each day you delay pushes back your approval. Please, please, please, <strong style="">DO NOT</strong> buy any major items (cars, furniture, hot tubs) or open any new lines of credit during this process. It is the kiss of death to your approval. Be patient and respond promptly to your mortgage consultant.</span></p> <p class="MsoListParagraphCxSpMiddle" style=""><span style=""><span style="">3.)</span></span><strong style=""><span style="text-decoration: underline;"><span style="">Mortgage Consultants</span></span></strong><span style="">: We know privacy rules have tied your hands on open communication, but you can keep the real estate agent involved if the loan approval is experiencing delays or setbacks. The agent can then communicate with the buyer and work quickly towards a resolution.</span></p> <p class="MsoListParagraphCxSpMiddle" style=""><span style=""><span style="">4.)</span></span><strong style=""><span style="text-decoration: underline;"><span style="">Underwriters</span></span></strong><span style="">: There is no help for you. You have a tough job and we all understand that you are following the regulations set down by the federal government. We can only pray that our industry lobbyists can make headway in repealing the <a href="http://www.mofo.com/files/Uploads/Images/SummaryDoddFrankAct.pdf"><span style="color: #800080;">Frank Dodd Act</span></a>.</span></p> <p class="MsoListParagraphCxSpLast" style=""><span style=""><span style="">5.)</span></span><strong style=""><span style="text-decoration: underline;"><span style="">Sellers</span></span></strong><span style="">: Stay involved when possible. Be flexible on terms when you can in order to help the transaction go through. Understand that there may be problems and challenges to the buyer’s approval process that aren’t anyone’s fault, it is just the way we are required to do things now. Work with your agent and the buyer’s agent. <span style=""> </span>Collaborative is the name of the game in getting to the finish line.</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">For additional tips check out our <a href="http://www.edinarealty.com/pages/mortgage/finance-your-home-in-minnesota-wisconsin-north-dakota"><span style="color: #800080;">Home Mortgage page</span></a>. <span style=""> </span></span></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Thu, 12 Apr 2012 09:27:51 -0700 http://activerain.com/blogsview/3154949/oh-my-aching-home-mortgage-help-tips- http://activerain.com/blogsview/3098106/buyer-demand-high-buffalo-mn-real-estate-sales Buyer Demand High - Buffalo MN Real Estate Sales <p><a href="http://buffalo.edinarealty.com/" title="Edina Realty in Buffalo, MN">Edina Realty in Buffalo</a>, MN is pleased to report that buyer demand is high and homes are selling quickly with multiple offers.</p> <p><strong>Change in market activity from 1 year ago:</strong></p> <p>Active listing are down -27%  = Less choices for buyers resulting in multiple offers</p> <p>Pending Sales +34% = Happy sellers and happy buyers ( and happy Realtors)</p> <p>Median Sale Price -1% = Prices leveling off</p> <p> </p> <p>Our recommendations:</p> <p> </p> <p><span style="text-decoration: underline;">Sellers get on the market now</span> if you think you want to sell this year. Price right and keep condition tip top.</p> <p><span style="text-decoration: underline;">Buyers recognize when a home is priced right</span> for the condition and don't come in low. You may lose out to someone else.</p> <p> </p> <p>Talk with one of our experienced and highly skilled real estate agents. We are experts in this market and have many tools to help achieve your real estate needs.</p> <p> </p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Tue, 27 Mar 2012 10:03:00 -0700 http://activerain.com/blogsview/3098106/buyer-demand-high-buffalo-mn-real-estate-sales http://activerain.com/blogsview/2992880/this-market-is-wild-in-a-good-way- This market is wild...in a good way! <p></p><p>I love Lindsay's post about the wild market and her heartfelt close " Welcome back market, we've missed you!" We are so wrapped up in the day to day tasks that we often don't realize the significance of these simple words. Yes, the market is acting like a balanced market and it is fun. After 7 years of (what seems like WWII) an agonizing struggle, we are all starting to feel the difference. Subtle but there. I ditto Lindsay...welcome back. Oh and by the way, great party picture!</p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/2907038/this-market-is-wild-in-a-good-way-">Lindsay Quady (Edina Realty)</a></b>:<br><blockquote> <p>Finally, it feels like the market is very active!</p> <p><strong>We are writing purchase agreements at 11:00 PM</strong>, running around on the weekends, and <strong>going out to show properties the day they hit the market.</strong></p> <p>It has become very fast-paced lately and it makes the job fun!</p> <p><strong>Why?</strong></p> <p>Well, <strong>inventory is low in our area</strong> and so <strong>buyers are scrambling</strong> to grab on to the properties they want.</p> <p>If something is priced decent in this market, it is selling. If you are a seller debating listing your home, get on it. During this period you may be able to draw <strong>multiple offers</strong>.</p> <p>We are proud to be full-time realtors in our area, because <strong>anyone less won't be able to keep up with buyer's needs right now.</strong></p> <p><strong>Welcome back market, we've missed you</strong>.</p> <p><img src="http://www.sxc.hu/pic/m/a/as/asifthebes/933478_dance.jpg" alt="Dance"></p> <p>Lindsay Quady</p> <p>Edina Realty<br><a href="http://www.thequadygroup.com">www.thequadygroup.com</a></p> <p> </p> <p> </p> <p> </p> </blockquote> </div> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Thu, 01 Mar 2012 12:45:41 -0800 http://activerain.com/blogsview/2992880/this-market-is-wild-in-a-good-way- http://activerain.com/blogsview/2669710/housing-market-twin-cities-area-update Housing Market - Twin Cities Area Update <p class="MsoNormal" style="text-align: center; margin: 0in 0in 11.25pt;"><strong style=""><em style=""><span style="">TWIN CITIES AREA</span></em></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Strands upon strands of holiday lights adorn homes and trees this time of year, and parts of <strong style="">the local housing market seemed to light up in November</strong>, too. In the 13-county Twin Cities metropolitan area, the months’ supply of <span style="text-decoration: underline;">inventory decreased to 5.7 months</span>, according to the Minneapolis Area Association of REALTORS® (MAAR). Generally, 5 to 6 months is considered <strong style="">a balanced market when buyers and sellers are on a more level playing field</strong>. Other bright news came from pending sales, which were up 30.2 percent over last November, showing that houses are indeed moving once placed on the market. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">MAAR also reported a 10 percent decrease in home prices from last November, with the median sales price at $149,250. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">The lowest inventory of homes to choose from since 2004 has resulted in many properties, including foreclosures and short sales, receiving multiple offers as buyers compete over fewer options. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">One month after being named the <a href="http://realtormag.realtor.org/daily-news/2011/11/07/8-healthiest-housing-markets" title="Healthiest Housing Markets Twin Cities" target="_blank"><strong><span style="text-decoration: underline;"><span style="">healthiest housing market in the nation</span></span></strong>,</a> many experts agree that the market is showing positive signs of healing, and will continue to do so with increased buyer demand. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">“Something is occurring positively in Minneapolis, even though for homeowners, prices have yet to stabilize,” said Lawrence Yun, chief economist of the National Association of REALTORS®. “Minneapolis is showing the lights twinkling.”</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman; font-size: x-small;"> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman; font-size: x-small;"> </span></p> <div> <table class="MsoNormalTable" cellspacing="0" border="0" cellpadding="0" width="460" style="width: 345pt;"> <tbody> <tr style=""> <td style="padding-bottom: 0in; background-color: transparent; padding-left: 0in; padding-right: 0in; padding-top: 3.75pt; border: #d4d0c8;"> <div> <table class="MsoNormalTable" cellspacing="0" border="0" cellpadding="0" width="100%" style="width: 100%;"> <tbody> <tr style="height: 27pt;"> <td width="200" style="background-color: transparent; width: 150pt; height: 27pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> </td> <td width="101" style="width: 75.75pt; background: #e3e8f3; height: 27pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">NOV </span></strong><strong><em><span style="">’</span></em></strong><strong><span style="">11</span></strong></p> </td> <td style="background-color: transparent; height: 27pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">NOV </span></strong><strong><em><span style="">’</span></em></strong><strong><span style="">10</span></strong></p> </td> <td style="background-color: transparent; height: 27pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">Percent Change<br></span></strong><strong><span style="">(compared to one year prior)</span></strong><strong></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td width="171" style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; width: 128.25pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">New listings</span></span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">4,102</span></strong></p> </td> <td width="100" style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; width: 75pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">4,748</span></strong></p> </td> <td width="173" style="border-bottom: #d1d4e7 1pt solid; border-left: #d1d4e7 1pt solid; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; width: 129.75pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: right; margin: 0in 0in 0pt;"><strong><span style="">- 14%</span></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td width="171" style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; width: 128.25pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">Active listings</span></span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">19,516</span></strong></p> </td> <td width="100" style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; width: 75pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">25,547</span></strong></p> </td> <td width="173" style="border-bottom: #d1d4e7 1pt solid; border-left: #d1d4e7 1pt solid; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; width: 129.75pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: right; margin: 0in 0in 0pt;"><strong><span style="">- 24%</span></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">Months supply</span></span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">5.70</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">8.20</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d1d4e7 1pt solid; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: right; margin: 0in 0in 0pt;"><strong><span style="">- 30%</span></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">Pending Sales</span></span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">3,321</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">2,550</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d1d4e7 1pt solid; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: right; margin: 0in 0in 0pt;"><strong><span style="">+ 30%</span></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">Median sales price</span></span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">$149,250</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">$166,000</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d1d4e7 1pt solid; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: right; margin: 0in 0in 0pt;"><strong><span style="">- 10%</span></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 3.75pt;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">Cumulative days on<br>the market </span></span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">135</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">138</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d1d4e7 1pt solid; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: right; margin: 0in 0in 0pt;"><strong><span style="">- 2%</span></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">Average showings*</span></span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">20</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">16</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d1d4e7 1pt solid; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="text-align: right; margin: 0in 0in 0pt;"><strong><span style="">+ 25%</span></strong></p> </td> </tr> <tr style="height: 18.75pt;"> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 7.5pt; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="">In the last 30 days</span></strong></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">50%</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 7.5pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">of properties have had a price adjustment. </span></p> </td> </tr> <tr style="height: 18.75pt;"> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 0in; padding-right: 7.5pt; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">For every sale, there are</span></p> </td> <td style="background: #e3e8f3; height: 18.75pt; border: #d4d0c8; padding: 0in;"> <p class="MsoNormal" style="text-align: center; margin: 0in 0in 0pt;"><strong><span style="">6</span></strong></p> </td> <td style="border-bottom: #d1d4e7 1pt solid; border-left: #d4d0c8; padding-bottom: 7.5pt; background-color: transparent; padding-left: 7.5pt; padding-right: 0in; height: 18.75pt; border-top: #d4d0c8; border-right: #d4d0c8; padding-top: 0in;"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">properties that remain on the market.</span></p> </td> </tr> </tbody> </table> </div> </td> </tr> </tbody> </table> </div> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Based on information from the Minneapolis Area Association of REALTORS®, Inc. Data collected from the REGIONAL MULTIPLE LISTING SERVICE OF MINNESOTA, INC., for properties in the 13-county region exclusively.</span><span style=""> <span style="display: none;"></span></span></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Wed, 28 Dec 2011 12:01:04 -0800 http://activerain.com/blogsview/2669710/housing-market-twin-cities-area-update http://activerain.com/blogsview/2635274/holiday-home-staging-tips Holiday Home Staging Tips <p> <em><span style="font-family: 'Harlow Solid Italic'; color: red; font-size: 26pt;">Don’t clash with home decor  <img title="WhiteandBlueDecorforChristmas" src="http://activerain.com/image_store/uploads/9/8/1/6/2/ar132319692426189.jpg" height="133" alt="WhiteandBlueDecorforChristmas" width="200" style="float: right;"></span></em></p> <p class="Default" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;"><span style="color: windowtext;"><span><span style="font-size: small;"> </span></span></span><span style="color: windowtext; font-size: 18pt;">“If your living room is painted ocean blue, skip the red garland and opt for white snowflakes or a silver glass-ball wreath. Use rich tones like gold, cranberry and forest green if you have an earthy color scheme.” – HGTV </span></span></p> <p class="Default" style="text-align: right; margin: 0in 0in 0pt;"><span style="color: windowtext; font-size: 8pt;">(photo courtesy of<a href="http://www.interiordezine.com/" title="interiordezine christmas decorating tips"> interiordezine.com</a>)</span></p> <p> <em><span style="font-family: 'Harlow Solid Italic'; color: red; font-size: 26pt;">Do consider your tree space <img title="twostorychristmastree" src="http://activerain.com/image_store/uploads/9/8/6/6/6/ar13231971466689.jpg" height="186" alt="twostorychristmastree" width="280" style="float: right;"></span></em></p> <p class="Default" style="margin: 0in 0in 0pt;"><span style="color: windowtext; font-size: 18pt;"><span style="font-family: Arial;">“A tall Christmas tree can help you show off your two-story great room, if the wide base won't overwhelm the floor space. If your living area is small, save space with a skinny tree.” - HGTV </span></span></p> <p class="Default" style="margin: 0in 0in 0pt;"><span style="color: windowtext; font-size: 8pt;">(photo courtesy of mountaindesigns.com)</span></p> <p class="Default" style="margin: 0in 0in 0pt;"><em></em> </p> <p class="Default" style="margin: 0in 0in 0pt;"><em><span style="font-family: 'Harlow Solid Italic'; color: red; font-size: 26pt;">Do use real greenery <img title="Greenery Country Living.com" src="http://activerain.com/image_store/uploads/3/1/7/9/2/ar13231966629713.jpg" height="204" alt="Greenery Country Living.com" width="160" style="float: right;"></span></em></p> <p class="Default" style="margin: 0in 0in 0pt;"> </p> <p class="Default" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;"><span style="color: windowtext; font-size: 18pt;">“Adorning the front porch or walkway with potted spruce tops shows an effort in making a house a home. And, when all else is barren, fresh greenery is all the more beautiful.” </span></span><span style="color: windowtext; font-size: 8pt;">(photo courtesy of <a href="http://www.countryliving.com/" title="Contry living tips for christmas decorating">countryliving.com</a>)</span></p> <p><em><span style="font-family: 'Harlow Solid Italic'; color: red; font-size: 26pt;">Don’t overdo the lights </span></em></p> <p class="Default" style="margin: 0in 0in 0pt;"><span style="color: windowtext; font-size: 18pt;"><span style="font-family: Arial;">“Don’t go Clark Griswold crazy during the holidays. Keep your decorating simple and classy. Less is best this time of year.” – Carrie Anders, Chippewa Valley/Eau Claire office </span></span></p> <p class="Default" style="margin: 0in 0in 0pt;"><span style="color: windowtext; font-size: 18pt;"><span style="font-family: Arial;">“Too many trimmings may distract buyers, but the right accessories can draw attention to your home's best features. Dangle mistletoe in an arched doorway, or display your menorah on the ledge of a bay window; just don't block a beautiful view with stick-on snowflake decals or clutter an elegant fireplace with personalized stockings.” – HGTV </span></span></p> <p class="Default" style="margin: 0in 0in 0pt;"><em></em> </p> <p class="Default" style="margin: 0in 0in 0pt;"><em><span style="font-family: 'Harlow Solid Italic'; color: red; font-size: 26pt;">Do accentuate the positive <img title="frontdoorgarland" src="http://activerain.com/image_store/uploads/7/8/7/2/2/ar132319733822787.jpg" height="267" alt="frontdoorgarland" width="200" style="float: right;"></span></em></p> <p class="Default" style="margin: 0in 0in 0pt;"> </p> <p class="Default" style="margin: 0in 0in 0pt;"><span style="font-family: Arial;"><span style="color: windowtext;"><span><span style="font-size: small;"> </span></span></span><span style="color: windowtext; font-size: 18pt;">“Too many trimmings may distract buyers, but the right accessories can draw attention to your home's best features. Dangle mistletoe in an arched doorway, or display your menorah on the ledge of a bay window; just don't block a beautiful view with stick-on snowflake decals or clutter an elegant fireplace with personalized stockings.” – HGTV</span></span></p> <p class="Default" style="margin: 0in 0in 0pt;"> </p> <p class="Default" style="margin: 0in 0in 0pt;"> </p> <p class="Default" style="margin: 0in 0in 0pt;"> </p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Tue, 06 Dec 2011 13:56:03 -0800 http://activerain.com/blogsview/2635274/holiday-home-staging-tips http://activerain.com/blogsview/2629324/why-buy-a-home-warranty- Why Buy A Home Warranty <table cellspacing="0" border="0" cellpadding="0" width="525" style="width: 525px; height: 25px;"> <tbody> <tr> <td style="font-family: arial,helvetica,sans-serif; color: #cc0001; font-size: 20px;"><span style="color: #cc0000; font-size: medium;"><strong>Make sure your next home comes with a warranty</strong></span></td> </tr> </tbody> </table> <p><span style="font-family: arial; font-size: 10pt;"><span style="color: #000000;"><img title="Edina Realty Home Warranty" src="http://activerain.com/image_store/uploads/1/9/0/7/9/ar132285500897091.jpg" height="119" alt="Edina Realty Home Warranty" width="159" style="vertical-align: text-top;"></span></span></p> <p><span style="">Did you know that over 70% of Minnesotan's already have some type of home warranty? The majority purchase a service plan through their energy provider and have the cost added to their monthly energy bill. This is a good idea, although most of these service plans only cover repairs. If the item is damaged and cannot be repaired, the homeowner must replace it themselves. Our warranty plan offers either repair or replace coverage for pretty much the same cost. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Many of the real estate disputes that occur after the closing are caused by failure of some home system. Purchasing or selling a home is one of the biggest investments you’ll make. Why would you give up the piece of mind of having a warranty protection plan? See our buyer and seller benefits below.</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong style=""><span style="">Protection</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">The Edina Realty Home Warranty is a one-year service contract that helps protect you against the high cost of unexpected repairs/replacement of mechanical systems and appliances that fail due to normal wear and tear.</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong style=""><span style="">Convenience</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Edina Realty Home Warranty removes the worry and time-consuming task of having to find a service company. When there’s a failure, you simply call us and we’ll provide a qualified, prescreened service technician to take care of you.</span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""><strong>Buyer Benefits </strong></span></p> <ul> <li> <div class="MsoNormal" style="margin: 0in 0in 0pt;"> <span style="">The comfort of being protected. Any time you move into a new home, there can be many expenses to cover. Take comfort in the fact that repairs to a covered system or appliance won’t be </span><span style="">one of them.</span> </div> </li> <li> <div class="MsoNormal" style="margin: 0in 0in 0pt;"> <span style="">Reliable service, 24-7. You don’t have to worry about calling different vendors for estimates and repairs. Just call us. We’ll arrange for a diagnosis, choosing from our list of qualified, </span><span style="">pre-screened service technicians. Be assured that the convenience of the service is matched by the quality of the repairs.</span> </div> </li> <li> <div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Valuable protection year after year. The good news is that an Edina Realty Home Warranty protects you from the unexpected. The great news is that the warranty can be renewed annually, so as normal wear and tear takes its toll on mechanical systems and appliances, you’ll be protected.</span></div> </li> <li> <div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Our Service Guarantee. If we cannot provide a qualified service contractor in a timely manner, we will approve the use of a contractor outside of our service network to ensure convenient, prompt service.</span></div> </li> </ul> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong style=""><span style="">Sell your home with an Edina Realty Home Warranty</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong style=""><span style=""> </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Sellers can protect the equity investment in their home with an Edina Realty Home Warranty. A warranty placed during the listing period can eliminate many "out-of-pocket" expenses sellers often experience from unexpected breakdowns and repairs to mechanical systems and appliances. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Seller coverage is FREE to the seller for up to 12 months when they commit to purchase coverage for the buyer at closing. If the property never closes, the seller owes nothing, even if claims were paid. </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong></strong> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style="">Seller Benefits </span></strong></p> <ul> <li> <div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Coverage while your home is on the market. Mechanical system failures are covered during the listing period for up to one year. This means if something goes wrong, you can continue to concentrate your efforts on selling your home instead of worrying about repairs. </span></div> </li> <li> <div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">A powerful marketing tool. Your real estate professional will tell you that buyers prefer to buy a house that includes a home warranty. In fact, research shows that 8 out of 10 buyers prefer to buy a warranted home. It’s added incentive that gives you the edge and sets your home apart from the competition. </span></div> </li> <li> <div class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Help prevent post-sale disputes. If an unexpected failure occurs in the home after the sale, the buyer will turn to us not you to solve the problem.</span></div> </li> </ul> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="">Avoid the worry and inconvenience of dealing with unexpected home repairs. With <a href="http://www.edinarealty.com/pages/home-warranty/edina-realty-home-warranty-programs" title="Edina Realty Home Warranty" target="_blank">Edina Realty Warranties</a>, you get reliable protection backed by exceptional service.</span></p> <p> </p> <p> </p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Fri, 02 Dec 2011 14:46:36 -0800 http://activerain.com/blogsview/2629324/why-buy-a-home-warranty- http://activerain.com/blogsview/2603767/cabin-for-sale-on-sugar-lake-2-bedroom-1-bath Cabin for Sale on Sugar Lake, 2 Bedroom/1 Bath <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;">This 2 bedroom and 1 bath cabin for sale is located on <a href="http://www.dnr.state.mn.us/lakefind/results.html" title="Sugar Lake in Annandale, MN" target="_self">Sugar Lake in Annandale</a>, MN at 7315 120th ST NW. Priced at only $212,000, the value for your money is here. This sturdy cabin sits on a level lot ( how hard is it to find a level lot on a lake as nice as Sugar Lake) with beautiful views of the south end of Sugar Lake. The lot is 50 feet wide by 190 feet deep and has a one car garage. </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;"> </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;">A wonderful deck is just waiting for the weekend and you and your friends to enjoy all the fun having a low maintenance cabin on a great lake that doesn’t require tons of work once you head out of town. A gas fireplace in the living room will take the chill out of the air on cooler evenings. </span></span></p> <p><img title="2 Bedroom Cabin for sale on Sugar Lake" src="http://activerain.com/image_store/uploads/9/3/3/9/4/ar132130775049339.JPG" height="533" alt="2 Bedroom Cabin for sale on Sugar Lake" width="800"></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;">Sugar Lake in Annandale is a great place to buy a lake cabin. With almost 1,200 acres, the boating and fishing is fantastic. Two public accesses for friends will help them enjoy your hideaway also. </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;"> </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;">*Corinna Township can be contacted for zoning questions if you ever want to add on to the property </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;"><span style="font-size: 14pt;"><span style="font-family: Times New Roman;">For more information on this 2 bedroom / 1 bath cabin for sale in Annandale click on the following link:</span></span></span></span></p> <p><span><a href="http://matrix.northstarmls.com/DE.asp?k=13314X0U7E&p=DE-75530869-501">http://matrix.northstarmls.com/DE.asp?k=13314X0U7E&p=DE-75530869-501</a></span></p> <p> </p> <p><span><img title="2 Bedroom Cabin for sale on Sugar Lake" src="http://activerain.com/image_store/uploads/6/7/4/8/6/ar132130867568476.JPG" height="533" alt="2 Bedroom Cabin for sale on Sugar Lake" width="800"></span></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Mon, 14 Nov 2011 17:12:38 -0800 http://activerain.com/blogsview/2603767/cabin-for-sale-on-sugar-lake-2-bedroom-1-bath http://activerain.com/blogsview/2569892/take-heart-minnesota-oct-is-national-sudden-cardiac-arrest-month Take Heart Minnesota - Oct is National Sudden Cardiac Arrest Month <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""><span style="font-size: x-small;">An early Monday morning sitting with the first cup of coffee and watching the amazing October sun rise, I saw an emergency vehicle rush down our dirt road. Followed closely by an ambulance and 2 EMT’s they stopped somewhere by the homes at the end of our driveway. We live in a very rural part of Wright County, surrounded by lake homes which are only 30% occupied year round and a 1,200 acre wildlife management area. To say that there are not a lot of people around at 7:30 am on a Monday in October is an understatement.</span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""><span style="font-size: x-small;">Our driveway is 2/10<sup>th</sup>’s of a mile long, curves and is hidden by thick trees. </span></span><span style=""><span style="font-size: x-small;">I couldn’t see whose home they were at and I didn’t want to be one of those gawking types who can’t help but seem to get in the way, so I sat tight worrying about our friends and whether one of them had made the 911 call.</span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""><span style="font-size: x-small;">As I wait for an update from everyone to see if we are all okay and I thought it is probably time to re-certify in CPR. Being in real estate, it is rare but has happened where clients while out viewing houses, went into sudden cardiac arrest. Sudden cardiac arrest is not a heart attack although the symtons appear similar. Sudden cardiac arrest occurs when the heart suddenly stops beating and is caused by abnormal heart rythm. It is estimated that 325,000 americans die from SCA each year -  more than car crashes, house fires, AIDS and breast, prostate, and colorectal cancer combined. </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""><span style="font-size: x-small;">October is the<a href="http://associationdatabase.com/aws/SCAA/pt/sp/Home_Page" title="Sudden Cardiac Arrest"> <strong style=""><span style="text-decoration: underline;"><span style="color: #1f497d;">National Sudden Cardiac Arrest <span style=""> </span>awareness month</span></span></strong></a>. If you can share this with just 3 of your friends we may be in the right place at the right time to save someone's life. </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style=""><span style="font-size: x-small;"> </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span style=""><span style="font-size: x-small;">Free CPR/AED Classes at St. Cloud Hospital<br></span></span></strong><span style=""><span style="font-size: x-small;">Every Monday and Thursday<br>2:30-3:00pm<br>St. Cloud Hospital/Central MN Heart Center, Telemetry Dept (Family Hospitality Room) </span><a href="http://www.centracare.com/maps/sch_map.html"><span style="color: #666666; font-size: x-small;">map</span></a><span style="font-size: x-small;">                                 <br>Contact Susie Osaki Holm for more information at 320-251-2700 ext. 54174 or </span><a href="mailto:OsakiHolmS@CentraCare.com"><span style="color: #666666; font-size: x-small;">OsakiHolmS@CentraCare.com</span></a></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: x-small;"><span style=""><span style=""> </span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman; font-size: x-small;"><a href="http://takeheartminnesota.org/" title="Take Heart Minnesota"><img title="Take Heart Minnesota" src="http://activerain.com/image_store/uploads/1/0/8/2/1/ar131947098112801.png" height="144" alt="Take Heart Minnesota" width="400" style="float: left;"></a> </span></p> <p><strong><span style="color: #333333; font-size: 13.5pt;">It’s time for a new approach to saving lives</span></strong><span style="font-size: 13.5pt;"><br></span><span style="font-size: x-small;"><a href="http://takeheartminnesota.org/" title="Take Heart Minnesota">Take Heart America</a> brings doctors, nurses, paramedics, community leaders and people like you together in a new program designed to dramatically increase the number of people who survive.</span></p> <p><span style="font-size: x-small;">Take Heart America was founded by a network of visionaries who recognized that a coordinated, comprehensive approach to resuscitation therapies would substantially increase sudden cardiac arrest (SCA) survival rates beyond the benefits achieved with individual therapies alone. The initial results from St. Cloud MN and Anoka MN have been remarkably successful.<br><br>Building community awareness is paramount to the Take Heart America strategy for saving lives. Teaching CPR and encouraging those who have been trained to act when necessary can significantly increase an SCA victim’s chance of survival. THA’s strategy to deploy automatic external defibrillators (AEDs) in residential communities and public places along with improving the resuscitation techniques of professional rescuers will also increase the chances for the victim to survive and resume a productive life. </span></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Mon, 24 Oct 2011 11:56:39 -0700 http://activerain.com/blogsview/2569892/take-heart-minnesota-oct-is-national-sudden-cardiac-arrest-month http://activerain.com/blogsview/2534280/housing-market-update-annandale-mn Housing Market Update - Annandale, MN <p><strong><span>Annandale Housing Market Update - August 2011</span></strong></p> <p> </p> <p><strong><span style="text-decoration: underline;"><a href="http://juliemoorhead.edinarealty.com/listing/listingsearchresults.aspx?Search=a66b4ca5-474e-4d3d-aa1f-9cbdf39a92d3&ListingType=1&SearchType=&ListingDistrictTypeID=&FirstLetter=&First=1&Last=&Sort=&InternalAgentCd=" title="Annandale Sold Property Search">Sold property search</a> - (Annandale)</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>Change in<span>                  </span>Change in <span>     </span><span>            </span>Change in </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>New Listings</span></strong><span><span>              </span></span><strong><span>Closed Sales<span>           </span>Median Sales Price</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span> </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>- 33.3% <span>                       </span>+ 600.0% <span>                      </span>- 39.7%</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span> </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span> </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span><span>                                    </span><span style="text-decoration: underline;">2010<span>                           </span>2011<span>               </span>Change</span></span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>New Listings <span>            </span>165<span>                             </span>129<span>                 </span>-21.8%</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>Closed Sales<span>           </span><span>    </span>48<span>                              </span><span> </span>43<span>                  </span>-10.4%</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>Median Price<span>            </span>$144,800<span>                   </span>$150,445<span>       </span>+3.9</span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong></strong> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>We are nearing fall and the end of the third quarter with housing numbers bouncing up and down. We had more buying activity in August this year but overall closed sales are down ten percent. </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span> </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>As the gap between inventory and closed sales narrows, we are down to 6 months of inventory (3-4 months create a balanced market) buyers may have to move quicker to get the home of their choice. </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span> </span></strong></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><strong><span>Prices here in Annandale and across the country are seeing consecutive weeks of improvement indicating that the housing market is trying to stabilize.</span></strong></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Fri, 30 Sep 2011 15:45:28 -0700 http://activerain.com/blogsview/2534280/housing-market-update-annandale-mn http://activerain.com/blogsview/2532843/itty-bitty-a-garmin-bedtime-story Itty Bitty, a Garmin Bedtime Story <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">Where I’ve gotten in my life was done the hard way. I mean that literally. I am one of the directional challenged from infancy. I would get lost and they would finally find me under the crib. When I first started in the business world I had to deliver samples to a dealer’s store location in <strong style="">Roseville</strong>. Picture the near east side of <strong style="">Minneapolis</strong>. No…. I headed directly south and ended up 5 miles from the <strong style="">Iowa border</strong> before I figured out I had taken a wrong turn!</span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"> </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">When I started selling real estate, I would drive my route a day in advance of my showings just to make sure I wouldn’t make a wrong turn. I cannot tell you how many times I had to call my husband and have him <strong style=""><span style="text-decoration: underline;">get the Kings book out</span></strong>. “Honey”, he would say, “I need you to give me 2 cross roads so I can tell you where you are”. Yes, he is a saint. </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"> </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">So when my patient and enduring husband bought me a <a href="http://www.garmin.com/us/" title="Garmin">Garmin</a> I was thrilled. Serious, you punch in the address and ‘poof’ the little darling tells you exactly where to go. I named her Itty Bitty and it was love at first sight. I drive exactly to any address anywhere and never take a wrong turn. My stress level was reduced at least by 30%.<img title="Garmin" src="http://activerain.com/image_store/uploads/3/2/5/8/9/ar131733592498523.jpg" height="190" alt="Garmin" width="294" style="float: right;"></span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"> </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">Then I discovered her personality. (why do we always presume these things are female?) </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">I let her talk to me all the way home one day just to see what she would do. </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"> </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">In her ‘Rosy’ voice from ‘The Jetsons’ she ended our journey by announcing, “<strong style="">Arriving at home on the right”. </strong>Just like a dog starts to whine when you get a block from home and signal that they know we are getting close to the favorite spot. </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"> </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"><span style=""> </span>My daughter and I were going down to Calhoun Square and Itty Bitty kept saying, <strong style="">“Keep right on Minneeeesooota Hwy 7”.</strong> Just the perfect Norwegian accent! <span style=""> </span>We laughed our heads off for 20 minutes.</span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"> </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">But my absolute favorite was coming out of Maple Wood last week in bumper to bumper rush hour traffic; Itty pipes up and asks me, <strong style="">“Would you like to switch to pedestrian mode?”</strong> Okay, now there’s one in every crowd! </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;"> </span></p> <p><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: 14pt;">Itty Bitty has become my car companion and if you have to live in your car like most real estate agents, she sure is one heck of a good ride sharer. </span></p> <p><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"><span style="font-size: x-small;"> </span></span></span></span></span></span></span></span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;"> </span></span></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Thu, 29 Sep 2011 18:32:34 -0700 http://activerain.com/blogsview/2532843/itty-bitty-a-garmin-bedtime-story http://activerain.com/blogsview/2495544/investing-in-rental-real-estate Investing in Rental Real Estate <div id="op-content"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;">Mom and Pop investors are entering the real estate market every day as disappointment in Wall Street and other typical investment vehicles fail to yield the returns and lower risk that the average investor is willing to accept.  In 2005-2006 real estate investors pulled out of the market anticipating that the over heated housing bubble would burst. Now, 6 years later, investors purchasing real estate  year to date are reaching</span></span><span style="font-size: x-small;"><span style="font-family: Times New Roman;">06’ levels representing over 20% of the real estate hoome sales this year. <img title="Real Estate Investment Question" src="http://activerain.com/image_store/uploads/5/4/5/4/5/ar131542406754545.jpg" height="185" alt="Real Estate Investment Question" width="162" style="float: left;"> </span></span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: Times New Roman; font-size: x-small;"> </span></p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-size: x-small;"><span style="font-family: Times New Roman;">Foreclosures and bank owned properties that need a little work can often generate cash flow immediately and later on, a nice return on your investment when you sell the property. If you are looking for expert advice on investing in the real estate market, call us for assistance. </span></span></p> <p> </p> <h1>A Sweet Spot in Real Estate</h1> <div id="resize"> <div class="section-date-author">Daily Real Estate News | Wednesday, September 07, 2011</div> <div class="body-content"> <div> <p>The rental market is continuing to heat up and can offer potentially big returns for buyers willing to jump into the landlord role. </p> <p>For investors looking to take advantage of low record-reaching mortgage rates and big discounts on home prices, the opportunities are plenty. Rents are rising and demand is up too, partially due to the 4 million former home owners who’ve faced a foreclosure and are now renters. </p> <p>In response, more homes are turning into rentals: Nearly 35 percent of occupied homes were rented in 2010, which is a 33.8 percent increase from 2000, according to a recent study.</p> <p>In more than 500 cities, demand for rentals has increased, with vacancies for rental housing reaching its lowest level since 2003, according to U.S. Census data. Plus, rents are on the rise too: Nationwide, rents increased 11.6 percent in 2010 to $1,320 a month, on average, according to Hotpads.com, a real estate research firm. </p> <p>Investors are buying rental properties with the intention to hold onto it for a longer time too: On average, investors say they plan to hold onto the property for 10 years before selling, according to a survey by the National Association of REALTORS®. </p> <p>"Whereas leverage is dangerous when buying stocks, [buying a rental] can be a good long-term strategy with real estate," real estate investor Marshall Sonenshine told Money Magazine.</p> <p>Experts suggest the wisest move for investors is buying a property nearby their permanent residence and sticking to buildings with four units or fewer to avoid stricter financing requirements, such as larger down payments and higher mortgage rates. Also, experts say rental income should cover at least the mortgage payments on the property as well as an extra 20 percent cushion to pay for any repairs, property management, or get you through any vacancies.</p> <p><a href="http://realtormag.realtor.org/daily-news/2011/07/13/top-5-markets-for-investment-potential"><span style="color: #0066cc;">Find out which cities are offering some of the biggest investment potential. </span></a></p> <p><em>Source: “<a href="http://money.cnn.com/2011/08/30/real_estate/rental_property_investing.moneymag/index.htm" title="Cashing in on Rental Property" target="_blank"><span style="color: #0066cc;">Cashing in on Rental Property</span></a>,” Money Magazine (Sept. 2, 2011)</em></p> </div> </div> </div> </div> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Wed, 07 Sep 2011 15:37:03 -0700 http://activerain.com/blogsview/2495544/investing-in-rental-real-estate http://activerain.com/blogsview/2475914/2-and-3-bedroom-lake-homes-for-sale-annandale-mn 2 and 3 Bedroom Lake Homes for Sale - Annandale, MN <p><img title="2 and 3 Bedroom Lake Homes for Sale" src="http://activerain.com/image_store/uploads/9/5/9/4/7/ar13143913274959.jpg" height="689" alt="Lake Homes for Sale Sugar Lake" width="566"></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Fri, 26 Aug 2011 16:44:54 -0700 http://activerain.com/blogsview/2475914/2-and-3-bedroom-lake-homes-for-sale-annandale-mn http://activerain.com/blogsview/2445141/american-initiative American Initiative <p><img title="American Spirit, Take Bull by Horn" src="http://activerain.com/image_store/uploads/7/6/1/7/2/ar131291539927167.jpg" height="140" alt="American Spirit, Bull Horn" width="185" style="float: left;">I don't often watch daytime television, well, because I seem to be always working during the day. So thank goodness I was lucky enough to catch Uncle Phil, I mean Dr. Phil, on an evening program that was dealing with people struggling in today's economy and the toll it is taking on us Americans.</p> <p>Now I seem to recall that Dr. Phil is a no nonsense, plain speaking Texan who has a way of cutting through the bull loney and getting to the heart of the matter. And he didn't disappoint this evening. He pretty quickly got to the heart of the guest couples problems which came down to, " Ya'll are spending and owe more than you are taking in.  </p> <p>The president of our Realtor association, Chris Galler, shared his perspective of the federal government's spending in the following way:</p> <p> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span>As many wonder why after signing an increased debt ceiling (meaning the government can borrow more money) S&P downgraded the US credit rating, this is the reason why: “If the US Government was a family, they would be making $58,000 a year. They spend $75,000 a year & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand."</span></p> <p> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;">  </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;">So, we have a way to go before our American style of living comes around. But we know it will. No one can keep us down permanently unless we allow it. So, we may as well pick ourselves up by our boot straps, grab the bull by the horns, quit crying over spilt milk, keep a stiff upper lip and display that hard working, butt kicking, you can't keep us down attitude and apply ourselves to working our way out of this mess.</p> <p class="MsoNormal" style="margin: 0in 0in 0pt;"> </p> <p class="MsoNormal" style="margin: 0in 0in 0pt;">How, who knows....don't care, let's just do it!</p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Tue, 09 Aug 2011 14:46:31 -0700 http://activerain.com/blogsview/2445141/american-initiative http://activerain.com/blogsview/2423339/real-estate-recovery-buffalo-mn Real Estate Recovery - Buffalo, MN <p>Great news for the Minnesota Housing Market</p> <p><span style="text-decoration: underline;"><strong>No. 1 Exciting News</strong></span>: Buyer activity is up during a year without any federal bail out programs</p> <p><span style="text-decoration: underline;"><strong>No. 2 Exciting News</strong></span>: Less homes on market mean we are chunking down the excess inventory</p> <p><span style="text-decoration: underline;"><strong>No. 3 Exciting News</strong></span>: A balanced market is in the foreseeable future </p> <p><span>More encouraging real estate news from the <a href="http://www.mplsrealtor.com/" title="Minneapolis Association of Realtors">Minneapolis Association of </a><span><a href="http://www.mplsrealtor.com/" title="Minneapolis Association of Realtors">Realtors</a> </span>(<span>MAAR</span>) weekly activity report dated July 25, 2011</span></p> <p>“As compared to the second-half 2010 market-wide slowdown once the tax credit expired, seller activity remains below 2010 levels while buyer activity is rising up in line with historic norms.</p> <p> Twin Cities home sellers brought 1,478 properties to the market, or 8.7 percent fewer than the same week last year. <strong>Buyers signed 1,064 purchase agreements, or 59.8 percent more than last year. That’s the largest year-over-year increase in pending sales since the third week in November 2008, greater than any single week during the 2009 and 2010 tax credits.</strong> Pent up demand, anyone?</p> <p> The number of active listings has seen 22 straight weeks of year-over-year declines and seven weeks of month-to-month declines. It’s currently down 17.2 percent to 24,712. Inventory in 2011 peaked around 26,000 properties, down considerably from a 2007 peak of 36,700.</p> <p> Slowed listings, falling supply and relatively strong sales have finally begun to draw down absorption<em> rates. <strong>Months supply of inventory enjoyed its first decline in a year – suggesting balance lies ahead.”</strong></em></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Wed, 27 Jul 2011 12:40:47 -0700 http://activerain.com/blogsview/2423339/real-estate-recovery-buffalo-mn http://activerain.com/blogsview/2412719/3-bedroom-lake-home-for-sale-sugar-lake-annandale-mn 3 Bedroom Lake Home For Sale - Sugar Lake, Annandale MN <p>3 Bedroom Lake Home for Sale on Sugar Lake in Annandale MN.<img title="3 bedroom Lake Home for Sale Sugar Lake" src="http://activerain.com/image_store/uploads/5/4/3/7/1/ar131126221617345.jpg" height="100" alt="" width="100" style="float: right;"></p> <p>Seriously, how often have you gone to look at a lake home for sale and it is so customized to the prior owners tastes that you can't even begin to imagine how you would move in. Well not in this house.</p> <p>This 3 bedroom (3rd bedroom non-conforming due to closet) home on <a href="http://sugarlake.org/" title="Sugar Lake in Annandale MN">Sugar Lake</a> in Annandale, MN is a large open floor plan with all the basics done in absolute neutrals. Flooring is either light golden parquet, frieze carpet in tans/creams and grays. and the counters and backsplash match the tan and cream neutrals.</p> <p>If you die for lighting, the huge south facing windows bring it in all day long. You can see almost to the south end of Sugar Lake which is an 1,100+ acre lake whose residents believe is the top 2nd lake in the Heart of the Lakes Region. Sugar Lake is located 1 hour from the metro Twin Cities and is an extremely easy drive. Many of the residents live year round and commute to work.  Great boating, skiing, fishing and just lazing around watching the crystal blue water are favorite past times.</p> <p>Fun casual dining is within a few minutes. <a href="http://minnesotarestaurantsearch.com/silver-creek-mn-restaurants/up-the-creek" title="Up the Creek Grill & Bar">Up the Creek</a> in Silver Creek serves the best home made pizza's and burgers while <a href="http://madiganspub.com/" title="Madigans Pub & Grill">Madigans Pub & Grill</a> in Maple Lake has the best chicken wings, wraps and even serves full course dinners'. <a href="http://www.lakecenterbarandgrill.com/" title="Lake Center Bar & Grill">Lake Center Bar & Grill</a> is another favorite stomping grounds where the locals relax and enjoy steaks, chicken. Most of these fun places also have entertainment on the weekends so you won't be bored.</p> <p>Connect to the listing on MLS at <a href="http://dirkmoorhead.edinarealty.com/MN/Annandale/55302/homes-for-sale/7285-120th-Street-NW-62021013" title="dirk moorhead edina realty">dirkmoorhead.edinarealty.com</a><img src="http://activerain.com/image_store/uploads/2/0/2/3/5/ar1311262053202.JPG" height="33" alt="" width="107" style="float: right;"></p> <p>Check out the pictures of this 2,700+ FSF 3 bedroom lake home and tell me you don't want to see it in person.</p> <p><img title="3 bedroom Lake Home for Sale Sugar Lake" src="http://activerain.com/image_store/uploads/5/8/0/6/4/ar131126181546085.jpg" height="150" alt="3 bedroom Lake Home for Sale Sugar Lake" width="200" style="float: right;"><img title="3 bedroom Lake Home for Sale Sugar Lake" src="http://activerain.com/image_store/uploads/4/8/6/3/5/ar131126164853684.JPG" height="133" alt="3 Bedroom Lake Home for sale Sugar Lake" width="200" style="float: left;"><img title="3 bedroom Lake Home for Sale Sugar Lake" src="http://activerain.com/image_store/uploads/5/2/0/0/7/ar131126173670025.jpg" height="150" alt="3 bedroom Lake Home for Sale Sugar Lake" width="200" style="vertical-align: middle;"></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Thu, 21 Jul 2011 11:33:19 -0700 http://activerain.com/blogsview/2412719/3-bedroom-lake-home-for-sale-sugar-lake-annandale-mn http://activerain.com/blogsview/2299978/salerno-bay-maple-lake-mn Salerno Bay - Maple Lake MN <p><a href="http://dangoeman.edinarealty.com/" title="3001 62nd Street NW , Maple Lake, MN " target="_blank">Dan Goeman</a> of Edina Realty has just listed a great new lake place on Maple Lake, located 10 minutes from Buffalo and 45 minutes from the Minneapolis area.</p> <p>"Honey, Stop the Car! We need to see this walkout rambler overlooking Salerno Bay w/100 feet of hard sandy shoreline. Great floor plan, easy to decorate to our lifestyle with sun room, deck & Dad's 40x32 heated/insulated pole bldg. All on 1+ acre."</p> <p><img title="3001 62nd Street NW , Maple Lake, MN " src="http://activerain.com/image_store/uploads/3/6/8/6/8/ar130557986686863.jpg" height="256" alt="3001 62nd Street NW , Maple Lake, MN " width="341" style="vertical-align: baseline;"><strong><span style="text-decoration: underline;">3001 62nd Street NW , Maple Lake, MN</span></strong></p> <p>Listed at $290,000, you are getting all kinds of value by considering this home for your next purchase. <a href="http://www.dnr.state.mn.us/lakefind/index.html" title="Maple Lake MN - Home for sale" target="_blank">Maple Lake</a> is a clean and fun recreational lake with plenty of good neighbors to meet and greet during those summer weekends. <a href="http://madiganspub.com/" title="Madigans Irish Pub Maple Lake MN" target="_blank">Madigans Irish Pub </a>is a great local eatery serving casual entertainment, outdoor dining and a great menu. If you want an old fashioned town with an easy nature, Maple Lake MN is it. Good shops, great lakes and good cooking will ensure that you have fun.</p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Mon, 16 May 2011 17:13:49 -0700 http://activerain.com/blogsview/2299978/salerno-bay-maple-lake-mn http://activerain.com/blogsview/2292563/lake-marie-charmer-cabin-for-sale Lake Marie Charmer - Cabin for Sale <p>Lake Front Cabin on Lake Marie - 16504 109th Street NW , South Haven, MN 55382</p> <p>Listed by <a href="http://warrennelson.edinarealty.com/" title="Warren Nelsons Web Site" target="_blank">Warren Nelson of Edina Realty Buffalo</a>, (763-614-3501)this adorable log cabin on beautiful Lake Marie/Lake Louisa (largest pike in the area). If you are looking for an affordable lake cabin only 1 hour west of Minneapolis, <span style="text-decoration: underline;"><strong>you may want to drive out and see this one</strong></span>!  </p> <p><img title="16504 109th Street NW , South Haven, MN 55382" src="http://activerain.com/image_store/uploads/8/5/9/3/4/ar130521468843958.jpg" height="256" alt="16504 109th Street NW , South Haven, MN 55382" width="341"></p> <p>It is spotlessly clean with cute little touches that make this a place to build some great memories. The wood burning fireplace in the living room with it's stone front is to die for. <img title="16504 109th Street NW , South Haven, MN 55382" src="http://activerain.com/image_store/uploads/9/4/3/5/9/ar130521525095349.jpg" height="255" alt="16504 109th Street NW , South Haven, MN 55382" width="340" style="float: right;"></p> <p> </p> <p> </p> <p> </p> <p>Enjoy the charming kitchen that easily can handle the fun informal meals that make a weekend at the lake easy on everyone.</p> <p><img title="16504 109th Street NW , South Haven, MN 55382" src="http://activerain.com/image_store/uploads/9/6/0/8/4/ar13052153248069.jpg" height="181" alt="16504 109th Street NW , South Haven, MN 55382" width="241" style="float: left;"></p> <p>**BONUS**  There is a Boathouse with deck at waters edge to enjoy a fantastic lake experience.</p> <p>And it sits on nearly a 1/2 acre lot so there is plenty of room for parking, camping and hanging out when you want friends and family close.</p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Thu, 12 May 2011 11:54:16 -0700 http://activerain.com/blogsview/2292563/lake-marie-charmer-cabin-for-sale http://activerain.com/blogsview/2290520/turtles-are-coming- Turtles are Coming! <p>Wright County Mn is seeing signs of SPRING (yahoo) and the biggest sign are the Turtles crossing the roads to lay their eggs. Now, I don't really understand the phenomonen of crossing the road to lay your eggs when I am sure that there are equally as good other spots that are on the side of the road that the turtle finds himself on.</p> <p>(Joke: Why did the turtle cross the road halfway? She wanted to lay it on the line!) </p> <p>So here is the hazard...I am driving home last night and I see a dark spot in the middle of the road. It is pretty flat and about as round as a saucer. As I pass over it I realize it is a poor Turtle trying to cross the road. <img title="turtle crossing road" src="http://activerain.com/image_store/uploads/1/2/2/6/6/ar130513028866221.jpg" height="90" alt="turtle" width="120" style="float: right;">I am pretty relieved that I missed him (all 4 tires were on either side of him)</p> <p>and I am contemplating that it couldn't be very reassuring to the turtle to have car tires whizzing past his ears, when I see something else in the road.</p> <p>Now I am doing about 50 miles per hour and in the short amount of time I had, I thought; 'That can't be another turtle can it?'</p> <p>Sure enough, but this one was HUGE! I think he would have hit the undercarriage of the car. So I did what any other rational woman driver would do. I SWERVED! Happy Spring!</p> <p><img title="mean turtle" src="http://activerain.com/image_store/uploads/4/3/5/9/1/ar130513067219534.jpg" height="165" alt="mean turtle" width="220" style="margin: 5px;"></p> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Wed, 11 May 2011 12:23:32 -0700 http://activerain.com/blogsview/2290520/turtles-are-coming- http://activerain.com/blogsview/2245482/short-sales-and-foreclosures-in-wright-county-thru-1st-quarter-2011 Short Sales and Foreclosures in Wright County thru 1st Quarter 2011 <p><a href="http://buffalo.edinarealty.com/" title="Edina Realty Buffalo Web Site" target="_blank">Edina Realty Buffalo</a> located in Wright County, MN including the cities of Buffalo, Monticello, St. Michael, Albertville, Montrose, Delano, Annandale, Maple Lake, Cokato, Howard Lake, Waverly, and Clearwater.</p> <p>Foreclosures and short sales (all distressed property sales) are holding at a steady pace for the 1st quarter of 2011 at 44.1% of total new listings coming on the market. Short sales make up 17.2% of new listings, foreclosures on Wright County homes represents 26.9%. Traditional sellers still make up 44% of the market. Mulitple offers are frequent on the discounted prices so move quickly if you see one you want.</p> <p> </p><table cellspacing="0" border="0" cellpadding="0" width="782"> <tbody> <tr height="21"> <td height="21" width="75">2011</td> <td width="113"> </td> <td width="75"> </td> <td width="64"> </td> <td width="64"> </td> <td width="64"> </td> <td width="64"> </td> <td width="64"> </td> <td width="64"> </td> <td width="135"> </td> </tr> <tr height="21"> <td height="21"> </td> <td>Total Listings</td> <td>Avg LP</td> <td>REO</td> <td>AVG LP</td> <td>%</td> <td>Short </td> <td>AVG LP</td> <td>%</td> <td>Total Distressed</td> </tr> <tr height="21"> <td height="21">January </td> <td>194</td> <td>188951</td> <td>54</td> <td>119386</td> <td>27.84%</td> <td>34</td> <td>144291</td> <td>17.53%</td> <td>45.36%</td> </tr> <tr height="21"> <td height="21">February</td> <td>197</td> <td>217860</td> <td>51</td> <td>116231</td> <td>25.89%</td> <td>36</td> <td>160811</td> <td>18.27%</td> <td>44.16%</td> </tr> <tr height="21"> <td height="21">March</td> <td>271</td> <td>204654</td> <td>73</td> <td>113981</td> <td>26.94%</td> <td>44</td> <td>179932</td> <td>16.24%</td> <td>43.17%</td> </tr> <tr height="21"> <td height="21">1st Qtr</td> <td>662</td> <td>203822</td> <td>178</td> <td>116533</td> <td>26.89%</td> <td>114</td> <td>161678</td> <td>17.22%</td> <td>44.11%</td> </tr> </tbody> </table> <div class="agent_signature"> <p class="MsoNormal" style="margin: 0in 0in 0pt;"><span style="font-family: 'Lucida Handwriting'; font-size: 16pt;">Julie Moorhead</span></p> <p><span style=""><span style="font-size: small;"> </span></span><span style=""><span style="font-size: small;">Julie Moorhead - Realtor®, Broker & GRI</span></span></p> <p><span style=""><span style="font-size: small;">Direct <span style="">       </span>763-528-5289</span></span></p> <p><span style="font-size: small;"><span style="">Office<span style="">        </span>763-682-3434</span></span></p> <p><span><span style=""><a href="mailto:juliemoorhead@edinarealty.com"><span style="font-size: small;">juliemoorhead@edinarealty.com</span></a></span></span></p> <p><img title="Edina Realty Real Estate Sales" src="http://activerain.com/image_store/uploads/4/9/4/6/6/ar132285391866494.gif" height="42" alt="Edina Realty Real Estate Sales" style="float: left;" width="127"></p> </div> Julie Moorhead (Julie Moorhead, Edina Realty, Broker & GRI, Annandale, MN) Thu, 14 Apr 2011 11:27:28 -0700 http://activerain.com/blogsview/2245482/short-sales-and-foreclosures-in-wright-county-thru-1st-quarter-2011