realestate: Lethbridge Mortgage Blog -- Consumers Beware - Your Line of Credit may be Rising - 02/27/09 06:58 AM
If you happen to hold an unsecure line of credit with a Canadian financial institution, you may be receiving some troublesome news - payments and interest could be on the rise. This increase is not due to the Bank of Canada raising the Prime rate however. Several of the major financial institutions in Canada are concerned that their earnings may be affected by the historically low interest rates that exist in the marketplace at present and are taking it upon themselves to change things, by increasing their own rates.
TD Canada Trust sent out a wave of letters to customers that … (4 comments)

Why use a Mortgage Broker?
•·   Power of professional negotiating expertise.
•·   One stop convenience for access to numerous mortgage products.
•·   Unbiased knowledgeable advice.
•·   Access to unadvertised rates.
•·   Work for you, not the Bank.
What is the Homebuyers Plan?
•·   Home Buyers Plan is a federal government program that allows homebuyers to use $20,000.00 for each purchaser from his/her own RRSP.
•·   You must not have owned a principal residence within the last 5 years.
•·   You must intend to occupy the home as a principal residence.
•·   Minimum repayment is 15 equal annual installments. This … (0 comments)

realestate: Silly me - 01/09/09 05:56 PM
So after posting my blog yesterday talking about how I had just created my own neighborhood Face book page, I go and forget to post the link. You can trust me when I say that it wasn't for suspense or 'hyping' purposes.
I guess in all my haste to post about my new creation I forgot the most important part. As of right now the page has 6 members, all of whom were personally invited by myself (friends and folks I know in the neighborhood). As time goes on I really hope to see the group grow so we can learn … (2 comments)

realestate: Happy Holidays Everyone - 12/24/08 05:41 AM
This holiday season, my thoughts turn gratefully to those people who have made my success possible.
It is in this spirit that I say thank-you and best wishes for the holiday season and a very happy new year.
May peace, prosperity and joy be with you all!!!
All the best!

realestate: Tips for saving on your winter heating bill!! - 12/16/08 05:54 AM
With the recent cold snap that we have experienced in the West, I felt that it was important to provide a few helpful hints to help enjoy a warmer winter and curb the evil heating bill!
#1 - Caulk (or re-caulk) around the frames of doors and windows with acrylic latex caulking.
#2 - Check for gaps and cracks around exterior light fixtures, outdoor taps and other through-the-wall openings. Insert pre-cut draft-blocking gaskets where required.
#3 - Install door sweeps and/or weather stripping on all doors to outside.
#4 - Turn down the thermostat when going to bed or when you will … (0 comments)

realestate: Don't have 5% Downpayment --There are still Options - 11/08/08 08:15 AM
Recent changes in federal regulations on mortgages have eliminated the popular zero-downpayment financing programs that were available through the major mortgage default insurers.This does not mean that you will be unable to purchase a home without a minimum of 5% downpayment saved.
All Source Mortgages uses several lenders who have options available even if you don't have 5% or more saved towards the purchase of a home. It is important that you get in touch with a mortgage professional in order to discuss all of your options.
Fast Facts about Downpayment programs offered by All Source Mortgages
Do I qualify for a mortgage with Less than … (0 comments)

Shaun Serafini, B.MGT (Shaun Serafini - Mortgage Expert - All Source Mortgages )

Shaun Serafini


Lethbridge, AB

More about me…

Shaun Serafini - Mortgage Expert - All Source Mortgages

Office: (403) 382-1564

Fax: (403) 328-3687

Email Me



RSS 2.0 Feed for this blog