Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each month AR runs numerous contests as a way for our members to engage in activities
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Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
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Stay motivated and on track with new contests popping up each month
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Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
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These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
advice: Lethbridge Mortgage Blog -- Consumers Beware - Your Line of Credit may be Rising - 02/27/09 02:58 PM
If you happen to hold an unsecure line of credit with a Canadian financial institution, you may be receiving some troublesome news - payments and interest could be on the rise. This increase is not due to the Bank of Canada raising the Prime rate however. Several of the major financial institutions in Canada are concerned that their earnings may be affected by the historically low interest rates that exist in the marketplace at present and are taking it upon themselves to change things, by increasing their own rates. TD Canada Trust sent out a wave of letters to customers that (4 comments)
advice: FREQUENTLY ASKED QUESTIONS - CANADIAN MORTGAGE SOLUTIONS - 01/10/09 02:04 AM
Why use a Mortgage Broker? •· Power of professional negotiating expertise. •· One stop convenience for access to numerous mortgage products. •· Unbiased knowledgeable advice. •· Access to unadvertised rates. •· Work for you, not the Bank. What is the Homebuyers Plan? •· Home Buyers Plan is a federal government program that allows homebuyers to use $20,000.00 for each purchaser from his/her own RRSP. •· You must not have owned a principal residence within the last 5 years. •· You must intend to occupy the home as a principal residence. •· Minimum repayment is 15 equal annual installments. This (0 comments)
advice: Copperwood Facebook Group Created - 01/09/09 12:07 AM
I took some time today to take some advice from a fellow Activerainer today and created a Facebook group for my community (Copperwood - Lethbridge). This is a very good idea in order to create a network of locals from the same community to discuss neighbourhood news and events, get to know our neighbours a bit more and perhaps even foster a few new leads in the process. Facebook really is an amazing tool to not only network with friends, colleagues and former school-mates. It is becoming a habit for almost any daily user of the internet. The possibilities are endless. people can (0 comments)
advice: Email that made my day. - 01/06/09 06:52 PM
Today I received an email out of the blue from a client that I helped with a mortgage in the early summer. The email was simply to thank me for the job that I did for her and her boyfriend when they purchased a home in order to relocate to a new city. It sure was a good feeling to know that I was still in mind almost half a year later. I will be adding this email to my testimonial section shortly. It is situations like this that make the job that I do rewarding every single day. To be able (2 comments)
advice: Equity & Vision mortgage programs suspended by another Lender. - 12/24/08 01:23 PM
Equity (low documentation) and vision (damaged credit) mortgages became more difficult to obtain in Canada this week as Concentra financial announced that it was "temporarily" suspending these programs in response to the current conditions of the economy and credit conditions in Canada. These types of programs are very important to customers who don't fit the traditional "A" lending requirements of most banks and institutions. Equity programs allow for reduced amount of required documentation in underwriting a mortgage. Over the past few years, lenders have been willing to allow for less documentation in situations where there is sizable amount of equity (security) in a property. (0 comments)
advice: Tips for saving on your winter heating bill!! - 12/16/08 01:54 PM
With the recent cold snap that we have experienced in the West, I felt that it was important to provide a few helpful hints to help enjoy a warmer winter and curb the evil heating bill! #1 - Caulk (or re-caulk) around the frames of doors and windows with acrylic latex caulking. #2 - Check for gaps and cracks around exterior light fixtures, outdoor taps and other through-the-wall openings. Insert pre-cut draft-blocking gaskets where required. #3 - Install door sweeps and/or weather stripping on all doors to outside. #4 - Turn down the thermostat when going to bed or when you will (0 comments)
advice: New Mortgage Rate Update - 12/15/08 12:14 PM
Here is a summary of All Source Mortgages best available interest rates vs. Major bank posted rates and cost savings on a mortgage of $250,000. Are you sure that your bank has your best 'interest' in mind?? Contact me today for a free, no obligation comparison! (0 comments)
advice: An early Christmas present for Variable Rate Mortgage holders - 12/15/08 11:34 AM
Tough economic times continue to benefit adjustable and variable rate mortgages. On Tuesday the Bank of Canada reduced the key lending rate by three-quarters of a percentage point in response to the world economic slowdown. It was widely expected that the rate cut would be .50% but the central bank surprised many by slashing .75% off of its trendsetting interest rate. In response, Canada's major banks have cut their prime lending rates by half a percentage point, to 3.5 per cent, rather than following with a full three-quarters of a point reduction. We are now seeing unprecedented low rates related to (1 comments)
advice: Using a HELOC to Enhance your Investments - 03/11/08 10:40 PM
Do you have a large amount of equity built up in your home? Are you looking to further enhance your financial position? A HELOC may be just the type of financing that you are looking for. HELOC is an abbreviation for Home Equity Line of Credit. Basically, a HELOC is a credit account that is secured by property that a person owns. This account can be drawn against by the investor for any number of reasons, such as paying bills, consolidating debt, making a large purchase such as vehicle or property, investing for retirement etc. The HELOC option when used properly, can (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.