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It is all too often these days that I am talking to people who are in a bind with their mortgage. They usually fall in to one of 3 groups: They have taken on too much mortgage debt with a large home or previous cash-out refinance They have fell on some hard times, either through a loss of a job, injury or loss of a spouse They have recently had their mortgage payment adjust and they can no longer afford the higher payment The first option that they look for (and that we try to consider) is a refinance out of … (13 comments)
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