calgary: FREQUENTLY ASKED QUESTIONS - CANADIAN MORTGAGE SOLUTIONS - 01/09/09 06:04 PM
Why use a Mortgage Broker?
•·   Power of professional negotiating expertise.
•·   One stop convenience for access to numerous mortgage products.
•·   Unbiased knowledgeable advice.
•·   Access to unadvertised rates.
•·   Work for you, not the Bank.
What is the Homebuyers Plan?
•·   Home Buyers Plan is a federal government program that allows homebuyers to use $20,000.00 for each purchaser from his/her own RRSP.
•·   You must not have owned a principal residence within the last 5 years.
•·   You must intend to occupy the home as a principal residence.
•·   Minimum repayment is 15 equal annual installments. This … (0 comments)

calgary: Happy Holidays Everyone - 12/24/08 05:41 AM
This holiday season, my thoughts turn gratefully to those people who have made my success possible.
It is in this spirit that I say thank-you and best wishes for the holiday season and a very happy new year.
May peace, prosperity and joy be with you all!!!
All the best!
Shaun
(1 comments)

calgary: Equity & Vision mortgage programs suspended by another Lender. - 12/24/08 05:23 AM
Equity (low documentation) and vision (damaged credit) mortgages became more difficult to obtain in Canada this week as Concentra financial announced that it was "temporarily" suspending these programs in response to the current conditions of the economy and credit conditions in Canada.
These types of programs are very important to customers who don't fit the traditional "A" lending requirements of most banks and institutions.
Equity programs allow for reduced amount of required documentation in underwriting a mortgage. Over the past few years, lenders have been willing to allow for less documentation in situations where there is sizable amount of equity (security) in a property. … (0 comments)

calgary: Tips for saving on your winter heating bill!! - 12/16/08 05:54 AM
With the recent cold snap that we have experienced in the West, I felt that it was important to provide a few helpful hints to help enjoy a warmer winter and curb the evil heating bill!
#1 - Caulk (or re-caulk) around the frames of doors and windows with acrylic latex caulking.
#2 - Check for gaps and cracks around exterior light fixtures, outdoor taps and other through-the-wall openings. Insert pre-cut draft-blocking gaskets where required.
#3 - Install door sweeps and/or weather stripping on all doors to outside.
#4 - Turn down the thermostat when going to bed or when you will … (0 comments)

 
Shaun Serafini, B.MGT (Shaun Serafini - Mortgage Expert - All Source Mortgages )

Shaun Serafini

B.MGT

Lethbridge, AB

More about me…

Shaun Serafini - Mortgage Expert - All Source Mortgages

Office: (403) 382-1564

Fax: (403) 328-3687



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