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The home Inspection??? This is actually almost a mandatory item for 99.9% of my Residential Home Buyer's.  But, this condition (Condition defined: something you can get OUT of the home agreement over and get your money back) is very important.  The way it is written is also VERY IMPORTANT.  How you make agree to write the details of this condition can MAKE OR BRAKE the deal for you....in getting your offer accepted.

I have had many Seller's Agents tell me....The offer was accepted mostly due to the way the inspection condition and/or offer was presented.  As you where the most prepared and organized when presenting your offer. 

NOW, I know that may sound ridiculous...but, it would surprise you to know the amount of Active Real Estate agents both FULL Time and PART Time who just do not take this serious!  I am not sure if it is because they are in this career and just forgot What it is like to personally go through the Home Buying Process....I assure you..that I will be compassionate about this and hold your hand through the entire process...

I am not afraid of Work.....it takes much more work to do things the way I do...but, As they say, There is a right way and a wrong way to conduct business! You decide!

I hope this information has helped you with the purchase of your next home.

We help Buyer's ONLY!

A NEW Prospective in Helping Buyer's: We will NOT Tell you what you want to hear, We will Tell YOU the TRUTH!

Additional Online Resources

How & When do I get Pre-Qualified?

Making an offer on a home, what to consider

Home Inspection Information online (American Society of Home Inspectors)

Virtual Home Inspection (What does a Home Inspection involve?)

FAQ's About Home Inspections

Links to Consumer Protection Information

VIEW What it would look like if you let me help you with your Home Search.

PLEASE REPORT TYPOS: Comments and suggestions are welcome and appreciated.

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So, This subject is about Presenting your Home Offer.  We help Buyer's Only!

A New Prospective on Helping Buyer's...."We will not TELL you what you want to HEAR, We will Tell YOU the TRUTH!"

Yeah, Before I was involved in Real Estate as a Full Time career I would have thought...Well, what the heck do you mean?  Presenting your home Offer?  You just give it to the Seller!!! DUH!

NOPE, NO WAY! Not even close! 

I am trying really hard to keep my video's 5 mins and less...but, due to the amount of information needed to explain the important process of Buying a Home and all thing areas that are so important....they all kinda roll together to make a perfect fitting puzzel...I must explain how to put the puzzel together...and If I am going to give you the TRUTH and ALL the facts...well, my video's just might be a little longer than 5 mins.

This is how I see it!  What kind of time would you put on getting the home of your dreams and being so pleased with the Real Estate Agent you selected to provide you with the guidance in this process....A Real Estate Agent you would call your Buyer Agent for LIFE? 

Yeah...WELL, That is my goal...!  So, please sit back and let me guide you through this step of Presenting YOUR home offer!

I hope this information was helpful in the future purchase of your next home.

Additional Online Resources

Making an offer on a home, what to consider

Moriah's Buyer Agent Real Estate Services, FREE??!!

Seller's Property Disclosure Statement, Why should a Buyer care?

PLEASE REPORT TYPO'S, comments & suggestions welcomed and appreciated.

Email Moriah for Personalized Help and Services.

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If you are a Future Buyer, I hope you are viewing this video before you have made an offer and actually before you have begain your search for a home in the Lehigh Valley Area of Pennsylvania.

This was the best way I could explain this important piece of purchasing your next home.  You are going to be reviewing what things you should be thinking about and How you should decide what first steps to take BEFORE you make your offer.

The reason for this explaination is because there are out of pocket costs to you as the Buyer during the execution of your agreement....so, depending on the situation...The steps you take after your offer is accepted by the seller can cost you more money than is necessary if it is not managed correctly.

I do not run with the crowd....I do things the way it will best benefit my client...It is not the easy way out...It actually takes more management and work on my end...But, TO ME, it is the right way and I have had many people in the Real Estate Business challenge me on it....but, I really do not care what others in my industry say, they are not my client and THEY are not spending the money, MY CLIENT IS.  I have run my business this way since I started in Real Estate, as to me....it is common sense.  But, to other's it is NOT How everyone else does it.

SO, you decide if this makes sense to you and if you have questions...please post a comment or email me direct.

I hope this information has been helpful in the purchase of your next home.

OTHER helpful Links.

How & When do I get Pre-Qualified?

Making an offer on a home, what to consider?

Morals & Values in Real Estate? Yeah, We Got'em

Hello! Thank you for Visiting my Vlog (Video Blog)

This is the begining of what I hope will become a great resource of Home Buying Video Tutorials for consumers looking to purchase a home in the entire Lehigh Valley Area.  (Lehigh & Northampton Counties)  My video's would really cover the entire state of Pennsylvania...but, my focus is only in a two county area which is in my backyard.

Now we know the internet is a wonderful resource of information but, computers and technology does not always work they way you want it to...so, if you can please help me and let me  know if you have any problems viewing my video's below...I would greatly appreciate it.  I am also working on getting all my Video's transferred to complete written Vlogs (Video Blogs) because this will provide consumers with even more information in providing onine links etc.

I hope this information was helpful to you.

Email Moriah for Personalized Service or comments?

Hello and Thank you for visiting my Vlog (Video Blog)

I hope you find this Vlog helpful, This video introduces a partner in my business who I have trusted for many years....Melissa Falcone, a Mortgage Consultant with Allied Home Mortgage in Allentown, Pennsylvania.

Getting a Mortgage for a home is of course part of the process of buying a home.  Melissa explains the Key Elements to a Mortgage in the video below.

Other Online resources

Email Moriah for Personalized Home Buying Help

Learn everything you need to know about Credit - www.MyFico.com

Lender Checklist: What You Need for a Mortgage

Loan Types to Consider

We hope this information has helped you!

PLEASE REPORT TYPOS, comments and suggestions are welcomed and appreciated.

Hello There and Thank you for visiting my Vlog (Video Blog)

I have provided this information to help Buyer's in both Lehigh & Northampton County Area.

Okay, so you have decided that you would like to "just look" at homes...

This is a famous reply to ALL the people I have helped over the past 10 years in purchasing a home.  Once they speak to me....I always ask many questions  and Listen to find out what it is that I can do to help you reach your goals and the VERY FIRST answer I get is "WELL, To be honest with you WE ARE JUST LOOKING".

My reply, is well....I can understand that the first process for most people in "just looking and just thinking about" buying a home But, How can you "just look" if you do not have the information you need to make decisions once you get out and "just start looking".  SO, IF you do not mind...with me being a FULL TIME professional Real Estate Agent who specializes in working with ONLY buyer's.  My goal is to guide you through The Home Buying process in the least stressful way I can. Do you mind if I help you?

Since The Process of Buying a home and moving your entire Life to a new location is on the TOP MOST IMPORTANT thing you will do in your life....doesn't it make sense to conduct some research about how this works? What kind of Real Estate Agent you will want to take you through this process and What services you will be given for this process?  YES!  I just knew you would agree with me!

So, let's begin with THE FIRST 5 Steps....when working with Moriah as your Buyer's Agent.

Email Moriah for Personalized Help in Buying a home.

Additional Online Resources

 Home Buying Tutorial Video's Only:  www.MyHomeHunter.TV

More Links that will help you.

Moriah's Buyer Agent Real Estate Services, FREE??!!

How & When do I get Pre-Qualified? (Video Tutorial)

Seller's Assist, What is it?

I hope this information has been helpful to you.

PLEASE REPORT TYPOS, comments and suggestions welcomed and appreciated!

Hello and Thank you for visiting my Vlog (Video Blog).

This information is meant to assist Buyer's for Lehigh and Northampton Counties in Pennsylvania only.  Every state may have different laws and forms that apply to Buying Real Estate.

The subject today is Seller's Property Disclosure Statement. (see a sample by clicking on blue link)

When buying a home there are so many things to know BEFORE you take the dive...my goal is to prepare  buyer's before making important decision about all the important parts of buying a home.

I just spoke to a buyer yesterday that has been looking for a home for a few months now and has actually viewed a few homes, has friends that are in the Real Estate business and went as far as talking to a Mortgage consultant...."they where told that they make enough money to get a loan for a certain amount"....BUT, through this entire process NO ONE told them anything about the Home Buying Process, They have no clue that there are different types of loans to purchase a home and that not all homes can be purchased with every type of loan, they were given no info about how much they will need down, what the closing costs will be....OR even the monthly payment on the amount they can get...they have no idea that you will need to also include taxes and Homeowners insurance with your monthly payment.  MAN OH MAN!!  I run into this every other day! 

That is why I am here...Helping YOU!

Hey, Just maybe if you are guided through the process the right way off the batt...you will gain trust in us and want us to guide you through the entire process?  That would be the perfect fit!

SO, ANYWAY..let's take a small piece of the puzzle and discuss the Seller's Property Disclosure statement and why it is important to every Buyer!

Other Home Buying Video Tutorials (just the video's) www.MyHomeHunter.TV

Other great Blog resources packed full of online links and sample information to help you even more!

What is Seller's Assist?

How much money will I need to  buy a home?

Buyer Services from Moriah, FREE??

How & When do I get Pre-Qualified? (Video Tutorial)

 I hope this information has helped you.

Email me for personalized Help in Buying your next home.

PLEASE REPORT TYPOS, comments and suggestions are welcomed and appreciated!

Hello!  Thank you for visiting my blog!

This information is pertaining to helping Home Buyer's in Lehigh & Northampton Counties in PA only.

SELLER'S ASSIST! Very confusing in deed! BUT, the best thing since sliced bread when you need money to purchase a home. We are currently in a "Buyer's Market" which means that there are more homes on the market than buyer's and this is really good for the buyer.

In my experience, It has always been hard for the average person to come up with a 20% down payment and 6% closing costs to purchase a home.  IN MY EXPERIENCE It is VERY VERY rare that buyer's have a huge bank account with all kinds of savings...and loads of money to put down! 

So, again....maybe...there are Lot's of people like that in the Lehigh Valley area...but, I can only tell you on average about the buyer's I work with...I would say it is less than 25% of the Buyer's that I have worked with in the passed 10 years that have the "perfect" financial picture with loads of money that I helped purchase a home.

So, Seller's Assist has helped close to 50% of the people I have helped purchase a home in the Lehigh Valley Area...It is a useful tool...so, check out my video below and learn just a bit more.

Other online Resources to provide help in down payment and closing costs.

PA State Programs

Local Lehigh & Northampton County Information

Other online Home Buying Video Tutorials

I hope this information has helped you!

PLEASE REPORT TYPOS! comments and suggestions are welcomed and appreciated.

I remember long, long ago well, it was not too long ago...only about 10 years...before I was in Real Estate and I was a "normal" consumer...I use to think..man oh man those sales people, all they want is to tell me what I want to hear and line their pockets with as much cash as possible...all they care about is selling me the most expensive item and they really do not care about what we need or want! 

I use to think...man oh man don't they know that I will tell everyone I know how they treated me?  I still see it all the time...no customer service,  no respect, no patience, what happened with the golden rule?  Do unto others as you would have them do onto you? I guess these types of people you run into from time to time are NOT in the looking for word of mouth referral business....The best kind of Advertising, In my book!

Our goal is to become your Buyer Agent for LIFE!  Yes, that is a huge goal....because everything we do will need to prove to you that you will want us to stick around for Life!  So, what would it take to achieve a goal like this? 

Well, Think about what it ....What would you be looking for? 

I have come up with a We WILL & We will NOT LIST!  Most of these things have been developed by me with the consumer hat on....just sick and tired of the way most conduct business....I am breaking through all the Bologna and getting straight to the point...That is why I came up with these to Lists!

My goal is NOT to help EVERY buyer who wants to purchase a home in the Lehigh Valley, just those who would like to cut through the bologna and only be provided services from the WE WILL LIST BELOW.

We will - TOP 10 (not in order of importance, as this is up to you)

1.       We will help you at YOUR Pace and YOUR Terms NOT ours.

2.       We will reply to all YOUR requests within 24 hours. IF NOT THE SAME DAY.

3.       We will walk you through every step of the home buying process by Video Tutorial for FREE.

4.       We will want to become your Buyer Agent for Life.

5.       We will give you a written list of Buyer Agent Services you can count on.

6.       We will give you any and all  information you need to purchase a home

7.       We will represent ONLY Buyers.

8.       We will listen to YOUR goals and develop a plan to help you achieve them.

9.       We will give you the POWER to make YOUR own decisions.

10.   We will be HONEST with you ALL THE TIME.

 We will NOT- TOP 10 (Not in order of importance, as you must decide this)

1) We will NOT show you homes that DO NOT fit your needs.

2) We will NOT spam you.

3) We will NOT give out your personal information.

4) We will NOT force you to register on our site to get FREE information. (our search site will be online by December 2008)

5) We will NOT tell you what you want to hear.

6) We will NOT help Sellers, EVER!

7) We will NOT try and convince you to purchase a home over your price range.

8) We will NOT take the easy way out.

9) We will NOT pass the buck, EVER!

10) We will NOT lie to you to get what we want.

I hope this information has helped you get to know more about who we are and what we believe in...or at the very least gets you thinking about what kind of people you would like to work with in the purchase of your next home in the Lehigh Valley area of Pennsylvania.

Email me for personalized services.

Check out our Home Buying Video Tutorials (another FREE service, we are not trying to sell you a CD!)

PLEASE REPORT TYPOS, comments and suggestions welcomed and appreciated, as this is the way we become better at what services we can provide to our Buyer's.

Hello There, and Thank you for visiting my Blog!

The following information will help you learn about the important points of making an offer you will need to make decissions on in the Lehigh Valley Area of Pennsylvania.  The Lehigh Valley Area consists of Both Lehigh and Northampton Counties. This discussion of the Agreement of Sale actually covers the entire state of Pa, but I only service the Lehigh Valley area and I do not know what other markets are like or what should be covered in those areas.

Okay, there are so many things you will need to consider when just thinking about making an offer on a home.  So, what I am doing trying to do is keep things as simple as possible by taking small pieces at a time...and only talk about areas in the Agreement of sale that you will need to make decissions on. I hope that makes sense!

I feel it is better to become familar with these topics BEFORE you get to the table to sign an offer.

Let's begining with What things you should consider.

Other Home Buying Video's Available at:  www.MyHomeHunter.TV

View the PA Agreement of Sale

Email Me for personalized Service

I hope this information has helped you.

PLEASE REPORT TYPOS, comments and suggestions welcomed and appreciated.